<?xml version="1.0" encoding="utf-8"?>
<!-- generator="FeedCreator 1.7.2" -->
<rss version="2.0">
    <channel>
        <title>Lowyat.NET: Latest topics by yan7</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 07 Jun 2026 04:27:56 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>.net certification</title>
            <link>http://forum.lowyat.net/topic/4966937</link>
            <description>i plan to get few .net stack certificates.&lt;br /&gt;&lt;br /&gt;c#, mssql , security, and azure, however i unable to find related to c# and web related certificated provided by Microsoft. (just like ocp java)&lt;br /&gt;there are few azure certs, i not sure which one need to take, architect or cloud i though both should be same. &lt;br /&gt;any .net pro/guru can assist me in this .&lt;br /&gt;&lt;br /&gt;big thanks.</description>
            <author>yan7</author>
            <category>Codemasters</category>
            <pubDate>Sat, 23 May 2020 23:32:59 +0800</pubDate>
        </item>
        <item>
            <title>Majority of Chinese are low-income earners, says e</title>
            <link>http://forum.lowyat.net/topic/4508526</link>
            <description>&lt;a href='https://www.themalaysianinsight.com/s/33423/' target='_blank'&gt;https://www.themalaysianinsight.com/s/33423/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;THE perception that all Chinese in Malaysia are wealthy is wrong as data from government agencies indicate that a majority are wage-earners in this community, said economist Dr Muhammed Abdul Khalid.&lt;br /&gt;&lt;br /&gt;The DM Analytics founder and chief economist said wealth inequality among the Chinese is also highest compared with the Bumiputeras and Indians.&lt;br /&gt;&lt;br /&gt;“When we talk about inequality or poverty, the gap between the races has actually decreased, compared with 40 years ago.&lt;br /&gt;&lt;br /&gt;&amp;quot;Many people think the Chinese are rich. But that is not quite right. Yes, some of them are rich, but the majority of Chinese Malaysians is working class.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&amp;quot;The percentage does not differ much from the Bumiputeras, who are also working class,&amp;quot; he told The Malaysian Insight.&lt;br /&gt;&lt;br /&gt;Muhammed is the author of the bestselling The Colours of Inequality: Ethnicity, Class, Income and Wealth in Malaysia, published in 2014. The book has been translated into Bahasa Malaysia, Antara Dua Darjat: Agihan Pendapatan di Malaysia, and published last year.&lt;br /&gt;&lt;br /&gt;Muhammed, who holds a doctorate from a leading university in France, said government data showed about eight in 10 Chinese were wage-earners. &lt;br /&gt;&lt;br /&gt;&amp;quot;Data from the Statistics Department in 2016 showed that 70% of the Chinese were working class, compared with 72% Bumiputera and 83% Indians.  &lt;br /&gt;&lt;br /&gt;“However, there are more Chinese employers at 8% than Bumiputera and Indian employers, which are both 3%,&amp;quot; said Muhammed, who was formerly economist at Khazanah Research Institute (KRI) and the Institute for Strategic and International Studies (ISIS) &lt;br /&gt;&lt;br /&gt;The income of wage-earners is not growing because owners and employers tend to keep a large portion of the profit for themselves instead of distributing it among the workers,  Muhammed said&lt;br /&gt;&lt;br /&gt;&amp;quot;Income distribution to workers is still low. From every RM1 that we earn, how much does the government take through taxes; how much does the government earn; how much do the corporations profit? &lt;br /&gt;&lt;br /&gt;“Income for workers is still low compared to capitalist countries, such as the United States, Britain, and Singapore. In Singapore, the workers’ share of the economy is bigger. Here, not so much,” he said.&lt;br /&gt;&lt;br /&gt;Near poverty&lt;br /&gt;&lt;br /&gt;As with the other ethnic groups in Malaysia, absolute poverty rates among the Chinese have dropped, to just 0.1%. The rate for Bumiputeras is 0.5%, and Indians, 0.1%. The country’s overall poverty rate is 0.4%.&lt;br /&gt;&lt;br /&gt;The problem, said Muhammed, is that although there are comparatively few who were impoverished, there are many living on the brink of poverty.&lt;br /&gt;&lt;br /&gt;&amp;quot;This is the situation Malaysians are in, regardless of race.   &lt;br /&gt;&lt;br /&gt;“Among the Chinese, half of those who work earn a monthly salary of less than RM2,350. This is a difference of only about RM400 from Malays who work. The majority earn low salaries, not between RM5,000 and RM6,000.&amp;quot;&lt;br /&gt;&lt;br /&gt;The Chinese are adjudged wealthy because people make assessments based on what they see, Muhammed added.&lt;br /&gt;&lt;br /&gt;&amp;quot;Sometimes, we sit in Bangsar and we see the Chinese and their Mercedes cars. That is an inaccurate picture. There are many more out there who are financially straitened.” – January 20, 2018.</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 23 Jan 2018 23:52:20 +0800</pubDate>
        </item>
        <item>
            <title>any master in math &amp;amp; statistic program</title>
            <link>http://forum.lowyat.net/topic/4404343</link>
            <description>hi dear all, does anyone know is there any university offer master program for maths or statistic related program in Malaysia ?&lt;br /&gt;and what is the prerequisites for it ?&lt;br /&gt;thanks</description>
            <author>yan7</author>
            <category>Education Essentials</category>
            <pubDate>Thu, 07 Sep 2017 14:55:07 +0800</pubDate>
        </item>
        <item>
            <title>best and effective way</title>
            <link>http://forum.lowyat.net/topic/4354083</link>
            <description>&lt;a href='https://www.complaintboard.com/immigration-of-malaysia-l11636' target='_blank'&gt;https://www.complaintboard.com/immigration-...malaysia-l11636&lt;/a&gt;&lt;br /&gt;I came across many website that complain on illegal workers. Yet police still do nothing. But only recent raid make sence.&lt;br /&gt;So what is the best way to report without get reveal the reporter identity?</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 10 Jul 2017 20:47:01 +0800</pubDate>
        </item>
        <item>
            <title>what is IWS</title>
            <link>http://forum.lowyat.net/topic/4347588</link>
            <description>i notice some employee have IWS, some dont&lt;br /&gt;Caruman - IWS,&lt;br /&gt;Caruman&lt;br /&gt;&lt;br /&gt;what does it mean for the IWS  ?</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 04 Jul 2017 16:05:21 +0800</pubDate>
        </item>
        <item>
            <title>business advisor in malaysia</title>
            <link>http://forum.lowyat.net/topic/4195274</link>
            <description>hi, i would like to set up an business with a foreigner, would like to know which business advisor in Malaysia can get approach?, with business law and legal environment.&lt;br /&gt;i would like to know which company/firm provide free advice service, thanks</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 12 Feb 2017 06:12:41 +0800</pubDate>
        </item>
        <item>
            <title>When boss say...</title>
            <link>http://forum.lowyat.net/topic/4174432</link>
            <description>when boss say ...&lt;br /&gt;You can&amp;#39;t get this pay in other company &lt;br /&gt;&lt;br /&gt;I am the one who feed you , you should do well &lt;br /&gt;Without my hard work , who can feed you right ?&lt;br /&gt;&lt;br /&gt;Let share others quotes as well and provide the answer meaning&lt;br /&gt;&lt;br /&gt;</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 13 Jan 2017 20:13:42 +0800</pubDate>
        </item>
        <item>
            <title>When boss say...</title>
            <link>http://forum.lowyat.net/topic/4174422</link>
            <description>when boss say ...&lt;br /&gt;You can&amp;#39;t get this pay in other company &lt;br /&gt;&lt;br /&gt;I am the one who feed you , you should do well &lt;br /&gt;Without my hard work , who can feed you right ?&lt;br /&gt;&lt;br /&gt;Let share others quotes as well and provide the answer meaning</description>
            <author>yan7</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 13 Jan 2017 19:49:26 +0800</pubDate>
        </item>
        <item>
            <title>profesional online dating site</title>
            <link>http://forum.lowyat.net/topic/4141902</link>
            <description>hi, does anyone know any dating site for professional single in malaysia or for malaysian as well ?&lt;br /&gt;the professional online dating site only for those single working professional with great stable income ,smart and little higher class social status, thus it can reduce the financial risk among the couple. &lt;br /&gt;LinkedIn profile must be valid as well.&lt;br /&gt;commend suggestion welcome.</description>
            <author>yan7</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Thu, 08 Dec 2016 16:40:31 +0800</pubDate>
        </item>
        <item>
            <title>what is popular forum in malaysia?</title>
            <link>http://forum.lowyat.net/topic/3824410</link>
            <description>First, Lowyat.forum.net&lt;br /&gt;2nd, cari.com.my&lt;br /&gt;3rd.....&lt;br /&gt;&lt;br /&gt;come let share,</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 02 Jan 2016 20:27:52 +0800</pubDate>
        </item>
        <item>
            <title>help &amp;#33; own rental issue</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Property Talk</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>help &amp;#33; own rental issue</title>
            <link>http://forum.lowyat.net/topic/3823827</link>
            <description>hi, recently i just finish 1 year contract rent in a condo, then i need to claim back my deposit, i have all the key ,card and agreement and form.&lt;br /&gt;&lt;br /&gt;The owner is very smart, in the agreement / One of the tenancy criteria is stated that :&lt;br /&gt;You need to stay here within 1/1/2015 to 1/1/2016, less than that deposit will be forfeited, no negotiable.&lt;br /&gt;so the owner use this reason to refuse the deposit to me. She claimed that I never fully stay 12 months and half way move out, which is an excuse, but i really stay there for 12 month, and pay rent every month, however most of the rental receipt i throw away and do not keep well, mean no proof of rental receipt, but have other proof.(deposit, contract and agreement, and key still with me )&lt;br /&gt;&lt;br /&gt;Add: the owner also change the lock of the front door. and my card key become unaccessible .&lt;br /&gt;&lt;br /&gt;so what should i do? complain to police and management ??&lt;br /&gt;&lt;br /&gt;Updated: yes i had moved to new place to stay, right now is the 13th month and the time to claimed back deposit.&lt;br /&gt;&lt;br /&gt; The main problem is :&lt;br /&gt;He claimed that i never rent fully 12 months, &lt;br /&gt;1 of the criteria is &lt;i&gt;You need to stay here within 1/1/2015 to 1/1/2016, less than that deposit will be forfeited, no negotiable.&lt;/i&gt;, the owner use this reason as an excuse, &lt;br /&gt;because the owner knew i moved out early last few days on December, thus left few days empty for the room. &lt;br /&gt;but i did pay monthly rent however without much rental receipt, basically lost all rental receipt, only left all agreement and key, and deposit proof.&lt;br /&gt;Question: if i take police action, should be no problem right ? mean can take back my deposit right? thats is</description>
            <author>yan7</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Sat, 02 Jan 2016 00:14:27 +0800</pubDate>
        </item>
        <item>
            <title>can company view other incoming call number?</title>
            <link>http://forum.lowyat.net/topic/3776396</link>
            <description>hi, just want to ask, when u are calling to a company, can the company view your phone number at the same time ..before decided to pick up your call ?</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 16 Nov 2015 10:38:19 +0800</pubDate>
        </item>
        <item>
            <title>this jobstreet application status</title>
            <link>http://forum.lowyat.net/topic/3759078</link>
            <description>does anyone encounter a weird situation before? i apply few companies, then suddenly one of the company status gone. &lt;br /&gt;&lt;br /&gt;the company do receive the resume. in jobstreet application, it will state &amp;quot;[Logo] Received&amp;quot;, &lt;br /&gt;the other company i applied, also state the &amp;quot;[Logo] Received&amp;quot;,  then the next day, it gone. &lt;br /&gt;&lt;br /&gt;what does it mean??</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 29 Oct 2015 14:43:52 +0800</pubDate>
        </item>
        <item>
            <title>Pwtc exhibition (home love)</title>
            <link>http://forum.lowyat.net/topic/3724998</link>
            <description>dear all, does anyone one going pwtc today as last day of exhibition, all home related items and apliance are selling there.&lt;br /&gt;Including air purifier: for current haze period</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 27 Sep 2015 09:44:40 +0800</pubDate>
        </item>
        <item>
            <title>need help &amp;#33; anyone work and live in icity?</title>
            <link>http://forum.lowyat.net/topic/3678293</link>
            <description>hi all, i need your sincere help,&lt;br /&gt;recently my manager told me that they will relocate the company current place to icity in order to fulfill one of the MSC status criteria. this will cause some staff to resign and change job due to this reason.  &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;so i may change job or follow them move to icity work, so i need to stay nearby there, however i do not familiar to the place, i heard is quite new o.o&lt;br /&gt;&lt;br /&gt;does anyone working in there or live nearby there can recommend some good place to stay ?? thank you so much</description>
            <author>yan7</author>
            <category>Property Talk</category>
            <pubDate>Thu, 13 Aug 2015 00:38:35 +0800</pubDate>
        </item>
        <item>
            <title>FXprimus no longer</title>
            <link>http://forum.lowyat.net/topic/3539289</link>
            <description>i just recieved a message from fxprimus:&lt;br /&gt;&lt;br /&gt;FXPRIMUS LTD -Announcement Involving Your Account &lt;br /&gt;&lt;br /&gt;Dear Client,&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;We wish to inform you that the management of FX Primus Ltd (&amp;#39;FXPRIMUS&amp;#39;) has decided to cease all operational activities with Malaysian clients under its entity domiciled in Mauritius, with effect as from 31 March 2015.&lt;br /&gt;&lt;br /&gt;You are hereby informed that your account(s) 1000001 will be closed during the course of business on 31 March 2015 and your margin monies will be transferred to the following Agent: FX PRIMUS HOLDINGS PTY LTD with the following contact details support@fxpholdings.com. You are kindly requested to contact FX PRIMUS HOLDINGS PTY LTD as to where you intend to move your margin monies by no later than 3 days as from the date of this notice. If we do not receive a reply from you, your funds will be remitted to the bank account held on record.&lt;br /&gt;&lt;br /&gt;Thank you for having chosen FXPRIMUS as your trading partner. FXPRIMUS hopes for the opportunity to continue to service clients as it expands towards new horizons.&lt;br /&gt;&lt;br /&gt;Please stay tuned for additional important announcements.&lt;br /&gt;&lt;br /&gt;Warm Regards,&lt;br /&gt;FXPRIMUS Support &lt;br /&gt;&lt;br /&gt;is it mean Fxprimus no longer accept Malaysian client anymore?</description>
            <author>yan7</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 01 Apr 2015 10:46:11 +0800</pubDate>
        </item>
        <item>
            <title>KLCC</title>
            <link>http://forum.lowyat.net/topic/3533123</link>
            <description>KLCC&lt;br /&gt;Kuala Lumpur Convention Center,&lt;br /&gt;Kuala Lumpur City Centre&lt;br /&gt;&lt;br /&gt;last week i went to KLCC, some one told me Kuala Lumpur Convention Center is within the KLCC. &lt;br /&gt;help me differentiate pls tyx</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 25 Mar 2015 16:37:03 +0800</pubDate>
        </item>
        <item>
            <title>if some one call me uncle</title>
            <link>http://forum.lowyat.net/topic/3529451</link>
            <description>hi, just now got some1 called me uncle?&lt;br /&gt;my age is mid 20s ,just curious, if they call me like this, is it i look like older than 20s?</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 21 Mar 2015 22:59:05 +0800</pubDate>
        </item>
        <item>
            <title>how to go to cyberjaya (MAGIC)</title>
            <link>http://forum.lowyat.net/topic/3509980</link>
            <description>any1 went there before using bus? LRT/KTM....??&lt;br /&gt;i want to attend the seminar in MAGIC located in cyberjaya, MDEC that area.&lt;br /&gt;KDC, Tech Mahindra&lt;br /&gt;&lt;br /&gt;any help pls?&lt;br /&gt;ty so much</description>
            <author>yan7</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 01 Mar 2015 12:13:43 +0800</pubDate>
        </item>
    </channel>
</rss>
