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        <title>Lowyat.NET: Latest topics by sathiya.roopan</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 07 Nov 2026 08:39:42 +0800</lastBuildDate>
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            <title>Worried about my Financial Future</title>
            <link>http://forum.lowyat.net/topic/814781</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;I&amp;#39;m a fresh graduate and just started working. I&amp;#39;m earning around RM 1600 nett with my current job after deducting EPF and SOCSO.&lt;br /&gt;&lt;br /&gt;Among my current expenses at the moment is:&lt;br /&gt;&lt;br /&gt;Parents    : RM 200 monthly&lt;br /&gt;Insurance : RM 300 monthly (Prudential Investment scheme...my only forced savings at the moment)&lt;br /&gt;Car          : RM 300 monthly &lt;br /&gt;Gym        : RM 145 monthly&lt;br /&gt;Petrol       : RM 200 monthly&lt;br /&gt;Phone      : RM 50 monthly&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;So after deducting all this...I only have around RM 405 balance left. Which I have not included my makan, movies expenses... &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;If this is how my life is going to go on...I&amp;#39;m worried I would be unable to save much money to invest later on...&lt;br /&gt;I need some help on how to solve my serious problem...&lt;br /&gt;&lt;br /&gt;</description>
            <author>sathiya.roopan</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 11 Oct 2008 21:45:26 +0800</pubDate>
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            <title>CIMB Cash Express</title>
            <link>http://forum.lowyat.net/topic/781191</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;Has anyone tried applying for the CIMB cash express before? They r giving up to 5 times our monthly salary? I&amp;#39;m planning to apply...but not sure if its the best choice:)&lt;br /&gt;&lt;br /&gt;Anyone who tired before...pls share your experience...&lt;br /&gt;&lt;br /&gt;How much did they give?&lt;br /&gt;How long is the payback duration?&lt;br /&gt;How much interest they charge?&lt;br /&gt;What r the required documents?&lt;br /&gt;How long to approve?&lt;br /&gt;&lt;br /&gt;Thanks guys...</description>
            <author>sathiya.roopan</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 02 Sep 2008 11:23:47 +0800</pubDate>
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