Lowyat.NET: Latest topics by parsona

Hodlnaut thread - alternative to staking

parsona — Thu, 23 Sep 2021 12:04:57 +0800

Just sharing a great platform to earn good interest rates on your crypto, kinda like staking but without the unstaking period. It provides you better than FD rates without the volatility risks of cryptocurrency (if you are saving USDT/USDC)

Hodlnaut savings rates (Sept 2021):

USDT: 12.73% APY
USDC: 12.73% APY
BTC: 7.46% APY
ETH: 7.46% APY
WBTC: 7.46% APY
DAI: 8.32% APY

Optional insurance is available from Nexus Mutual at a rate of 2.6% p.a should you be afraid that your tokens may be lost when you deposit them into Hodlnaut.

Hodlnaut is a certified Fintech by the Singapore Fintech Association, an accreditation recognized by the MAS (Monetary Authority of Singapore). They are undergoing license application under the Payment Services Act 2019 (by the MAS) and aims to become the first regulated entity in Singapore within the cryptocurrency lending and borrowing space. At present, Hodlnaut has been granted an exemption from holding a licence under the Singapore Payment Services Act and therefore is able to continue offering its products and services to its valued users.

Hodlnaut is backed by Singapore Management University, Three Arrows Capital, Sparrow, and BitGo. Hodlnaut is also a portfolio company of Antler, a global venture capital firm that invests in early-stage companies.

How does Hodlnaut pay such good interest rates?
Hodlnaut pays the interest rates by lending out the assets they receive to established and vetted financial institutions that pay an interest rate.

Does Hodlnaut have any regulatory licenses?
Hodlnaut Pte Ltd is based in Singapore and ruled under Singapore Law, which introduced the Payment Services Act on the 28th of January 2020, which covers cryptocurrencies classified as "digital payment tokens." Their token swap service offered by Hodlnaut Pte Ltd is the only regulated activity under the Payment Services Act.

For the optional insurance, when can you make a claim?
There are 2 events in which you will be eligible to make a claim. These are either:
1. Hodlnaut gets hacked and when you lose more than 10% of your funds; or
2. Withdrawals from Hodlnaut are halted for more than 90 days.

KYC is required for account opening. Need to provide them identity document like passport picture, as well as some proof of address document

Only fee required is the withdrawal fee, which varies (0.0004 BTC, 0.0036 ETH, 10 USDT, 10 USDC)

My opinion on this service is that it seems quite safe, will be more assured once it gets the PSA license by MAS. Its probably no riskier than holding your coins in Luno or Binance. The APY is better than any other similar platforms like Ledn and Blockfi. I plan to convert some FD into USDC and store it in Hodlnaut. Considering the controversies around USDT and Evergrande and how it might not be fully backed, USDC is probably a better choice than USDT for storing. There are of course still risks involved, Hodlnaut running away with your tokens, crypto volatility, and even USDT/USDC might have issues that can cause it to crash. DYOR, and spread your eggs across more baskets.

PM me for link for 20 USD sign up bonus

[wts] iPhone 7 plus 128gb telco set SOLD

parsona — Sat, 10 Oct 2020 13:49:08 +0800

Item(s): iPhone 7 plus 128GB

Package includes:

Price: sold

Warranty:

Dealing method: COD

Location: TTDI glo damansara

Contact method/details: pm
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Item(s) conditions: Brand new, sealed, unopened

This is a telco set for my personal line. As I need to claim phone bill from company, I would like to get a device plan. I will 100% guarantee that there will be no issues with telco lock as I do not want to lose my 20 year old number.

[WTS] Samsung Galaxy Note20 Ultra 5g SME new

parsona — Sat, 10 Oct 2020 11:48:53 +0800

Item(s): Samsung Galaxy Note20 Ultra 5g unopened box

Package includes:
Full box contents
Uv sterilizer *while stocks last
Wireless Charger *while stocks last

Price: RM 4300

Warranty: 1 year by SME

Dealing method: COD preferred. I want to take uMobile plan but do not want device. I have not yet taken the plan, so upon agreement and deposit, I will take the plan and give the phone to you.

Location: TTDI Glo Damansara

Contact method/details:
PM
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Item(s) conditions: NEW direct from uMobile

Picture:

[WTS] Any uMobile device with discount SOLD

parsona — Fri, 09 Oct 2020 14:31:13 +0800

Item(s): Any uMobile device with 'Buy Now'

Package includes: Full set from uMobile

Price:

The price will be based on the device you choose, with around RM 150 discount off DirectD price. PM or reply for quote.

Browse the available device from: https://www.u.com.my/devices

Warranty:

Dealing method: COD at TTDI Glo Damansara preferred. Postal charges by buyer

Location:

Contact method/details:
--- PM

Item(s) conditions: 100% new original malaysia set

Picture:

Reason for sale: I need to take the contract plan, but dont need device.

iPhone 7 plus 128GB black - RM1250
iPhone SE 2020 64GB - RM1650

I will personally guarantee there will be no telco lock forever for the sets as this will be tied to my personal line.

[SOLD] Enrich Miles

parsona — Fri, 13 Sep 2019 22:35:18 +0800

Item(s): Enrich miles

Package includes: Seller buys ticket on behalf of buyer after both parties agreeing to price. All non-mileage costing will be born by buyer.

Price: RM 0.038 per mile

Warranty: N/A

Dealing method: Online or meetup in TTDI area

Location: TTDI

Contact method/details: PM
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I have a large sum of enrich miles, if you are travelling anywhere beyond 4 hours of flight, it would be cheaper to buy the ticket from me using my miles. If you want to buy business class tickets, it would also be cheaper to buy the ticket from me using my miles.

Update: All sold out, thank you buyer!

[WTS] Incredibles 2 @ GSC Summit @ 15 June 1.50PM

parsona — Wed, 13 Jun 2018 17:32:03 +0800

Item(s): 4 tickets for Incredibles 2 @ GSC Summit @ 15/6 1.50PM

Package includes: 4 e-tickets

Price: RM 20 for all 4 tickets

Warranty:

Dealing method: Online

Location:

Contact method/details: PM
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Picture: See attachment

Reason for sale: Bought wrong movie

[WTS] Sapphire Dual-X R9 280X

parsona — Thu, 01 May 2014 02:30:04 +0800

Item(s): 3 units Sapphire Dual-X 280X

Package includes: Full contents with original box

Price: SOLD TO lordyanting, black metal processor and azryl. TQVM.

Warranty: Manufacturer warranty, receipt provided

Dealing method: COD

Location of seller: PJ

Contact method/details: PM

Age of item: 4 months

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Item(s) conditions: Used

Good Morning Snore Solution

parsona — Sat, 26 Apr 2014 00:03:28 +0800

If you have a snoring problem, then you should not only try to find a solution to stop snoring not only because your partners can sleep better, but also because it might give you better sleep quality which reduces fatigue and sleepiness during the day. Win for your partner, win for yourself!

There are typically 2 causes of snoring:
1) blocked nasal passages
2) While you sleep, the muscles of your throat relax, your tongue falls backward, and your throat becomes narrow and "floppy." As you breathe, the walls of the throat begin to vibrate - generally when you breathe in, but also, to a lesser extent, when you breathe out. These vibrations lead to the characteristic sound of snoring. The narrower your airway becomes, the greater the vibration and the louder your snoring.

To know which type of snorer you are, try forcing a snoring sound. Then stick out your tongue and force that snoring sound again. If you cant snore after sticking out your tongue, then likely you are the second type.

GMSS addresses the second cause, which is the most common cause of snoring. If you have researched on anti-snoring solutions, you will find that there are a few proven solutions

1) CPAP - the ultimate solution, but most expensive (thousands) and cumbersome
2) Mandibular Advancement devices, which is like a mouthpiece that boxers use. You bite on it while you sleep, and it will position your lower jaw slightly forward and hence opening up your throat so the tongue doesn't flap and cause snoring. This is the most common solution in the market as it has been out for a while. It works for most snorers but can be uncomfortable, leaving you with a sore jaw in the morning. It might also be hard to use, as you have to heat it up and let it form to your teeth shape for the first time use. It also generally doesn't last very long, maybe 3-6 months before it starts to wear off due to pressure from your biting. There are a few sellers in LYN selling this type.
3) Jaw straps. Not too sure about this but in theory it should work. It straps your jaw to your head, forcing your jaw shut the whole time. I'm scared of this, what if my nose gets blocked halfway during the night, then i cant breath?
4) Nasal passage clearers. Quite a few easily obtainable stuff, like Breath Right nose strips, anti snore nose clips. This will only work if you are snorer type 1.
5) Tongue retaining device, almost comparable to the CPAP. It applies suction power to your tongue to hold the tongue from slipping backwards. It is more comfortable than the mandibular advancement devices, it also lasts much much longer as there is no teeth biting pressure on it. GMSS is probably the only tongue retaining device product in the market today, as this is quite a new discovery.

If you are suffering from snoring, and you are interested in finding a solution, you would have done some research online. Almost all websites that compares and reviews anti-snoring devices will give the highest points to GMSS. If you don't believe me, go google yourself. From what I can tell, most of these websites are neutral and only recommend the best. They will give advantages and disadvantages of all solutions.

Some links with very good info about snoring, as well as reviews on GMSS:
http://www.snore.net
http://www.withoutsnoring.com
http://snoringinsights.com/
http://www.stopsnoringmouthpiecereviews.org

How Good Morning Snore Solution works
http://www.stopsnoringmouthpiecereviews.or...lution-reviews/

Item(s): Good Morning Snore Solution device

Package includes: Full package, unopened

Price: RM250

Warranty: N/A

Dealing method: COD/POS

Location of seller: PJ

Contact method/details: PM or post here

Age of item: NEW

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Item(s) conditions: NEW, unopened

Picture:

[WTS] SanDisk 32GB Mobile Ultra (Class 10) SDHC I

parsona — Wed, 16 Apr 2014 18:56:42 +0800

Item(s): SanDisk 32GB Mobile Ultra (Class 10) SDHC I

Package includes: full package

Price: 78 with free shipping

Warranty: Claim from manufacturer

Dealing method: Post

Location of seller: PJ

Contact method/details: PM/Post here

Age of item: Unopened, brand new

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Item(s) conditions:Unopened, brand new

Picture:

Reason for sale:
Small gift from event, not needed

Lowballers, you will be ignored and hated.

[WTS] AMD Sempron 145 processor

parsona — Tue, 11 Feb 2014 01:45:17 +0800

Item(s): AMD Sempron 145

Package includes: AMD Sempron 145 and HSF

Price: 80

Warranty: 3 years

Dealing method: COD/postage

Location of seller: PJ/subang

Contact method/details: PM

Age of item: 2 weeks

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Item(s) conditions: like new

Picture:

Reason for sale: upgrade

MSI Radeon 7950 TwinFrozr 3GB OC

parsona — Wed, 05 Feb 2014 10:29:18 +0800

Item(s): MSI Radeon 7950 TwinFrozr 3GB OC

Package includes: Graphics card, DVI/D-Sub Adapter, Mini DP to DP, External Power Cable, CrossFire Bridge Interconnect

Price: Offer

Warranty: 2 years plus remaining out of 3 years from Dotatech

Dealing method: COD preferred

Location of seller: PJ

Contact method/details: PM/Post here

Age of item: 10 months

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Item(s) conditions: 100% working

Picture:

Reason for sale: Upgrade to 280x

[SOLD] AMD Radeon 6950 2GB /w unlocked shaders

parsona — Mon, 16 Dec 2013 23:09:48 +0800

Item(s):
2GB AMD Radeon 6950 with already unlocked shaders, total 1536 working shaders, same as 6970 shaders
Package includes:
Card only
Price:
[RESERVED]
Warranty:
1 week personal warranty
Dealing method:
COD preferred
Location of seller:
PJ
Contact method/details:
reply here
Age of item:
2 years
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Item(s) conditions:
Working 100% stable, never overvolted

Picture:

Reason for sale:
Upgrading

[WTS] Malaysia Airlines ticket to anywhere

parsona — Thu, 21 Nov 2013 16:26:14 +0800

From 1st Dec to 8th Dec, there is a 50% off Enrich Miles redemption for any Malaysia Airlines flight for the travel period Jan 2014 to June 2014.

Since I do not have anywhere to go in that period, and I would not want my Enrich Miles to be wasted by not using it during this promotion, I am offering to use my Enrich Miles to buy a ticket/tickets for you during that promotion. I do not have a figure of how much you will need to pay me, it will be depending on the value of the Enrich that corresponds to your chosen flight.

Purchase can only be done from 1 - 8th Dec 2013.

Basically you give me your travel details and dates and I give you a quote.

Tip: This is only worth it if you are looking for business class.

SGS1 cannot enter recovery, forgot pin

parsona — Tue, 24 Apr 2012 18:03:04 +0800

I have an Samsung Galaxy S i9000, which I haven't used in a while. It is PIN locked, but I forgot the PIN. The phone also has this bug where there is absolutely no way to enter the recovery mode using the POWER + VOLUME + HOME hold down method.

It is on stock ROM, so ADB doesn't work. The Kies also doesn't work unless i can unlock the phone.

If I send the phone to a handphone repair shop, would they be able to do anything that I can't?

Help translate chinese word in picture

parsona — Mon, 30 Jan 2012 01:26:24 +0800

Can anyone help me translate the words in this picture? Thanks!

slowpoke

parsona — Fri, 13 Jan 2012 17:13:42 +0800

slow

My Seasonic X560W PSU died

parsona — Fri, 06 Jan 2012 00:58:07 +0800

I leave my PC on 24/7. Came back home today and found my PC was off... checked and found that my surge protector died. Changed the 5A fuse on it and tried to turn on my PC, then saw a little spark and smoke coming out from PSU. Surge protector died again. Connected my PC direct to the wall, probably a stupid thing to do after what I saw, but anyway, a slightly bigger spark and more smoke came out when I turned on the PSU switch, and also, the power box tripped.

Thinking that the Seasonics are like one of the super top quality PSUs, am I wrong to be very surprised that it can die only after 9 months? My PC specs in my sig. I do not OC, hence my power use should not be exceeding the PSU's limits.

Another thing, I need to replace this guy ASAP but really do not want the hassle of re-laying all my power connectors in my casing which is very neat and tidy now. Can I use another modular PSU and expect all the Seasonic connectors to fit into the new PSU?

BF3 Moments - Share your funny/memorable moments

parsona — Tue, 08 Nov 2011 15:09:51 +0800

I'll start.

1) I was playing conquest at Caspian border with an engie near the hilltop flag attacking the forest point from the top of the hilltop. I shot an rpg at some dude at the bottom near the river and his body flew up all the way from the bottom to reach a peak few meters above me at the hilltop. It then descended and landed right next to me.

2) Was at the seine crossing conquest, spawned at some flag near a building with indoor stairs. I then got a phone call so I just hid at the stairs while talking on the phone as I did not want to be kicked out for inactivity, still ready to shoot anyone entering the building. The flag was then lost to the enemy so many tried to come in and I happily mowed them with my lmg while still talking on the phone. A few spawned right in front of me, more free kills. I know its lame as hell but if I didn't kill them, I'd be dead. I think I managed 12 kills talking on the phone before some really pissed off dude rpged my camping ass.

Pretty sure many of you have much better moments.

Best 2.5" USB3 hdd and enclosure

parsona — Fri, 21 Oct 2011 18:02:03 +0800

So many brands of enclosures and hdd now, which is the best in terms of speed and durability? Prefer those with active sensing protection. Are there any 7200rpm 2.5" bundled with enclosures in Malaysia?

Alot of samsung hard disks around but I've had very bad experiences with 2 of my 3.5" samsung hdds. Should I be avoiding samsung hdds?

Thanks!

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parsona — Tue, 01 Mar 2011 11:42:45 +0800

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