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        <title>Lowyat.NET: Latest topics by starbucks_2008</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 05 Nov 2026 05:06:08 +0800</lastBuildDate>
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            <title>Kelana Mahkota Condo - Middle Room to let</title>
            <link>http://forum.lowyat.net/topic/3567139</link>
            <description>We have a middle room to let at Kelana Mahkota Condo. &lt;br /&gt;&lt;br /&gt;Chinese female, no sharing.&lt;br /&gt;&lt;br /&gt;PM me for more details.</description>
            <author>starbucks_2008</author>
            <category>Property For Sale</category>
            <pubDate>Fri, 01 May 2015 19:43:12 +0800</pubDate>
        </item>
        <item>
            <title>When you are old alone with no income</title>
            <link>http://forum.lowyat.net/topic/2783332</link>
            <description>I&amp;#39;ve been having some thoughts about this topic. If you are single, married or divorced with no kids, how do you live your old age?&lt;br /&gt;&lt;br /&gt;What happen when you die in your house and no one even know?&lt;br /&gt;&lt;br /&gt;Or worst, no more money to live.&lt;br /&gt;&lt;br /&gt;Please share your thoughts.</description>
            <author>starbucks_2008</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 22 Apr 2013 09:20:56 +0800</pubDate>
        </item>
        <item>
            <title>Working in Malaysia Software Testing Board (MSTB)</title>
            <link>http://forum.lowyat.net/topic/2731377</link>
            <description>Hi,&lt;br /&gt;I want to ask if anyone has worked in QLab (MSTB) before? How is the work environment there? What about salary increment/bonus?&lt;br /&gt;&lt;br /&gt;Planning to apply for a job there.</description>
            <author>starbucks_2008</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 11 Mar 2013 09:37:17 +0800</pubDate>
        </item>
        <item>
            <title>Standalone medical card no guarantee annual renewal</title>
            <link>http://forum.lowyat.net/topic/2307660</link>
            <description>i meet an insurance agent from Prudential today. He told me not to buy standalone medical card because there is no guarantee that i can renew it annually . He ask me to buy the so called savings plan which combine life, investment and medical card. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;When i ask him if there is a clause in the savings plan policy which mention guarantee renewable every year, he said there is none and it is the same for other insurance company.&lt;br /&gt;&lt;br /&gt;Is this true for all other insurance company?</description>
            <author>starbucks_2008</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 15 Apr 2012 16:57:55 +0800</pubDate>
        </item>
        <item>
            <title>Study MBA</title>
            <link>http://forum.lowyat.net/topic/2251151</link>
            <description>With so many degree holders nowadays, I wonder if pursuing a MBA will help to get a better career with higher salary?&lt;br /&gt;&lt;br /&gt;Advice needed especially from those who have took the MBA course.&lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>starbucks_2008</author>
            <category>Education Essentials</category>
            <pubDate>Sun, 04 Mar 2012 00:31:30 +0800</pubDate>
        </item>
        <item>
            <title>MXM Insurance</title>
            <link>http://forum.lowyat.net/topic/1146592</link>
            <description>Does anyone know about this insurance? I got approach by the agent while taking my bloodtest at Pathlab.&lt;br /&gt;&lt;br /&gt;How is it compare with other insurance company?</description>
            <author>starbucks_2008</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 29 Aug 2009 21:39:21 +0800</pubDate>
        </item>
        <item>
            <title>How much to setup a booth in shopping complex</title>
            <link>http://forum.lowyat.net/topic/1118079</link>
            <description>Anyone knows how much it cost to setup a small booth in a shopping complex to sell something? How about in Giant / Carrefour? I&amp;#39;m planning to sell Maxis broadband.</description>
            <author>starbucks_2008</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 03 Aug 2009 20:35:38 +0800</pubDate>
        </item>
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            <title>Insurance or bank home loan</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Insurance or bank home loan</title>
            <link>http://forum.lowyat.net/topic/942004</link>
            <description>Can&amp;#39;t decide which home loan to choose from:&lt;br /&gt;&lt;br /&gt;(a) (From Insurance company) home loan&lt;br /&gt;Package1: 5.45% MRTA (zero cost)&lt;br /&gt;Package1: 5.15% MRTA (non zero cost)&lt;br /&gt;&lt;br /&gt;Package2: 5.29% life insurance (zero cost)&lt;br /&gt;Package2: 4.99% life insurance (non zero cost)&lt;br /&gt;&lt;br /&gt;(b) (From bank) home loan&lt;br /&gt;BLR -1.5%  (No MRTA or life insurance to buy).&lt;br /&gt;&lt;br /&gt;Insurance company offer a low rate for peace of mind, but it require me to buy MRTA or life insurance. I&amp;#39;m not sure if this is cheaper in the long run. My friend said stick with bank loan, as the current BLR is 5.95% only, then refinance if BLR goes up after 4 years.</description>
            <author>starbucks_2008</author>
            <category>Property Talk</category>
            <pubDate>Fri, 20 Feb 2009 10:26:43 +0800</pubDate>
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