Lowyat.NET: Latest topics by iunice

co-insurance

iunice — Sat, 25 Feb 2012 23:41:12 +0800

I'm planning to buy a 'life + medical card + saving' insurance policy, but the policy come with co-insurance.
Which mean if i make a claim for RM5,000.00, i have to pay 10%=RM500.00, for maximum of RM1,000.00.
The insurance co. only pay the 90%

I feel ok with the policy, just that don't prefer the co-insurance thing.
And I was told that it is the trend & most of the insurance policy nowadays come with co-insurance...
Is it true? Is co-insurance's insurance policy worth to buy?

Thanks in advance

Buy BB cream online?

iunice — Sun, 09 Oct 2011 20:47:50 +0800

hi, anyone buy BB Cream online before? i mean through Facebook, etc....but not through their official brand website

the price is far cheaper than shopping mall. but i wonder is it reliable? will them give us the expired one?

thanks in advance

facial centre near jusco maluri, kl

iunice — Wed, 20 Oct 2010 11:48:34 +0800

hie all....

as i'm newly move here, any suggestion of good facial centre near Jusco Taman Maluri, KL?
thx in advance

dark circle despite enough sleep

iunice — Mon, 20 Sep 2010 14:05:57 +0800

anyone of you facing the same situation? i know some people had dark circle from genetic, but i'm not...

my dark circle become more obvious after i started to work, despite i had 7-8 hours sleep...
any method to cure this?

bill discounting & bill of exchange purchased(BEP)

iunice — Sun, 01 Mar 2009 10:32:24 +0800

as known, both bill discounting and BEP is used to finance seller in trade..
can anyone list the differences between bill discounting and bill of exchange purchased(BEP) used in financing trade?

thanks in advance....

[addedon]March 3, 2009, 6:54 pm[/addedon]any experienced users of the facilities?

how to reduce "body heat"?

iunice — Sun, 02 Nov 2008 01:08:12 +0800

sorry i'm not really sure whether i use the right words, "body heat"

what actually that i mean is when i eat too much "heaty" food such as fried food, french fries, chocolate, curry, junk food ect...,
i'll feel my body is "heaty", and feel my body become so hot n uncomfortable...
which later will caused me:
sore throat --> not feeling well --> cracked lips --> feel very tired although had enough sleep

if serious, it will make me fever, gum pain(as i'm having now )...

do u guys have suggestions to reduce the "body heat"?
thanks so much ^-^