Lowyat.NET: Latest topics by lucifah

Ultimate Discussions of ASNB Fixed Price UT

Thu, 01 Jan 1970 07:30:00 +0800

Ultimate Discussions of ASNB Fixed Price UT

lucifah — Mon, 18 Nov 2019 15:19:55 +0800

Bla bla bla bla

Refer to original threadstarter:

https://forum.lowyat.net/topic/4801114

» Click to show Spoiler - click again to hide... «

Now, here can continue to spam whatever u guys want. Have fun.

Duit Raya Tered

lucifah — Wed, 21 Jun 2017 10:22:23 +0800

4 more days raya

So, u sudah tukar duit raya?

This is mine. Yeah, economy is bad

u gais mau kuda pun boleh

luci has sadding

lucifah — Sun, 18 Sep 2016 19:44:06 +0800

Suggest Tyre Size - 225/65/R16

lucifah — Wed, 13 Apr 2016 15:59:47 +0800

Guys

Can recommend or tell me what tyre brand / sub-brand available in out LOCAL MARKET?

Tyre size = 225/65/R16

So far, i found Ling Long, but it's not what I have in mind. It's made in China

I also found CONTINENTAL VANCO, but in limited quantity and the price is about RM 600

And no, i need the exact size. (in know series 55 or 60 is plenty out there)

So please suggest. If possible, include price, and location too (I don't mind from any state also can. from Perlis to Sabah)

Cheers!

call me #random

lucifah — Wed, 02 Mar 2016 15:05:46 +0800

where is call me #random ?

last visit was 7 days ago

her suspension supposed to be over liao

did she

a. 14f
b. 15f
c. 16f
d. 32a

Lock In Period

lucifah — Tue, 22 Dec 2015 23:03:11 +0800

so i asked a question this afternoon

when does the lock in period starts?

a. after the first drawdown

b. after full disbursement

sniper on the roof

lucifah — Fri, 20 Nov 2015 16:54:59 +0800

POTUS security @ taylor's lakeside campus, marehsia

here, we can see unker [@sniper on the roof]

yeah, ayam just spamming. report me for opening a useless tered

Send car from KL to Sarawak

lucifah — Mon, 16 Nov 2015 20:45:22 +0800

I am planning to bring a car from KL to Sarawak, and is quite clueless about the logistics to bring the car here safely, timely and at reasonable cost

Has anyone tried it? How much was it?

Sea or Air freight? How long will both method reach here?

Please share your experience

I researched some options via MasKargo but still clueless

4 x 4 trucks for logistical purposes

lucifah — Fri, 24 Jul 2015 12:27:02 +0800

Here's a scenario. Need 4 units of 4x4 pickup trucks to bring some people go off roading. Need to be reliable and robust. 2 weeks use.

Small startup company, has little capital.

Requirement: used but in good condition, will need to refit with off road tyres, must be able to drink dirty diesel if needed, preferabbly manual tranny with the good old full lockout mechanial couplings (not that shit magnetic coupling) when the road gets too rouch

the choices are:

supreme king will be Toyota Hilux (RM60 - 80k)

Why?

Robust, lots of spare parts, everyone can repair, bulletproof as verified by now defunct TG

But bloody expensive. A 2007 one still can demand rm 60k price.

The contenders:

Nissan Navara (big & spacious, price cheaper than Hilux) (RM50 - 60k)

parts are expensive. true or not?

Nissan Frontier (cheap as hell, can get around 25 - 30k for a decent used one)

bad point? the back seat is cramped as hell

Mitsu Triton - everything about it is avg. avg price, avg size (RM40 - 50k)

Isuzu D-Max. no experience driving this car, but pricewise is cheap. slightly more exp than frontier. (RM30 - 45k)

will also need at least 5k cash for each vehicle to retrofit with offroad tyres, oil changes, change new belting (u don't want it to snap in the jungle), new PU seat cover and what else?

where can get cheap china offroad tyres?

and what major brand off road tyres are cheap and good? other than silverstone (rm400 each?) or second hand used tyres

edit: added previous gen d-max
edit2: added prices

Kopitiam Advice #6: Spend Less Than You Earn

lucifah — Wed, 10 Jun 2015 10:20:08 +0800

taken from LifeHacker

http://lifehacker.com/spend-less-than-you-...nanc-1710042416

TL; DR summary: just like how Msia education brainwashed our heads to say Malaysia has no earthquake, we have also been brainwashed to spend less than what we earn

inb4 i banggala cos i spend my rm 2k per month salary beli ipong6-pelas

Girl on LYN.mobile on LRT this morning

lucifah — Wed, 25 Feb 2015 09:36:20 +0800

1. LYN.net mobile on screen
2. pandora

[WTS] Samsung Galaxy S3 (Used, RM430)

lucifah — Fri, 12 Dec 2014 22:12:06 +0800

Item:

Samsung Galaxy S3 i9300 Pebble Blue (Android 4.3)

Protected with hard back case + screen protector since day 1

Well used condition.

Package includes:

Everything in the picture (except charger)

Price: RM 430

Warranty: None

Dealing method: POS. Buyer pays.

Location of seller: Sarawak

Contact method/details: PM

Age of phone: 2.25 yrs

Phone conditions:

Sides:

Bottom: (scratches & 1 crack)

Top:

Mortgage Loan Package Inquiries

lucifah — Thu, 11 Dec 2014 08:56:38 +0800

Cues taken from boon

This is strictly a DISCUSSION / Q & A thread about Mortgage

Strictly NO PROMOTION and NO SPAM or NO ONE-LINER (e.g. You got PM).

General board rules and regulations applies.

First violation = Warn
Subsequent violation = Suspension

Siri Bercakap dengan Lucifah

lucifah — Sat, 11 Oct 2014 17:22:22 +0800

» Click to show Spoiler - click again to hide... «

RM2,500 salary should be enough for fresh grads

lucifah — Tue, 07 Oct 2014 16:33:07 +0800

http://www.thestar.com.my/News/Nation/2014...erts-on-salary/

QUOTE

KUALA LUMPUR: A starting salary of RM2,500 for graduates who have just entered the employment world will suffice as long as they manage their finances well and live within their means.
Economist and financial management experts say this average starting salary can be considered reasonable given that the fresh grads have no skills or experience and that the employer has to take the risk of employing them.

The head of the education division of the Credit Counseling and Debt Management Agency(AKPK), Mohd Adnan Anan Abdullah says that for the spendthrift even a bit fat pay cheque will not suffice.

"Whether what one earns is enough is dependent on the individual's profile. Say in Kuala Lumpur, if one eats out every day it could cost up RM30 per day, and the spending will be greater if one has habits like smoking".

Apart from that, he advised that those who have just started work should not rush into buying luxuries like a car. They should stabilise their financial position beforehand. "Owning a car at a very young age is definitely 'cool' but one should not forget of the additional ownership costs involved - fuel, toll, parking charges, maintenance and insurance coverage when lumped up could prove to be hefty", he said.

A study on job seekers going through a local job portal found that degree holders felt a salary of RM2,500 to be insufficient with 77 per cent of the 2,062 respondents could hardly save after spending on the basic necessities.

About 60 per cent of the respondents expected a starting salary of RM3,500, while 30 per cent of them asked for RM6,500. On the employer’s side, 66% said they were ready to pay between RM2,500 and RM2,800 depending on the qualification.

However, Mohd Adnan refuted claims that a salary of RM2,500 is insufficient to keep aside some amount for savings and saving 10 per cent of one's monthly income is part of good financial management.

"Saving is important, but calls for tough financial discipline and perseverance, and can be done through unit trusts or separate bank accounts. As long as there is balance in the bank account one will be tempted to spend, thus savings must be something that one is forced to do", he says.

The Executive Director of the Federation of Malaysian Employers, Shamsuddin Bardan points out the aforementioned starting salary could be considered as reasonable for graduates who have no experience and the fact that employers have to spend to teach them on the trade.

"They have to realise that the employment openings are limited and if they are too demanding on the salary they may end up being unemployed.

"So take a positive view and see your first job as the opportunity to seek knowledge, and after having garnered some experience they could 'test the market' at other places. There is no obligation for one to remain loyal to an employer".

Shamsuddin adds that if they excel, along with additional qualities like good communication skills, don't be surprised the employers themselves give a pay rise within a short time.

Employers are well aware that they could easily lose good employees if they are not rewarded accordingly.

An economic lecturer with Universiti Malaysia Sarawak (Unimas) Professor Dr Shazali Abu Mansor shared similar views with Shamsuddin.

Prof Shazali says graduates should consider themselves as still undergoing practical training while at their first job.

"The key here is patience. If during your practical training you could take a bus, why not do the same now? Don't think that as soon as you start work you could just forget how you lived as a student".

Committee member for the economic and management cluster of the National Professor Council, Professor Dr Samsinar Md Sidin says the younger employees, especially those who reside in towns, should spend wisely.

"At times it is better to rent a room near the workplace, though it may be expensive it is better than traveling from far away, as this also helps to avoid the waste of time and energy", he says.

The lecturer at the economic and management faculty of Universiti Putra Malaysia (UPM) added that parents could help out financially at the initial stage.

"Some of those who have just graduated also do part time work, including through online means, however they have to ensure their main occupation is not affected. Don't waste any opportunity", he says. - Bernama

i agree

rm 2,500 per day salary is more than enough to survive nowadays

Nissan X-Trail

lucifah — Mon, 22 Sep 2014 20:29:15 +0800

from paultan.org

http://paultan.org/2014/09/22/iims-2014-ni...rail-indonesia/

appearance is secondary. what i need to know is whether the inside with all seats folded, will be bigger than CRV and can match the old T30 interior or not?

T30 interior:

and the main thing, will this (2.0 model) be priced lower than CRV (RM145k?) ???

let the guessing game when the slow as turtle TCEAS will bring this thing in. Year 2015 or year 2018 baru bawak masuk? after finish their ugly T31 X-Trail stocks perhaps?

Lotus Elise S : Brand new CHEAP

lucifah — Mon, 08 Sep 2014 20:57:49 +0800

http://paultan.org/2014/09/08/lotus-malays...e-s-now-rm280k/

Elise S : RM 279,888

Road Tax: RM 200
Registration: RM 50
Fancy Carplate Nombor: RM 210
Insurance: RM 2,000 (after 55%NCB)

total: RM 282,148

Serious fun

0-100 in 4.6 second

NO cupholder. No leatherseat. No carpet.

but for rm two hundred eighty two thousand, this is seriously a better choice than an 86

Najib kept his promise?

discuss

GDC is now renamed Hnggghhh

lucifah — Sat, 16 Aug 2014 13:18:37 +0800

After long and fruitful discussion with lots of Hngghh pictures for proof, we have decided to rename Galleries de Celebrity to Hnggghh

Yup. u heard it right. It's Hngggghhhhhh

https://forum.lowyat.net/Hnggghhh

Post all Hnnggghhhhh pictures inside that thread

iLowyat.NET -> Lifestyle -> Kopitiam -> Hnggghhh

LOL tered (open for 2 hours only)

lucifah — Tue, 05 Aug 2014 20:57:52 +0800

QUOTE(Y.J.S @ Aug 3 2014, 10:57 PM)

Won't settle down without an official apology from [@lucifah]
[right][snapback]69613587[/snapback][/right]

definition of settle down:

Merriam-Webster:

QUOTE

Full Definition of SETTLE DOWN
1
: to become established in a dwelling place or in a permanent job, profession, or business : begin to live a normal life
2
: to become inactive or sluggish <liked to settle down with the evening paper after dinner>
3
: to make oneself comfortable for rest or sleep <settled down for the night>

Macmillan :

QUOTE

1
[intransitive/transitive] same as settle1 (sense 8)

The kids will settle down after they've had a nap.
2
[intransitive] to begin to live a quieter life by getting married or staying permanently in a place

Are you ever going to settle down and get married?
Thesaurus entry for this meaning of settle down
3
[intransitive] to make yourself comfortable in a place, especially in order to do something that will take a lot of time or effort

I settled down in front of the television for the evening.
settle down to (do) something:

She took a seat and settled down to wait.

The free dictionary:

QUOTE

settle down
1. To begin living a stable and orderly life: He settled down as a farmer with a family.
2. To become calm or composed.

have fun NOT settling down... forever

QUOTE(Y.J.S @ Aug 5 2014, 08:32 PM)

Huh I failure in life? I'm in the top private school now some more first class of form 4 manada failure?
[@lucifah] almost three days still not apologise? Are you blind or cacat?
[right][snapback]69655238[/snapback][/right]

form 4. rich parents. private school.