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        <title>Lowyat.NET: Latest topics by ralyon</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 21 Jul 2026 03:29:51 +0800</lastBuildDate>
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            <title>Steven Seagal murdered winnie the pooh</title>
            <link>http://forum.lowyat.net/topic/5419817</link>
            <description>[YOUTUBE]p4ebgR2tFf4[/YOUTUBE]</description>
            <author>ralyon</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 10 Nov 2023 22:58:44 +0800</pubDate>
        </item>
        <item>
            <title>Malaysia built base in Spratly</title>
            <link>http://forum.lowyat.net/topic/4001540</link>
            <description>Too bored, found this on googlemap.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.google.com.my/maps/@7.3725658,113.8461098,594m/data=&amp;#33;3m1&amp;#33;1e3' target='_blank'&gt;https://www.google.com.my/maps/@7.3725658,1...#33;3m1&amp;#33;1e3&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('ee87afc22a5a57702867cbf28a841bd8')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;ee87afc22a5a57702867cbf28a841bd8&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/gsnS63W.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>ralyon</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 13 Jul 2016 21:06:13 +0800</pubDate>
        </item>
        <item>
            <title>Ceiling light problem</title>
            <link>http://forum.lowyat.net/topic/3097811</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;Can anyone guide me how to remove the cover of this ceiling light? I want to unscrew it and replace with a new light.&lt;br /&gt;I tried twisting the frosted glass dome part and also the metal ring part clockwise and anti-clockwise, but it doesn&amp;#39;t move at all.&lt;br /&gt;&lt;br /&gt;I can&amp;#39;t spot any screw, or button/switch to trigger.&lt;br /&gt;&lt;br /&gt;Thanks in advance.</description>
            <author>ralyon</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sun, 12 Jan 2014 17:30:54 +0800</pubDate>
        </item>
        <item>
            <title>[Question] about wall socket</title>
            <link>http://forum.lowyat.net/topic/3060371</link>
            <description>Hi all sifus,&lt;br /&gt;&lt;br /&gt;Can double wall socket like this support 13amp for each socket or 13amp in total for both?&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>ralyon</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Tue, 10 Dec 2013 00:37:35 +0800</pubDate>
        </item>
        <item>
            <title>Housing loan refinance</title>
            <link>http://forum.lowyat.net/topic/2990044</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;May I ask which bank now offers zero cost (or near zero) full flexi housing loan refinance?&lt;br /&gt;&lt;br /&gt;Estimated property value: 550k&lt;br /&gt;Refinance amount: 440k&lt;br /&gt;Tenure: 30 years&lt;br /&gt;&lt;br /&gt;Thanks.&lt;br /&gt;</description>
            <author>ralyon</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 10 Oct 2013 15:24:13 +0800</pubDate>
        </item>
        <item>
            <title>How much was your last salary adjustment?</title>
            <link>http://forum.lowyat.net/topic/1812478</link>
            <description>Wondering if the economy has recovered and how well IT companies in Malaysia are performing. Please vote.</description>
            <author>ralyon</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 29 Mar 2011 15:21:30 +0800</pubDate>
        </item>
        <item>
            <title>Curtain rails</title>
            <link>http://forum.lowyat.net/topic/1521243</link>
            <description>I need to install curtain rails and also venetian blinds.&lt;br /&gt;&lt;br /&gt;Where to buy and got any contact for installation service?&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>ralyon</author>
            <category>Property Talk</category>
            <pubDate>Tue, 10 Aug 2010 23:02:09 +0800</pubDate>
        </item>
        <item>
            <title>Low +5v voltage</title>
            <link>http://forum.lowyat.net/topic/1517784</link>
            <description>Hi gurus out there,&lt;br /&gt;&lt;br /&gt;I just assembled a new pc with Gigabyte H55M USB3 motherboard and Cooler Master Silent Pro M 500W. I noticed in BIOS pc health status and also a hardware monitor, the +5v voltage is only 4.9 volt. Is this normal or there is something wrong with my hardwares?&lt;br /&gt;&lt;br /&gt;Thanks.&lt;br /&gt;&lt;br /&gt;&lt;img src='http://img697.imageshack.us/img697/5296/voltage.png' border='0' alt='user posted image' /&gt;</description>
            <author>ralyon</author>
            <category>Hardware</category>
            <pubDate>Sat, 07 Aug 2010 22:41:13 +0800</pubDate>
        </item>
        <item>
            <title>Looking for term life insurance</title>
            <link>http://forum.lowyat.net/topic/1397109</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;I&amp;#39;m looking for term life insurance with 5 years term 250K coverage, includes death and tpd. I&amp;#39;m 30, non-smoking.&lt;br /&gt;Any other suggestion besides HL assurance (already got their quotation)? &lt;br /&gt;Thanks.</description>
            <author>ralyon</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 20 Apr 2010 18:52:06 +0800</pubDate>
        </item>
        <item>
            <title>HSBC Amanah Takaful</title>
            <link>http://forum.lowyat.net/topic/1346429</link>
            <description>I am being offered HSBC Amanah Takaful as alternative to MRTA.&lt;br /&gt;&lt;br /&gt;- 320k flat coverage for 25years, covers death and tpd&lt;br /&gt;- annual premium 800 (abt 1000 if you want to cover critical illness as well)&lt;br /&gt;- can surrender the policy if settle the loan early or can transfer to another loan (according to bank) or can continue for your own proctection&lt;br /&gt;- little or no surrender value after 25 years (depending on investment performance)&lt;br /&gt;&lt;br /&gt;im wondering if there is any catch, the premium seems low compare to term life insurance</description>
            <author>ralyon</author>
            <category>Property Talk</category>
            <pubDate>Sat, 06 Mar 2010 00:31:48 +0800</pubDate>
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