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        <title>Lowyat.NET: Latest topics by sun1989</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 08 Jun 2026 01:01:20 +0800</lastBuildDate>
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        <item>
            <title>[WTS] Xiaomi Redmi / Hongmi</title>
            <link>http://forum.lowyat.net/topic/3359180</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt;  Xiaomi Redmi / Hongmi, SG set&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Complete set with box&lt;br /&gt;&lt;br /&gt;&lt;span style='color:red'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;with FREE  RED Silicone Case&lt;/span&gt; &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; &lt;s&gt; RM350 &lt;/s&gt; &lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:red'&gt;RM330&lt;/span&gt;&lt;/span&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; Warranty until 5/2015&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD or Postage&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; JB &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; Whatsapp/Call only 014 930 9231&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt; 4 months&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; &lt;span style='font-size:14pt;line-height:100%'&gt;9.9 / 10, SUPER GOOD &amp;#33;&amp;#33;   LIKE NEW &amp;#33;&amp;#33;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;[attachmentid=4146608]&lt;br /&gt;&lt;br /&gt;[attachmentid=4146610]&lt;br /&gt;&lt;br /&gt;[attachmentid=4146612]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;  Extra Phone</description>
            <author>sun1989</author>
            <category>Garage Sales Archive</category>
            <pubDate>Wed, 24 Sep 2014 19:45:55 +0800</pubDate>
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            <title>[WTS] Original Philips E27 LED 5w 10w 14w</title>
            <link>http://forum.lowyat.net/topic/3264108</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Philips LED Bulb only.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; stated below individually&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:6 month &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:Postage / COD &lt;/b&gt; PM me &amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller: JB &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details: Call / Whatsapp 014 930 9231 &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item: &lt;span style='font-size:14pt;line-height:100%'&gt; Brand New&amp;#33;&amp;#33;&lt;/span&gt; &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;--------------------------------------------------------------------------------------------------------------&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;br /&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;&lt;span style='color:blue'&gt;&lt;br /&gt;C L E A R A N C E      S A L E &amp;#33; &amp;#33; &amp;#33; &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Philips LED Bulb 5w (equivalent 40w incandescent)&lt;br /&gt;Colour Temperature : Warm White only [ 3000K ]&lt;br /&gt;&lt;br /&gt;Normal Price : &lt;s&gt; RM64 &lt;/s&gt; &lt;/span&gt;&lt;/b&gt; &lt;span style='color:red'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;CLEARANCE PRICE RM 29.90 &lt;/span&gt;&lt;/span&gt;  &lt;span style='color:red'&gt;LIMITED&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=4063848]&lt;br /&gt;&lt;br /&gt;&lt;img src='https://m.ak.fbcdn.net/sphotos-f.ak/hphotos-ak-xfp1/t1.0-9/q86/r270/s720x720/10300050_10152193326877773_2067432883163473592_n.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;[addedon]&lt;br /&gt;Philips 5w LED&lt;br /&gt;[/addedon]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Philips LED Bulb 10w (equivalent 70w incandescent)&lt;br /&gt;Colour Temperature : Warm White and Cool Day Light [ 3000K and 6500K ]&lt;br /&gt;Normal Price : &lt;s&gt; RM59 &lt;/s&gt; &lt;/span&gt;&lt;/b&gt; &lt;span style='color:red'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;CLEARANCE PRICE RM 39.90 &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=4063849]&lt;br /&gt;&lt;img src='https://m.ak.fbcdn.net/sphotos-c.ak/hphotos-ak-xpa1/t1.0-9/10402904_10152193325182773_5869430840868858531_n.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://m.ak.fbcdn.net/sphotos-e.ak/hphotos-ak-xpa1/t1.0-9/q84/r180/s720x720/10484794_10152193325857773_2959665621748077829_n.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;[addedon]&lt;br /&gt;Philips 10w LED&lt;br /&gt;[/addedon]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Philips LED Bulb 14w (equivalent 100w incandescent)&lt;br /&gt;Colour Temperature : Warm White only&lt;br /&gt;Normal Price : &lt;s&gt; RM75 &lt;/s&gt; &lt;/span&gt;&lt;/b&gt; &lt;span style='color:red'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;CLEARANCE PRICE RM59.90 &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=4021054]&lt;br /&gt;[addedon]&lt;br /&gt;Philips 14w LED&lt;br /&gt;[/addedon]</description>
            <author>sun1989</author>
            <category>Home Electronics &amp;amp; Wares Garage Sales</category>
            <pubDate>Fri, 20 Jun 2014 02:10:49 +0800</pubDate>
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            <title>PTPTN Matters ...</title>
            <link>http://forum.lowyat.net/topic/2152259</link>
            <description>Greetings guys, I would like your help to clarify matters regarding PTPTN. Most &amp;quot;chaotic&amp;quot; things in this will the RM 13k Kos Pentadbiran mentioned in my &amp;quot;PTPTN Statement&amp;quot;...&lt;br /&gt;&lt;br /&gt;Yes ... I&amp;#39;m the guy who took photo and posted on my fb for this matter, and I got shocked when I looked at it.  &lt;!--emo&amp;:blink:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blink.gif' border='0' style='vertical-align:middle' alt='blink.gif' /&gt;&lt;!--endemo--&gt;  &lt;br /&gt;When I was posting it, I wish to get more clarification on this matter as the typical question will be  &lt;b&gt;OMG ... Why 13k ?? Why loan for 48k need to return 13k additional ??&lt;/b&gt;  &lt;br /&gt;&lt;br /&gt;So, in order to not mess up the situation and to &lt;b&gt;STOP MISLEADING&lt;/b&gt; current PTPTN loaners, I get myself up to arrange up some information for the good of all PTPTN loaners. I&amp;#39;m not paid by PTPTN but since I&amp;#39;m the one who start it, I will need to make it clear to avoid misunderstanding. Else, PTPTN will get flame out of nothing and I might face some court case  &lt;!--emo&amp;:blink:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blink.gif' border='0' style='vertical-align:middle' alt='blink.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Lets go to the main thing. &lt;br /&gt;&lt;br /&gt;&lt;img src='http://a3.sphotos.ak.fbcdn.net/hphotos-ak-snc7/376376_10150430132232773_619487772_8428976_568766402_n.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;As shown, my loan is 48k, and interest rate aka Kos Pentadbiran is RM 13k, according to the detail breakdown, it is from &lt;b&gt;Nov 2011 until Oct 2026&lt;/b&gt; , which means, I will have a &lt;b&gt;TOTAL OF RM 13,829.09 for my Interest &lt;/b&gt; if I pay accordingly (Refer Ansuran Bulanan section).&lt;br /&gt;&lt;br /&gt; &lt;b&gt;Nov 2011 until Oct 2026&lt;/b&gt; - 180 Months / 15 Years&lt;br /&gt;&lt;br /&gt;__________________________________________________________________&lt;br /&gt;Detailed Breakdown for my case ( I will compile up more details for other case and generalize it ) :&lt;br /&gt;&lt;br /&gt;|Bulan Mula|   |Bulan Akhir|    |Bil Bulan| |Ansuran Bulanan|   |Jumlah|&lt;br /&gt;Nov 2011            Okt 2012            12            111.59            1339.08&lt;br /&gt;Nov 2012            Okt 2013            12            145.07            1740.84&lt;br /&gt;Nov 2013            Okt 2014            12            188.59            2263.08&lt;br /&gt;Nov 2014            Okt 2015            12            245.17            2942.04&lt;br /&gt;Nov 2015            Okt 2016            12            318.72            3824.64&lt;br /&gt;Nov 2016            Sep 2026           119           414.34            49306.46  &lt;span style='color:red'&gt;&amp;gt;&amp;gt; 119 Months/9.9 Years, Paying 414.34 per month&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Okt 2026            Okt 2026             1             412.95            412.95  &lt;span style='color:red'&gt;Last payment&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;TOTAL                                    180 Months / 15 Years         61829.09&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Additional Note : &lt;br /&gt;* Kos pentadbiran sebanyak 3% setahun dikenakan berdasarkan &lt;b&gt;Baki Berkurangan Bulanan ( this is where the 13k building up, am I right ? )&lt;/b&gt;  &lt;br /&gt;Sekiranya tuan/puan masih belajar, sila kemukakan permohonan penangguhan dengan segera.&lt;br /&gt;* Jadual bayaran balik akan berubah sekiranya peminjam menerima tawaran Ujrah.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;So ... what d next question ? I worked whole day and got a bit blur ady...&lt;br /&gt;We will get the things right at here.&lt;br /&gt;&lt;br /&gt;Serious talk yoo ~ ~&lt;br /&gt;&lt;br /&gt;Thanks in advance for kopitard sekalian ~&lt;br /&gt;&lt;br /&gt;Hundreds will appreciate for every information provided. &lt;br /&gt;&lt;br /&gt;~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Further info, please visit : &lt;a href='http://www.ptptn.gov.my/' target='_blank'&gt;http://www.ptptn.gov.my/&lt;/a&gt;&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;For 3% to 1% Ujrah :http://www.ptptn.gov.my/index-ujrah.html&lt;br /&gt;*Kindly check status here by key in NRIC. /&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;FAQ : &lt;a href='http://www.ptptn.gov.my/web/guest/FAQ' target='_blank'&gt;http://www.ptptn.gov.my/web/guest/FAQ&lt;/a&gt; /&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~&lt;br /&gt;&lt;br /&gt;For those who know the details, kindly provide me some detail information as there are very much out juniors and seniors out there who dont know these information.</description>
            <author>sun1989</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 16 Dec 2011 23:39:39 +0800</pubDate>
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            <title>BPG Electric Motor</title>
            <link>http://forum.lowyat.net/topic/1988886</link>
            <description>[YOUTUBE]odI4WaYEcCU[/YOUTUBE] &lt;br /&gt;&lt;br /&gt;They got U1,U2 and U3 in their catalogue. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;A revolution in personal transportation.&lt;br /&gt;&lt;br /&gt;Small enough to bring indoors and powerful enough to drive on the road.&lt;br /&gt;&lt;br /&gt;Environmentally friendly, zero emissions (completely green).&lt;br /&gt;&lt;br /&gt;More stable than a motorcycle at low speeds.&lt;br /&gt;&lt;br /&gt;Significantly lower operating costs than a gas powered vehicle.&lt;br /&gt;&lt;br /&gt;Unique and stylish&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='color:red'&gt;&lt;a href='http://bpg-motors.com/about/' target='_blank'&gt;SOS&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Wonder if any company in MY will import tis ~ ~ haha</description>
            <author>sun1989</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sun, 07 Aug 2011 23:26:40 +0800</pubDate>
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        <item>
            <title>[WTA/WTB] HP 21 refillable cartridge</title>
            <link>http://forum.lowyat.net/topic/1404774</link>
            <description>as topic, does this kind of refillable cartridge available in the market ? I asked many shops but turn out nothing...&lt;br /&gt;im using HP F4185 all in one printer but one of the difficulties I faced is everytime I have to take out everything to refill. N the DIY refilling process sometimes will become messy n my hand full with black ink...&lt;br /&gt;of course beside changing a new printer ...&lt;br /&gt;the picture as below ~ ~&lt;br /&gt;&lt;br /&gt;&lt;img src='http://img.alibaba.com/photo/268355096/Refillable_Inkjet_Cartridge_for_HP_21_22.summ.jpg' border='0' alt='user posted image' /&gt;</description>
            <author>sun1989</author>
            <category>Hardware</category>
            <pubDate>Tue, 27 Apr 2010 16:59:29 +0800</pubDate>
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