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        <title>Lowyat.NET: Latest topics by hilal74</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 18 Jun 2026 15:36:12 +0800</lastBuildDate>
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        <item>
            <title>[WTB] Iphone 13</title>
            <link>http://forum.lowyat.net/topic/5202432</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Iphone 13 128 @ 256GB &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Must be brand new.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;  RM0&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; Must be from Apple Malaysia&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; Shah Alam&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; Message me&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; New&lt;br /&gt;&lt;br /&gt;</description>
            <author>hilal74</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Tue, 05 Oct 2021 09:24:57 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] White Iphone 6 plus 16gb</title>
            <link>http://forum.lowyat.net/topic/3759108</link>
            <description>&lt;b&gt;Item(s):White Iphone 6 plus 16gb&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:Original charger, earpod, cable, box and some casings&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:Please offer me&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:Bought Dec 2014&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:COD&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:Shah Alam&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:No dent or scratch in body, a bit of scratch (abt 3 mm) in screen( not too visible)&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;[attachmentid=5207409][attachmentid=5207411][attachmentid=5207420]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:Upgrading Phone&lt;/b&gt;</description>
            <author>hilal74</author>
            <category>Garage Sales</category>
            <pubDate>Thu, 29 Oct 2015 14:59:47 +0800</pubDate>
        </item>
        <item>
            <title>Freelance Accountant</title>
            <link>http://forum.lowyat.net/topic/3249259</link>
            <description>My company is currently engaging the service of an accounting firm but we are not too happy for these 2 reasons:&lt;br /&gt;&lt;br /&gt;1. Staff turnover - They have changed the accountant in charge of our company 2 times in the span of 1.5 years. Although they are helpful, they are pretty fresh and sometimes may not be able to answer some tricky accounting situation on the spot. &lt;br /&gt;&lt;br /&gt;2. Slow delivery - I believe they are accepting more jobs that they can handle as we have to chase them for our accounts every month. We have yet to receive our finalised June&amp;#39;s account to date as they are mistakes here and there which are repeated every month.&lt;br /&gt;&lt;br /&gt;The company is now looking into hiring an experienced freelance accountant which is referred by a reliable contact. The concern is now how reliable are freelancers as we worry about them passing out company&amp;#39;s information to outside parties or they&amp;#39;ll just decide to close shop out of a sudden. &lt;br /&gt;&lt;br /&gt;I know you&amp;#39;ll face these problems too when you are dealing with an accounting firm, but somehow we feel less secure when the person is an individual without a company as a backup.&lt;br /&gt;&lt;br /&gt;Anyone who are using the service of a freelancer can share their experiences?&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>hilal74</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 06 Jun 2014 14:29:19 +0800</pubDate>
        </item>
        <item>
            <title>Help Needed&amp;#33; Business Loan</title>
            <link>http://forum.lowyat.net/topic/1131921</link>
            <description>Hi All, &lt;br /&gt;&lt;br /&gt;Help needed from the expert. Any ideas/suggestion is appreciated. &lt;br /&gt;&lt;br /&gt;I have a business that require business loan. The business is steady for almost 2 years. Recently I got sole distributors for MNC company in US to distribute health products in Malaysia. I have received several LPO from government customers but now I require bigger loan terms. I have &amp;#39;pertanian&amp;#39; land that I can make as collateral but I&amp;#39;m not sure where I should apply loan. Will RHB or CGC take into consideration? Usually how long is the processing time?&lt;br /&gt;&lt;br /&gt;Thanks in advance&amp;#33;</description>
            <author>hilal74</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 16 Aug 2009 10:52:51 +0800</pubDate>
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