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        <title>Lowyat.NET: Latest topics by princee</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 04 Oct 2026 16:56:04 +0800</lastBuildDate>
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            <title>Help needed:ebuddy crashed error kept appearing</title>
            <link>http://forum.lowyat.net/topic/1582796</link>
            <description>hi all, i am using iphone3gs. i have this ebuddy crashed error kept appearing even after i uninstalled and reinstalled again. damn annoying, anyone knows how to get rid of this once and for all, tq&lt;br /&gt;&lt;br /&gt;&lt;img src='http://img440.imageshack.us/img440/8850/photot.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;[addedon]October 1, 2010, 8:30 am[/addedon]and yes, i have sent the report as well</description>
            <author>princee</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Fri, 01 Oct 2010 08:28:31 +0800</pubDate>
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        <item>
            <title>the bank is so bad</title>
            <link>http://forum.lowyat.net/topic/449872</link>
            <description>No end in sight for woes of Proton dealers/customers&lt;br /&gt;Category: General&lt;br /&gt;Posted by: Raja Petra&lt;br /&gt;(Bernama) -- There seems to be no end in sight for woes faced by Proton dealers and customers due to shrinking market share and stiff compeitition from non-national cars, the Proton Edar Dealers Association Malaysia (PEDA), said today.&lt;br /&gt;&lt;br /&gt;Its President, Wan Ahmad Sepwan Wan Abd Rahman, said expectations that national carmaker Proton would sell more this year, 166,000 units from 115,000 last year as the pasenger car market grows 4-5 percent, does not come as a respite for dealers.&lt;br /&gt;&lt;br /&gt;Poor sales, dwindling second-hand car value and financial institutions placing Proton cars as a high risk category for financing is exerting immense pressure on Proton dealers, he said.&lt;br /&gt;&lt;br /&gt;&amp;quot;Loan rejections will remain high, used car value is not expected to improve significantly and non-national cars will continue to give discounts,&amp;quot; he said.&lt;br /&gt;&lt;br /&gt;Reflecting the challenging time for national car maker Proton, which has been struggling in the face of shrinking market share, Wan Ahmad Sepwan pointed to the worrying trend in credit assessment done by the financial institutions regarding their treatment of Proton and non-Proton cars.&lt;b&gt;&lt;br /&gt;&lt;br /&gt;&amp;quot;It would seem that our banks have placed Proton cars under a high risk category wherein our buyers are given a third class treatment,&amp;quot; he said in a speech at the association&amp;#39;s 8th annual general meeting here today.&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;He said the number of customers complaining about unreasonable requests from the panel banks have been rising.&lt;br /&gt;&lt;br /&gt;He said it was unreasonable that the same customer sails through the credit approval process when buying a non-Proton car.&lt;br /&gt;&lt;br /&gt;He asked that financial institutions set a minimum quota on auto loans for new Proton cars.&lt;br /&gt;&lt;br /&gt;The difficult time for Proton Edar&amp;#39;s dealers is reflected by the fact that the majority are losing money.&lt;br /&gt;&lt;br /&gt;For the January to March this year, only seven percent of the dealers are above the breakeven point, which mean 93 percent are losing money, Wan Ahmad Sepwan said.&lt;br /&gt;&lt;br /&gt;This compares with 81 percent who were above the breakeven point between 2004 and 2005, and 60 percent above the level in 2005 to 2006, he said, adding that this was based on the association&amp;#39;s recent study.&lt;br /&gt;&lt;br /&gt;&amp;quot;Unashamedly, I will tell you that I have been losing money for most months in the last 18 months,&amp;quot; he said, estimating that each dealer has been losing between RM15,000 to RM20,000 monthly.&lt;br /&gt;&lt;br /&gt;He estimated that each dealer sold an average 23 cars monthly, whereas the average dealer needs to sell around 40 cars to break even.&lt;br /&gt;&lt;br /&gt;He attributed the trouble faced by Proton and its dealers to the poor model line-up and over saturation in the distribution network.&lt;br /&gt;&lt;br /&gt;&amp;quot;Our competitors from across the Atlantic and South China Sea have introduced an average of between 3-5 new variants of each of their models since the 1990&amp;#39;s whereas we were still applying facelifts to the aged Iswara, Wira and Perdana,&amp;quot; he said.&lt;br /&gt;&lt;br /&gt;On the dealership issue, he blamed Proton Edar which went on an aggressive expansion around 2002 and 2003 and asked for a fair compensation should Proton Edar reduce the number of its dealers.&lt;br /&gt;&lt;br /&gt;&amp;quot;We are seeking for an amount that will be adequate to assist the dealers and partially compensate them for the erosion of the huge capital injected into the business,&amp;quot; he said.&lt;br /&gt;&lt;br /&gt;He also suggested that Proton Edar should close its sales branches as they are less efficient.&lt;br /&gt;&lt;br /&gt;Some branches should also operate solely as a display centre so that the full range of Proton cars could be viewed and also test driven at these centres, he said.&lt;br /&gt;&lt;br /&gt;He said Proton Edar should urgently review its current sales/services network and take into account the commercial viability of the dealers in relation to their geographical locations.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://malaysia-today.net/blog2006/newsncom.php?itemid=4260' target='_blank'&gt;http://malaysia-today.net/blog2006/newsncom.php?itemid=4260&lt;/a&gt;</description>
            <author>princee</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Mon, 30 Apr 2007 10:54:39 +0800</pubDate>
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