Lowyat.NET: Latest topics by Leo the Lion

[WTS] Lenovo Legion Go S SteamOS

Leo the Lion — Sun, 09 Nov 2025 16:07:36 +0800

[Closed]

[WTS] Aukey DR02 Full HD Dashcam

Leo the Lion — Wed, 17 Aug 2022 23:14:29 +0800

Item(s): Aukey DR02 Full HD Dashcam

Package includes:
1. Dashcam
2. Long cable Micro USB to USB
3. Samsung 64GB Evo Plus MicroSD Card

Price: RM180

Warranty: None (Finished)

Dealing method: COD

Location: IOI Puchong Mall or F2F, I don't have a car

Contact method/details: Get my phone number through my DM and we whatsapp
---

Item(s) conditions: Used, still working fine

Picture:
[attachmentid=11229442]
[attachmentid=11229443]
[attachmentid=11229444]
[attachmentid=11229445]

Reason for sale: Upgrading. Open for nego

Buy a New Car or Save More

Leo the Lion — Sun, 20 Mar 2022 23:19:00 +0800

Hi LYners,

I sold my car early this month and booked a new car (est. 1.7k/month with +-20% d/p) on 7 years loan. But then I use Grab/LRT for commute and Grab/FP for groceries for a couple of weeks and I think its not that bad.

With my recent big jump in my career, I am contemplated to save up to 6k/month (avg maybe 5k/month) and live without a car.

That being said, theres still a SST tax holiday, and I really2 like the car. But I also really2 like to save more money.

I know car is a depreciating assets. And the model that Im looking at (mazda 3 H+) is due for another major update.

Yet I couldn't make up my mind.

I need advice whether I should live without a car for maybe a year or two(or forever) or buy a car with its downside.

Thank you

What is Autodebit 02085 EGTB

Leo the Lion — Sat, 31 Oct 2020 19:19:08 +0800

Hello,

I don't know where to write this. But since it's related with house loan/property, I guess this sub forum might be a good place for me to ask.

I recently got charged Autodebit 02085 EGTB. What is it ya? And why I kena charge so suddenly?

Are Grills (Like Door and Window Grills) a Must?

Leo the Lion — Mon, 28 Oct 2019 14:44:57 +0800

Halooo.

I’ve been wanting to ask, are door and window grills recommended to install for new serviced apartment unit? My apartment comes with 3 tier security. So I am still wondering if I should still need door and window grills and maybe can opt for alarm or cctv instead?

Profit Rate Lowered but Monthly Repayment Same

Leo the Lion — Sat, 25 May 2019 02:51:11 +0800

Hi,

My Maybank housing loan (Semi Flexi) profit rate started from 4.45% and now reduced to 4.2%. But my monthly repayment hasn't changed. When I read back the agreement, it should reduce. Or is it too early for me to ask this question as the profit rate lowered not too long ago and I should give Maybank some time to reduce the monthly repayment amount? Need some enlightenment here

thanks

Personal Coaching for Web, Backend Dev & Cloud

Leo the Lion — Sat, 26 Jan 2019 10:19:21 +0800

Hi,

I have been in this IT industry as a developer for more than 9 years. I have coached people from Universities, Public and Private sectors by doing personal coaching and training classes.

The list of the subject that I can coach

Programming Language related:
1. PHP, Framework; Laravel
2. JavaScript, NodeJS, Framework; ExpressJS
3. Python, Framework; Flask and Django
4. GoLang, GoChi

Others:
5. AWS (AWS Cli, Lambda, EC2, RDS, and many more)
6. Google Clouds (Specifically, GCE, GCP, DataStore and BigQuery)
7. Wordpress & Hosting (Setting up, customisation and more)
8. Developing a backend system (like Admin Panel) or API using the listed programming language above.
9. Queries: SQL Queries (from MySQ and PostgreSQL)

Location: Klang Valley

Rates: RMXX-XXX Per Hour depending on the subject you selected and your location.

Interested? PM my inbox.

If you already decided on which subject you want but also want coaching for your project, kindly inform me your requirements.

Maybank Progressive Interest for House Loan

Leo the Lion — Thu, 24 Jan 2019 15:00:39 +0800

Just today my house loan appeared in my Maybank2u account.

Outstanding Balance - 300k++ (from 500k++ since this is the amount released by the developer based on their current progress)
Outstanding GPP - RM0.00
Payment Due Date - N/A
Monthly Instalment - RM2100++
Instalment Due - RM0.00
Payment in Advance - RM0.00

The apartment should complete early Q4 2019

But when I calculate, I should be paying less than RM1.5k but why RM2100+?

Is it that I should wait longer so it'll update to RM1.5k?

Need some enlightenment here.

Couldn't understand how this progressive interest works

Maybank Mortgage Loan Progressive Interest

Leo the Lion — Thu, 24 Jan 2019 14:17:28 +0800

- Closed and recreate new one in Property Talk section -

[WTS] Macbook Pro Mid-2014 15.4"

Leo the Lion — Sun, 30 Sep 2018 11:17:48 +0800

Item(s):
Macbook Pro Mid-2014 15.4" i7 2.5Ghz + 16gb DDR3 + 512gb SSD + Nvidia GeForce GT750M

Package includes:

Macbook Pro 15.4” Mid 2014:

Detail hardware:
- i7 2.5Ghz Quad Core 6MB L3 Cache
- 16gb DDR3
- Nvidia GeForce GT750M + Intel Iris Pro
- 512gb SSD
- 2 Thunderbolt 2 port, 1 HDMI port, 1 SDCard slot
- 2 USB
- Headphone Jack
- Resolution 2880x1600 Retina Display. 15.4”
- Battery Cycle Count 600+

Software:
- MacOS Mojave

- 2018 purchased apple Magsafe 2 Power Adapter
- Macbook Pro itself

Price: RM4.900 (Negotiable)

Warranty: None

Dealing method: COD

Location: COD anywhere in Klang Valley. But also prefer somewhere in Petaling Jaya

Contact method/details: PM me through inbox. I will give you my contact number there
---

Item(s) conditions: Good condition

Picture:

[attachmentid=10048931] [attachmentid=10048932] [attachmentid=10048933] [attachmentid=10048934] [attachmentid=10048935] [attachmentid=10048936] [attachmentid=10048937] [attachmentid=10048938]

Reason for sale: Upgrade

Amend to Registered Official Name (JPN)

Leo the Lion — Thu, 27 Sep 2018 17:52:16 +0800

Hi,

Is it possible to amend the name of a Malay name (eg Muhammad Shakley Osman bin Abu) to (Muhammad Shakley Osman bin Abu @ Max Ray) through JPN?

If you ask me for what reason?

I want to have 2 name (for first and last name). Easy to get through paper work and people won't write your name wrong or pronounce your name wrong (which pisses me off many time). Plus the name have been tease often since Primary to Secondary schools. So I do not like the name.

Balance Transfer for Full Settlement RHB Easy

Leo the Lion — Wed, 01 Nov 2017 08:48:22 +0800

Hi guys,

I've been thinking of using Balance Transfer from either Maybank or Public Bank to make a pay off full settlement to my RHB Easy Loan.

My RHB Loan left
10,906.14

Payoff Amount
8,710.35

Reason is, RM2.2k differences is huge. If Balance Transfer could get 0% interest for 1 year and 3% for handling fees. Which if 8710.35 transfer to Maybank/Public credit card makes 8971.66. And no increase of interest since BT interest 0% for 1 year.

Question is, is it possible using BT for payoff amount?

Ok closing this. Hope admins can remove it

MBP 13" or 15" for VM and Programming

Leo the Lion — Fri, 20 Oct 2017 09:34:12 +0800

I'm thinking of buying a new Macbook Pro.

I'm a programmer so I use Mac for
- Java, PHP, C#, Python and Mobile(RN) programming
- Virtual Machine (Up to 3 VMs), Docker
- 2 extended screen (both 2k resolution)

Sometimes I use for
- Photoshop
- Video editing
- Documentation

Often I
- Browsing the web (open firefox, chrome like 25tabs)
- Watch 1080p-4k video on VLC and Youtube.

I rarely
- Gaming

I got 2 option:
- I was thinking of getting 13" i5 16gb 512gb ssd. But the i5 is still dual core and onboard graphic is still intel graphics. Not sure if dual core suffice for my demanding task. The price however is good though.

- i7 quadcore 16gb 512 ssd for 15". I just don't know if this consider overkill for my task. It's more powerful but alot pricier.

Which mbp spec meet my requirement and not overkill?

Full Settlement

Leo the Lion — Wed, 04 Oct 2017 09:04:29 +0800

Hey guys.

I just got the money to pay full settlement in either these two. But I cant decide which I should go first.

1. Citibank Ready Credit.
- RM 6,752.36 left
- I pay RM500-1000 monthly
- Interest RM200~RM350 per month. depend on how many outstanding I have left.

2. RHB Easy Loan
- RM 11,258.14 left
- MYR 8,920.69 for Full Settlement
- I pay RM352 monthly

Should I go with Citibank Ready Credit since I pay 500++ per month? Or go for RHB Easy Loan since it has 2.5k++ interest between full settlement and outstanding?

Need advise.

Romoss vs Aukey Power Bank

Leo the Lion — Thu, 15 Sep 2016 09:39:44 +0800

I've been constantly going from JB to KL this few weeks and the need of getting a power bank are getting stronger. So I found this two brand (put aside Pineng, XiaoMi, YooBao PB) that seems almost all my friends recommended. I just don't know which one is good for the long run in terms of consistency of charging, quality and reliability.

So which is better?

MBP 15" Mid 2014 Dead Pixel

Leo the Lion — Fri, 22 Jul 2016 14:34:08 +0800

Hi

Last month I've purchased a 2nd hand MBP 15" Retina Display Mid 2014. And today, I've noticed 3 dead pixel. You can see tiny dead pixel in these photos. I have clean up the display so I am confident that these are dead pixels.

[attachmentid=7150210]

[attachmentid=7150215]

How much is the cost to replace the display? How much can I get from Apple and 3rd party repair service?

Thank You

RHB Easy Loan

Leo the Lion — Mon, 11 Jul 2016 15:13:05 +0800

Hi,

I have applied RHB Easy Loan since July 2015 and now on my 2nd years. The max tenure that I took was 5 years. But this month I have trouble paying the loan since Raya used up A HECK LOT of my money. So what is the max month that I could delay from paying the loan?

Thank you for answering

[WTS] Sony Cybershot WX350

Leo the Lion — Mon, 07 Mar 2016 16:15:24 +0800

-Clear-

[WTS] Lenovo Y500 (2013)

Leo the Lion — Wed, 20 Jan 2016 18:20:10 +0800

-Clear-

[WTS] Need for Speed for PS4

Leo the Lion — Fri, 15 Jan 2016 10:25:29 +0800

-Clear-