http://forum.lowyat.net/ Fri, 05 Jun 2026 08:04:19 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/3760409 Dear Sifus,<br /><br />need some advise from you guys urgently.. plz help.<br /><br />i have payed depoisit for a subsale hse.. lets say 500k value..then i just got got my loan approved for 90% of 500k from the bank.. offer letter with bank already signed..<br /><br />So now next step is to sign S&amp;P right.. i keep insisting that i want the valuation report out first before i sign S&amp;P.. because what will happen if valuation report come out 400k only.. den i already sign S&amp;P.. means i will have to top up 100k wich i dont have.. so is it safer to hold on to S&amp;P signing until after valuation report..<br /><br />Banker saying that they can start valuation process until S&amp;P is signed.. is this true.<br /><br />banker and lawyer both introduced by my agent.. i feel that they do not have my best interest at heart. im i wrong plz advise TQ kamsiah. yrag Property Talk Fri, 30 Oct 2015 21:57:12 +0800