Lowyat.NET: Latest topics by Pai

Financing - Properties bought under a company

Thu, 01 Jan 1970 07:30:00 +0800

WTS-MACBOOK PRO,TODS,TUMI,TED-BAKER,LONGCHAMP,

Pai — Sat, 31 May 2014 03:27:02 +0800

Item: Used Macbook Pro 13.3" (2012)

Specifications:

-2.4GHz Intel Core i5

-Intel HD Graphics 3000 384MB graphics

-4GB of 1333MHz DDR3 SDRAM

-Hard Disk Drive 500GB

-8x slot-loading SuperDrive (DVD±R DL/DVD±RW/CD-RW)

-13.3-inch (diagonal) LED-backlit glossy widescreen display, 1280-by-800 resolution

Package includes: Original full packaging box, charger, installation cds, used transparent SPECK casing (worth RM150)

Price: PM me for best price, negotiable nod.gif

Warranty: 1 week personal warranty

Dealing method: COD or free postage

Item(s) conditions: Good condition (used the speck casing since i got it and well taken care of)

Reason for sale: Not using anymore.

WTS - TODS,TUMI,TED-BAKER,LONGCHAMP,MACBOOK PRO

Pai — Sat, 31 May 2014 02:51:01 +0800

Item(s): TODS BELT - Black, Made in Italy, Genuine leather, for those with waist below 34

Package includes:Tods Bag

Price: Bought at RM800, now selling at RM400 only

Warranty: None

Dealing method: COD / POSTAGE

Location of seller: DAMANSARA

Contact method/details: PM or SMS 017-2282177

Age of item:1 years old

---

Item(s) conditions: Very good, worn only once

Picture:

Reason for sale: Too many belts

WTS - MACBOOK PRO 13.3", 2012 model

Pai — Sat, 31 May 2014 02:09:12 +0800

Item: Used Macbook Pro 13.3" (2012)

Specifications:

-2.4GHz Intel Core i5

-Intel HD Graphics 3000 384MB graphics

-4GB of 1333MHz DDR3 SDRAM

-Hard Disk Drive 500GB

-8x slot-loading SuperDrive (DVD±R DL/DVD±RW/CD-RW)

-13.3-inch (diagonal) LED-backlit glossy widescreen display, 1280-by-800 resolution

Package includes: Original full packaging box, charger, installation cds, used transparent SPECK casing (worth RM150)

Price:RM2400, slightly negotiable

Warranty: 1 week personal warranty

Dealing method: COD or free postage

Item(s) conditions: Good condition (used the speck casing since i got it and well taken care of)

Reason for sale: Not using anymore.

Feel free to pm me if interested or for any enquires. icon_rolleyes.gif thumbup.gif

WTS - IPAD MINI 16GB WIFI

Pai — Sun, 01 Sep 2013 14:55:29 +0800

Ipad Mini For Sale [used]

Apple warranty card , Box , Lighting Connector , Ipad mini itself

RM850 included postage within malaysia

16GB White Wifi

Age : 6 months , bought on Mac 2013

COD or postage

Location @ Damansara

Contact me 019-2282859 (Whatsapp n SMS ONLY)

Condition 99% perfect working

Picture as below , you may refer.

Im also selling many other stuffs including watches, clothes, jeans here ------> MY GARAGE SALES

WTS - TAG Heuer Kirium Ti5 Chronograph

Pai — Sun, 01 Sep 2013 14:41:01 +0800

Item(s): TAG Heuer Kirium Ti5 Chronograph

Package includes: Box, manual, casing, ori rubber strap with titanium clasp

Price:RM1,900

Warranty: None, but I can give 7 day personal warranty

Dealing method: COD / Postage

Location of seller:Damansara

Contact method/details: 019-2282859 (Only SMS or whatsapp)

Age of item: 8 years

---

Item(s) conditions: 8.5 / 10

Picture:

Reason for sale: Too many watches, not enough wrist time for this Kirium. Very reasonably priced as other sites are selling the same watch for 3 times more the price.....

http://www.chrono24.com/en/tagheuer/kirium...facturerIds=236

Im also selling many other stuffs including other watches here ------> MY GARAGE SALES

SUPER GARAGE SALES - IPAD, SWISS WATCHES, SHIRTS

Pai — Sat, 31 Aug 2013 17:59:27 +0800

Item(s): A lot of things - Pre-loved Ipad Mini, Tag Heuer Kirium Titanium Chronograph, Tissot Chronograph, Armani Exchange jeans, Guess casual shirts, Cuffz working/clubbing shirts, Nike shirts and shorts, no-brand-shorts

Price: RM15 to RM1900

Warranty: Only for Ipad Mini, another 6 months

Dealing method: COD/Postage

Location: Damansara

Contact method/details: 019-2282859 (Pls SMS or WHATSAPP)
---

Item(s) conditions: Preloved, used

Picture:

Reason for sale: Extra stuffs

1. IPAD MINI 16GB WIFI ONLY with casing - RM850 negotiable

2. Rare TAG HEUER KIRIUM FI Chronograph made by titanium with box, casing, booklet, manual - RM1,900 negotiable

3. Tissot PRC 200 Choronograph - Full set, RM800 negotiable

UNDERCONSTRUCTION PURCHASE TOOL

Pai — Sat, 13 Aug 2011 07:14:49 +0800

Courtesy of www.propertyWTF.com.my

http://www.propertywtf.com.my/property-mortgage-tools/

A quick and dirty calculation shows that under DIBS............every 100k you borrow translates to approx 5.5k in interest.........or 5.5% ............

Honestly wasnt aware with DIBS can save quite a bit..................interesting..........

HIJAUAN ON CAVENAGH, SINGAPORE - SDB PROPERTIES

Pai — Fri, 12 Aug 2011 07:00:12 +0800

HIJAUAN ON CAVENAGH, SINGAPORE - SDB PROPERTIES

First hand information, being brought to you by propertyWTF

- Near Ochard Road
- Starts from 452sqf sized units

propertyWTF HIJAUAN ON CAVENAGH

Looks like can buy this one? Anyone have any exp buying an SG prop n obtaining financing there? Can share the process?

BY THE SEA

Pai — Fri, 12 Aug 2011 06:51:13 +0800

BY THE SEA, PENANG - SDB PROPERTIES

Another FIRST exclusively at propertyWTF, the curtain-raiser of SDB's eagerly anticipated project in Penang Island

Special Privileges EXCLUSIVELY for propertyWTF forumers

FOR PHOTO's PLEASE GO TO ORIGINAL SITE : propertyWTF.com.my : BY THE SEA

Project Name :

BY THE SEA

Developer :

Crescent Consortium Sdn Bhd (a Selangor Dredging Berhad company)

Location :

Batu Ferringhi, Penang, Malaysia

Batu Ferringhi (Foreigner's Rock) is a stretch of 10 km beach area in Penang Island, Malaysia. Characterized by sandy white beaches and swaying palm trees, Batu Ferringhi is one of the most popular recreational destinations in Penang. Along this famous beach area, there are numerous internationally acclaimed hotels and resorts, restaurants, and retail outlets.

Land title :

Commercial title, Seksyen 1, Bandar Batu Ferringgi, Daerah Timur Laut, Pulau Pinang, Malaysia

Site area :

19,023 sqm (approximate 4.7 acres)

Comprise of:-

Land area for commercial: 65,563sf (6,091sqm)
Land area for suites: 139,199sf (12,932sqm)

Land tenure :

Freehold

Development :

3 blocks of low-rise suites (6 to 12 storeys) comprising of 138 units

WHAT IS YOUR BIGGEST REGRET?

Pai — Wed, 29 Jun 2011 09:47:41 +0800

Been a while since I started a new thread.............n looking at prices lately..........gotta say despite making some decent gains ...........I have some regrets.............. :

1. Didnt buy enough Tropics / Axis

2. Didnt buy a landed prop for own stay - At one time 2 years ago could have gotten a semi-D in BK 4 for 600k.............now can only dream..........

What about you guys?

2011 1st quarter property barometer

Pai — Tue, 22 Feb 2011 14:35:04 +0800

QUOTE

1st QUARTER 2011 PROPERTY BAROMETER
Posted Date: Feb 18, 2011
By: iProperty.com

NEW YORK

New York City’s housing market nished 2010 with a 10% increase in sales prices over the last 3 months of the year. According to the Real Estate Board of New York, Manhattan saw the highest prices and the biggest surges, with average prices increasing 13% during Q4 2010 to US$1.45 million. Nouriel Roubini and John R. Taylor, known as the "Dr. Dooms" of nance, and John Paulson, the hedge fund manager who made hugely successful bets on when the housing bubble would burst, are some of the Wall Street heavyweights who have recently purchased New York residential property. This is perhaps the most positive sign for the Manhattan property market since the nancial crisis and we expect prices will continue to increase during 2011.

KUALA LUMPUR

Malaysia had a very strong year during 2010. The implementation of two economic stimulus packages, allied with the encouraging performance of the manufacturing and services sectors, which both expanded by 7.5% and 5.4% respectively during Q3 2010, led to an estimated GDP growth of 6.5% during 2010. The Malaysian Ringgit, the best Asian emerging market currency in 2010, is expected to continue its strong performance in 2011 with a 4.7% gain, after its 12% appreciation last year. We expect the Kuala Lumpur property market to remain stable during 2011 and estimate growth levels of 5% on the back of increasing transaction volumes during 2010 and an ambitious economic transformation program. According to the World Economic Forum, Malaysia was the only emerging market to enter the top 20 list of countries in the world’s financial development index.

LONDON

The London property market is expected to continue a similar pattern to 2010. Supply of new housing is expected to remain limited as funding for construction remains tight and mortgage lenders continue to favour the equity-rich. London’s lack of real estate stock, along with local buyers’ diculty securing nancing, is expected to continue to spur London’s rental markets. Rents performed well in 2010, rising by 16% and this trend is expected to continue in 2011. What has been key to the UK market is the low interest rates; the UK base rate remained at 0.50% after the Bank of England’s January meeting; however economists expect it to rise to 1% later in the year. Even with this increase, interest rates would still be at a historic low; interest rates averaged 5.18% from 1997 to 2007. IP Global does not see a particularly steep recovery, but with low interest rates and high rental yields the UK will still oer strong value over the next 12 to 18 months.

CHINA

China's Economic Forecasting Institute has estimated that during 2011 the country’s GDP will expand by 9.8% with ination forecast to average 3.7% for the year. Ination is expected to reach its highest level in Q1 2010 as a result of rising commodity prices and salaries. China’s central bank has raised interest rates twice since October 2010 to curb the country’s rampant growth and has also recently announced property purchase limitations for second and third-tier cities as a result of property prices still increasing by 0.3% during December to end 6.4% higher y-o-y. The level of restrictions now faced by property investors and the likelihood of more during 2011 gives IP Global the view that investment elsewhere in a less speculative market will oer investors more security.

DUBAI

Recent data has highlighted that Dubai house prices are almost 60% below their peak levels. According to Reuters, this is set to drop further by 5% during 2011, as new units are released onto the market, therefore increasing supply. With rents in the city decreasing, interest rates still high and service charges inated, many buyers are expected to wait and review the Dubai market later in 2011.

GREECE

The outlook for Greece continues to look bleak. The Euro currency continues to struggle and Greece’s debt levels remain high at 140% of their GDP. Desperate to raise funds, Greece oered 6000 of their Islands for sale in 2010, which were previously o-limits to citizens and foreigners. Greece only just avoided the danger of default by securing a multi-billion Euro rescue package from the EU and International Monetary Fund (IMF) over a three-year period, agreeing to painful austerity measures and reforms. Greece’s economy is expected to contract by 3% this year and whilst their economy continues to deate, IP Global does not suggest investment in this market.

Well this report think ppl should buy props in NY, KL /MY, and London, while shunning China, Dubai and Greece at the moment.

What do u all think?

Pest control services

Pai — Mon, 25 Jan 2010 15:06:26 +0800

ANy good pest control service u guys have used before and would like to recommend here? I've got one apartment with roaches/lipas problem so would appreciate it if you could recommend one pest control company that can rid of the roaches??

Thousand thanks

ASTRO - Can we transfer the 2nd decoder?

Pai — Fri, 25 Sep 2009 16:00:17 +0800

Guys, I wonder if anyone had done this before. Say I own some properties in the same condo block (Unit A and Unit B). I've installed a 1st and 2nd decoder in unit A(got 50% off mah on 2nd decoder ).

Can I take the 2nd decoder in unit A and use it in unit B?

Broadband for highrise

Pai — Mon, 08 Jun 2009 12:21:42 +0800

Dear esteemed broadband sifus',

Im looking for a decent broadband package that is stable for highrise. Used Izzi(fairly good) and Maxis(poor-always disconnected) before, and I've heard some good things about Digi and Celcom broadband packages as well.

The location of usage will be around central KL (Masjid India, Sentul, Bukit Bintang and Pudu). Can anyone recommend a good and stable broadband package for my usage in these areas?

Many thanks in advance for you help

HOW THRIFTY/CHEAP ARE YOU?

Pai — Wed, 20 May 2009 00:13:05 +0800

Lets compare our cheapness, this could be fun to know what investors / investors wannabe like . And lets not judge anyone off hand coz we r all cheapskates, to a certain extent. Lemme get the ball rolling :

How cheap am I -->

1. My ride is a 2nd hand scooter, Yamaha Nouvo 110 worth RM4k(paid cash) n yes I do not own a car. I refuse to get a car as that means Im gonna spend min 1k p/m on something that I dont need. And my wife does the driving

2. I like going for nice food once in a while with wifey n family, but I often drink plain water only (Chilli's is the exception as they have excellent refill policy ) as I find many eateries that serve good food at reasonably good prices but the drinks r a rip off.

3. My cloths, are mainly from FOS. Where else can one get a RL, Zara or Nautica tee/shirt for less than RM50. Cheapo, branded and looks good

Would like hear more cheap stories from everyone so that I dont feel so cheap

Financing - Properties bought under a company

Pai — Thu, 12 Mar 2009 20:22:15 +0800

Dear forumers and mortgage agents,

Im thinking of setting a sdn bhd company and would like to refinance ALL my properties to this new company, mainly for tax reduction purposes . Would appreciate if you guys can give me feedback on your experience on the following :

1. Which bank?

2. Maximum margin of financing allowed?

3. Any non-conventional requirements from the bank? (company vintage etc)

Many thanks in advance for your replies

BNM slashing BLR

Pai — Wed, 07 Jan 2009 01:22:00 +0800

Sifu's,

Many "anal-yst" has anticipated that BNM will cut OPR by another 50bps by 21st this months, resulting OPR to be at only 2.75%. This means that a typical housing loan interest would be at only 4% ( BLR - 2%). How do you think this will impact our local property market performance?

1. Housing prices will start/continue to go down

2. Housing prices to remain stagnant

3. Lower interest rate will spur domestic demand, and prices to recover / increase.

Hope you could elaborate your pick as well. Lets discuss

Is bailout method really that BAD?

Pai — Tue, 14 Oct 2008 15:04:03 +0800

There were many of us Malaysian's who critised DrM's action during 97-98, to bail out many GLCs. However, now US and Europe are doing exactly the same thing, only on a much,much larger scale to bail out greedy Wall-street banks using tax-payers $$$$$. Market cheered, and everyone is saying a major crisis might be averted.

And TheEdge today says that China, India and Malaysia will have a good chance avoiding recession, when SG is already in recession with HK to follow suit. Malaysia........is not that bad after all, it seems.

Anyone with a diff thought?

Wireless Modem router VS wireless router

Pai — Tue, 23 Sep 2008 11:26:05 +0800

Dear sifu's,

Im a newbie when it comes to latest development, so hopefully someone can teach me the following :

1. What software and hardware devices I need to have to set up a home WIFI connection that has 3 notebooks? I already have streamx, and currently using the normal USB ADSL modem to go online.

2. Whats the diff between wireless router and wireless modem router? And which would be more suited for my needs?

Many thanx in advance for your help