Lowyat.NET: Latest topics by fairylord

Scammer Message (using Lowyat DM)

fairylord — Sat, 01 Jun 2019 09:31:19 +0800

[attachmentid=10257153]

Scamming....

This scammer must be stupid to trick in this forum full of intelligent forumer.
Bu still, a warning notice for forumer is essential, sometimes there are idiots.

Anyone kena burnt in investment?

fairylord — Sun, 05 May 2019 22:19:01 +0800

Anyone veteran unker auntie experienced kaokao lost in investment before?

How you deal with it emotionally?
How you live after the lost?
How the lost change your lifestyle and mind in term of financial?

Your experience is youngster lesson, if you don't mind to share.

NOTE : Serious thread, no kopitiam (at least don't get transferred), no fighting.

Forex Trading Service

fairylord — Thu, 15 Nov 2018 15:55:33 +0800

Hi there,

Thanks for reading this post.

[attachmentid=10105987]

If you are new to forex trading, you are encouraged to visit the Forex thread in this forum / explore more yourself in prior.
It's good that you aren't new to forex trading to use this service, as there will be very less information provided and explained in regards to the strategy applied.
You may able to understand the details if you already used to trade forex. You may not want to understand the details if you are a pure investor.

Below is the brief details of the strategy for your selection:

××× ×××

Further discuss : PM me for participation

Trading foreign exchange, spot precious metals and any other product carries a high level of risk to your capital and you should only trade or invest with money you can afford to lose. Consider your investment objectives, your risk tolerance and trading experience when deciding to use this service. The possibility exists that you could sustain a loss of some or all of your initial capital and therefore you should not speculate, invest or hedge with capital you cannot afford to lose, that is borrowed or urgently needed or necessary for personal or family subsistence. Foreign exchange trading may not be suitable for all investors, so please ensure that you fully understand the risks involved and seek independent advice if you have any doubts. There is no guarantee past performance will be indicative of future results. None bear responsibilities. Use this service at your own risks.

How to transfer RMB back to Malaysia?

fairylord — Thu, 01 Nov 2018 21:31:30 +0800

Hi sifu,

I would like to ask if I have some customer would like to transfer me some small fund regularly to me? Is there any fintech or alternatives that I can receive here in Malaysia at lesser cost, as bank transfer really heavy charges.

Thanks for sharing.

[WTR] Hosted Responsive Commerce Web

fairylord — Tue, 23 Oct 2018 16:18:13 +0800

Item(s): Hosted Responsive Commerce Web

Package includes: Please see details below

Price: RM60 or SGD20 monthly. [Two months FREE if paid annually].

Warranty: You may cease the rental anytime. Refund allowed on remaining months if paid annually.

Dealing method: Internet Banking or BigPay (MYR) or YouTrip (SGD).

Contact method/details: PM in Lowyat

Item(s) conditions: Do not use for illegal products and activities.

Picture: You may request trial for full access - 3 days.

Reason for sale: Not using, so rent out.

Features :
Easy Drag-and-Drop Web Builder
Optimized to super fast loading
Responsive, Mobile and Tablet Friendly
Include Hosting that
No Limit on Pages to Create
No Limit on Bandwidth
No Limit on Storage
No Limit on Admins
Integration - Mailchimp, FB Pixel, etc
Online Store - Max 99 Products Listing (Opt : Add monthly fees to No Limit)
• Payment Engine - Paypal, Stripe, Braintree, etc
• Physical Products
• Downloadable Digital Products/Course
• Services
• Site Membership
Built In Analytics & Tracking
Funnel Management
Blog

Basically, just need a Domain to complete the website.

Samples Video :

https://content.web-repository.com/s/244442.../1a-6401489.mp4

https://content.web-repository.com/s/244442...rop-7101105.mp4

How to lodge report and to who?

fairylord — Sat, 01 Sep 2018 23:39:54 +0800

Hi all, I need your advice.

I have issue as Dji is not honouring some items as promised in my package.

I have the screenshot of the chat history with live chat.
Also special deals but disappear after grabbed.

For this kind of case, who should I report to.

Direct Debit = AutoDebit ?

fairylord — Sat, 18 Aug 2018 08:26:30 +0800

Hi [@Maxis],

using hotline flex
Have added my credit card since last month in Apps > Manage Direct Debit.
But my bill have been cumulated for 2 months.
What should I do?

BigPay - Prepaid MasterCard (with Mobile Apps) V2

fairylord — Sun, 22 Jul 2018 13:37:20 +0800

Previous Threads
[topic=589707][@V1 by (forgotten) replaced fairylord][/topic]

QUOTE

Announcement ::

[fb]https://m.facebook.com/story.php?story_fbid=824596711278102&id=281647922239653[/fb]

Official BigPay Telegram Channel - Daily Exchange Rate Updates for International Bank Transfer

Updates are on Mon-Fri at 11am.

BIGPAY Prepaid MASTER Card that collaborating with AirAsia.
Use this card at any merchant that accepts MasterCard worldwide.
Enjoy good cash back by reloading selective credit card (Gives you cash back up to 10%* literary)
By BigPay Malaysia Sdn Bhd (formerly known as Tpaay Asia Sdn Bhd)

*The purported 10% is actually from the source cards (depending on the credit card used, cash back is up to 10%) used to reload the BigPay.

Official Website : https://www.bigpayme.com/

Historical evolution of product : 1- 4 as in [topic=589707][@Thread V1][/topic]

» Click to show Spoiler - click again to hide... «

Benefits

• Exempt from the SST RM25, as it is a Prepaid Card.
• Annual Fee waived unconditionally.
• AirAsia flight processing fees waived if using BigPay to pay. - [See Details]
• RM2 Discount on purchase flight meal and luggage. - [See Details, tan_aniki, fruitie]
• AirAsia deals will be offered to BigPay holders, usually a day in advance.
• Remember to paste the Referral Code for Free RM10 while sign up.
• Credit card (Max ~~RM10,000/mth~~ ~~RM5,000/mth~~ RM2,500 starting 2 June, reset on 1st of the mth), Debit card and Bank Transfer can be used to reload in App. [AMEX not Top Up Source (yet)]
• Enjoy cash rebate by reloading with selected cash rebate credit cards.
• Good foreign exchange rate (almost equivalent as in XE.com) for oversea usage. [Example, official tips, blog]
• Instant transfer money to anyone (BigPay users) for Free. Max Daily Limit : RM2,000.
• Link to your BigPoints Account and earn BigPoints while ~~Reload and~~ Spend. ~~- ohcipala~~
• BigPoints validity is 24 months.
• RM30 ~~RM20~~ ~~RM10~~ for ~~local~~ transaction = 1 BigPoints. ~~Excludes : Government Services, Transportation, Utilities and Fast Food~~ - ~~FAQ rev~~ official FAQ
• RM20 Pay Bills in-app = 1 BigPoints - GrumpyNooby

» Click to show Spoiler - click again to hide... «

• Maximum wallet amount : RM10,000
• Contactless Payment (PayPass) Max Daily Limit : RM250 - Auto-enabled upon 1st pin-based usage
• Local Bank Transfer : Max RM1,000/~~day~~ 24 hrs, capped at RM2,000/mth, Fee : RM0.50/each [FAQ]
• Oversea Bank Transfer : Max RM20,000/day, RM30,000/mth, Remittance Fee : Refer to BP Apps [fixed at RM5 - RM23/each transaction]
• Oversea Bank Transfer : China, Indonesia, SG, Aus, India, Nepal, Bangladesh, Philippine, Vietnam, Thai
[Join Official Telegram for exchange rates - updated daily 11AM]
• Worldwide selected ATM withdrawal : RM10,000 or 10 withdrawals daily whichever come first

Selection of Bank (Try below) when make online payment if requested :
• CIMB - sendohz, sendohz
• Type "BigPay" - hye
• Tune Money Sdn Bhd or TPaay Asia Sdn Bhd - rap7733

How to apply?
• Download BigPay Apps from Google Store (Click Here) Or Apple Store (Click Here)
• Open the App then click "Sign Up"
• Key in Mobile Number
• Fill up simple personal details (and Referral Code)
• Snap image of your ID/Passport and Selfie
• Wait for In-Apps Notification / Email on Document Approval in 24hr
• Go to App, reload RM20 (will be in your BigPay Card for your use) by credit/debit card only
• Wait 3-5 working days for BigPay Card deliver to you (so far as per member, by Citylink)

How to activate the card?
• Once received BigPay Card, open the App click to acknowledge receipt of BigPay Card
• Fill up the CVV to activate it
• You may now set 6-digit pin for the ATM and POS or do it later in Setting
• You may now link to your BigPoints Account or do it later in Apps

Fees and Charges : (Latest refer to official Webpage)
• Domestic ATM withdrawals - RM6
• International ATM withdrawals - RM10 or 2% of withdrawal amount, which ever is higher [RM10 only until further notice]
• Currency Conversion Fee [applied when the purchase is effected in currencies other than MYR - 1% + network charges (only network charges until further notice)]
• Cross Border Fee [applied when the purchase is through merchant acquired outside of Malaysia but charged in MYR (waived until further notice)]
• Lost Card Replacement - RM20
• Sales Draft Retrieval - RM15
• Inactive Fee - RM2.50/month [waived until further notice]
• Card Cancellation - Free
• Card to Card Transfer - No

Reload BigPay to enjoy Cash Rebate (CB)

CC that entitle CB :
• ~~MBB FCB VS (2% & 10% [May and Aug]) - SzeMeng76, cybpsych~~ - no more CB July 2019 onward
• PBB Quantum Master (5%) - celaw
• PBB Quantum Master (5%) - weejin2000, joevo2
• PBB Visa Signature (6%) - LostAndFound
• PBB Visa Infinite (0.3% ~~unlimited~~ Cap RM80) - tan_aniki
• SCB Liverpool FC (previously known as SCB CB Gold) - ckweng
• SCB JOP (1.87%) - ~~3.4%~~ due to CC rev T&C July'19
• ÆON BiG Visa Gold (2%) - MiKE7LIM, first come first serve
• AmBank True Visa (3%) - alexanderclz, CB, CB
• HL Essential (0.4% for $7000, then 1% unlimited) - cybpsych, dkwan87
• HL Fortune (1%) - chlee87, snowswc
• RHB Signature Visa (1%/2%/6%) - ClarenceT
• Alliance You.nique (1.2%, 3%, 0.3% unlimited) - ~~iXora.ix~~, tan_aniki
• OCBC World Master (1.2%,0.6% unlimited) - simonmada
• OCBC Titanium (1% unlimited) - hebe87, hebe87, ~~but jack2 no CB~~, CB updated late, 0.1%+0.9%
• OCBC 365 (1%) - baocord
• OCBC Cashflo (0.5%) - shadoe
• UOB One (0.2%) - terry5695
• HSBC Amanah (0.2%) - terry5695

• HSBC VS 5X point ~~(=1.67%) - chonghe [Promo extended with new T&C], extended throughout 2019~~, no longer valid
• AmBank Bonuslink (=~~3.0~~ 0.3%) - 3000 Bonuslink Points = RM 30 Shell Voucher per mth, latest found RM1 = 0.3 points only

CC that might entitle CB : pending (re)confirmation
• TBA

CC that entitle Miles/Points/etc :
• NEW LIST - come come come, member share your information
• Citi Rewards - 1:1

Merchants Issue

NOT APPLICABLE for : - see request
• Terminal that do not accept MasterCard cause BigPay is a MasterCard.
• Car workshop (unknown merchant) - MGM due to terminal can't support 'prepaid' type of transaction - Ambank Terminal
• Shabu Garden - Kuchai Lama - sendohz - PBB Terminal
• Mara Ibu Pejabat - slayersssss
• WeChat Pay - fruitie
• TGV (via MasterPass) - szejz123
• Traveloka - MilesAndMore, due to "Cybersource"
• RedBus - web and apps also not applicable

Previously/Occasionally N/A > Now Applicable ! :
• Grab - refer to 1st Post Special Updates bottom of this post
• Homecafe Taman Midah - stargate8
• Boost - sailou, fruitie, see how codeiki had successfully topped up. ~~Mid Aug 2088, Boost said BP is not compatible.~~, BACK!
• TM/Unifi - ~~MGM~~, siawyent
• mobile@unifi app - alternative by borneoman1
• (ipay88) Touch n Go eWallet - ~~cybpsych, BP is addressing the issue~~, Update TnG apps, working now! Still failed? Try this trick
• Agoda - ~~mamamia & touristking~~ , Ikwah86

Applicable but sometimes Hit-And-Miss:
• Shopee - shmily86, Cybersource ! TIPS : Work Around - spyrr
• myeg - drbone & cybpsych, successfully paid summon - yhtan

Oversea Withdrawal

Oversea ATM that charged fee on Withdrawal (+RM10 by BigPay): - see request
• Singapore $3 ~ $5 overall, DBS $5 Max $2k
• Singapore Changi Airport S$5 - DBS
• Thailand 220 Baht - Thai Bank, Citibank (200 Baht), UOB, Max 25,000 Baht, Max 50k Baht
• Thailand 150 Baht - Aeon Thai, Aeon
• USA $3 - PNC, Max $500, $800
• Australia - ANZ AUD2 (cheapest), Comm AUD3, Max $2,000, avoid Westpac & Bank of Melbourne - use own rate way higher
• Canada CAD$3 - CIBC, BMO Bank of Montreal, RBC Royal Bank
• Seoul, South Korea (near myeongdong) 3500 won - KB BANK
• Prague czk 99 - Euronets ATM
• Philipines - 250 peso - BDO, Max 10,000 pesos
• Vietnam - ANZ Max 5m VND, other usual Max 2~3m VND, Extra Fees abt RM10
• Cambodia - USD 5-6
• Taiwan - NT100 @ China Trust Bank, Max NTD 20k

Oversea ATM that charged ZERO fee on Withdrawal (only RM10 by BigPay):
• Japan - pending more info, SevenBank@7-11, Narita Airport, Max 100k Jpy@SevenBank
• Singapore - HSBC | Max $1k, OCBC | Max $1k, ICBC@Sentosa | BOC Max $2.5k BOC | Citi Max $3k
• Seoul, South Korea - KB Bank, Don't withdraw at Airport, Max 700k Won
• Taiwan (Max NTD 20k, Airport @ Tao Yuan / Kao Shiung Max NTD 20k, banks), list of banks
• Indonesia - CIMB Bank Niaga@Jakarta T3 Airport
• Oman - International Airport Arrival Hall - HSBC
• Salzburg, Austria - see this, Max EUR 300
• UK - avoid ATM in Bars/OneStop -£2.50
• Thailand - MBB ATM
• China - ABC, BBC, BOC & ICBC ATM, to be testified using BP card
• Swiss - Duetsche
• HongKong - HSBC
• Germany - Sparkasse Max EUR 600
• Turkey - Ziraat Bankasi @ Istanbul Airport

Oversea ATM Withdrawal : pending (re)confirmation any fee
• Singapore Changi Airport - BOC $2.5k | MBB $1.5k

FAQ in Thread : for official FAQ - link

Q1 : How much BigPoints awarded if i spend less than RM20?
A1 : The point will be round down. Example, pay with big card with amount RM19.99=0 point.

Q2 : How soon the BigPoints awarded upon Reload and Spend?
A2 : 3-5 days on Spending, 1-2 days on Reload.

Q3 : How to link BigPay to AirAsia BigPoints?
A3 : Use the same email address that you used to registered AirAsia BigPoints account, the point will then sync automatically. Or you may link it in App Setting if it doesn't sync by itself.

Q4 : Can I reload BigPay with other's credit card?
A4 : BigPay FB replied to drbone that no issue to use other's cc to reload. [MGM, glauncher, BP is monitoring]

Q5 : What's the maximum amount withdrawn via ATM?
A5 : Maximum withdrawal allowed is RM10,000 [BigPayJonathan per day, daily capping. Subjects to individual ATM or CRM, how many notes that ATM/CRM dispenses once (eg: 30,35,40,50,99), what is the max denomination notes that ATM/CRM dispenses (eg RM50 or RM100), SO same bank different ATM/CRM may have different limits on max withdrawal allowed. AVOID RHB & PBB ATM for withdrawal - makan BP card

» Click to show Spoiler - click again to hide... «

Q6 : How long would it takes for the status of a transaction to changed from "Pending" to "Settled"?
A6 : It may take up to 5 days or more to update the status to "Settled".

Q7 : How long would it takes for the BigPoints to be reflected after "Settled"?
A7 : It may take up to 2 days after Settled (latest as per members).

Q8: Do I need to have more than RM200 to pump petrol?
A8: Yes, If your pump at petrol island which terminal need pre-aut RM200. Unless you pump at petrol island (like Petron) which terminal allow you to pre-set amount to pump OR you pay at cashier by informing the amount to pump in prior. Further explanation see - [ClarenceT & cybpsych, BPJonathan].

Q9 : Can the card be over swipe if to spend amount more than balance amount in card?
A9 : Yes, BUT the second transaction decline automatically.

Q10 : Can I Top Up, Large Amount, Withdraw via ATM, Very Frequently (defined by provider), merely to enjoy the cash rebate under top up source card?
A10 : Not Advisable. Please read the following posts for reference as advises. To read the original post of the quoted, please click the [snapback][/snapback] at bottom right of every quoted post.
~~Latest Updates : Tentative official announcement on about ATM withdrawal limit/frequency is by end of July, stay tuned.~~ (month cap at RM10,000 top up via credit card FUP introduced)

By Moderator :

» Click to show Spoiler - click again to hide... «

By members :
~ ~~Aji_ShiO~~ - ignore this spoiled post as Invalid

» Click to show Spoiler - click again to hide... «

~ cybpsych

» Click to show Spoiler - click again to hide... «

By keyword search in [topic=589707][@Thread V1][/topic] :
~ TaiSong (for withdraw 60k in 2mths)
~ ATM
~ Susp* (for Suspension/Suspended)
~ Ban* (for Banned/Ban)

.

[WTA] Post Office nearby, any business idea?

fairylord — Thu, 05 Jul 2018 23:20:47 +0800

Hey forumers,

My house is very nearby to a Post Office, any business idea?

[WTF] Cantonese Transcriber [Part/Full]

fairylord — Thu, 05 Jul 2018 17:26:09 +0800

I'm currently working as their part-time transcribers, pretty flexible and self-managed task.
Was informed that they are still looking for big group of helpers (still got limit lah), so just share for good.

Name of Company:
SevenLevel

Role:
Cantonese Transcriber
Basically is speech-to-text reviewing work for quality improvement.
Review the speech clip, which already transcribed, spot check those transcribed result, fine tune, job done.

[youtubesmall]hI-MIlIgy7Q[/youtubesmall]

Working Place and Hour:
Anywhere (Quiet or use Earphone) Anytime Flexible

Remuneration:
Based on work completed, time to exchange, nothing quick rich here.
Monthly bank in.

Requirements:

Must be native speaking in Cantonese
Preferred who able to use Cantonese Input (HK Traditional) / Basically can use speechtexter to complete the work
Possess PC/Laptop with Internet Access
Available Time (no time no work no income)
Self Discipline as working hour flexible
Basic computer skills

Contact Person:
Drop email at pm.sevenlevel@gmail.com, the person in charge will revert more details with application form.

[WTR] TOP UP RELOAD with Mobile Apps - RM1.00/Free

fairylord — Fri, 29 Jun 2018 17:24:06 +0800

Item(s): TOP UP RELOAD SYSTEM

Package includes: Lifetime AGENT Registration

Price: RM1.00 *Funny that people prefer paying rather than Free to get this, so I charge lor
FREE and include Special Items (post #02) for all of my BigPay Applicants. Thank you.

|TELCO |DISCOUNT RATE|
|UMOBILE |7.5%|
|CELCOM |5.5%|
|DIGI |5.0%|
|HOTLINK |4.0%|
|TUNETALK |4.7%|
|XOX / ONEXOX |5.5%|
|FRIENDI |5.0%|
|ALTEL |5.0%|

How it works basically?
When you Top Up RM 10 to Prepaid Umobile, you will be charged RM 9.25 only.
When you Pay RM 100 to Postpaid Umobile, you will be charged RM 92.50 only.

Contact method/details:
PM me - Your Name, Mobile Number, Email Address for Registration

NOTES :
Existing Users are welcome, your existing balance credit can be transferred to this new account.

New Users, you may request from me a RM10 credit transfer to your newly registered account. At least you have credit to try how the reload system works. Optional : Nothing to lose.

Dealing method: BigPay Transfer
Warranty: N/A
Location: N/A
Item(s) conditions: N/A
Picture: N/A
Reason for sale: Good things must share

[center][/center]

WTB 32" 4K monitor, looking for not pricey one

fairylord — Fri, 22 Jun 2018 10:43:54 +0800

Hi, I would like buy a 32" 4k monitor, any recommendation with price info.

Thank you very much

Samsung Galaxy Tab A 8.0 with S Pen LTE 99% white

fairylord — Mon, 30 Oct 2017 13:50:37 +0800

Item(s):Samsung Galaxy Tab A 8.0 with S Pen LTE (Model SM-P355)

Package includes: Full Set (unused)

Price: RM950

Warranty: July 2018

Dealing method: COD

Location: Ipoh

Contact method/details: http://chatnow.my/60108366983
---

Item(s) conditions: unboxed, new 99.99%, unused

Picture:

[attachmentid=9284609]

Reason for sale: bought other as gift

Health Wristband

fairylord — Wed, 11 Oct 2017 01:18:32 +0800

Hi,

Would like to get former advice.

There are many health or activity tracker wristbands or smart watch available in market now. Unsure how to select a proper one.

Thinking if anyone who had own a good or bad one, could provide some details of them, as recommendation or alert to avoid from buying them.

Indeed, I'm looking for a wristband that could auto record (every 60min once) the heart beat rate, and blood pressure for my parents. Yup, for medical purpose, I understand most of the ppl would advise that these bands merely for reference. But I believe there will be model in the market does excellent function and provide almost accurate reading.

Appreciate if someone could advice a few models for selection.

Thank you.

how to use myNIC domain on blogger.com

fairylord — Sun, 30 Jul 2017 09:56:26 +0800

Hi,

Anyone kind to guide how to use .my region domain for blogspot? Thank you.

is this arrangement in order?

fairylord — Sat, 04 Feb 2017 20:12:01 +0800

hi

My friend is having a PLT having a business selling some products, he wanted me to help him to sell.

If my remuneration is to share portion of the after taxed profit of their PLT, and i'm not their employee nor partner, only a general agreement to be as their representative in selling product.

Anyone could advice that the taxed profit that i received need to report in my own incone tax filing?

Any issue from any perspective?

Thanks

ONEXOX Thread : Latest Season Pass available now

fairylord — Tue, 02 Aug 2016 00:56:45 +0800

OFFICIAL WEBSITE http://www.onexox.my/
OFFICIAL FB https://www.facebook.com/onexox.my
SELFCARE LOGIN https://selfcare.xox.com.my/SelfCare/Login

WHAT ARE DA AND MA? Read more ...

» Click to show Spoiler - click again to hide... «

QUOTE(Oppa.OneXOX @ Jun 10 2017, 04:38 PM)

Hello there,

1. First successful mnp gets immediate 28 months validity.

2. New number/starter packs with minimum rm10 topup within 24 hours of registration gets 28 months validity updated within 14 days.

3. New starter packs that subscribes to any SP FAT promo within 10 days of registration gets immediate 28 months validity.

4. New starter packs with a total reload of rm50 within 30 days of registration gets 28 months validity updated within 14 days.

Thank you.
[right][snapback]85240591[/snapback][/right]

QUOTE(adiwarna @ Jun 10 2017, 06:22 PM)

According to rules, those already got 28 months will not eligible get the 28 months validity once port in back to onexox

Option: get new starter pack + topup rm10 within 24 hrs/mnp another number/ port in again and purchase the validity rm25 for 1 year
[right][snapback]85241273[/snapback][/right]

QUOTE(UN1T3D @ Jul 12 2017, 12:23 AM)

Only for new users and must buy within 10 days of activation/registration. Can buy either one or all of them.

1. For RM30 - 333 minutes Season Pass : Send SP FATVOICE to 22111
2. For RM30 - 5GB data Season Pass : Send SP FAT5 to 22111
3. For RM50 - 10GB data Season Pass : Send SP FAT10 to 22111

If buy the 5GB data season pass will get free 5GB/30days data plan. If buy the 10GB data season pass will get free 10GB/30days data plan. If buy both will only get the 10GB/30days data plan.
Free data only given once for first month, remember to off the data renewal to avoid next month renewal.
Note :
the free welcome gift 5GB/30days and 10GB/30days data plan is until 31st August 2017

Also, you will get the free 500MB with every rm30 topup in a month (for next 60 months).

Register the xmc voucher and get additional 500MB with every rm30 topup in a month for 12 months.

[right][snapback]85596418[/snapback][/right]

HOW TO TURN OFF DATA SUBSCRIPTION RENEWAL?

QUOTE(aidi07 @ Jun 9 2017, 03:50 PM)

you can also use SMS by typing DATA AR OFF and send to 22111/23388
[right][snapback]85230358[/snapback][/right]

QUOTE(adiwarna @ Aug 25 2017, 10:18 PM)

QUOTE(Takokiya @ Aug 25 2017, 09:06 PM)

Thanks for replying.

Here's one more question. When I buy season pass, I need to activate it to use them right? What are the daily, weekly and monthly data plan for data plan activated using season pass?
[right][snapback]86124822[/snapback][/right]

All data plan below can be used to activate season pass except daily 1gb (credit will be deducted if purchase 1gb daily)

[right][snapback]86125418[/snapback][/right]

BigPay (with Mobile Application) V1

fairylord — Sat, 08 Dec 2007 14:03:07 +0800

BIGPAY Prepaid MASTER Card that collaborating with AirAsia.
Enjoy good cash back by reloading selective credit card. (Gives you cash back up to 10%* literary)
By BigPay Malaysia Sdn Bhd (formerly known as Tpaay Asia Sdn Bhd)

*The purported 10% is actually from the source cards (depending on the credit card used, cash back is up to 10%) used to reload the BigPay.

Official Website : https://www.bigpayme.com/

Historical evolution of product : 1- 4 no longer accept new application

» Click to show Spoiler - click again to hide... «

Benefits

• Annual Fee waived unconditionally.
• AirAsia flight processing fees waived if using BigPay to pay.
• RM2 Discount on purchase flight meal and luggage. - tan_aniki
• AirAsia deals will be offered to BigPay holders, usually a day in advance.
• Remember to paste the Referral Code for Free RM10 while sign up.
• Credit / Debit card and Bank Transfer can be used to reload in App. [AMEX not Top Up Source (yet)]
• Enjoy cash rebate by reloading with selected cash rebate credit cards.
• Good foreign exchange rate (almost equivalent as in XE.com) for oversea usage. [Example]
• Instant transfer money to anyone (BigPay users) for Free. Max Daily Limit : RM2,000.
• Link to your BigPoints Account and earn BigPoints while Reload and Spend. - ohcipala
• RM20 for local transaction = 1 BigPoints. Excludes : Government Services, Transportation, Utilities and Fast Food
• RM50 of reload = 1 BigPoints.
• RM2 for overseas transaction = 1 BigPoints. [source]
~ No Extra BigPoints - mamamia, MiKE7LIM
~ Read what BigPay replied to mamamia
** Appreciate more members submit claim on missing points and feedback if happen to spend at oversea.
• Maximum reload amount limit : RM10,000.

Selection of Bank (Try below) when make online payment if requested :
• CIMB - sendohz, sendohz
• Type "BigPay" - hye
• Tune Money Sdn Bhd or TPaay Asia Sdn Bhd - rap7733

How to apply?
• Download BigPay Apps from Google Store (Click Here) Or Apple Store (Click Here)
• Open the App then click "Sign Up"
• Key in Mobile Number
• Fill up simple personal details (and Referral Code)
• Snap image of your ID/Passport and Selfie
• Wait for In-Apps Notification / Email on Document Approval
• Go to App, reload RM20 (will be in your BigPay Card for your use) by credit/debit card only
• Wait 3-5 working days for BigPay Card deliver to you (so far as per member, by Citylink)

How to activate the card?
• Once received BigPay Card, open the App click to acknowledge receipt of BigPay Card
• Fill up the CVV to activate it
• You may now set 6-digit pin for the ATM and POS or do it later in Setting
• You may now link to your BigPoints Account or do it later in Apps

Fees and Charges : (Latest refer to official Webpage)
• Domestic ATM withdrawals - RM6
• International ATM withdrawals - RM10 or 2% of withdrawal amount, which ever is higher [RM10 only until further notice]
• Currency Conversion Fee [applied when the purchase is effected in currencies other than MYR - 1% + network charges (only network charges until further notice)]
• Cross Border Fee [applied when the purchase is through merchant acquired outside of Malaysia but charged in MYR (waived until further notice)]
• Lost Card Replacement - RM20
• Sales Draft Retrieval - RM15
• Inactive Fee - RM2.50/month [waived until further notice]
• Card Cancellation - Free
• Card to Card Transfer - No

Reload BigPay to enjoy Cash Rebate (CB)

CC that entitle CB :
• MBB FCB VS (2% & 10% [May and Aug]) - SzeMeng76, cybpsych
• PBB Visa (6%) & Quantum Master (5%) - celaw
• PBB Quantum Master (5%) - weejin2000, joevo2
• PBB Visa Signature (6%) - LostAndFound
• SCB CB Gold - ckweng
• SCB JOP (3.4%) - sundayteenz
• ÆON BiG Visa Gold (2%) - MiKE7LIM
• AmBank True Visa (3%) - alexanderclz
• HL Essential (0.6%, 1% unlimted) - chlee87
• HL Fortune (1%) - chlee87, snowswc
• RHB Signature Visa (1%/3%/6%) - ClarenceT

• HSBC Visa 5X point (=1.67%) - chonghe

CC that might entitle CB : pending (re)confirmation
• OCBC Titatnium (1% unlimited) - hebe87, hebe87, but jack2 no CB

CC that NOT entitle CB :
• UOB Yolo - kaiserreich

NOT APPLICABLE for : - see request
• Terminal that do not accept MasterCard cause BigPay is a MasterCard.
• myeg - drbone & cybpsych
• Unifi - MGM
• Car workshop - MGM due to terminal can't support 'prepaid' type of transaction - Ambank Terminal
• Shabu Garden - Kuchai Lama - sendohz - PBB Terminal
• Mara Ibu Pejabat - slayersssss

Previously/Occasionally N/A > Now Applicable ! :
• Grab - refer to Special Updates bottom of this post
• Boost - sailou, fruitie, see how codeiki had successfully topped up.
• Homecafe Taman Midah - stargate8

Oversea ATM that charged fee on Withdrawal: - see request
• Singapore $3 - $5 - bearbear
• Singapore Changi Airport $5 - DBS

FAQ in Thread : for official FAQ - link
Q1 : How much BigPoints awarded if i spend less than RM20?
A1 : The point will be round down. Example, pay with big card with amount RM19.99=0 point.

Q2 : How soon the BigPoints awarded upon Reload and Spend?
A2 : 3-5 days on Spending, 1-2 days on Reload.

Q3 : How to link BigPay to AirAsia BigPoints?
A3 : Use the same email address that you used to registered AirAsia BigPoints account, the point will then sync automatically. Or you may link it in App Setting if it doesn't sync by itself.

Q4 : Can I reload BigPay with other's credit card?
A4 : BigPay FB replied to drbone that no issue to use other's cc to reload. [MGM, glauncher]

Q5 : What's the maximum amount withdrawn via ATM?
A5 : Maximum withdrawal via ATM is RM10,000 [BigPayJonathan]. Some ATM allowed RM2,500 (AmB,HSBC), RM3,000 (CIMB,CIMB), RM4,000 (HLB,HLB) and RM5,000 (Genting) only. Subjects to individual ATM, same bank different ATM may have different limits.

Q6 : How long would it takes for the status of a transaction to changed from "Pending" to "Settled"?
A6 : It may take up to 5 days or more to update the status to "Settled".

Q7 : How long would it takes for the BigPoints to be reflected after "Settled"?
A7 : It may take up to 2 days after Settled (latest as per members).

Q8: Do I need to have more than RM200 to pump petrol?
A8: Yes, If your pump at petrol island which terminal need pre-aut RM200. Unless you pump at petrol island (like Petron) which terminal allow you to pre-set amount to pump OR you pay at cashier by informing the amount to pump in prior. Further explanation see - [ClarenceT & cybpsych].

Q9 : Can the card be over swipe if to spend amount more than balance amount in card?
A9 : Yes, BUT the second transaction decline automatically.

Q10 : Can I Top Up, Large Amount, Withdraw via ATM, Very Frequently (defined by provider), merely to enjoy the cash rebate under top up source card?
A10 : Not Advisable. Please read the following posts for reference as advises. To read the original post of the quoted, please click the [snapback][/snapback] at bottom right of every quoted post.
Latest Updates : Tentative official announcement on about ATM withdrawal limit/frequency is by end of July, stay tuned.

By Moderator :

» Click to show Spoiler - click again to hide... «

By members :
~ Aji_ShiO

» Click to show Spoiler - click again to hide... «

~ cybpsych

» Click to show Spoiler - click again to hide... «

By keyword search :
~ TaiSong (for withdraw 60k in 2mths)
~ ATM
~ Susp* (for Suspension/Suspended)
~ Ban* (for Banned/Ban)

Q11 : What are the differences between BigPay Mastercard and previous BigPrepaid MasterCard?
A11 : See tabulation below.

» Click to show Spoiler - click again to hide... «

Q12 : How to check exchange rate of BigPay?
A12 : After transaction recorded, exchange rate shown In the app itself. At first it will show "Pending" and after few days it will show as "Settled", the "Settled" rate with real time rate, very minimal difference, both "Pending" and "Settled" amount doesn't show much difference.

Q13 : Which is cheaper for Oversea usage : ATM withdrawal Vs Swipe BigPay?
A13 : Swipe BigPay. Always pay directly with your card when you can. And if you need to take out cash at the ATM, always choose to be charged in the local currency of the country you're in.

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Important Notice : by Moderator

QUOTE(hye @ Jun 27 2018, 11:24 AM)

To all members

Will be expanding the prohibition of referral codes exchanges across all threads in the cc section. Members participating in the exchanges will be effectively closely monitored for further violations and application of immediate consequence management.

Won't tolerate this further.
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QUOTE(hye @ Jun 27 2018, 11:30 AM)

QUOTE

Allowed to do it thru pm?

You may PM individual members and such is done discreetly.
But if requests and/or exchanges is done openly through the threads, I won't allow it.

I have begun to apply consequence management to members given yesterday's warning went unheeded and a repeat of such occurred today. Thus I will not entertain any excuses for violators as sufficient warning has been given.

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QUOTE(hye @ May 6 2018, 09:15 AM)

To Members

Would like to announce that a new TS has been found and will be announced soon once the formalities are executed and completed.

Members are to note that sharing of referral codes, requests and related activities/posts (referrals/referees) which notes/refers referral codes/referees are disallowed and posts will be removed without prejudice. (Direct/indirect posts are included in this T&C) Repeated offenders will be subjected to removal from this thread.

When quoting any form of official announcements from BigPay, members are reminded to post the announcement as a "quote" and provide the link to the post. This is to allow referencing of the information by any members wishing to confirm the earlier quoted information and ensure that announcements purported from financial institutions are of credibility when reposted here.

Members are advised to read carefully and apply appropriate judgement to posts that do not comply to such format. Similarly such posts will be removed without any prejudice.
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Introduction Post : by Jonathan, BigPay staffs & Lyn Mod

» Click to show Spoiler - click again to hide... «

QUOTE(BigPayJonathan @ Jul 2 2018, 02:26 PM)

Hey guys, Jonathan from BigPay here. I just created my lowyat account last week and I’m finally taking the time to introduce myself. I’ve been reading this thread on & off for a while and I’m definitely impressed by the overall level of engagement.

We actually discovered some issues through some of your messages and we’ve addressed some / are addressing others. We do have to prioritise though, but we really appreciate when issues are being discovered and feedback is given. We do read!

The reason why we’ve decided to be active on this forum is... because we actually want to build something that enhances the way you use and manage your money. This starts with listening to your feedback and incorporating what we can quickly. Your feedback is heard and drives the direction we take BigPay beyond just an e-wallet or bank. We’re far from being perfect and we’re still figuring out some things as we go, but the goal is definitely to get better and we need to have conversations with our users in order to get there.

That being said, I’d like to stay away as much as possible from personal customer support in here if possible :smile: But I’m happy to point you guys in the right direction.

If you have anything you think we should be better at... Please share!
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QUOTE(hye @ Jul 4 2018, 02:32 PM)

Discussions moving very fast now with the rep from BigPay coming in every now and then. An interesting development as there's an avenue for feedback. Which is also interesting as I did mentioned some time back that our forum are being read by BP guys.

Anyway, I have received a verification email from BigPayJonathan and the email indicates that it is coming from the BigPay office.

Yes, likely who everyone here is communicating indicatively coming from BP.

1. As mentioned before likely the ID will be replied by someone from BP (but not necessarily Jonathan himself).
2. Please forward your support requests via their official Facebook channels.
3. Just a note to everyone as not to share personal details via an unsecured or any open communication.

Thanking everyone for their constructive discussions in this thread and not forgetting our TS who been working quite a bit to maintain quality content in this thread.
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Important Notes : by members

» Click to show Spoiler - click again to hide... «

Special Updates : GrabPay

» Click to show Spoiler - click again to hide... «

Application New Features Update Log :
• 4 July 2018 - Added Bank Transfer as Top Up
• 4 July 2018 - Replacement Card request via Apps

Hidden Gems : We shall explore further for more benefits, lets dig more!

QUOTE(BigPayJonathan @ Jul 10 2018, 11:44 AM)

Essentially, if you pay within the entire AirAsia eco-system with BigPay... It really becomes something else. BIG Loyalty has deals with tons of lifestyle and travel related merchants: https://www.airasiabig.com/my/en/earn-redee...style#ecommerce

If you shop using their direct link, you'll earn points. Pay with BigPay, earn even more points. Stuff like that. I had started mapping out a customer journey within the AirAsia eco-system with and without BigPay, and the difference is huge in terms of BIG Points!
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If you encounter problem, please forward your support requests via their official Facebook channels. :

Cheers ~ I would like to thank mod for opportunity to contribute by replacing me as TS and thanks to members who appreciate. Hope we all make great saving from this thread.

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