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        <title>Lowyat.NET: Latest topics by nickenstein</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 30 Jun 2026 12:47:47 +0800</lastBuildDate>
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            <title>What will happen if i dont activate my credit card</title>
            <link>http://forum.lowyat.net/topic/1804011</link>
            <description>Recently a salesman came to me selling a credit card from Public Bank. After hearing the deal I decided to sign up for the card. Right after I&amp;#39;ve signed for the Public Bank Card, he took out another 4 application forms from other banks and ask me to help him to sign them. He told me that it is for him to hit his sales target and I can cancel it after I got the card and there&amp;#39;s no annual fees charged. So, without thinking much i signed the other papers too.&lt;br /&gt;&lt;br /&gt;After a few weeks, those cards are mailed to me. Now I thinking not to activate them, will there be any bad consequences?&lt;br /&gt;&lt;br /&gt;The credit cards that I&amp;#39;ve signed are as follow:&lt;br /&gt;&lt;br /&gt;1. Public Bank&lt;br /&gt;2. Alliance Bank&lt;br /&gt;3. Standard Charted&lt;br /&gt;4. Hong Leong Bank&lt;br /&gt;&lt;br /&gt;Any helps are much appreciated.&lt;br /&gt;&lt;br /&gt;P/S: Currently I&amp;#39;m using CIMB Credit Card.</description>
            <author>nickenstein</author>
            <category>Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards</category>
            <pubDate>Wed, 23 Mar 2011 19:26:09 +0800</pubDate>
        </item>
        <item>
            <title>is there any problem with my tracert?</title>
            <link>http://forum.lowyat.net/topic/493921</link>
            <description>Anything IP I perform tracert will start to have &amp;quot;request timed out&amp;quot; at the 8th hop.&lt;br /&gt;Anyone know what&amp;#39;s the problem here?&lt;br /&gt;&lt;br /&gt;&lt;!--c1--&gt;&lt;div class='codetop'&gt;CODE&lt;/div&gt;&lt;div class='codemain'&gt;&lt;!--ec1--&gt;C&amp;#58;&amp;#092;Documents and Settings&amp;#092;User&amp;#62;ping www.lowyat.net&lt;br /&gt;&lt;br /&gt;Pinging www.lowyat.net &amp;#91;202.190.197.144&amp;#93; with 32 bytes of data&amp;#58;&lt;br /&gt;&lt;br /&gt;Reply from 202.190.197.144&amp;#58; bytes=32 time=45ms TTL=52&lt;br /&gt;Reply from 202.190.197.144&amp;#58; bytes=32 time=47ms TTL=51&lt;br /&gt;Reply from 202.190.197.144&amp;#58; bytes=32 time=38ms TTL=52&lt;br /&gt;Reply from 202.190.197.144&amp;#58; bytes=32 time=45ms TTL=52&lt;br /&gt;&lt;br /&gt;Ping statistics for 202.190.197.144&amp;#58;&lt;br /&gt; &amp;nbsp; &amp;nbsp;Packets&amp;#58; Sent = 4, Received = 4, Lost = 0 &amp;#40;0% loss&amp;#41;,&lt;br /&gt;Approximate round trip times in milli-seconds&amp;#58;&lt;br /&gt; &amp;nbsp; &amp;nbsp;Minimum = 38ms, Maximum = 47ms, Average = 43ms&lt;br /&gt;&lt;br /&gt;C&amp;#58;&amp;#092;Documents and Settings&amp;#092;User&amp;#62;tracert www.lowyat.net&lt;br /&gt;&lt;br /&gt;Tracing route to www.lowyat.net &amp;#91;202.190.197.144&amp;#93;&lt;br /&gt;over a maximum of 30 hops&amp;#58;&lt;br /&gt;&lt;br /&gt; &amp;nbsp;1 &amp;nbsp; &amp;nbsp;&amp;#60;1 ms &amp;nbsp; &amp;nbsp;&amp;#60;1 ms &amp;nbsp; &amp;nbsp;&amp;#60;1 ms &amp;nbsp;192.168.0.1&lt;br /&gt; &amp;nbsp;2 &amp;nbsp; &amp;nbsp;50 ms &amp;nbsp; &amp;nbsp;45 ms &amp;nbsp; &amp;nbsp;36 ms &amp;nbsp;219.93.218.177&lt;br /&gt; &amp;nbsp;3 &amp;nbsp; &amp;nbsp;76 ms &amp;nbsp; &amp;nbsp; 8 ms &amp;nbsp; &amp;nbsp;29 ms &amp;nbsp;219.93.218.125&lt;br /&gt; &amp;nbsp;4 &amp;nbsp; &amp;nbsp; 8 ms &amp;nbsp; &amp;nbsp; 8 ms &amp;nbsp; &amp;nbsp; 8 ms &amp;nbsp;kbu-odsy01-g0-0.tm.net.my &amp;#91;210.187.132.241&amp;#93;&lt;br /&gt; &amp;nbsp;5 &amp;nbsp; &amp;nbsp;25 ms &amp;nbsp; &amp;nbsp;25 ms &amp;nbsp; &amp;nbsp;25 ms &amp;nbsp;219.93.172.117&lt;br /&gt; &amp;nbsp;6 &amp;nbsp; &amp;nbsp;43 ms &amp;nbsp; &amp;nbsp;28 ms &amp;nbsp; &amp;nbsp;27 ms &amp;nbsp;210.187.126.218&lt;br /&gt; &amp;nbsp;7 &amp;nbsp; &amp;nbsp;28 ms &amp;nbsp; &amp;nbsp;27 ms &amp;nbsp; &amp;nbsp;27 ms &amp;nbsp;219.94.12.14&lt;br /&gt; &amp;nbsp;8 &amp;nbsp; &amp;nbsp; * &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;* &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;* &amp;nbsp; &amp;nbsp; Request timed out.&lt;br /&gt; &amp;nbsp;9 &amp;nbsp; &amp;nbsp; * &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;* &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;* &amp;nbsp; &amp;nbsp; Request timed out.&lt;br /&gt; 10 &amp;nbsp; &amp;nbsp; * &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;* &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;* &amp;nbsp; &amp;nbsp; Request timed out.&lt;br /&gt; 11 &amp;nbsp; &amp;nbsp; * &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;* &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;* &amp;nbsp; &amp;nbsp; Request timed out.&lt;br /&gt; 12 &amp;nbsp; &amp;nbsp; * &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;* &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;* &amp;nbsp; &amp;nbsp; Request timed out.&lt;!--c2--&gt;&lt;/div&gt;&lt;!--ec2--&gt;</description>
            <author>nickenstein</author>
            <category>Networks and Broadband</category>
            <pubDate>Wed, 25 Jul 2007 14:23:22 +0800</pubDate>
        </item>
        <item>
            <title>Virus can&amp;#39;t be removed.</title>
            <link>http://forum.lowyat.net/topic/486194</link>
            <description></description>
            <author>nickenstein</author>
            <category>Technical Support</category>
            <pubDate>Tue, 10 Jul 2007 23:02:31 +0800</pubDate>
        </item>
        <item>
            <title>how to start as a freelancer?</title>
            <link>http://forum.lowyat.net/topic/407908</link>
            <description>Hi everyone,&lt;br /&gt;&lt;br /&gt;recently I&amp;#39;ve quitted my job and now I&amp;#39;m looking for a new job.&lt;br /&gt;&lt;br /&gt;So, in the meantime I&amp;#39;m working as a freelance programmer, writing a program for a company. &lt;br /&gt;&lt;br /&gt;So, how do I start as a freelance? &lt;br /&gt;- Is there any legal issues to deal with? &lt;br /&gt;- how do I charge my client? Using a contract or invoice?&lt;br /&gt;- do I need a comapny name register?</description>
            <author>nickenstein</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 02 Feb 2007 16:45:38 +0800</pubDate>
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