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        <title>Lowyat.NET: Latest topics by ckryan</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 05 Jul 2026 22:14:30 +0800</lastBuildDate>
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        <item>
            <title>Oversea Job Offer in TW</title>
            <link>http://forum.lowyat.net/topic/5195061</link>
            <description>Hi Guys,&lt;br /&gt;&lt;br /&gt;Good day&amp;#33; I just got an offer for an engineering position in Kaohsiung, TW. This is a MNC company in semiconductor industry and is offering me to go over to be based in KH,TW. I would expect an &amp;quot;expat package&amp;quot; to be offered. Unfortunately, this is a &amp;quot;local hire&amp;quot; that turning me down for most of the benefits that one would entitle especially like a foreigner like me to go over there. There are a few things that puzzling me of my decision to accept/decline the offer. I am married with 2 kids. My elder kid is 6 yo and will be boarding into standard 1 next year and the youngest is 3 yo. My wife is still working at home right now and I guess once we all moved there, she will still be able to wfh at all time.&lt;br /&gt;&lt;br /&gt;Few things that puzzling me right now:&lt;br /&gt;&lt;br /&gt;1. If it is not an expat package, this offer does not provide like housing allowance. I believe the house rental, typical studio types like 500-600 sqft size would easily hit NT&amp;#036;20,000. I would definitely need to count into my monthly paycheck. &lt;br /&gt;&lt;br /&gt;2. Kid education fee is not covered. I am concerning about where would my kid be boarding into the public elementary school or international school? Are all the public schools in TW allowing the international enrollment? How&amp;#39;s my kid education would be going on if later we come back to Malaysia? &lt;br /&gt;&lt;br /&gt;3. How&amp;#39;s the payable tax impose for foreigner holding a valid working permit? If not mistaken it is about 18%. I will need to pay this tax.&lt;br /&gt;&lt;br /&gt;4. How&amp;#39;s the insurance coverage or medical coverage of my family? I guess most of the MNC do provide subsidiary to the immediate dependents. Is that really sufficient to cover that?&lt;br /&gt;&lt;br /&gt;What&amp;#39;s your thoughts or inputs are all welcomed&amp;#33;&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>ckryan</author>
            <category>Expatriates</category>
            <pubDate>Wed, 15 Sep 2021 09:40:06 +0800</pubDate>
        </item>
        <item>
            <title>Standard Chartered vs. Citibank Homeloan Package</title>
            <link>http://forum.lowyat.net/topic/2968272</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I just got the offer from these 2 banks of the refinancing home loan.Both banks offer are quite attractive but Standard Chartered&amp;#39;s Saadiq My HomeOne-i has no lock-in period but Citibank&amp;#39;s Flexihome does have 6 years.&lt;br /&gt;&lt;br /&gt;Anyone of you using the above mentioned loan? Do provide some info and experiences.&lt;br /&gt;&lt;br /&gt;But in Standard Chartered Saadiq My HomeOne-I does have one clause to pay the monthly maintenance of RM10. Anyone knows what this payment for ?</description>
            <author>ckryan</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 22 Sep 2013 14:43:52 +0800</pubDate>
        </item>
        <item>
            <title>Married Couple Working Together</title>
            <link>http://forum.lowyat.net/topic/1358749</link>
            <description>Just some thought came across my mind of whether a married couple are allowed to work in the same company? Will this cause any ethical violation in terms of conflict of interest of the two employees? What about if they are really working together in the same department? Do you come across in your company?&lt;br /&gt;&lt;br /&gt;Let&amp;#39;s share some of your thought.</description>
            <author>ckryan</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 17 Mar 2010 09:52:58 +0800</pubDate>
        </item>
        <item>
            <title>Usains Infotech</title>
            <link>http://forum.lowyat.net/topic/1348165</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Anyone heard about or came across of this company? It is a subsidiary of USAINS Holdings Sdn Bhd, the commercial arm of Universiti Sains Malaysia (USM). The Northern Corridor Implementation Authority (NCIA) is investing over RM20mil in a centre of excellence for the electrical and electronics integrated circuit (IC) design industry. The centre would provide consultation services such as research and development in microelectronics design, pay-per-use of IC design tools and facilities, training and development programmes in microelectronics systems, and design consultation and engineering resources for projects.&lt;br /&gt;&lt;br /&gt;I would like to know how is the company benefit and working environment?&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>ckryan</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sun, 07 Mar 2010 22:01:41 +0800</pubDate>
        </item>
        <item>
            <title>Master in Coursework or Research</title>
            <link>http://forum.lowyat.net/topic/1285974</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I am opening this topic just to seek your advice on which - Coursework or Research is more recognized in the industry?</description>
            <author>ckryan</author>
            <category>Education Essentials</category>
            <pubDate>Thu, 07 Jan 2010 17:16:52 +0800</pubDate>
        </item>
        <item>
            <title>How much?</title>
            <link>http://forum.lowyat.net/topic/937651</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Anyone know how much to have the wooden partition (on the left) in the living room as what in the photo attached. &lt;br /&gt;&lt;br /&gt;&lt;img src='http://www.estate123.com/residence/ImageView/16012009075304PM1592930133@Entrance%20View.JPG' border='0' alt='user posted image' /&gt;</description>
            <author>ckryan</author>
            <category>Property Talk</category>
            <pubDate>Mon, 16 Feb 2009 13:52:06 +0800</pubDate>
        </item>
        <item>
            <title>Dopod D810 Original Casing</title>
            <link>http://forum.lowyat.net/topic/837640</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Anyone know where can I get an original casing?&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>ckryan</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Thu, 06 Nov 2008 14:25:31 +0800</pubDate>
        </item>
        <item>
            <title>Motorola vs. Spansion</title>
            <link>http://forum.lowyat.net/topic/764707</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Which one will be a better company to work with? I have been offered by Motorola and already accepted the offer. However, Spansion now approached me for another interview. May I know in terms of benefits, profit sharing, etc. Which company is better?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>ckryan</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 12 Aug 2008 11:17:26 +0800</pubDate>
        </item>
        <item>
            <title>Need clarification for this position</title>
            <link>http://forum.lowyat.net/topic/290866</link>
            <description>Guys,&lt;br /&gt;&lt;br /&gt;What is Voltage Regulator/Power Delivery Engineer?I would like to find out more about this job description because want to get prepared for the interview.I appreciate if anyone can provide me with some clarification about this position.&lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>ckryan</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sat, 20 May 2006 15:28:15 +0800</pubDate>
        </item>
        <item>
            <title>Solectron Technology</title>
            <link>http://forum.lowyat.net/topic/287753</link>
            <description>Hi Guys,&lt;br /&gt;Anyone work in Solectron Technology in Seberang Prai?How is the working environment and the benefit?Good basic pay?&lt;br /&gt;&lt;br /&gt;I have received a call for an interview.&lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>ckryan</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sat, 13 May 2006 01:15:50 +0800</pubDate>
        </item>
        <item>
            <title>Follow up</title>
            <link>http://forum.lowyat.net/topic/273121</link>
            <description>Guys,&lt;br /&gt;Do you think we need to make a regular follow up after attending the interview?&lt;br /&gt;Do you think that KIV status will have a chance of getting the job or it is the other way of rejecting your application?&lt;br /&gt;&lt;br /&gt;Thank you</description>
            <author>ckryan</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 07 Apr 2006 02:05:49 +0800</pubDate>
        </item>
        <item>
            <title>Xspice error</title>
            <link>http://forum.lowyat.net/topic/256479</link>
            <description>Hi,&lt;br /&gt;I am having the simulation problem of Protel DXP Mixed Sim.After running the simulation.Pop one error of &amp;quot;No .ends line&amp;quot;.What is this problem and how to solve it?&lt;br /&gt;&lt;br /&gt;Thank you</description>
            <author>ckryan</author>
            <category>Codemasters</category>
            <pubDate>Sun, 26 Feb 2006 23:10:44 +0800</pubDate>
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