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        <title>Lowyat.NET: Latest topics by ceciliasu21</title>
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        <lastBuildDate>Sat, 06 Jun 2026 09:05:35 +0800</lastBuildDate>
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            <title>what is the procedure of loan approval?</title>
            <link>http://forum.lowyat.net/topic/1694330</link>
            <description>recently got de loan approved for a property. while signing the offer letter, the officer informed that they will send a valuer to value the house &amp;amp; the bank will charge me the cost incurred.&lt;br /&gt;&lt;br /&gt;just wanna find out wat is the procedure on the loan approval. if there will be a valuer, why it is not before the loan approved? according to the officer the loan will reduce if the valuer claim that the property is less than our purchase price.&lt;br /&gt;&lt;br /&gt;as the offer letter is signed, im bond to the bank&amp;#39;s valuer, n if the valuer gives wrong estimation i do not have chance to seek for 2nd or 3rd opinion.&lt;br /&gt;&lt;br /&gt;pls advice &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt; thx.</description>
            <author>ceciliasu21</author>
            <category>Property Talk</category>
            <pubDate>Tue, 28 Dec 2010 13:35:44 +0800</pubDate>
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