Lowyat.NET: Latest topics by rubrubrub

Weakening ringgit: Corruption

rubrubrub — Sun, 15 May 2022 19:24:53 +0800

The stagnant economic modelling and a failing education system have also contributed to increasing capital outflows and driving local skilled workers overseas.

Malaysia had a net capital outflow of RM2.26 bil in the 4Q 2021 according to the Department of Statistics Malaysia. Between 2019 and 2021, except in 1Q 2021 and 3Q 2021 when Malaysia had net capital inflows of RM15.79 bil and RM22.68 bil respectively, Malaysia had a total of capital outflows in all other quarters amounting to RM123.09 bil and a net total capital outflow of RM84.61 bil in the past three financial years.

The persistent capital outflows showed both domestic and foreign investors’ diminishing confidence in the present regime in managing the country’s economy.

Nevertheless, what Malaysia needs is a reform to her financial fundamentals, revamp her infrastructure, overhaul her outdated race-centric socioeconomic and education policies, and combat corruption and illicit capital outflows.

https://focusmalaysia.my/weakening-ringgit-...106-tuct73880eb

[WTB] Samsung Galaxy Watch4 (44mm)

rubrubrub — Sat, 19 Mar 2022 13:59:36 +0800

Item(s): Looking to buy a Samsung Galaxy Watch

Package includes: everything in the box, untouched

Price: My offer RM500

Warranty: -

Dealing method: cod

Location: midvalley northpoint

Contact method/details: -
---

Item(s) conditions: preferably new in box else need to see pics and test

Picture: -

Reason for sale: -

Malaysian banks' downside risks on the rise

rubrubrub — Sat, 25 Sep 2021 00:32:37 +0800

KUALA LUMPUR: Downside risks are rising for Malaysian banks, says S&P Global Ratings as the firm affirms its ratings on five banks with negative outlook.

S&P affirmed its "A-" long-term and "A-2" short term issuer credit ratings on CIMB Bank Bhd, Malayan Banking Bhd (Maybank) and Public Bank Bhd.

The rating agency also affirmed its "BBB+" long-term and "A-2" short term issuer credit rating on AmBank (M) Bhd and RHB Bank Bhd.

All the ratings on the five banks come with negative outloook.

Restriction orders, rising Covid-19 cases continue to impact Malaysian economy, says OCBC Bank
"Downside systemic risks for Malaysian banks are on the rise. We consider that the economic risk trend for Malaysia has turned negative. Banks are also facing rising risk in the competitive environment due to negative government intervention.

"We now see a one-in-three possibility that Malaysian banks could underperform our base-case asset quality expectations in the next 12-24 months," S&P said in a statement yesterday.

The firm said the protracted lockdown, rampant pandemic waves, repeated moratoriums on loan repayment and ongoing political uncertainties in Malaysia had increased the downside risk to the recovery of the country's banking system.

The factors had also reduced the headroom in its ratings on Malaysian banks, the firm added.

S&P expects the local banking industry's non-performing loan ratio to reach three to four per cent and credit costs to stay at 55-60 basis points annually over 2021 and 2022, before recovering gradually.

It forecasts Malaysia's gross domestic product to grow by six per cent in 2022, and unemployment rate to improve to 4.4 per cent, although the rate will still be high.

https://www.nst.com.my/business/2021/09/730...hkUHcchUw2w4BQs

What safe box do you guys use?

rubrubrub — Thu, 16 Sep 2021 21:01:56 +0800

As per topic title, what kind of safe box do you guys and girls use to keep your valuables?

Top grain leather Handbags

rubrubrub — Wed, 05 May 2021 00:57:16 +0800

Hi,

Im looking to get a top grain leather handbags that looks good which will last decades for my wife birthday. Im wondering if any of the ladies here can point me to the right direction. Preferably local stores so i can get them asap. no budget but not too over la

Is current SG what TAR wanted in MY?

rubrubrub — Fri, 10 Jan 2020 18:47:06 +0800

[YOUTUBE]bfIi0gpyVFg[/YOUTUBE]

One particular quote caught my attention and made me wonder.

"3:52 There's a ton of respect between different people, cultures, religions. They're living harmoniously amongst each other..."

Walkout of Cinema

rubrubrub — Sun, 06 Oct 2019 23:30:12 +0800

Joker viewers storm out of theatres worldwide over 'disturbing, violent' content.

JOKER is continuing to stir controversy on its opening weekend, after some audiences stormed out of theatres around the world saying the movie is too disturbing and “triggering”.

One fan wrote on Twitter: “Literally just walked out of a screening of Joker. Way too terrifying to be there with… the way the movie glamorizes gun violence and mental health issues.”

Others have gone as far as calling for the movie to be banned from theatres, saying that it promotes violence and could even inspire a mass shooting.

https://www.nst.com.my/lifestyle/groove/201...turbing-violent

strawberry gen or justified walkout?

Which one is the correct answer?

rubrubrub — Mon, 04 Mar 2019 01:12:11 +0800

24 x 9 - 16 x 9 / 8
= ?

[WTS] Samsung A8 2018

rubrubrub — Sun, 25 Nov 2018 23:39:00 +0800

Item(s): Samsung A8 2018

Package includes: Includes Charger, Earphone, Manual and everything else with the phone

Price: RM 900 [Nego]

Warranty: Still available as i bought it earlier this year around Feb or March 2018

Dealing method: COD or postage borne by buyer

Location: Old Klang Road/ Pearl Point

Contact method/details: PM me
---

Item(s) conditions: Used but like new since i rarely use it and has always been in the case

Picture:

https://imgur.com/a/1X1mxLe

Reason for sale: Second phone that i don't need so i'm willing to let go at a fair price.

Which is the best pick up truck

rubrubrub — Wed, 26 Sep 2018 18:22:03 +0800

In your opinions, which pick up truck is the best to buy for Malaysia use.

in terms of fuel efficiency, maintenance cost, reliability and daily comfort.

Weekdays - travel to mall
Weekends - travel to places like raub's durian farm, kuantan and etc. from KL

mainly wanted a pick up for the backspace to place my bicycles and other heavy duty stuff, also as camping grounds for fishing trips in kenyir.

[WTS] Amazfit Stratos Smartwatch

rubrubrub — Sat, 04 Aug 2018 04:40:26 +0800

Item(s):Amazfit Stratos original [English version]

Package includes: The Watch, charger, manual, box and official receipt

Price: Selling at RM 520. New unit at RM 699.00

Warranty: Until June 2019

Dealing method: COD/PM [Buyer bear postage]

Location: Midvalley

Contact method/details: PM
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Item(s) conditions: So nice and new

Picture: will upload soon

Reason for sale: Done testing and reviewing.

Leather watch strap in London

rubrubrub — Fri, 13 Jul 2018 21:06:48 +0800

Hi all,

Anyone have any idea on where to get nice handmade leather watch straps in london?

Dungeon & Dragons

rubrubrub — Tue, 19 Jun 2018 13:05:03 +0800

Name a game that's more open and non-linear than D&D.

inb4 life is a game

[YOUTUBE]Eo_oR7YO-Bw[/YOUTUBE]

[WTS] Warhammer 40k & AOG

rubrubrub — Thu, 17 May 2018 10:30:42 +0800

Item(s): Warhammer 40k Dark Vengeance

Package includes: Everything inside

Price:
Dark Vengeance - RM 335

Warranty: Check while dealing

Dealing method: COD/ Postage borne by buyer

Location: Midvalley area

Contact method/details: PM
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Item(s) conditions: Selling my personal brand new shrink wrapped warhammer 40k stuffs.

Reason for sale: It's extra sets. My friend and i are moving on to other hobbies. My loss is your gain. Cheaper than retail significantly.

[WTS] Boardgame Cafe

rubrubrub — Tue, 10 Apr 2018 14:08:03 +0800

Business name: Boardgame Shop

Location : Located at strategically at the heart of Kota Damansara, surrounded by high traffic restaurants and next to Sunway Giza and Newly built MRT station.
Lot Size : 20 x 70

Suitable for those who wants to start a new business and have passion for board-games and its community

Venue is fully air conditioned, well kept, beautifully renovated, fully furnished & equipped
Very clean premise (reception area, cashier, kitchen, store, washroom).
With a lot of regular customers.
0ver 450 games available for business usage (worth at least RM50k here)

Sale includes all shop materials and equipment. That is an extensive and diverse boardgame supply, furniture and fully equipped kitchen.

The reason owner is selling the business due to insufficient time as owner has an everyday job. Buyer will benefit as business has been established for some time and known in the board games community. It has greater reach and potential given with more time is invested in it.

Price: RM60k [FIRM]
All ready, can start business immediately & Profitable.[/b]

Deal directly with owner. (i'm not the owner, just posting for him)
Please contact: 012 - threefourfixsix651

Reason for selling: No longer the partner's passion to run this cafe.

[WTS] Nikon SB 700

rubrubrub — Wed, 28 Mar 2018 13:44:01 +0800

Item(s): Pre-Owned Nikon SB 700

Package includes: Everything inside the box

Price: SB 700 for RM 500

Warranty: You may check on the spot until satisfied (obviously for serious buyer only)

Dealing method: COD or postage

Location: KL/ Kuchai area

Contact method/details: PM/ Reply here
---

Item(s) conditions: Like new & 9/10

Picture:

Reason for sale: Don't need it anymore

[WTS] 8gb x 2 DDR 3 Desktop RAM

rubrubrub — Thu, 01 Mar 2018 14:04:03 +0800

Item(s): GSkill AEGIS 8GB DDr3 1600mhz x 2

Package includes: RAM only

Price: RM 250 each.

Warranty:

Dealing method: COD or postage borne by buyers

Location: Midvalley/ KL

Contact method/details: PM
---

Item(s) conditions: Used but 10/10

Picture:

Reason for sale: Upgrading

[WTS] Desktop RAM DDR3 16GB

rubrubrub — Tue, 27 Feb 2018 12:20:00 +0800

Item(s): GSkill AEGIS 8GB DDr3 1600mhz x 2

Package includes: RAM only

Price: SOLD

Warranty:

Dealing method: COD or postage borne by buyers

Location: Midvalley/ KL

Contact method/details: PM
---

Item(s) conditions: Used but 10/10

Picture:

Reason for sale: Upgrading

[WTS] Asus B85M-A & Intel Xeon 1230v3

rubrubrub — Sat, 24 Feb 2018 03:40:21 +0800

Item(s): Asus B85M-A & Intel Xeon 1230v3

Package includes: Mother board and CPU

Price: RM 800

Warranty: nil

Dealing method: COD only

Location: KL & Subang

Contact method/details: PM
---

Item(s) conditions: Fully Functioning.

Picture:

Reason for sale: Upgrading

SpaceX to launch the most powerful rocket

rubrubrub — Sat, 10 Feb 2018 00:11:57 +0800

SpaceX will launch the Falcon Heavy rocket for its first demonstration flight from Kennedy Space Center in Florida at 1:30-4:30 p.m. EST (1830-2130).

On Tuesday afternoon, a rocket the size of a 20-story building, containing 27 engines and a cherry-red Tesla Roadster as its payload, is slated to lift off from NASA’s Kennedy Space Center in Florida. It will be the maiden flight of Space X’s Falcon Heavy, the most powerful rocket to launch in 45 years, since NASA’s Saturn V, which last flew in 1973.

[YOUTUBE]AI8_bM1VMv4[/YOUTUBE]