Lowyat.NET: Latest topics by Heero Yuy

Experience in bank lelong car and loan kedai?

Heero Yuy — Tue, 12 Aug 2025 10:40:29 +0800

First time used car buyer here and first time loan applicant here, so I might be a bit dumb when it comes to this. Really appreciate you guys perspective on this

Recently been in contact with a sales person selling a bank lelong car for way below the usual market price at RM58800 (not OTR, just harga body). They also offering a further 10% discount if buy cash, or a 5-9 years “loan kedai” at 3% PA interest.

The whole process goes like this according to the salesperson.
1. Apply for a loan with them, once loan approved, (or skip this step if buying with cash) they will register with the warehouse for car release.
2. I will then be required to pay a “booking deposit”, and they will send a runner to settle everything with the bank to release the car.
3. The runner will then send the car to the nearest JPJ, or you can request to send to a workshop or location of your choice for you to view, inspect, or test drive etc etc.
4. You can either reject the car here (then will refund booking deposit), or agree to take the car at this point.
5. If agree then runner will brings it to Puspakom for final inspection, then after pass Puspakom then will bring it to JPJ for register and transfer all the name and whatnot and sign final agreement.

So here’s my question. I know that the nature or condition of bank lelong cars and they can be hit or miss. But in this case they let me send to my own workshop of choice, and if I get a vehicle inspection service like SKRUT or VIMS to do a thorough inspection on it before agreeing to take it, it should be okay? And I’m also prepared to put in the work and money for fixing if there are any problems that comes up unless it’s like problematic long term issues like rust of flooded cars.

I also know “loan kedai” can be shady and interests can be nuts, but in this case they gave me breakdown and the monthly repayment comes to around RM1120/month for 5 years tenure if I take a full loan, so the interest comes to about 3% P.A. which seems to check out. (Note that I don’t plan to take a full loan and I’m gonna probably put a 30% down payment, this is just for reference).
I can actually afford to buy cash too, but I would rather keep the money because my various investments and assets gives me way more than 3% returns P.A.

So on paper, this deal seems okay?
Or am I missing anything and I should avoid it no matter what?
Any advice or experiences by fellow members who has done similar deals is highly appreciated.

Wheel size effects on mileage and performance

Heero Yuy — Tue, 11 Jan 2022 02:58:48 +0800

Not sure if this has been asked before, did a quick search but can’t find any similar topics so here goes.
Been thinking about upsizing my wheels. Nothing too crazy, just from 13” to 14”, 175/70/R13 to 185/60/R14. Or maybe, just maybe 15” with 195/50/R15

However I have a concern that it will create a huge impact on my gas mileage, performance, and drive comfort due to the increased weight, rolling resistance, and thinner side walls.

Of course I’m not expecting it not to change at all, but just wondering if the difference is very drastic. If it’s just extra 4 or 5 ringgit of RON95 and slower sikit sikit, then I don’t mind at all.

Anyone here been through similar process can share their experience a little? Very much appreciate.

Ps: the car is just a dinky old 1.3 Saga FLX

Improving conversation between us

Heero Yuy — Sun, 30 Jun 2019 03:56:16 +0800

I’ll make this as quick as possible.

I’m the guy, and I’ve been going out with this girl for a year now. Both of us knows each other’s intentions, we know we like each other so no issues there, though we’re not “officially” a couple yet.

We don’t meet up that often, due to busy schedules, so we spend quite a lot of time talking over text (here’s one of the problem too I think). Last year we had a “talk”, and she told me that she thinks our conversation is too “normal” and after all these while dating each other, she still doesn’t know much about me as a person yet. Which I agree actually, as I too think that our conversation is just too “surface level” and more akin to what normal friends would talk about, and also we reply real late to each other sometimes. However we do talk really well in real life when we actually meet up.

Since “the talk” I did try to make our conversational topics have more depth, and talking more about personal stuffs. But as I’m admittedly no sweet talker and am a total noob when it comes to talking to girls, most times those topics just get ended really quickly and then we revert back to our usual small talks. Also this is actually my first what you can consider a “serious relationship” so I have not much idea in handling this stuff.

So couples of LYN (especially from the girls perspective), it would be great if you guys could share some insight on this. Like, what do you guys usually talk about, how do you guys keep the conversation engaging, etc. To hopefully make us feel even closer to each other,
. Appreciate it.

Girl unsure of having a relationship

Heero Yuy — Tue, 22 May 2018 04:32:31 +0800

Brief background about us.

Know this girl for almost a year since last year March, but not in person. I knew her via work, not my colleague, but she’s my client from my previous company, and we have only talked via text all this while, at first only talk about work but slowly to more friendly and personal topics. Finally asked her out of a date around late last month, nothing fancy, just a normal coffee date. Asked her out on a second date (movie date) last Tuesday. And then two days after the date (Thursday) she gave me the “what are we now?” question. Of course I know what this means and I just casually said “we’re dating right?”. And then we had a lot of small talk, which she said she wanted us to be more than just normal friends and ended up with her basically baiting me to ask her to be my GF, which I did.

Thing is now, she’s unsure whether she wants to have a relationship or not because she says “everything like happening to fast” and “we don’t really know each other because we only went out twice”.

I tried pressuring her a little bit to make up her mind but not too much, but she said she needed some time to think about it. Now I’m just talking normally with her, but of course with more flirty-ness than usual and our topics are getting a little more personal than what it used to be. I know I don’t have really much to worry about but I’m just curious if similar scenario happened to any of you guys and what is your opinion on this?

Any advice is appreciated.

MacBook Pro 15" mid-2012 non-Retina

Heero Yuy — Tue, 03 Apr 2018 21:59:22 +0800

Guys need some opinions and see if any of you had this problem.

So I was gonna reinstall Mac OS yesterday. Booted up from a bootable USB MacOS installer. It booted fine into the recover screen, then it suddenly froze.
So I did what anybody else would have did and held the power button down to force shutdown it. Then after that it won't boot up anymore

Symptoms:
The sleep LED indicator lights up very briefly and fan spin briefly too (like 1 second) then turns itself off immediately. Screen remains black, apple logo remains black. Still able to charge the battery normally until full.

Things I have tried
-Reset SCM
-Reset PRM
-Boot without battery and only from charger (strange thing about this is when I try to boot this way, the fan and light would start and then off like that I mentioned, but then it would keep trying to start itself again and again and again until I unplug the cable).
-Boot without RAM
-Tried multiple different RAM modules
-Boot without hard drive
-Boot without power button and use the jumpers located on the logic board.

Any advise is appreciated.

Model: MacBook Pro 15" (A2186), mid-2012 non-retina model.

Additional info: the MacBook has not been damaged before whatsoever. Only scratches on the chassis due to use over the years.

I screwed up and now she's ignoring me

Heero Yuy — Fri, 27 Oct 2017 20:52:58 +0800

Been seeing this girl for around four months now and have already went to quite a number of dates with her, but we're not a couple yet or anything.

So was supposed to bring her out to Times Square at 9pm yesterday. And due to various reasons, I was late by 30 mins. I will not be making any excuses here, it's clearly my mistake and irresponsibility, and I should have called her and told her I'll be late and make some other plans or something.

Anyways halfway through my journey, when I was like 5 minutes away from her place, she texted me and canceled the date saying that by the time we get there, Times Square would be closed anyway and said "next time", obviously pissed. I continued to her place nevertheless cause I was like only 3km.

Once I was at her place, I called her but she won't pick up. I then texted her to apologise, but she just said she doesn't wanna go anymore and said "next time" again, and to stop bothering her. When she saw me hanging around in front of her place, she called me and told me to go home. So after some time I just left.

So the next morning I texted her again to apologise and offered to make up for it. Then she just read my message and didn't reply, it's been close to a couple of hours since then.

So I'm at a lost here, anyone of you ever been in a similar situation could give me some advice on this? Is it still rectifiable, or is my situation beyond saving?

Girls that never initiates first.

Heero Yuy — Mon, 04 Sep 2017 20:47:37 +0800

Known this girl for around a couple of months now. Already asked her out and went out with her around 5 or 6 times I guess (not sure if it's actually a date, so I'll just put "went out"). Went to movies, pasar malam, dinner, late night walks in the park, amusement park etc.

There are some signs that she sorta likes me (or I might be just overthinking, you be the judge and advice accordingly). EX: told me a lot of her stories, likes to bermanja-manja sometimes, likes tickling me and biting me on the shoulders (jokingly of course), sometimes also uses her hair to tickle my face (yeah like wtf? Lol). We also broke the touch barrier and I have held her by the shoulders and hands sometimes, she also grabs my arms and hides her face in my shoulders during scary scenes in horror movie sometimes.

My question is, while this is okay and all and I have no problem asking her out, I notice that I'm the one which is always initiating and always the one to ask her out and she has never done so before. Yeah I know generally the guy is supposed to be the one to lead things and I have no problem with that, but I'm just wondering if this is normal?

Is she truly interested? Or is the just taking advantage and just craves the attention I give her?
All I know for sure is she's not taking advantage of me financially at least, as we treat each other back and forth so the spending goes both ways lol.

Any advice is appreciated.

Girl knows I like her

Heero Yuy — Wed, 31 May 2017 19:13:05 +0800

This will be a long one. Skip to TL:DR version at the bottom if you don’t wanna read all the crap.

I have posted about this girl before. May or may not remember but here’s the gist of it.

Known this girl for quite a long time. Few months ago I told her I like her (yes stupid move, I know). Asked a second time about and still did not give me and answer, decided to move on. But things got in a way that makes it difficult for me to move on.

So after that we still maintained contact, but very minimal and only casual chats and casual interactions. After some time, something she said "shook" my heart a little. She asked me out to go watch a stage play with her on thanksgiving day. I ditched her though, because I just went clubbing the night before and was super tired.

Some time later, I got a new hairstyle (first time in 5 years) and posted a pic of it on Insta, and she commented on it. We got into joking conversation and challenged each other to cut our heads bald. At this moment she said "ok deal, next DATE you must be bald". And this phrase practically "pulled" my heart back into the game again.
Another incident is one night I met up with her to teach her some computer thing. After it’s over, she told me about a nearby restaurant that just recently opened. I immediately asked her if she wants to go check it out with me some time? And she said "okay, I’ll ask you out to that place when I’m free".

She also very receptive when I ask her out. Like a couple of weeks ago, I asked her out on a movie date and she actually cut short an outing with her friends to go out with me. And also last week when I just casually asked her "where are you?" and she replied quickly "why? Want to date me?".

I’m here mainly just to rant this out of my system, but would like to read some thoughts and opinions from you guys regarding this. Is she just leading me on? My head keeps telling me to move on and get over her, but my heart is telling me otherwise.

TLDR:
 Told a girl a like her. She did not give me answer nor reject me. I want to move on but she still continues to date me. What is going on?

Going after your company's client?

Heero Yuy — Sat, 22 Apr 2017 15:32:37 +0800

Here's some back story:

I work at a web design company.
This girl called in our company's support and I was the one to handle the case.
She asked for my personal number, says that would be easier for her to ask for help instead of calling the company line every time.

We usually don't give out personal numbers because scared will always kena kacau, but not sure what weed I smoked that day high af and I gave it to her.

So then she whatsapp-ed me about her site issue. She seems to be quite a nice person, not kacau also (which is rare, lol). So you know, I feel like going for her.
I did try to make some friendly convos before like when she messaged me after office hour regarding the site and I just casually asked her "OT today?" and just exchanged a few messages. Other than that, it's all about work.
I feel like striking up some non-work conversation from time to time, but afraid I will come off as creepy, lol.

So just wondering if any of you attempted something like this before can share your experience and what you did? Of course I'm not putting any high hopes on this, but just thought I'd try my luck :v

How do you "escalate" things with a girl?

Heero Yuy — Fri, 17 Feb 2017 01:22:15 +0800

Quite lengthy, I'll make this as short as possible.
I have known this girl for quite some time (5 years)

Chased after her back in 2013. Failed miserably, obviously, due to over eagerness. Cut off all contact with her after multiple failed attempts of asking her out.

Got back into contact with her again early last year somehow. We get along pretty okay, went on several "dates" so far (not sure if you can call it a date, the interaction was pretty platonic). Recently asked her out on valentine's two days ago. We had dinner, talked a few hours, and went home. Just a really normal "hangout".

Unfortunately, I'm a complete moron when it comes to the dating scene. But I'm still smart enough to know im in the friendzone, or at least one step away from entering it. So my question is, what do I have to do to escalate things with her?

Oil Catch Tank weird noise

Heero Yuy — Mon, 24 Oct 2016 19:46:37 +0800

I just installed an oil catch tank in my car yesterday and everything was working fine.

However today when I drive to work, after roughly 5km or so, a strange screeching noise can be heard from the engine bay. The sound is not that loud when your driving fast and revving fast. But when I'm slowing down and deceleration to a stop, the sound is significantly louder. And then gets quieter when the car is fully stopped and in idle. Same thing too when I drive back from work, when cold start no sound but after roughly 5km same thing happens.

Funnily enough, when I pop the hood, sound doesn't seem to be coming anywhere near the oil catch tank area but seems to be somewhere between the engine and radiator hose area. The screeching sound sounds like people scratching a vinyl disk of when a dirty music CD is being played. Any ideas what the issue is? Should I remove the tank?

Car: Saga FLX 1.3

How do you ask her out or something.

Heero Yuy — Tue, 18 Aug 2015 03:30:15 +0800

Pardon me if this sounds stupid, this problem has been plaguing for quite some time. I'm not the introverted type, but I'm totally clueless and at lost when it comes to girls.

Okay, so here's issue. I met this girl in uni this short semester and we're in the same group for an assignment. We get along pretty well, but the interaction between us was minimal (only in class or about studies stuff). So well, I kinda like her and wantd to go after her and ask her out. Problem is I'm kinda at lost at how to ask her out. As we have minimal interaction and only knew her barely over a month, I'm afraid that I'll come off foo strong if I just suddenly blurted that idea out. And semester's ending soon and we're at different course and at different building, chances of meeting her after this is really slim so I don't want to drag this out too long either. So what do you guys usually do at these kinds situation?

TL:DR
Met this girl last month. Likes her. Get along well but interaction minimal. Want to ask her out but dunno how. Advice.

To confess, or not to confess

Heero Yuy — Tue, 24 Dec 2013 02:29:11 +0800

So I have seen "mixed reviews" on this topic. Some say it's a good idea, while some say it's a bad idea. What do you guys think?

PayPal transfer to Bank?

Heero Yuy — Sun, 22 Sep 2013 00:37:00 +0800

I'm still new to all this paypal and banking thing.
So I recently got a part time job which I can work from home. And the company gives me 2 option to receive my payment. First is through Direct Bank Transfer and second is paypal. I'm thinking of using paypal since it seems simpler, but is it possible to transfer funds from paypal to my bank account?

What's on her mind?

Heero Yuy — Sun, 18 Aug 2013 21:11:56 +0800

Detailed Version

» Click to show Spoiler - click again to hide... «

TL:DR version
>met a salesgirl
>she asked for my number
>she contacted me and we talked a little then cut off contact, didn't think much
>suddenly contacted me few months later
>asked me go eat dinner with her but didn't gimme time
>I slightly interested now
>plan to ask her out this time myself, should I or should I not?

MBP 15" 2012 Randomly Shutting Off

Heero Yuy — Mon, 12 Aug 2013 04:24:59 +0800

This problem start happening a couple of months back. Symptoms:

My MacBook Pro shut itself off suddenly a couple of months back, since then this problem haven't solve. When it shuts off, I can't boot it back up. It reaches the part where it shows the gray screen with the apple logo with the spinning wheel and it will shut itself off again. The only way I can boot it is to hold down a key on the keyboard constantly (any key also can). When I manage to enter the desktop, if I lift my hand up n stop holding any keys on the keyboard, after some time the shutdown menu will pop up (the menu which appears when you press the power button). Then shorty after, even if you press "cancel", it will still shut itself off. And the whole thing repeats again.

Here's the thing, in some cases, if I go in disk utility and repair permissions, and restart a few times later, this problem will appear to be solved. However, it will only last about 4-5 days until this same problem come back again.

Another strange thing is that when it shuts down itself, you will hear a "click" sound (the same sound you will hear when you force shutdown by holding down power button). And sometimes when the shutdown menu pop and you press cancel it will not shut itself down, but the menu keeps popping like some invisible ghost keep spamming my power button.

I have already tried resetting PRAM and SMC and even reformatted and reinstalled the whole OS and this problem still persists, any advice?

Note: all the parts inside are stock parts. I haven't eve open it's cover before yet.

What's the situation like?

Heero Yuy — Sat, 29 Jun 2013 03:13:27 +0800

Ok here's the story. Sorry, it will be a long one.

There's this girl which I knew since last year March, it's been more than a year. We didn't really interact much initially, but I have always had slight interest on her. Until this year, in March/April (somewhere between there), I ran into her and she actually asked me out to go watch an orchestra performance with her. Here's the thing, during the moment I ran into her, I'm actually together with a few of my mates (which knows her also), but she only specifically asked me, what do you guys think that means? Or maybe I'm just being "perasan". Anyways, being only a student and from a family which is quite financially challenged, I don't have a car and she doesn't have one either. My dad needs to work, and my mom has a fear or traveling long distances (the concert is in KL PAC), so naturally I can't go with her. But I didn't tell her no straight away (because that time I'm being a big coward I think), instead I dragged on and keep telling her "I'll think about it" until the day of the concert came, and I still didn't gave her an answer. She did went to the concert though, but with another 2 of her friends (which is a couple already). And from this day on, I start getting crazy over her, can't stop thinking about her and things like that.

A week later, something happened. Guess what? She got a boyfriend, what makes things worst is that her boyfriend is one of my close mates!! At that moment, my whole world crumbled and I entered "emo-mode" for three days. But after that I got over it, and naturally, I gave up trying to get together with her.

Days past by, then suddenly, in the 8th of May (yeah I still remember, cause it's four days after general election, lol), she suddenly contacted me via Facebook. It was really late at night and she said "Still haven't sleep?". I was really surprised that time as that was the first time she ever did that to me (or any girl for that matter, I'm quite a loner, lol). We chatted a little over an hour, and I casually asked her out for a drink the week after that.

On the next week on the day for the "drink", she asked another guy, which is a a friend of mine as well, to fetch her (but it's not her boyfriend). After the drink, she said she still has to go out with another bunch of her friends later that night, but it's still too early and she can't wait there all alone and asked if she can "tumpang" at my house. I said yes of course, and we had a good chat as well when she was at my house.

The next week after that day, she suddenly posted lots of emo things on her Facebook page. Feeling strange, I asked her what happened. And it turns out that she just broke up with her boyfriend. And it's not just then that she broked up. She has already broked up way earlier, even before the time when she went out for a drink with me. So of cause I "became her ear" and comforted her.

Since then, we started talking a lot (via text, because it was semester break at that time for both of us and we can't meet much). This continued until last week on Wednesday (semester break over already), I asked her out for lunch. We went to Subway, and it's just the two of us this time. We talked a lot, and we can talk comfortably to each other.

This week, on Monday, we were chatting via text as usual. And suddenly she said there's an event in college this Thursday and asked if I would like attend it together with her. This was a big surprise for me as well, as this never happened to me before. Of cause this time I didn't repeat my mistake and having no transport problems because it's in college, I replied with a casual "sure, why not?" almost immediately. The next day she contacted me and told me she got the date for the event wrong and it's actually on the next Thursday.

However, I asked her out instead, for dinner this time, yesterday (Thursday). We agreed upon the time and everything settled. Then some time after that she asked me whether I would mind if her roommate (a girl) tags along. This part makes me wonder again. Why would she worry about whether I would mind if she brings along her roommate? Does this means she gets my intention? Or maybe I'm just being "perasan" again after all. What do you guys think? During the dinner, this time we didn't really talk as much, as she was talking with her roommate a lot. But after the dinner, when we went walking around, we started to talk a little bit more.

So what do you guys think? Do you think she knows my intentions already? And maybe I should make my move soon? There's still this "date" (not sure whether you can call it a date as it's just a college event) on next Thursday and what should I do then?

PC Brief Restart at startup.

Heero Yuy — Sat, 11 May 2013 17:50:19 +0800

Whenever I start my PC (or whenever I push the power button), everything will start. All the fans will start spinning and the LED lights would light. However, after a second or so, everything will stop (like when the PC is turned offed), and after approximately 2-3 seconds, and it will start by itself and then it would boot straight into windows.

Why is this happening? This "brief restart" thingy only started happening recently. Before this, when I push the power button to start, it would boot straight into windows with no problem. Any ideas, or whether its harmful or not?

System:
MoBo: Gigabyte P55A UD3P
CPU: Core i7 870
HDD: Westeen Digital Cavier Black
RAM: 4gb Kingston HyperX.

Default WPA key

Heero Yuy — Fri, 11 Jan 2013 19:04:51 +0800

My router was using a WEP encryption before this. Than I went to change it to a WPA encryption. After when I try to connect again, the router wouldn't accept the old password which I set earlier. My guess us that the password changed when I changed to WPA, anyone knows the default WPA password?

Router model: D-Link DSL-2640B

Slow Transfer Rates On USB 3.0

Heero Yuy — Wed, 26 Dec 2012 12:31:22 +0800

I'm using a Seagate Backup Plus external HDD. When transfer files from the external HDD to my desktop, the transfer rates are really slow. It will start at around 90mbps then will quickly drop to just 10mbps, which are USB 2.0 speeds and the time remaining is 50 minutes.

It shouldn't be the external HDD or the internal HDD problem because when I try to transfer than same file to my laptop, it only took me 10 minutes to finish copying it. Anyone has idea why is this happening?

Extra info:
Mobo: Gigabyte GA-P55-UD3P
Internal HDD: Western Digital Cavier Black