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        <title>Lowyat.NET: Latest topics by misnail</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 22 Jun 2026 08:50:53 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>WTR Villa Park Bukit Jalil</title>
            <link>http://forum.lowyat.net/topic/3594602</link>
            <description>Fully Furnished &lt;br /&gt;-Fridge &amp;amp; Washing Machine &lt;br /&gt;-3 Airconds &lt;br /&gt;-Sofa &lt;br /&gt;-Dining Table &lt;br /&gt;-3 Bed set &lt;br /&gt;-Wardrobe &lt;br /&gt;-Basic fan and lighting &lt;br /&gt;-Grill&lt;br /&gt;&lt;br /&gt;-2 Water Heaters&lt;br /&gt;&lt;br /&gt;At Villa Park you live in the neighbourhood of the Technology Park: &lt;br /&gt;# Bukit Jalil National Sports Centre (7 km) &lt;br /&gt;# The Mines Resort City (4 km) &lt;br /&gt;# South City Plaza (2.5 km) &lt;br /&gt;# Selangor Turf Club (3 km) &lt;br /&gt;# Close to urban amenities such as LRT, shopping complex,eateries as well as lush-green jogging paths within a forest reserve park.&lt;br /&gt; # Major highways to LDP, KL, Putrajaya, Seremban, MRR2, Kesas Highway, Bukit Jalil lrt,Giant Bandar Kinrara, Endah Parade, Bukit Jalil, Astro, Technology Park Malaysia(TPM), Endah Parade Carrefour, Mid valley, IOI Mall, Tesco Puchong, The mines.&lt;br /&gt;&lt;br /&gt;Call/WhatsApp/SMS - Ms Lee 0123029628&lt;br /&gt;</description>
            <author>misnail</author>
            <category>Property For Sale</category>
            <pubDate>Sun, 31 May 2015 22:09:25 +0800</pubDate>
        </item>
        <item>
            <title>Giveaway - CLEO Magazines</title>
            <link>http://forum.lowyat.net/topic/3066437</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; CLEO Magazines&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; FOC - FREE&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; - Not applicable -&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; FOC - FREE&amp;#33; Self collect&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; Petaling Jaya&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM me for contact&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt; 2011 - 2012 Issues&lt;br /&gt;&lt;br /&gt;</description>
            <author>misnail</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sun, 15 Dec 2013 12:30:49 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Genuine Kanebo Impress Lotion &amp;amp; Emulsion</title>
            <link>http://forum.lowyat.net/topic/3065212</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Kanebo Impress Lotion II (150 ml)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Box and product, imported from Japan&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM250, SRP for this is RM330&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD in Petaling Jaya or buyer bears Poslaju&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; Petaling Jaya&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; Please PM me for my contact&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt; Brand New, unopened. Manufacturing date: January 2013&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.impress-web.com/en/ip/product/skincare/lotion_a.html' target='_blank'&gt;http://www.impress-web.com/en/ip/product/s...e/lotion_a.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;*************************************************************&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s):&lt;/b&gt; Kanebo Impress Emulsion II (100 ml)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Box and product, imported from Japan&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM290, SRP for this is RM380&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD in Petaling Jaya or buyer bears Poslaju&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; Petaling Jaya&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; Please PM me for my contact&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt; Brand New, unopened. Manufacturing date: January 2013&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.impress-web.com/en/ip/product/skincare/emulsion_a.html' target='_blank'&gt;http://www.impress-web.com/en/ip/product/s...emulsion_a.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>misnail</author>
            <category>Garage Sales Archive</category>
            <pubDate>Fri, 13 Dec 2013 23:09:12 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] MANGO Cocktail Dress</title>
            <link>http://forum.lowyat.net/topic/2926578</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Pleated sheer dress &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; 1 Pleated sheer dress &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM89&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; New (Not worn before - price tag still attached)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD or by Post&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; Petaling Jaya&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; 012-302 9628&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt; Brand New&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Brand New &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; As attached [attachmentid=3587226] [attachmentid=3587227][attachmentid=3587228]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Size is not suitable</description>
            <author>misnail</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sat, 17 Aug 2013 21:52:43 +0800</pubDate>
        </item>
        <item>
            <title>Insurance - Surrender</title>
            <link>http://forum.lowyat.net/topic/2579714</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I have bought 1 policy 3 years ago (1 whole life) whereby I realised that it is a redundant policy that I dont really need and is expensive. &lt;br /&gt;&lt;br /&gt;I would like to go for the option to surrender it. (I still have 1 whole life policy which I will maintain).&lt;br /&gt;&lt;br /&gt;Question:&lt;br /&gt;&lt;br /&gt;1. Is it advisable to surrender it and get term life insurance instead (cheaper and shorter payment term)?&lt;br /&gt;2. How much is the surrender value? 30% of total contribution made?&lt;br /&gt;3. If I dont surrender, is there any available option other than paying the current amount to maintain it?</description>
            <author>misnail</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 07 Nov 2012 15:49:21 +0800</pubDate>
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