HOW TO REMOVE NAME FROM BANK NEGARA BLACK LIST

niexam — Fri, 28 Nov 2008 22:34:11 +0800

Two years ago, I was in financial difficulties and defaulted payment for my car and credit card. So I send back my car to the bank and after auction, my debt was settled. Phew...

As for my credit card, I went to see the bank and made a deal with them to repay back my credit card on monthly installment. The period of repayment is 3 years.

This year, I had extra RM so instead of paying regularly, I settled out the remaining balance. That was in March 2008.

Recently I apply for loan from banks, and it was turn down. With a friend's help, I check my record in CCRIS and find out that although the record shows that my debt was settled, it still show me as someone who has bad record in repayment.

I was told that this record will last for a long time.

NOw, how to erase that record? Anyone have any idea how I could do this. To be frank, why I default my payment last time is because at that time I was running my own small business and was cheated big time by my partners. I did try my best to repay back every cent I own by taking up jobs with small salary just to pay for my loan. And no entertainment, no luxury, almost all my salary was spent to pay back.

Now when I settled it out, and earlier that expected, they still black list me. I think this is not fair as I am not the kind of guy who likes to run from responsibility. And further more, I never run when they call me to chase payment, I instead go to them and try to negotiate. But when I settled it out, they black list me.

So anyone, please give some advice on how to get around this. I can't even start new if I continue to be blacklisted like this.

Where to make copy of door access card?

niexam — Mon, 02 Jun 2008 01:13:41 +0800

Hi all.

I need to make one copy of door access card. I just rented an apartment but unfortunately for each apartment was given only 4 door access card. And I am the 5th guy who is now renting in the same place.

So I need to make a copy of door access card for me to enter to the lobby.

Where can I make the door access card? The door access card is the thick one, i think the same one use in many offices.

Hope any guys out there can help me on this.

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HOW TO REMOVE NAME FROM BANK NEGARA BLACK LIST

Where to make copy of door access card?