Lowyat.NET: Latest topics by Pain4UrsinZ

massive of digital creator

Pain4UrsinZ — Thu, 28 May 2026 16:44:28 +0800

more and more digital creator on social media that keep spamming politic news, spreading hate on racism and religion.
it is getting more toxic and out of control already.
Simply find at least hundreds of them are using same template and material to spread fake news and hate.
it is very out of control.

block many also cant get rid of it.

supermarket semakin bodo

Pain4UrsinZ — Sun, 11 Jan 2026 10:55:20 +0800

sometimes i just want to buy a broccoli ,only 1 item have to go thru long queue

they should bring back express land!

Malaysia should become 2 systems

Pain4UrsinZ — Sun, 30 Nov 2025 17:58:45 +0800

Sarawak and Sabah seem to no longer regard themselves as just states within Malaysia, as they often bring up MA63 & Malaya, and differentiate themselves from “Malaysia.”

If every state were to form its own state-based political party, we would end up with 13 major parties, making the political landscape even more messy and unstable.

Perhaps Peninsular and East Malaysia should operate under a “one country, two systems” model, similar to China and Hong Kong. We should exclude EM out of the parliamentary, allowing EM them to manage their own affairs.

Otherwise, they will continue to act as kingmakers. Not to mention, we all know that East Malaysia has a disproportionate number of seats out of the 222 parliamentary seats, which were excessively created by BN in the past to protect their position.

apa maksud 13 mei ?

Pain4UrsinZ — Wed, 15 Oct 2025 13:34:43 +0800

[fb]https://www.facebook.com/randuk.malaysia/posts/pfbid02QLsQuqLdUV6UpmoQHLUmZT1hFLT1EgY86eJEjM2CJTk8asDurhBdd1a6pGST41Djl[/fb]

mooncake sales hot or not ?

Pain4UrsinZ — Fri, 03 Oct 2025 17:41:02 +0800

belum beli, but children bising nak makan as they learnt it from school. haiya,seller will throw price or not ?

anyone know NSK sell ayam how much

Pain4UrsinZ — Tue, 30 Sep 2025 00:06:23 +0800

i always go lotus, they not helping to cut small cube, only into 13 pieces.
how about NSK anyone know ?

weather so hazy

Pain4UrsinZ — Fri, 27 Jun 2025 21:33:59 +0800

car nowdays too complicated

Pain4UrsinZ — Thu, 24 Apr 2025 18:08:36 +0800

im looking for a sedan c-segment car, but mostly are using touch screen for controlling, very confusing and difficult for me.

so far i think toyota corolla has most of the analogue button. any other recommendation?

sekolah rendah kerajaan

Pain4UrsinZ — Mon, 14 Apr 2025 22:59:26 +0800

im planning for a few days travelling . want to bring my son a long. can my son minta cuti sekolah SJKC ?

student dont entitle for leave ? zaman ape ni, student tak de annual leave ke ?

Insurance penipu scammer

Pain4UrsinZ — Tue, 11 Mar 2025 08:00:35 +0800

they plying with the rules, align with bnm no hike this year, they just plying around delay the hike at second and third year, actual calculation even higher than earlier before gov and bnm intervention

Hire Purchase Flexi loan

Pain4UrsinZ — Tue, 25 Feb 2025 09:34:08 +0800

no other bank offer Flexi loan ?

anyone apply this before ? repayment period will affect the interest or not ?

keep download porn

Pain4UrsinZ — Fri, 21 Feb 2025 12:55:47 +0800

sometimes i just download porn JAV, but i dont really watch them

you guys got this kind of sickness ?

when my storage is hit, then i will just simply delete them. and continue the cycle

So siapa suddenly become millionaire today?

Pain4UrsinZ — Wed, 15 Jan 2025 20:10:10 +0800

So siapa kena sport toto supreme

change car ownership

Pain4UrsinZ — Thu, 02 Jan 2025 16:10:54 +0800

My father transferring a car ownership to me, need advice on the steps

1) Authorisation Letter for puspakom car inspection , i send the car to puspakom for inspection

2) both my father and i present at JPJ for transfer of the ownership

can we appoint third party for puspakom inspection for ownership transfer ?

how about car insurance NCD , how is the process transfer to me ?

Accounting software for SME

Pain4UrsinZ — Wed, 01 Jan 2025 21:54:29 +0800

Any recommendation for SME Accounting software, can use offline or online then auto Sync to the software cloud.

any feature like issue and print invoice/credit note to the customer using mobile Apps ?

christmas gift from GE

Pain4UrsinZ — Thu, 26 Dec 2024 11:12:03 +0800

Past few years i didn't agree with the increment, they reduced my critical illness early payout from after 99 to 68

yesterday received another letter for medical coverage , this rider is critical as it increase my annual medical claim from 100k to 1 million, this time no choice have to agree

KEJAM !!! maybe I need to keep YOLO make sure i dont live more than 65 years old.

Why life expectancy increasing?

Pain4UrsinZ — Tue, 24 Dec 2024 14:54:02 +0800

Bukan me kite More than 50% obese and pre diabetes, kkm singgit everything bloated?

Chart and table of Malaysia life expectancy from 1950 to 2024. United Nations projections are also included through the year 2100.
The current life expectancy for Malaysia in 2024 is 76.79 years, a 0.19% increase from 2023.
The life expectancy for Malaysia in 2023 was 76.65 years, a 0.19% increase from 2022.
The life expectancy for Malaysia in 2022 was 76.51 years, a 0.19% increase from 2021.
The life expectancy for Malaysia in 2021 was 76.36 years, a 0.19% increase from 2020.

https://www.macrotrends.net/global-metrics/...life-expectancy

Life and critical insurance

Pain4UrsinZ — Wed, 04 Dec 2024 23:26:36 +0800

it is about RM 250 per year , age up to 60 , takaful, sum assured RM200k

non takaful about RM350 per year, age up to 76,sum assured RM200k

cheap ?

Nursery school dont want to return advance fee

Pain4UrsinZ — Tue, 12 Nov 2024 22:02:52 +0800

I am having difficulty recovering the RM 1,340 advance fee I paid for my children's nursery. They enrolled in May 2022, and we decided to withdraw them in July this year, providing the principal with one month's notice. However, she still sent us an invoice for June. When we inquired about the advance fee, she claimed there was a system issue and asked us to pay the amount first.

Since then, she has avoided addressing the refund, citing cash flow issues. I agreed to wait until the end of October, but when I recently approached her again, she continued to evade the matter.

any action i can take ? can file this under TTPM or cilvil claim ?

MS excel sifu tolong

Pain4UrsinZ — Wed, 11 Sep 2024 00:45:42 +0800

need a formula to calculate the interval blank cell between the 2 numbers, it could one ,two or even more intervals and random