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        <title>Lowyat.NET: Latest topics by </title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 06 Jun 2026 07:22:49 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>Ferrari Purosangue v BMW X5 M v Zeekr 8x</title>
            <link>http://forum.lowyat.net/topic/5563390</link>
            <description>V12 vs V8 vs PHEV&lt;br /&gt;very entertaining video, watch till the end  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;[YOUTUBE]z5n4t1IsHew[/YOUTUBE]</description>
            <author>gu~wak_zhai</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 03 May 2026 00:51:50 +0800</pubDate>
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            <title>SSPN tax relief</title>
            <link>http://forum.lowyat.net/topic/5489586</link>
            <description>Hi all, I have a few questions regarding SSPN tax relief.&lt;br /&gt;&lt;br /&gt;1. Me and my wife do our taxes separately, we have 1 kid. From what I know, only 1 of us can claim for the 8k SSPN tax relief. But I found out from some &lt;a href='https://finplanco.com/sspn-tax-relief/#:~:text=In%20case%20of%20separate%20filing,still%20capped%20at%20RM8000%20each' target='_blank'&gt;website&lt;/a&gt;. that states that both parents can each claim 8k for the one kid, so total 16k for a kid, even with more kids also cap at 16k. So which 1 is true?&lt;br /&gt;&lt;br /&gt;2. If let say the 8k per kid is true and only 1 of us can claim it. This year my wife did the 8k SSPN tax relief, and have since withdraw the money from the account. To fully claim again next year, she has to deposit 16k. My question is, what if I do the claim for next year, I only need to deposit 8k? Or 16k also?&lt;br /&gt;&lt;br /&gt;Hope can get a solid answer here, thanks in advance guys&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;*should have been in serious /K, sorry&amp;#33;</description>
            <author>gu~wak_zhai</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 19 Oct 2024 11:53:07 +0800</pubDate>
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            <title>Earthquake? aftershock?</title>
            <link>http://forum.lowyat.net/topic/5246314</link>
            <description>Did anyone in Cyberjaya feel the earthquake just now?</description>
            <author>gu~wak_zhai</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 25 Feb 2022 09:44:28 +0800</pubDate>
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            <title>motorbike bang my car side door panel and run</title>
            <link>http://forum.lowyat.net/topic/4856851</link>
            <description>Was driving slowly out of a parking lot then suddenly a motor also just started moving but didn&amp;#39;t see me coming and bang my side door, then just act like ntg happen and ride away. It&amp;#39;s all caught on dashcam, should I report to police? Would like to claim for insurance, damage not too serious but there are scratches and dents. Just worry that I will get saman for this.  &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;</description>
            <author>gu~wak_zhai</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 27 Oct 2019 11:08:52 +0800</pubDate>
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            <title>Adjuster cost of repair too low</title>
            <link>http://forum.lowyat.net/topic/4809624</link>
            <description>Hey guys,&lt;br /&gt;&lt;br /&gt;My 3 year old car just got flooded recently, water up to tires height. My insurance has some coverage up to RM10k to cover the repair cost.&lt;br /&gt;&lt;br /&gt;The problem now is the authorized car workshop is not happy with the adjuster&amp;#39;s cost of repair, which is around 4k. He said it is impossible to fix with that amount, ie overhaul engine and replacing possible damaged electronics, keep telling me I need to top-up to repair.&lt;br /&gt;&lt;br /&gt;What should I do? I thought adjuster will confirm with the car workshop on the repair cost? Is there any dispute I need to worry about? Please help.  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>gu~wak_zhai</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Thu, 18 Jul 2019 13:58:42 +0800</pubDate>
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            <title>Authorized car workshop vs adjuster</title>
            <link>http://forum.lowyat.net/topic/4809598</link>
            <description>Hey guys,&lt;br /&gt;&lt;br /&gt;I know this is a car issue but I wish to post here to get a faster response.&lt;br /&gt;&lt;br /&gt;My 3 year old car just got flooded recently, covering up to tires height. My insurance has some coverage up to RM10k to cover the repair cost.&lt;br /&gt;&lt;br /&gt;The problem now is it seems like the car workshop is not happy with the adjuster&amp;#39;s cost of repair, which is around 4k. He said it is impossible to fix with that amount, and keep saying I need to top-up to repair.&lt;br /&gt;&lt;br /&gt;What should I do? Please help. &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;</description>
            <author>gu~wak_zhai</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 18 Jul 2019 13:00:13 +0800</pubDate>
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            <title>I wish I can sing like that</title>
            <link>http://forum.lowyat.net/topic/4666895</link>
            <description>[YOUTUBE]7zeveYZNONg[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;damn this guy is good, hope he wins but seems like majority doesn&amp;#39;t like his style, native traditional chinese singing more popular in this show  &lt;!--emo&amp;:shakehead:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/shakehead.gif' border='0' style='vertical-align:middle' alt='shakehead.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;anyone can recommend similar type of music?</description>
            <author>gu~wak_zhai</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 02 Oct 2018 10:15:55 +0800</pubDate>
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            <title>Asean Car of the Year 2016</title>
            <link>http://forum.lowyat.net/topic/4154149</link>
            <description>This car of the year thing, legit? Judges from many car review sites, but dun see famous paultan also  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.caroftheyear.asia/results-2016-my' target='_blank'&gt;http://www.caroftheyear.asia/results-2016-my&lt;/a&gt;</description>
            <author>gu~wak_zhai</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 21 Dec 2016 14:38:22 +0800</pubDate>
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            <title>Nikon D90 with kit lens</title>
            <link>http://forum.lowyat.net/topic/4055054</link>
            <description>&lt;b&gt;Item(s):  &lt;br /&gt;- Body: Nikon D90&lt;br /&gt;- Kit lens: Nikon AF-S 18-105mm F3.5-5.6 VR/ED&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes: whole set including original accessories, camera bag, and 8GB memory card&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price: RM 1100 nego till sold&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty: N/A&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method: COD&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location: Putrajaya/Cyberjaya&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details: PM&lt;/b&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions: 8/10&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/hkUiktB.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/kfQ0tTQ.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/8izO2om.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/PVdDLGE.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale: migrating, selling off under utilized items&lt;/b&gt;</description>
            <author>gu~wak_zhai</author>
            <category>Digital SLRs &amp;amp; Lenses Garage Sales</category>
            <pubDate>Wed, 14 Sep 2016 09:56:57 +0800</pubDate>
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            <title>iPad 2 32gb, WiFi RM500</title>
            <link>http://forum.lowyat.net/topic/3838248</link>
            <description>&lt;b&gt;Item(s): iPad 2, 32gb, WiFi&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes: Original box inclusive of all accessories, protective cover.&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price: RM500 &lt;!--emo&amp;:thumbs:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/thumbup.gif' border='0' style='vertical-align:middle' alt='thumbup.gif' /&gt;&lt;!--endemo--&gt; &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty: N/A&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method: Postage or COD&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller: Kajang, Cyberjaya&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details: PM&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item: Bought on Feb 2013&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions: Good condition, everything functions well. Only minor scratches at the back of the device, was in protective cover at all times.&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale: Upgraded to new device &amp;amp; this one no longer in use.&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=5809059]&lt;br /&gt;[attachmentid=5809057]&lt;br /&gt;[attachmentid=5809056]&lt;br /&gt;[attachmentid=5809053]&lt;br /&gt;[attachmentid=5809048]</description>
            <author>gu~wak_zhai</author>
            <category>Tablets Garage Sales</category>
            <pubDate>Fri, 15 Jan 2016 11:20:46 +0800</pubDate>
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            <title>Small kitchen renovation (58 sq ft)</title>
            <link>http://forum.lowyat.net/topic/3482496</link>
            <description>Hi all, would like to seek for some advice for my 58 sq ft small kitchen.&lt;br /&gt;&lt;br /&gt;Below is the floor plan for my 1-bedder studio unit. As u can see the pantry area is really small and not utilised.&lt;br /&gt;&lt;img src='http://i.imgur.com/4DVz21t.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;I plan to renovate it into a functional kitchen like this, which consists of U shape wall and floor cabinets, complete with worktops, sinks/taps, and hood/hob.&lt;br /&gt;&lt;img src='http://i.imgur.com/T9GTdHi.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Need advice on pricing as well as recommendation for the furnitures.&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>gu~wak_zhai</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Tue, 27 Jan 2015 16:57:57 +0800</pubDate>
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            <title>Garden Plaza @ Cyberjaya [Owners&amp;#39; Thread]</title>
            <link>http://forum.lowyat.net/topic/3400007</link>
            <description>Since the previous thread was removed due to soliciting/advertising reason &lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt; I suppose we should have a new thread created for owners only, to unite and discuss about the GP progress and future problems. &lt;br /&gt;&lt;br /&gt;So let&amp;#39;s keep the soliciting/advertising away &lt;!--emo&amp;:angry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/mad.gif' border='0' style='vertical-align:middle' alt='mad.gif' /&gt;&lt;!--endemo--&gt; Non-owners are welcomed to discuss too but avoid from spamming too much ya&amp;#33; Thanks for the cooperation&amp;#33;&lt;br /&gt;&lt;br /&gt;For owners, please like and follow this &lt;a href='https://www.facebook.com/gardenplazaofcyberjaya' target='_blank'&gt;FB page&lt;/a&gt; created by one of the Lowyat member here &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;Be sure to check out the &lt;a href='http://gardenresidence.com.my/' target='_blank'&gt;official Garden Residence website&lt;/a&gt; also for updates as well&amp;#33;&lt;br /&gt;&lt;br /&gt;Owner&amp;#39;s list:&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('9e95842cd3924c13e7086c993e9d3e6f')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;9e95842cd3924c13e7086c993e9d3e6f&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;b&gt;Oxford&lt;/b&gt;&lt;br /&gt;mataharih (Smart)&lt;br /&gt;PeterSpring (Private)&lt;br /&gt;digitalwerk&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Cambridge&lt;/b&gt;&lt;br /&gt;sap123 (Smart)&lt;br /&gt;Kwc0817 (Family) &lt;br /&gt;tissuepaperz&lt;br /&gt;xyberpunx&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Harvard&lt;/b&gt;&lt;br /&gt;gu~wak_zhai (Smart)&lt;br /&gt;NussFit&lt;br /&gt;lovechoute (Deluxe)&lt;br /&gt;TLPoh (Student)&lt;br /&gt;dingenius3&lt;br /&gt;&lt;br /&gt;&lt;b&gt;unknown&lt;/b&gt;&lt;br /&gt;calvaryzone&lt;br /&gt;RDPD&lt;br /&gt;juniorsia&lt;br /&gt;Michael_G&lt;br /&gt;crumbs&lt;br /&gt;adventures18&lt;br /&gt;shs11&lt;br /&gt;LanoG&lt;br /&gt;bbyoke&lt;br /&gt;anvies&lt;br /&gt;jasonpang&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;Progress update &lt;!--emo&amp;:peace:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_rolleyes.gif' border='0' style='vertical-align:middle' alt='icon_rolleyes.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('93da3c42786fe6fccd562a439b62c58b')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;93da3c42786fe6fccd562a439b62c58b&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;March 2015&lt;br /&gt;&lt;img src='http://i.imgur.com/MBJNIBx.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/XDDDuX6.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/0BXhvnT.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/ZI4YiDI.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/Td7HQuY.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;</description>
            <author>gu~wak_zhai</author>
            <category>Property Talk</category>
            <pubDate>Wed, 05 Nov 2014 09:30:32 +0800</pubDate>
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            <title>Learn to swim&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/3237242</link>
            <description>Hi all&amp;#33;&lt;br /&gt;&lt;br /&gt;Are you interested in learning how to swim?&lt;br /&gt;&lt;br /&gt;I&amp;#39;m an experienced coach in teaching beginners to swim, age ranging from as young as 4 years old to 50-ish adult.&lt;br /&gt;&lt;br /&gt;Based on my 6 years coaching experience, I have an efficient way to teach you how to deal with your fear of water and also improving your strokes while swimming.&lt;br /&gt;&lt;br /&gt;The fees is as low as RM400 for 4 sessions, 1 hour for each session.&lt;br /&gt;&lt;br /&gt;You can form a group with your friends and share the fees. The more the merrier&amp;#33; The more the cheaper&amp;#33;&lt;br /&gt;&lt;br /&gt;Please do not hesitate to contact me via PM for more details and location. Courses and prices are adjustable to suit your budget, PM me for more information&amp;#33;&lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:flex:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/flex.gif' border='0' style='vertical-align:middle' alt='flex.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Learn to swim today&amp;#33; It might save your life someday&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/pEN4uun.jpg' border='0' alt='user posted image' /&gt;</description>
            <author>gu~wak_zhai</author>
            <category>Services Noticeboard</category>
            <pubDate>Mon, 26 May 2014 17:27:02 +0800</pubDate>
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            <title>[WTS] 2 x need for speed @ GSC paradigm mall</title>
            <link>http://forum.lowyat.net/topic/3168140</link>
            <description>&lt;img src='http://i.imgur.com/WIgT9b5.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;b&gt;Item(s): 2 x need for speed movie tics @ GSC paradigm mall&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes: 2 good seats @ B17 &amp;amp; B16, will forward buyer the QR &amp;amp; booking number from gsc email&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price: 2 for RM10, bought originally RM17 (8x2 + 1 booking fee)&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty: &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method: bank in&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location: GSC paradigm mall&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details: pm&lt;/b&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions: as good as new  &lt;!--emo&amp;:drool:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/drool.gif' border='0' style='vertical-align:middle' alt='drool.gif' /&gt;&lt;!--endemo--&gt; &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;[attachmentid=3899111]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale: book wrongly  &lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt; &lt;/b&gt;</description>
            <author>gu~wak_zhai</author>
            <category>Garage Sales Archive</category>
            <pubDate>Fri, 21 Mar 2014 12:25:05 +0800</pubDate>
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            <title>Trade in Saga LMST</title>
            <link>http://forum.lowyat.net/topic/3131776</link>
            <description>Hi guys, I&amp;#39;m considering to change/upgrade from my manual Saga LMST (M) to a non local auto car, so that my GF can drive also &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Is 1999 Honda Civic a good choice? From Fuelly it shows good fuel consumption, but is it reliable? Will it be hard and high cost to maintain? I&amp;#39;d appreciate it if any Civic user could reply  &lt;!--emo&amp;:thumbs:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/thumbup.gif' border='0' style='vertical-align:middle' alt='thumbup.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;From Carlist I saw quite a few less than RM20k ones. Roughly how much I need to loan if I trade in my Saga? If it&amp;#39;s not too much after trade then I wish to pay the remaining in cash &lt;!--emo&amp;:rolleyes:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rolleyes.gif' border='0' style='vertical-align:middle' alt='rolleyes.gif' /&gt;&lt;!--endemo--&gt; Thanks&amp;#33;</description>
            <author>gu~wak_zhai</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Fri, 14 Feb 2014 20:50:34 +0800</pubDate>
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            <title>[WTBULK] Runner&amp;#39;s Waist Belt with Bottle Holder</title>
            <link>http://forum.lowyat.net/topic/3028691</link>
            <description>&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Hi guys, I would like to make bulk purchase for this Waist Belt designed for runners.&lt;br /&gt;&lt;br /&gt;As a runner myself, I&amp;#39;ve tried several cheap Waist Belt like the stretchable ones (shown below) you can normally find in other group buy website. But after long usage it tends to loosen and I find it very annoying as it keeps falling below my waist&amp;#33;  &lt;!--emo&amp;:angry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/mad.gif' border='0' style='vertical-align:middle' alt='mad.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Another disadvantage is that it can&amp;#39;t really fit in a bottle, as a runner, staying hydrated is really important&amp;#33;&lt;br /&gt;&lt;br /&gt;[attachmentid=3719455]&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve search around sports equipment stores and I find those Waist Belt with dedicated bottle compartment (as shown below) could cost hundreds&amp;#33; That&amp;#39;s insane. &lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;[attachmentid=3719475][attachmentid=3719476][attachmentid=3719478]&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;Introduce you runners with an alternative Waist Belt without burning a hole in your pocket&amp;#33;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=3719503]&lt;br /&gt;[attachmentid=3719504]&lt;br /&gt;[attachmentid=3719505]&lt;br /&gt;[attachmentid=3719507]&lt;br /&gt;&lt;br /&gt;Actual product  &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;[attachmentid=3719510]&lt;br /&gt;&lt;br /&gt;Price: RM60 (not including the bottle)&lt;br /&gt;&lt;br /&gt;Bulk order will close on 22/11/2013.&lt;br /&gt;&lt;br /&gt;Kindly PM me for orders and banking details.&lt;br /&gt;&lt;br /&gt;Thank you&amp;#33;&lt;/b&gt;&lt;/span&gt;</description>
            <author>gu~wak_zhai</author>
            <category>Garage Sales Archive</category>
            <pubDate>Tue, 12 Nov 2013 23:46:40 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Finance text book, MMU Financial Engineering</title>
            <link>http://forum.lowyat.net/topic/3003128</link>
            <description>&lt;b&gt;Item(s): Latest edition of Portfolio Construction, Management &amp;amp; Protection; Latest edition of Bank Management &amp;amp; Financial Services&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes: Just the text book &lt;!--emo&amp;;)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/wink.gif' border='0' style='vertical-align:middle' alt='wink.gif' /&gt;&lt;!--endemo--&gt; &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price: &lt;br /&gt;Portfolio Construction, Management &amp;amp; Protection @ RM50 &lt;br /&gt;Bank Management &amp;amp; Financial Services @ RM60 &lt;br /&gt;Negotiable of course &lt;!--emo&amp;:thumbs:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/thumbup.gif' border='0' style='vertical-align:middle' alt='thumbup.gif' /&gt;&lt;!--endemo--&gt; &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty: None&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method: COD&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller: MMU, Cyberjaya&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details: PM&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item: 3~4 months old&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions: All books are still new and pristine, very well kept and well warped too &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt; &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; &lt;br /&gt;[attachmentid=3686495]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale: Transferring the knowledge to the one who needs it &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt; &lt;/b&gt;</description>
            <author>gu~wak_zhai</author>
            <category>Garage Sales Archive</category>
            <pubDate>Tue, 22 Oct 2013 14:02:30 +0800</pubDate>
        </item>
        <item>
            <title>nice song, but who is that guy?</title>
            <link>http://forum.lowyat.net/topic/2891890</link>
            <description>[YOUTUBE]yyBywwUqdo8[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;the guy at 3:56&lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:o--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/yawn.gif' border='0' style='vertical-align:middle' alt='yawn.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/V250eCL.png' border='0' alt='user posted image' /&gt;</description>
            <author>gu~wak_zhai</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 19 Jul 2013 20:18:00 +0800</pubDate>
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        <item>
            <title>got ghost in spr website..</title>
            <link>http://forum.lowyat.net/topic/1946652</link>
            <description>Anda takut hantu tak.? Jom, ikut saya pergi cari hantu kuno, &lt;br /&gt;&lt;br /&gt;tekan web ni--http://daftarj.spr.gov.my/NEWDAFTARJ&lt;br /&gt;* lepas tu masukkan no ic ni--&amp;#62; 801231130313&lt;br /&gt;&lt;br /&gt;copy directly from fb..  &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;to guys who dun hav fb..</description>
            <author>gu~wak_zhai</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 06 Jul 2011 14:13:26 +0800</pubDate>
        </item>
        <item>
            <title>Honda Civic or Honda Civic HYBRID?</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
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