Lowyat.NET: Latest topics by Xpressnick

Financial Executive In Maybank Berhad

Xpressnick — Tue, 04 Nov 2008 20:43:30 +0800

Hi there,

Recently, my gf has been called up to attend an interview for Financial Executive post in Maybank.
It would help if you guys can shed some lights what the job scope for the post and how bout the salary and the commission structure.? Anyone working in Maybank?

Where to invest my client RM10,000000

Xpressnick — Sun, 07 Sep 2008 20:38:48 +0800

Hi there..

I'm woking with AXA AFFIN LIFE INSURANCE BHD as a Financial Executive and previously as an Agency Unit Manager in MAA BHD for 6 years.

Recently a friend of mine who happens to be my golfing friend agreed to trust me with his 10 Million for investing. He's a bigshot so no need for me to mention his name over here.

I have proposed him some of my current company product solution which Investment Linked product and a Capital Protected Investment which is a snowball REITS.

The investment linked is for his kids as he wants all four of them have a coverage of 1.5 Million. For this he only needs to contribute the premium for 20 years. While for the REITS because of the capital protected as it gives my client 8% yields and REITS are below their net tangible assets and the lock in period is 4 years.

I don't want to be greedy or biased to have all his fortune invest in AXA only. I want him to diversified.

I'm considering on consertive mode now and may want to allocate some of the money invested elsewhere. U all know lah, stagflation era. Some of the portfolio that Im looking in is :-

FD - 20% in it.
REITS - 18%
STOCKS- 15%
BONDS - 20%(12-18months)

and the rest in cash and some put in my compose business..hehe

Ok..my question was :-

1. What do u think of my proposal of asset allocation?
2. If you have 10Million, where do you invest.?

Thanks.

Warm Regards
Xpressnick

Open Up A Jamming Studio

Xpressnick — Thu, 19 Jun 2008 21:54:08 +0800

Hi there,

I'm interested in opening a jamming studio. I appreciate if someone experience in this line of business can shed some light to me regarding this business. Things that I would like to know are :-

1. How much is the setup cost for one basic recording studio and one jamming studio.
2. How's the profit margin
3. Things that I need to know or consider
4. Financial Assistance ( I'm Bumiputera )
5. License & Permit

Regards
Xpressnick

Payment getaway for personal online store

Xpressnick — Fri, 06 Jun 2008 21:33:33 +0800

Let say I have an online store and I need to accept credit card. How do I go about it ?

I don't intend to sign up for merchant account as it is expensive. Can anyone recommend me any good and free payment gateaway.

Please inform me too about this things about the payment gateway that u suggest?

How long can I received my profit ?
How to withdraw ?