Lowyat.NET: Latest topics by scy_krylief

[WTA] mortgage loan insurance

scy_krylief — Sat, 03 May 2014 00:31:43 +0800

I've found some threads on the topic, and I've seen the options (i.e. MRTA, MLTA, ILP, etc.) and I'm just wondering, for own stay, what do you think is the recommended kind of insurance to take for the loan?
I've got my own life insurance, and I preferably don't want to mix the two.

Regarding MLTA, if I take it with the bank, how does this differ from the ones you buy from the insurance companies?
And how do some banks offer it as one lump-sum that can be financed into the loan, I was under the impression that it was to be paid as a monthly / quarterly / yearly amount.

diet diary smartphone app

scy_krylief — Wed, 05 Oct 2011 02:13:35 +0800

I'm normally a lurker around this part of the forum, and I thought I'd just share this Android app I feel really helped me out on keeping a diet diary. Sorry guys, I don't think there's an iPhone version of this app, but if there is something equivalent/similar, feel free to leave a comment. =D

Earlier this month I guess I was looking at myself, and I thought "zomg I need to do something about this. stat." And I thought, keeping a diet diary might really help things along. And being the smartphone junkie that I am, I hunted around for an app, and I found Noom. It's actually something like a diet diary + exercise logger + weight loss journal in one nicely packaged app, so I decided to try it out. Best part (I am being cheapo, but hey) - it's a free app, and for me, a GREAT app! So here's me sharing my personal experience with it so far. Note that I do not work for this company, nor was I paid in any way. Just a disclaimer =P

Info about the app over here: http://www.worksmartlabs.com/noom/

Part #1: The diet diary (Calorific)
It's really different compared to the other calorie-counting apps/sites that I've seen, because.. while it works for people who live in western countries, or eat mainly foods easily available in US/UK, it's not really friendly for the Asian/Malaysian diet. I haven't found a complete calorie database for Msian foods apart from cekodok.com and so, the concept of logging calorie intake using this is pretty easy for me - even if it's an estimation. This, I like. It's up to you how honest you are in logging your foods into this. And so far, I cheat here and there but I generally try to be as accurate as possible. There's also a pie chart that shows you roughly the ratio of the kinds of food that you're eating (whether it's great like fruits, ok like rice-like dishes, and no-nos like Maccas fries)

Part #2: The exercise logger (CardioTrainer)
I'm not sure how accurate the pedometer is on this, cause I guess when they built this part of the app they had runners/walkers in mind. Because I mainly dance, so I manually log that in and use the estimation the app gives as a guide as to how much calories I'm burning. Pretty nifty that there is a pretty wide range of activities I can choose from to log, and it integrates with the stock Android music player to shuffle songs as I am spinning on the bike, for instance - then it doesn't make things so boring.

Part #3: Weight loss journal
You enter some deets about yourself (height, weight), your goal (desired weight), and your exercise schedule (maybe 3x a week for starters?) and it will tie in parts #1 and #2 above to calculate how much recommended calories you should consume a day, as well as remind you to exercise, and tell you how much calories you should burn per week)! Also has a weight graph so weigh yourself, and watch the graph trend downwards XD At first I felt the estimation of the recommended daily calorie intake was a little low, but I think it's abit dependent on the exercise schedule you set as well as the weight loss goal.. And even *then*, I do eat more than the recommended limit sometimes =P

Summary (i.e. the tl;dr part)
This app was meant to be a rough estimation of a diet diary + exercise logger + weight loss journal. Great concept of logging calories (mealtimes) that can be adapted to any kind of food, just as long as you're honest about it. Exercise logger, gives a rough guide as to how much calories you're burning, and the weight loss diary helps me focus on the end goal - to be fit, and hopefully this will turn out into a longtime habit that I can sustain. I really really like it, and I've been using it for almost 3 weeks. Lost about 2 kilos so far, and I would really tout this app to Android users who may or may not be fitness junkies to at least try this out =)

If anyone's been using this app, do shoutout here =D and if anyone has recommendations for other apps of similar nature, do comment! Would love to explore other apps that do something similar XD

using a set of java classes in multiple projects

scy_krylief — Wed, 15 Apr 2009 11:33:04 +0800

Warning: This post gets pretty long cause I'm trying to be as detailed as possible.

Before creating this post, I have been Googling for similar situations and possible solutions, and most of them lead to 2 solutions which I've described below (well at least that was how I understood it)..

And open the spoiler to see the rest of the post.. I also paiseh type until so long =P

» Click to show Spoiler - click again to hide... «

I'm really out of ideas on where I've screwed up.. Ideas anyone?