Lowyat.NET: Latest topics by Isendir1

The Sun - Make Money Online Ad (SCAM?)

Isendir1 — Fri, 30 Jul 2010 23:33:02 +0800

Today attended a so claim earn $10 Million Online even while you sleep.

Time: 7.00pm
Venue: Singgasana hotel pj (Behind Hilton Hotel Pj)
Fee : Free (For First few Talks)
Objective : To teach witless and old folks how to earn money while they sleep online

Result: First Hour - Video and long old man mumbling
Then, whole lot of outdated data and useless financial tips
Manage to escape the so claimed hoax finally.

Lookes like Malaysian Enforcement is still not so efficient so we still need to look out for ourself!

BEWARE MALAYSIAN, HIS AD IS AVAILABLE EVERYDAY IN THE SUN NEWSPAPER!

BUT - Check this out

--->
From: http://www.ripoffreport.com/Seminar-Progra...lan-c-292f8.htm

Are you also a victim of the same company or individual? Want Justice? File a Rip-off Report, help other consumers to be educated and don't let them get away with it!
12makemoneyonline.com - Alan Cheong - "Internet Biz-Partner Development Program" - Alancheong.com -
7-2, Jalan Temenggung 5/9, Section 9 Bandar Mahkota Cheras 43200 Cheras, Selangor
Cheras 43200
Malaysia
Phone:
Web Address: http://www.12makemoneyonline.com/freetalk.htm

Category: Seminar Programs

Submitted: Saturday, December 20, 2008
Posted: Saturday, December 20, 2008
Hello,

I felt compelled to share my experience paying approx USD970 for this so-called "Make Money Online Seminar" in Kuala Lumpur, Malaysia in the hopes of averting future victims from wasting their hard earned money.

I am one of those participants who paid and attend his "Make Money Online" instruction program.

The seminar and company is manned by one single person - the instructor himself, Alan Cheong. I have attended his "free talks" a few times in which he advertises in the local tabloids from time to time.

Sometime this year, I was taken in by the beautiful picture that he paints - you start earning thousands of dollars a month after joining his so-called "Internet Biz-Partner Development Program". Wow, that sounds really cool! My seminar colleagues and I had the impression that we were going to make money online together with Alan.

Alan Cheong turns out to be much a better salesman in his pre-sales talks than he is at teaching, after you have coughed up your money. He dresses immaculately, giving attendees the impression that this was going to be a professional training program - NOT!

His free talk previews are lengthy, they last for 3.5 solid hours and he starts by rolling off outdated video clips of e-commerce, home Internet business, yada, yada....for twenty minutes or so before he starts to speak.

Many of the people who came are senior citizens who don't know much of the Internet, let alone e-commerce and online business. Or clueless people who were drawn to his fancy sugar coated persuasion that they could be as successful as he was.

Before the seminar ends, he would quote a training free of approx USD1,428 if participants pay via credit card in monthly installments but offers to slash it to USD970 if they sign up for the training and pay in full - there and then. He has wireless access credit card machines for this purpose.

The training program is divided into two parts - the theory part and the hands-on part. The theory seminar was done at a leading hotel in Kuala Lumpur for three consecutive days, from 7.30 am to 5.30 pm. That's right - Friday, Saturday and Sunday.

His hands-on practical training was conducted at his small office in the suburbs of Kuala Lumpur. It was further divided into two sessions.

My colleagues and I noticed that what he taught us was severely outdated - the online business that he was preaching was based on Yanik Silver's sales letter business, circa 2001.

Business on the internet evolves quite rapidly and we were disappointed that his training material were not only very thick, they were more like reference material with hardly useful and outdated techniques.

By the third day, participants were beginning to show strain from the 3-day back-to-back seminars. On the last day, he wasted out time by conducting silly motivational games that corporate staff undergo at motivational seminars.

The scope presented in Alan's training program was too wide. He covered many things, selling on eBay, copyrighting eBooks, creating sales letter, email address harvesting, drop ship sales, etc.

In the end, many participants did not have a clue as to how actually make money - and unlike in his free talks, Alan did not reveal how he made his alleged fortune on the Internet.

It is my belief that he used to make some money in his earlier years and when his income dropped, he thought of a smart idea - teach people "how to make money online" for a steep fee.

The "Internet Biz-Partner Development Program" turned out to be a total hoax. Alan left the participants to fend for themselves. While he did "assure" that anyone who needs his help is welcome to see him at his office, he actually despises having to re-coach slow learners.

One of my co-attendees overheard him making fun of an elderly woman who regularly came to his classes (previous students were made to sit at the back of his small training room). That's ironic because he assured us of his continued support after the training program. Yet, he chastises people who happen to be slow learners.

And now, here's the gem.

In his newspaper ads, he would place a photo of himself and below his picture are these very words:

"How I made US$15,561.49 in less than 1 week". (It has now been re-edited to: ""How US$15,561.49 was made in less than 1 week"), probably because he was afraid of litigation due to gross misrepresentation.

You can see his sales pitch here: http://www.12makemoneyonline.com/freetalk.htm

Sometime later, I contacted him to ask him how he made that amount of money in the first place. He quickly brushed me off, saying that he "claimed no such thing". Alan admitted that it was actually Yanik Silver (the Internet guru) who earned that money.

I learned that in the earlier days, Alan would place Yanik Silver's photo in his newspaper ads. Crowds flocked to his seminar, thinking that they would be meeting the Man himself - Mr Silver. To their disappointment and anger, there was no Yanik Silver but instead, Alan Cheong.

He later replaced Yanik's photo with his own in future ads.

What irked me was the impression that he brought upon victims like me. A newspaper advertisement with his photo on it and the figure USD15,561.49" is very misleading to people. Readers would see his face and the amount and assume that it was HE who made that money in the first place.

Alan makes no promises of success and he is not confident enough of his training program to offer a money-back guarantee. The greatest irony is that after he has taken your money, you are no longer relevant to him. Alan has spoken of plans to expand his "seminar business" to Australia, Taiwan and Singapore. Hah! He's only looking for more victims outside Malaysia for sure.

I have spoken to some fellow participants who were displeased with the quality of the training but none were brave enough to come forward. Alan on the other hand, refuses to address an angry mob - he tells us to see him privately, one-on-one (so that he has the advantage of brainwashing individuals with his outspoken skills).

The training material is still with me, with along with a CD ROM chock full of obsolete eBooks, virus-loaded software and "how-to" tutorials that were probably good eight years ago.

I have lost my money and most importantly, I have lost my respect for Alan Cheong and my hopes of making money the way he portrayed in his free talks.

To anyone who is thinking of signing up for his program, DON'T. I will bet you that he will make more money out of you than you would after signing up for his rip-off seminar.

Attend his free talks if you want to and observe his used car salesmanship prowess.

Malaysia unfortunately does not have a Better Business Bureau like in the U.S. and our Consumer Protection laws are mostly weak and laughable. I doubt I can ever get my money back. The sum of USD970 is equivalent to two months' wages for most middle income Malaysians.

I found this Ripoffreport.com website by chance, studied it and I thought this is my only recourse to warn potential victims of this slick fraudster.

BTW, the "Internet Biz-Partner Development Program" never materialized. He never offered anyone to become his business partner or to profit from his networks. All false claims, empty promises.

What's in it for Alan? Lots of money from the seminar fees from you. What's in it for you? Probably nothing. I'm sure that 7 out of 10 participants never even recouped their investment in this rip-off seminar.

In closing, I think 12makemoneyonline.com should aptly be renamed 12losemoneyonline.com. I doubt he is getting rich by his own Internet business, but by selling his seminars.

You have been warned!

yours respectfully,

John C.
Kuala Lumpur
Malaysia

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Atorvastatin New from Doctor for high Cholesterol

Isendir1 — Sat, 03 Jul 2010 21:34:52 +0800

I have been diagnosed with high LDL cholesterol.

Then the doctor has prescribed me which an Atorvastatin drug

Drug Brand : Rotaqor
Dosage : 10mg / day
From : Novartis / Sandoz

I have been using it for a month without problem but i have not done blood test to see my result yet.
So i will like to seek advice on which is the best drug for high cholesterol tto take and are they effective with minimal side effect?

Labour Law, Tax, EPF? Anybody?

Isendir1 — Sat, 20 Dec 2008 17:58:44 +0800

My Basic salary is RM 1800 + RM 200 as for fixed monthly allowance = RM 2000 per month

But this month is my confirmation month having worked for 6 months and also in the same time company offering Year end bonus.
I get RM 2000 for confirmation incentive and RM 1000 for year end bonus which is half month for the rate was pro rata.

So by adding all, RM (1800 + 200 + 2000 + 1000) = RM 5000

So my boss said my pay is under tax under government law.

All of those except allowance (RM200) are cut off for EPF 11% plus tax of RM 200 for government.
So what's left for me are RM 4271.25.

But i don't have a tax number and tax account. My salary by right was RM 1800, and is that true during bonus month, i should be taxed?
Is this what the law say??

Anyone can help me?

Comparison and Cheats Digi, Izzi, Celcom, Maxis

Isendir1 — Tue, 10 Jun 2008 14:15:18 +0800

It is rather entertaining watching Internet service provider (ISP) attacking each other from their very own websites. But strangely, all of them showed similarities among their respective websites and if you look closely, you may see them too. I am currently doing deep survey and hoping to get a high speed wireless internet connection and in the same time, I would like to have the best service coverage in my area and stable connection without much restriction to my internet freedom. In other words, I need what I am paying for!

Well, it is rather selfish for me to do the survey alone and keep all the goodies to myself. I am better off with some help from you guys I think, so I decided to post whatever research I have done so far. So, with this information, I hope you guys can provide advices and comments to help me and peoples around us, so that we can have the best quality ISP in Malaysia as soon as possible.

Earlier I have touch an issue regarding the similarities of information in the websites created by various ISP providers. The similarities are that all of them do “hide” most of the vital informations away from us, either by concealing the better parts of other ISPs in comparison chart or their very own disadvantages . Before that, let me stress something very important. For your information, there is huge difference between Kbps and KBps. For example 384 Kbps does not mean your download will take in 384 kilobytes of files in 1 second. WRONG. KBps is the KBytes receive in reality download. Here 384Kbps means Kilo bits per second. Take the value of 384Kbps / 8 = 48 KBps which means we have 48Kbytes receive in 1 second “maximum” in average in reality.

Looking at these respective website, I will one-by-one pin point their secrets:

1) Digi Data Plans (Click here)
(Slow internet connections EDGE with 384Kbps, hidden charge of (take Data lite plan for instant) 5 cents / 10kbps, And the unlimited plan probably have hidden charge to purchase the modem card (not sure) but this plan is more stable connection compared to other plans. But now they planning an upgrade for 3G connection which promised to be faster. Future rate unknown)

2) Izzi Data Plans (Click here)
(No hidden charge but in this comparison chart, izzi compared their best connection 1Mbps service with the lowest possible (worst) connections provided my other ISP and izzi require a huge 1 lum sum of RM1000~* from us before giving us some internet juice, severals complains from users that this service provide very limited speed to 5kBps at Peak usage internet times)

3) Lowyat Celcom Plans (Click here)
(Best speed and stability among all ISP but good for surfing only. Not for downloading because of limitation of download data to 5GB/month total. Celcom broadband, claimed they can provide up to 3.6 Mbps which is 450kBps.l I found this website at Lowyat.net i found plans claiming RM98 with 3.6Mbps. Maximum download of 5GB per month then normal speed of 384kbps or less for the rest of the month. Hidden modem to purchase from RM 900 to RM 500)

4) Maxis Data Plans (Click here)
(Maxis did not state their service history in the advertisement. Hah, as I heard from so many people, maxis is popular with its low stability of internet connection and it often cut offline. And maxis provide speed which is not average of their original speed. Take 384 Kbps as example, 384 Kbps is not average speed but the peak average speed. Here most of the time you will probably get half this speed and once in a blue moon double this speed. Don’t lose your modem or they will force you to pay up to RM900. Same goes too for their 3.6mbps speed. Other hidden disadvantages are maxis blocked most of the non standard port of p2p and BT limiting their download speed to 8kbps and that is like a stop. Maximum download of 3GB per month too and when you exceed the limit, you are cast to the slow track speed where lowest speed possible for the rest of the month)

So the advantage I have get from them so far (Pros):
1) Digi, high coverage of EDGE and more stable. Slow but stable at 384 Kbps or 48KBps

2) Izzi network with stable and fast connection at least times of 1 Mbps (not heavy traffic times). Only at selected network coverage area and dun get too fired up if you can’t get online even at best coverage zone. Conditions apply.

3) Celcom, best coverage in town with good speed but very expensive of RM98 per month of 3.6Mbps. Good for surfing but not download. Not worth every penny. 5GB/month limitation

4) Maxis top POWER package : promised at 3.6 mbps or 450kBps(probably 40% of the total connection time at good coverage zones) at RM98 and discounted to RM88 if you are a postpaid customer, They have upgrades for modem which is with higher price of course. No contract periods. (Rumors state that maxis will provide full speed at 3.6Mbps during cooling period of 7 days but reduce the speed to 384kbps or slower after the period) 3GB/month limitation

My OBJECTIVE is to get very good portable internet speed in economical price. My information below:

1) Target area coverage : Subang Jaya (USJ 1) and Puchong (Bandar Puteri)
2) Speed : Top high speed : 1Mbps to 3.6 Mbps and above
3) Stable connections : HSDPA connection or EDGE which is not as good as HSDPA
4) IP address : Dynamic
5) Support : P2P programs (limewire, bitcomet, Kazaa), Online game (RYL, WOW), Xunlei
6) No hidden charge

Check out their websites for more Road Shows ahead at Selangor Area.

Feel free to discuss on this