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        <title>Lowyat.NET: Latest topics by wormtail8</title>
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        <lastBuildDate>Fri, 03 Jul 2026 18:13:23 +0800</lastBuildDate>
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            <title>WTB Diablo 3 PS3</title>
            <link>http://forum.lowyat.net/topic/3307592</link>
            <description>hi, &lt;br /&gt;&lt;br /&gt;Looking to buy used Diablo 3.&lt;br /&gt;&lt;br /&gt;pm me.</description>
            <author>wormtail8</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sat, 02 Aug 2014 12:19:10 +0800</pubDate>
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            <title>ESOS Financing</title>
            <link>http://forum.lowyat.net/topic/2275201</link>
            <description>Hi guys. &lt;br /&gt;&lt;br /&gt;I would like to seek help from all sifus here regarding some interest calculation to finance my esos exercise. &lt;br /&gt;Here&amp;#39;s an example scenario:&lt;br /&gt;&lt;br /&gt;I was offered by my company a batch of 11lots of shares priced at rm2.5 few years back. Current market price is rm4.2 which looks like quite attractive to me to exercise now. &lt;br /&gt;&lt;br /&gt;The problem is I don&amp;#39;t have any budget for this as most of it ive invested on shares on the current market, which Im a bit reluctant to sell to finance my esos offer. &lt;br /&gt;&lt;br /&gt;However, my company said I can apply for a CIMB esos financing scheme. The financing details are:&lt;br /&gt;Interest rate: 5.85% p.a.&lt;br /&gt;Financing: 100%&lt;br /&gt;Tenure: 12 mths&lt;br /&gt;Force selling ratio: above 90%&lt;br /&gt;Margin call ratio/days: 80%/3days grace period&lt;br /&gt;Repayment: monthly salary deduction&lt;br /&gt;&lt;br /&gt;Based on the above example, I&amp;#39;m no accountant here, so appreciate it if anyone can help me figure out the monthly repayment and weather it&amp;#39;s worth it or not. &lt;br /&gt;&lt;br /&gt;Thanks guys&amp;#33;&lt;br /&gt;</description>
            <author>wormtail8</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 21 Mar 2012 16:34:08 +0800</pubDate>
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