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        <title>Lowyat.NET: Latest topics by hailtat</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 15 Jul 2026 21:09:24 +0800</lastBuildDate>
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            <title>wondering how&amp;#39;s dividend work</title>
            <link>http://forum.lowyat.net/topic/848824</link>
            <description>how can we purchase dividend?&lt;br /&gt;how can we noe,we are earning or losing??&lt;br /&gt;any limit like age,minumum investment?&lt;br /&gt;&lt;br /&gt;still new here.. &lt;br /&gt;so sorrry for all of it.. &lt;br /&gt;if there is a post bout this.. &lt;br /&gt;just send me the link..&lt;br /&gt;thx to all the senior first</description>
            <author>hailtat</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 18 Nov 2008 03:17:04 +0800</pubDate>
        </item>
        <item>
            <title>Learn Mandarin (Cheras)</title>
            <link>http://forum.lowyat.net/topic/631217</link>
            <description>Hi.. I&amp;#39;m a chinese but donno mandarin.. so quiet often let them call me a banana and i am bored of it alreay..&lt;br /&gt;so i am trying to learn mandarin... read,write,talk and listen.... any suggestion for cheras area??</description>
            <author>hailtat</author>
            <category>Education Essentials</category>
            <pubDate>Thu, 14 Feb 2008 12:45:26 +0800</pubDate>
        </item>
        <item>
            <title>thinking where to learn mandarin...</title>
            <link>http://forum.lowyat.net/topic/630830</link>
            <description>need LYN members helps here... i not sure where i can have a good mandarin teacher with minimum fee and i am going to tarc soon... should i ask some friends at there to teach or find some teacher to teach?? or u guys have better option?? like any tuition centre to intro??</description>
            <author>hailtat</author>
            <category>Education Essentials</category>
            <pubDate>Wed, 13 Feb 2008 20:32:20 +0800</pubDate>
        </item>
        <item>
            <title>laguna resort or redang holiday resort is better?</title>
            <link>http://forum.lowyat.net/topic/630294</link>
            <description>i need some opinion from all of u... pls help me.. cant decide which wan i should go.. since both also offer the same package and just some different in price... &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>hailtat</author>
            <category>Travel &amp;amp; Living</category>
            <pubDate>Tue, 12 Feb 2008 23:41:49 +0800</pubDate>
        </item>
        <item>
            <title>hm... where should i take A lvl?</title>
            <link>http://forum.lowyat.net/topic/612137</link>
            <description>where should i take A level?? prefer cheap..  &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt; .beside thats, after A level i will take banking and finance.. so wat course should i take at A level? &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt; need help~~</description>
            <author>hailtat</author>
            <category>Education Essentials</category>
            <pubDate>Tue, 15 Jan 2008 08:08:39 +0800</pubDate>
        </item>
        <item>
            <title>Work Experience</title>
            <link>http://forum.lowyat.net/topic/608457</link>
            <description>hey... since i am 18 this year... so i should more experience in working field... so far.. the worst i come across is a job.. work 6 day a week.. and they pay u a month RM800 with the working hour is 10am-10pm..this is f***ing insane.. but that time.. i am 16.. so no other choices.. and just go ahead with it... so from that day onward.. i noe real world is not easy as we think.. any senior can share thier experience with me?? since i am still a newbie in this forum..</description>
            <author>hailtat</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 10 Jan 2008 04:06:14 +0800</pubDate>
        </item>
        <item>
            <title>A level or banking and finance?</title>
            <link>http://forum.lowyat.net/topic/608433</link>
            <description>hi.. i just completed my spm.. and waiting for the result.. so i am still wondering.. which course should i take.. since it will decide my future.. if i am taking A level.. then i will go for Tarc and after i complete the couse i will continue at Singapore with the courses i wan.. usually is banking and finance.. if possible then complete my course at there too  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt; .. but if i straight to banking and finance and complete the course at Msia i scare.. the cert will not qualify since they say bout Tarc and Utar cert is not qualify..for malaysia job &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt; .. but then since i just saw a offer at Utar and do other survey UCSI and Nilai also don have this course.. any idea?? for banking and finance?? &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;blur kid  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>hailtat</author>
            <category>Education Essentials</category>
            <pubDate>Thu, 10 Jan 2008 02:53:34 +0800</pubDate>
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