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        <title>Lowyat.NET: Latest topics by fiseel</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 06 Jun 2026 13:24:52 +0800</lastBuildDate>
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        <item>
            <title>Buying a property, will I attract income tax peopl</title>
            <link>http://forum.lowyat.net/topic/4377130</link>
            <description>Hi all,&lt;br /&gt;Just wondering if anyone knows if I would attract the income tax people on the following scenario:&lt;br /&gt;&lt;br /&gt;Husband is buying a property at 2.6mil, but bank loan only can get 1.2mil based on his payslip and the documents submitted. So the remaining the husband and wife needs to pay up. And the couple manage to get the balance partially funded from parents and also own savings.&lt;br /&gt;&lt;br /&gt;Will the income tax people open a file to investigate?</description>
            <author>fiseel</author>
            <category>Property Talk</category>
            <pubDate>Wed, 02 Aug 2017 22:56:41 +0800</pubDate>
        </item>
        <item>
            <title>Restoring from ip7 128gb to ip6 64gb, possible?</title>
            <link>http://forum.lowyat.net/topic/4348339</link>
            <description>&lt;br /&gt;Anyone knows if it&amp;#39;s possible to &amp;quot;downgrade&amp;quot; the phone from iphone 7 128gb to iphone 6 64gb? The iphone 7 used storage is 51.25gb. When i tried to restore it from backup to my ip6, it gives me an error message of not enough storage. &lt;br /&gt;&lt;br /&gt;Can someone enlighten me on this?&lt;br /&gt;&lt;br /&gt;</description>
            <author>fiseel</author>
            <category>iPhone</category>
            <pubDate>Wed, 05 Jul 2017 10:27:21 +0800</pubDate>
        </item>
        <item>
            <title>Bathroom Cabinet Door (Waterproof)</title>
            <link>http://forum.lowyat.net/topic/3265012</link>
            <description>Hi All,&lt;br /&gt;&lt;br /&gt;Any recommendation for a contractor to do the Bathroom cabinet door? A waterproof door for my bathroom countertop. &lt;br /&gt;&lt;br /&gt;Contacted a few contractor but either they dun have waterproof material or the job too small that they are not keen in taking up.&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>fiseel</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sat, 21 Jun 2014 00:33:23 +0800</pubDate>
        </item>
        <item>
            <title>Wanted to get a bank loan for a shoplot in Klang</title>
            <link>http://forum.lowyat.net/topic/3044636</link>
            <description>Hi All,&lt;br /&gt;&lt;br /&gt;Hope I post in the correct section. Recently my mom purchased a property - Commercial Shoplot at Klang and hence would like to get a bank loan for this.&lt;br /&gt;&lt;br /&gt;Anyone has any idea which bank currently offer the best rates? &lt;br /&gt;&lt;br /&gt;</description>
            <author>fiseel</author>
            <category>Property Talk</category>
            <pubDate>Tue, 26 Nov 2013 15:34:49 +0800</pubDate>
        </item>
        <item>
            <title>Office furniture</title>
            <link>http://forum.lowyat.net/topic/2746254</link>
            <description>**** ITEMS SOLD**** THREAD CLOSED&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s):)Office Furnitures&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes: Office Table &amp;amp; Chairs &lt;/b&gt; (Refer Below details)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:Cash &amp;amp; Carry&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:Plaza Pantai, Next to Menara Telekom&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:Very good, almost like new&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:Moving to business centre, doesn&amp;#39;t require office furniture.&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Item Details:&lt;br /&gt;- 3 pcs of Writing Table (in Maple Colour) 1600mmX700mmX750mm&lt;br /&gt;- 1 pc of L Shape Writing table (In Maple colour) 1800mmX1500mmX700mmX600mm&lt;br /&gt;In very good Condition, No scratches on table.&lt;br /&gt;&lt;br /&gt;- 3 Pcs of Low Back Chair (Adjustable Height in Blue)&lt;br /&gt;- 1 pc of High Back Chair (Adjustable Height in Blue)&lt;br /&gt;In Good condition&lt;br /&gt;&lt;br /&gt;All the items are less than 2 yrs old and is still in good condition. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:RM900 for all&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Please PM for Photos, serious buyer only[&lt;!--emo&amp;B]--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cool.gif' border='0' style='vertical-align:middle' alt='cool.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>fiseel</author>
            <category>Garage Sales Archive</category>
            <pubDate>Fri, 22 Mar 2013 18:19:03 +0800</pubDate>
        </item>
        <item>
            <title>Office furniture</title>
            <link>http://forum.lowyat.net/topic/2740748</link>
            <description>My office is going to shift to another place and the boss wanted to buy new furniture for the new office. So I am suppose to get rid of the current furniture in the office. (Table chairs and some cabinets) All of them are still in good condition. If possible I would like to sell them off.&lt;br /&gt;&lt;br /&gt;Can I sell them off or any other better way to handle this?</description>
            <author>fiseel</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 18 Mar 2013 16:41:00 +0800</pubDate>
        </item>
        <item>
            <title>Anyone heard of HLA Pure saving plan?</title>
            <link>http://forum.lowyat.net/topic/2723676</link>
            <description>I have received a call from HLA tele-marketing team informing that there is a savings plan (PURE saving, no investment related) and was inform that for a savings of 20K there is a guaranteed return of RM4K in a year. Sounds too good to be true? And the agent insist on arranging a time to meet up to show me the &amp;quot;black n whites&amp;quot; and also the T&amp;amp;C.&lt;br /&gt;&lt;br /&gt;Anyone have any idea what is it about?</description>
            <author>fiseel</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 04 Mar 2013 17:37:50 +0800</pubDate>
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        <item>
            <title>[WTS] Marc By Marc Jacobs Metallic iphone5 case</title>
            <link>http://forum.lowyat.net/topic/2614138</link>
            <description>&lt;span style='color:purple'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='font-family:Geneva'&gt;&lt;b&gt;Marc By Marc Jacobs Metallic iphone 5 case - RM25 per piece excl shipping, item available in 3 weeks time upon confirmation (payment)&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;Please PM me for shipping charges.&lt;br /&gt;&lt;br /&gt;&lt;span style='color:orange'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='font-family:Optima'&gt;Marc Jacobs Design for the Chic &amp;amp; Avant Garde&amp;#33;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Protect your iPhone 5 from all sides, Durable and dust resistant, Convenient use ,can cover over iPhone 5 easily without any tool.&lt;br /&gt;Used for protecting your iPhone 5 and keeping good looking and new for a long time&lt;br /&gt;&lt;br /&gt;Colour: Silver&lt;br /&gt;&lt;img src='http://imageshack.us/a/img825/3808/marcjacobsiph5silver.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Colour: Yellow&lt;br /&gt;&lt;img src='http://imageshack.us/a/img39/4874/marcjacobsiph5yellow.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Colour: Rose&lt;br /&gt;&lt;img src='http://imageshack.us/a/img836/816/marcjacobsiph5rose.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Colour: Black&lt;br /&gt;&lt;img src='http://imageshack.us/a/img208/1852/marcjacobsiph5blk.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s):Marc By Marc Jacobs Metallic iphone 5 case &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:Iphone 5 case only &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:RM25 per piece excluding shipping&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:Bank Transfer &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:Bangsar &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:please PM&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:Pre-order, brand new&lt;/b&gt;&lt;br /&gt;</description>
            <author>fiseel</author>
            <category>Garage Sales Archive</category>
            <pubDate>Tue, 04 Dec 2012 13:07:10 +0800</pubDate>
        </item>
        <item>
            <title>Factors to consider when taking up bank loan?</title>
            <link>http://forum.lowyat.net/topic/2404667</link>
            <description>I am buying a condo property that will be completed in 3 years time. Am currently scouting out for bank loan. Hv approached few banks but seems like the interest rate is pretty similiar BLR -2.4. So I would like to check with the experienced forumer what are the other factors to consider when taking up bank loan?&lt;br /&gt;&lt;br /&gt;FYI, I consider this as an investment unit. So will sell it off if the price is right. Some banker mentioned that by July all the lock in period clause would be void. So do i still need to consider that?&lt;br /&gt;&lt;br /&gt;Is there a big difference between conventional loan type Vs Islamic? (I know islamic got a cap on the max interest rate)&lt;br /&gt;&lt;br /&gt;Hoping to get some enlightenment from the experienced forumer here.&lt;br /&gt;&lt;br /&gt;TQ TQ TQ</description>
            <author>fiseel</author>
            <category>Property Talk</category>
            <pubDate>Wed, 27 Jun 2012 16:46:38 +0800</pubDate>
        </item>
        <item>
            <title>Ipad &amp;amp; Iphone</title>
            <link>http://forum.lowyat.net/topic/2184116</link>
            <description>Hi All,&lt;br /&gt;&lt;br /&gt;Wanted to ask something...&lt;br /&gt;&lt;br /&gt;I have just recently purchase an Ipad2 on IOS 5, at the same time, I am an existing 3GS user (version 4.2.1), Can I have 2 itunes account for this 2 devices? Or I should use 1 account to sync both devices?&lt;br /&gt;&lt;br /&gt;If I use 1 itunes account to sync both devices, will it crash my 3GS? coz it&amp;#39;s not on OS5 yet? Then what happen to all my contacts and smses? it will get all copied to both? How does the rest handling this? Create 2 seperate itunes account? Then what happen during the sync process? Coz at the moment, I sync my 3GS to my laptop. can 1 laptop have 2 itunes?&lt;br /&gt;&lt;br /&gt;Thanks for your enlightenment.</description>
            <author>fiseel</author>
            <category>iPad</category>
            <pubDate>Tue, 10 Jan 2012 11:14:20 +0800</pubDate>
        </item>
        <item>
            <title>Anyone worked in an Italian based company?</title>
            <link>http://forum.lowyat.net/topic/1487875</link>
            <description>As the topic suggest, anyone have experience working with Italian??&lt;br /&gt;&lt;br /&gt;I got an offer to work for this Italian based company in KL (manufacturing industry) so just wondering if Italian are nice people to work with? How is their working culture like?</description>
            <author>fiseel</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 12 Jul 2010 18:36:24 +0800</pubDate>
        </item>
        <item>
            <title>Is ur 3G service (Maxis) up n running?</title>
            <link>http://forum.lowyat.net/topic/1444469</link>
            <description>Hey, just wanted to check anyone using Maxis&amp;#39;s 3G service in PJ SS2 area?? Dunno y i dun have any coverage at all, no 3G or EDGE signal at all....</description>
            <author>fiseel</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Wed, 02 Jun 2010 22:46:36 +0800</pubDate>
        </item>
        <item>
            <title>[WTA] where to sell 2nd hand phone</title>
            <link>http://forum.lowyat.net/topic/1397826</link>
            <description>Hi All,&lt;br /&gt;&lt;br /&gt;I have 2 phones that I want to sell off K810i &amp;amp; K850i, would like to check where can I go to check out the price for the phone and where to sell ya?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>fiseel</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Wed, 21 Apr 2010 11:32:20 +0800</pubDate>
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        <item>
            <title>[WTA] Which is the best blusher you have used?</title>
            <link>http://forum.lowyat.net/topic/1107331</link>
            <description>Hi Gals,&lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;  I wanted to add a good blushes to my limited make up collection but not sure which brand should I go to. Preferably long stay? As for colour wise, i suppose i&amp;#39;ll go to the counter for suggestion?&lt;br /&gt;&lt;br /&gt;Anyway comments are welcome, let me know which is ur can&amp;#39;t leave without blusher &lt;!--emo&amp;;)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/wink.gif' border='0' style='vertical-align:middle' alt='wink.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>fiseel</author>
            <category>Cosmetics</category>
            <pubDate>Fri, 24 Jul 2009 15:57:20 +0800</pubDate>
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