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        <title>Lowyat.NET: Latest topics by lcl832002</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 10 Jun 2026 06:22:23 +0800</lastBuildDate>
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        <item>
            <title>Forum Moderator</title>
            <link>http://forum.lowyat.net/topic/4192034</link>
            <description>Hi.&lt;br /&gt;&lt;br /&gt;I am interested to be a forum moderator. I have two questions:&lt;br /&gt;&lt;br /&gt;(1) Who should I approach to?&lt;br /&gt;&lt;br /&gt;(2) What are the requirements that I need to fulfill in order to become a forum admin?&lt;br /&gt;&lt;br /&gt;Thank you very much.</description>
            <author>lcl832002</author>
            <category>Feedback and Helpdesk</category>
            <pubDate>Tue, 07 Feb 2017 21:08:31 +0800</pubDate>
        </item>
        <item>
            <title>What is actually a flexi loan?</title>
            <link>http://forum.lowyat.net/topic/4173168</link>
            <description>Is CIMB HomeFlexi Smart Loan a flexi loan?&lt;br /&gt;&lt;br /&gt;Is it necessary that a loan with the name flexi must be a flexi loan?&lt;br /&gt;&lt;br /&gt;If a loan is a flexi loan, does it mean that prepayment (advanced payment) can be done any time without informing the bank?&lt;br /&gt;&lt;br /&gt;Thank you for sharing in advance?</description>
            <author>lcl832002</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 12 Jan 2017 15:07:26 +0800</pubDate>
        </item>
        <item>
            <title>House is already sold. Thank you.</title>
            <link>http://forum.lowyat.net/topic/3908128</link>
            <description>House is already sold. Thank you.</description>
            <author>lcl832002</author>
            <category>Property For Sale</category>
            <pubDate>Tue, 29 Mar 2016 14:41:51 +0800</pubDate>
        </item>
        <item>
            <title>Apartments in Subang Jaya, USJ and Ara Damansara</title>
            <link>http://forum.lowyat.net/topic/3856475</link>
            <description>As mentioned above, does anyone have recommendations? Budget is RM350k. I prefer low floor, ground or first floor.  &lt;!--emo&amp;:peace:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_rolleyes.gif' border='0' style='vertical-align:middle' alt='icon_rolleyes.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Your advice is very much appreciated.  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>lcl832002</author>
            <category>Property Talk</category>
            <pubDate>Sat, 30 Jan 2016 13:08:52 +0800</pubDate>
        </item>
        <item>
            <title>What does it mean?</title>
            <link>http://forum.lowyat.net/topic/2973779</link>
            <description>When a man or a woman wears a ring on his or her ring finger, does it mean that he or she is engaged or married???</description>
            <author>lcl832002</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Thu, 26 Sep 2013 21:40:14 +0800</pubDate>
        </item>
        <item>
            <title>A girl says a guy does not understand her.</title>
            <link>http://forum.lowyat.net/topic/2914289</link>
            <description>Will a normal female friend say to a guy that he does not understand her???</description>
            <author>lcl832002</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Tue, 06 Aug 2013 13:41:01 +0800</pubDate>
        </item>
        <item>
            <title>New Honda City at RM 60,000?</title>
            <link>http://forum.lowyat.net/topic/1252236</link>
            <description>A new Honda City car is sold at RM 60,000 (full spec)... Can anyone tell me whether it is possible to buy this new car at this extremely cheap price???&lt;br /&gt;&lt;br /&gt;Here is the link for reference:&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.mudah.my/Honda-City-1.5.new-4604908.htm' target='_blank'&gt;http://www.mudah.my/Honda-City-1.5.new-4604908.htm&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>lcl832002</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Tue, 08 Dec 2009 00:38:20 +0800</pubDate>
        </item>
        <item>
            <title>Double Storey Apartment or...</title>
            <link>http://forum.lowyat.net/topic/1055625</link>
            <description>Hi.&lt;br /&gt;&lt;br /&gt;I am planning to buy two units of apartment in Petaling Jaya if one is on top of, next to, or behind of the other. I prefer the unit beside my house as my family doesn&amp;#39;t have go to second floor. Of course, I will buy one unit first. If a house next to, on top of, or behind of my apartment is sold by the owner in future, I will try to buy from him.&lt;br /&gt;&lt;br /&gt;My first unit is first floor. So, my second unit will be first or second floor. The price of one unit is aroud RM 170,000.&lt;br /&gt;&lt;br /&gt;So, two units will be around RM 350,000. My house will be much bigger than a double storey terrace house which is at least RM 400,000 and needs some renovation as it is too old. However, I need to pay RM 200 per month as the maintainance fee and parking fee for staying in the apartments (RM 100 per month for each unit).&lt;br /&gt;&lt;br /&gt;Do you think that my idea is good? Any constructive ideas are welcome &amp;#33;</description>
            <author>lcl832002</author>
            <category>Property Talk</category>
            <pubDate>Sun, 07 Jun 2009 23:29:49 +0800</pubDate>
        </item>
        <item>
            <title>eMoney Tips E-book...</title>
            <link>http://forum.lowyat.net/topic/993858</link>
            <description>Hi.&lt;br /&gt;&lt;br /&gt;Our first edition of eMoney Tips e-book is finally published and ready for download for free.&lt;br /&gt;&lt;br /&gt;eMoney Tips is an e-book that shares the ideas and tips of personal finance such as wealth creation, insurance, investment and so on.&lt;br /&gt;&lt;br /&gt;For those who want to know more about the e-book and download it, please click &lt;a href='http://lokeaiaberhad.blogspot.com/2009/04/emoney-tips-ebook-april-2009-edition.html' target='_blank'&gt;&lt;span style='color:blue'&gt;&lt;b&gt;eMoney Tips&lt;/b&gt;&lt;/span&gt;&lt;/a&gt;.&lt;br /&gt;&lt;br /&gt;Your constructive comments that are very useful to improve our ways of publishing the future edition of eMoney Tips are very much appreciated in advance.&lt;br /&gt;&lt;br /&gt;Thanks...</description>
            <author>lcl832002</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 10 Apr 2009 15:06:56 +0800</pubDate>
        </item>
        <item>
            <title>Law is rubbish...</title>
            <link>http://forum.lowyat.net/topic/979660</link>
            <description>[attachmentid=872293]&lt;br /&gt;&lt;br /&gt;What is the point of having Laws in Malaysia???</description>
            <author>lcl832002</author>
            <category>Showcase</category>
            <pubDate>Sat, 28 Mar 2009 18:51:34 +0800</pubDate>
        </item>
        <item>
            <title>The names of the people in xox说 advertisement...</title>
            <link>http://forum.lowyat.net/topic/968832</link>
            <description>Hi.&lt;br /&gt;&lt;br /&gt;Does anyone know who the people are in the xox说 advertisement? Or the name of the group (five people)?</description>
            <author>lcl832002</author>
            <category>Movies &amp;amp; Music</category>
            <pubDate>Wed, 18 Mar 2009 15:46:46 +0800</pubDate>
        </item>
        <item>
            <title>Is it hard to make claims from insurance company?</title>
            <link>http://forum.lowyat.net/topic/954791</link>
            <description>I have heard that many people can&amp;#39;t make claims from insurance companies. But, so far, nobody can show me the proof that a policyholder can&amp;#39;t get his compensation from an insurance company even his injury or critical illness are covered by his policy contracts.&lt;br /&gt;&lt;br /&gt;So, my purpose of starting this topic is to know exactly the reasons why people can&amp;#39;t make claims from different insurance companies? Is it because of non payment premium, premium not made on time, fraud or misrepresentation of material fact during application, agents&amp;#39; irresponsibility or others.&lt;br /&gt;&lt;br /&gt;Besides that, if there is someone who really can&amp;#39;t make claims from an insurance company, please let me know. I will try to do it for you free of charge no matter what the insurance company is in Malaysia.&lt;br /&gt;&lt;br /&gt;Please feel free to read my blog, leave me a comment or email there to help me to improve my blog to help more consumers in dealing with buying the most affordable and right insurance plans. Thanks.&lt;br /&gt;&lt;br /&gt;My blog address is as follows:&lt;br /&gt;&lt;br /&gt;&lt;a href='http://lokeaiaberhad.blogspot.com/' target='_blank'&gt;http://lokeaiaberhad.blogspot.com/&lt;/a&gt;</description>
            <author>lcl832002</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 05 Mar 2009 02:48:52 +0800</pubDate>
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