Lowyat.NET: Latest topics by kawa_e

EPF Nomination

kawa_e — Wed, 05 Feb 2025 14:47:03 +0800

Hi,

I am planning to nominate my siblings and or my mother for my epf. I don't have anything. I only have epf..

1. May i know how may pax can I nominate ? If I nominated 2 person which 1 will get 50%, does it mean they will receive half of my epf and the other person 50%

2. Is it safe to do online via app ?

3. Can I change my nominee in the future ?

4. If my nominess didn't want to take out the money because they want the compounding interest, it okay too ?

Thank you

2mil in EPF at 35

kawa_e — Sat, 12 Oct 2024 11:08:26 +0800

Just stumbled upon a post while scrolling reddit. This woman is impressive. While there are many articles saying Malaysians do not have more than certain amount in their EPF, there are also many people with over millions in their EPF. She is one of the lucky few. Although I may never achieve what she has I hope this will give motivation to fresh grads after all the depressing posts on lowyat lately.

QUOTE

This is going to be a flex but I can’t share with people irl but I realize I’ll hit Rm 2 mil in my EPF account by the end of this year!

How I achieved this:

The obvious is that I have a high paying job. I never job hopped (same company since graduation) and purely got to where I am through internal promotions and increments.

Self contribution - I only discovered self contribution a few years ago. Since then I’ll max out the Rm100k self contribution

Never withdrawing from my epf - I have not touched my epf at all eventhough I can technically withdraw anything above 1 mil

Another obvious is the compounding effect! It took me 10 years to get to 1 mil (also lower salary then) but only 3 years to get to the second mil. My dividend alone was Rm80k last year and this will just keep growing. My total contribution last year was almost rm400k including self contribution and dividend.

Edit: I find it so interesting that everyone assumes I’m a guy. Not a single comment used she. I’m not a guy btw. Women can earn good money too.

Source : https://www.reddit.com/r/MalaysianPF/commen...l_in_epf_at_35/

Buying Supplements from Oversea webstores

kawa_e — Sun, 19 May 2024 13:58:00 +0800

As per title. I am trying to buy supplements from US/UK Webstore (not iherbs) for personal use for health issues as Lazada and Shopee did not carry them. I might buy 2 to 3 bottles in one go to save shipping fee. The supplements after conversion will be higher than RM500.

Anyone has experience on this ? My biggest concern is custom holding and parcel and not giving back as I save my money to buy these supplements.

Also what is the custom tax for supplements ?

Thank you in advance !

UPDATE 28 June : Parcel received on 25 June. Order made on 5 June. About 14 working days to reach MAL from NZ. No custom tax.

Thread deleted in Credit Card Thread

kawa_e — Thu, 09 Mar 2017 09:09:10 +0800

Dear Mods,

My thread on Fake Dispute by Credit card holder was deleted ? Any reason ? I am posting to get advise. I only realised there is one similar thread after i created the thread. Even the case may be similar but then wouldnt it be better to pin/merge the thread it up for future reference for honest sellers ?

Thanks

[WTS]ASUS X453MA X-Series 14" Notebook

kawa_e — Wed, 19 Aug 2015 14:44:14 +0800

Item(s):Asus X453MA BING Notebook

Package includes:NEW and SEALED

Price:RM1299 with GST

Warranty:1 Year Asus Warranty + 1 Year Extended Warranty

Dealing method:M2U

Location of seller:Ipoh, KL

Contact method/details:PM

Age of item:NEW and SEALED

---

Item(s) conditions:NEW and SEALED

Reason for sale: PROMOTION

Value-packed with all the ‪‎essentials‬, ‪‎Asus‬ X Series reinvents your ‪daily‬ ‪‎computing‬ ‪‎experience‬
Protected with ‪McAfee‬ and an additional 1 Year ‪‎Warranty‬ Extension, this goody is now for only RM1299 !!

Specifications :

Asus X453MA-BING-WX241B X-Series 14" Laptop/ Notebook

Intel® Pentium® N3540-2.16GHz | 2GB DDR3 RAM, 500GB SATA HDD | Integrated

OS: Windows 8.1 Bing

SHOP NOW >>>>>GLOO WEBSTORE

[attachmentid=4775357]

[WTS]WeSC Cymbal on Ear Headphones

kawa_e — Sun, 08 Feb 2015 23:13:59 +0800

Item(s):[WTS]WeSC Cymbal on Ear Headphones in Smoke Pearl

Package includes: NEW IN BOX

Price: offer me

Dealing method: Postage or COD Ipoh

Location of seller: Ipoh

Contact method/details: PM or whatsapp 0125443295

Age of item: NEW IN BOX

---

Item(s) conditions: NEW IN BOX

Picture: [attachmentid=4335400]

Features
unisex Premium Headphone
• type: 40mm power drivers
• 1kHz sensitivity: 122 dB
• impedance: 38 Ohms
• frequence range: 20-20 000 Hz
• plug: gold-plated 3,5mm stereo
• cord: 1,10m
• handsfree with mic and volume control
• weight: 180g

Reason for sale: Not using

[WTS] NEW Apple iPod Touch 5th Gen 16GB

kawa_e — Thu, 04 Dec 2014 21:38:53 +0800

Item(s):NEW Apple iPod Touch 5th Gen 16GB (no camera edition)

Package includes: everything in the box

Price: RM450

Warranty: new and sealed in box. Have not run warranty

Dealing method:cod/postage

Location of seller:Ipoh

Contact method/details:whatsapp 0125443295 or pm

Age of item: new and sealed in box

---

Item(s) conditions: new

Reason for sale: not using

[attachmentid=4245493]

[WTS]LV Manhattan PM

kawa_e — Sat, 22 Nov 2014 20:25:19 +0800

Item(s): LV MANHATTAN PM

Package includes: Dust bag, cards, paper bag (optional) bought in Bloomingdales US

Price: offer me

Dealing method: COD/ M2U

Location of seller: Ipoh

Contact method/details: pm or whatsapp 0125443295

Item(s) conditions: Very very loved. Bottom pipe line is broken. handle has turned honey color. Interior has minor pen marks. This bag still has a lot of years to go aside from the bottom pipping which can be fixed. The leather still in superb condition as it has been kept in good place and cleanse with leather moisturizer.

Picture:
[attachmentid=4228170]
[attachmentid=4228172]
[attachmentid=4228174]
[attachmentid=4228175]
[attachmentid=4228178]
[attachmentid=4228179]

Closed

kawa_e — Fri, 08 Aug 2014 16:35:29 +0800

Closed

[WTS]Closed

kawa_e — Fri, 08 Aug 2014 16:29:30 +0800

Sorry mod kindly close this topic. Posted on wrong thread. Thanks

Closed

kawa_e — Thu, 31 Jul 2014 15:11:19 +0800

Closed

kawa_e — Wed, 09 Apr 2014 14:15:34 +0800

Closed

[WTB]HK Disney ticket

kawa_e — Thu, 23 May 2013 21:46:50 +0800

Anyone have extra or unused Hk Disney tickets for sale ? Looking for 2 tickets. Going to Hk next month. Thanks.

[URGENT] PET HOSPITAL, AMC best ?

kawa_e — Mon, 17 Jan 2011 22:03:33 +0800

hi
my dog is doing not good and may have to be put to sleep according to the doc. I am so devasted becoz that was quite sudden. I'm from Ipoh and planning to take her to AMC. Is that the recommended hospital with professionals and equipment ? I have no knowledge on KL pet vets so I am wishing a prompt reply from you all

She's having vomitting and having diarrhoea, no appetite, and a lot more. It's even scary for me to write it out. Been treated for like weeks in clinic and no improvement. Please help. I'll be transferring her tomorrow if possible. I really wanted to have second option

[WTS]Pre-Owned Bags and Shoes

kawa_e — Wed, 05 Jan 2011 16:14:21 +0800

Reason in Selling : TOO many bags and shoes ! I seldom use them and most of them were IMPULSE purchase

[attachmentid=2047676]

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Item:BNWT Celine Inspired Tote Bag
Retail:Online shopping. Around RM100 with shipping
Selling:RM50
Reason:Impulse buying !

[attachmentid=2124622]
Item:Inspired Chloe Paddington in Black. The must have IT bag
Condition: Used lestt than 5 times.Overall very good. Just the padlock,the plate that holds padlock a bit peeled and the inside of the bag a bit stained
Retail:RM150
Selling:RM60
Reason: I have too many bags. I love this bag. It's my favorite but must let it go because I seldom use it[/img]

Item:Authentic Classic Guess. Mini backpack style
Condition:Mint.The brass/silver a bit rusted
Retail:RM100++
Selling:RM15

Item:Mango Tassel Knitted Bag (roomy with 2 compartments)
Condition:Very good.Used once.
Reason Selling: Too many bags
Retail:RM79++
Selling:RM25

[attachmentid=1977963]
Item: Padini Authentic Corduroy Embroidery Bag in Dark Purple
Condition:Mint
Retail:RM99
Selling:RM25

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[attachmentid=1977294]

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Item: Lindsay Lohan Inspired Sling Bag. Very Chic
Condition:Used Once. like Brand NEW
Retail:RM55++
Selling:RM40

[attachmentid=1977307]
Item:Red Kitten Heels with Ribbon
Condition:GREAT. Wore Once
Heels: 1"
Retail:RM39++
Size: 38
Selling:RM15

[attachmentid=1977317]
Item:NOSE black with white piping heels
Retail:RM58.90
Condition:Used less than 5 times.
Size:8/39
Selling:RM25

Item:Vivi Eskimo Mouton Boot (Choco Brown,top row;right)
Retail:RM100+ shipping
Condition:New
Size:9
Selling:RM50 with shipping

» Click to show Spoiler - click again to hide... «

-- Problem Solved --

kawa_e — Tue, 26 Jan 2010 16:24:37 +0800

[attachmentid=1419112]
This is sample output generated by a converter I am working on for OJT.The red box shows that there is a missing column (1006). I cant seem to find the solution to enable the converter to show all the columns. The 1006 column is always the missing column. Can someone help ? Any help and feedback is appreciated

Inserting primary key to SQL

kawa_e — Tue, 19 Jan 2010 11:12:41 +0800

Hi, I'm a beginner in this programming stuff. Please help me with the VB.Net and SQL. My codes below are to insert a new data into the database. The thing is, this code can insert the primary key into the database but I cant seem to find the code to insert the primary key into the database. Can anyone kindly enough to point me that code..

This is the snippet of the submit button event

QUOTE

Protected Sub SubmitDevice_Button_Click(ByVal sender As Object, ByVal e As System.EventArgs) Handles SubmitDevice_Button.Click
If Session("canUploadBool") = False Then
ClientScript.RegisterStartupScript(Me.GetType, "canuploadScript", "<script language=JavaScript> alert(""You are not allowed to submit checklist for this customer.""); </script>")
Exit Sub
End If
Dim uploadedFiles As HttpFileCollection = Request.Files
Dim corrDataPostedFile As HttpPostedFile = uploadedFiles("ctl00$ContentHolder$CorrData_Upload")
If corrDataPostedFile.ContentLength = 0 Or corrDataPostedFile.FileName.Trim.Length = 0 Then
ClientScript.RegisterStartupScript(Me.GetType, "emptyuploadScript", "<script language=JavaScript> alert(""Correlation data is required in order to submit new device.""); </script>")
Exit Sub
End If
Dim sqlChecklistConns As New SqlConnection(ConfigurationManager.ConnectionStrings("checklistCS").ConnectionString)
Dim insertNewProcess As String = "INSERT INTO Device_Table("
Dim deviceColumn As String = "DeviceRevision, CustomerName, CustomerCode, CustomerResponsibleEngineer, Date, DevicePartNumber, PackageType"
Dim deviceValue As String = ") VALUES ('01', '" + CustNameDropDownList.SelectedValue.ToUpper + "', '" + CustCodeLabel.Text + "', '" + CustomerResponsibleEngineerTextBox.Text.Trim.ToUpper + "', '" + Format(Now, "dd-MMM-yyyy").ToUpper + "', '" + DevicePartNumberTextBox.Text.Trim.ToUpper + "', '" + PackageTypeTextBox.Text.Trim.ToUpper + "'"
deviceColumn += ", TrackingNumber"
deviceValue += ", '" + CustCodeLabel.Text + "-" + DevicePartNumberTextBox.Text.Trim.ToUpper + "/01" + "'"
If Not DeviceApplicationRadioButtonList.SelectedValue.ToUpper = "OTHERS" Then
deviceColumn += ", DeviceApplication"
deviceValue += ", '" + DeviceApplicationRadioButtonList.SelectedValue.ToUpper + "'"
Else
deviceColumn += ", DeviceApplication"
deviceValue += ", 'OTHERS: " + Others_TextBox.Text.Trim.ToUpper + "'"
End If
...
...

Please download this full of the corresponding part.Please help..Thank you..
Code and database data

What toothbrush should I use on my dog ?

kawa_e — Mon, 27 Aug 2007 21:11:10 +0800

hihi, what toothbrush and toothpaste should I use on my dog ?
I dont want my dog ending up with blackened,swollened gum and yellowish teeth