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        <title>Lowyat.NET: Latest topics by yccheok</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 10 Jun 2026 20:49:26 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>WeNote - Notes, To-do lists, Reminders &amp;amp; Calendar</title>
            <link>http://forum.lowyat.net/topic/4617716</link>
            <description>&lt;img src='https://image.ibb.co/jHUcz8/0.jpg' border='0' alt='user posted image' /&gt; &lt;img src='https://image.ibb.co/j0V6sT/1.jpg' border='0' alt='user posted image' /&gt; &lt;img src='https://image.ibb.co/mbBqK8/2.jpg' border='0' alt='user posted image' /&gt; &lt;img src='https://image.ibb.co/mOFvmo/3.jpg' border='0' alt='user posted image' /&gt; &lt;img src='https://image.ibb.co/fNDsXT/4.jpg' border='0' alt='user posted image' /&gt; &lt;img src='https://image.ibb.co/iUxamo/5.jpg' border='0' alt='user posted image' /&gt; &lt;img src='https://image.ibb.co/gJXVK8/6.jpg' border='0' alt='user posted image' /&gt; &lt;img src='https://image.ibb.co/eX4cz8/7.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;WeNote is simple and easy to use. You can create notes, to-do lists &amp;amp; reminders quickly.&lt;br /&gt;&lt;br /&gt;You can password protect notes and to-do lists, to protect confidential information.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;u&gt;FEATURES&lt;/u&gt;&lt;/b&gt;&lt;br /&gt;• Create notes and to-do lists&lt;br /&gt;• Organize using label and color&lt;br /&gt;• Pictures as attachment&lt;br /&gt;• Password protected notes and to-do lists via PIN, pattern or text&lt;br /&gt;• 12 colorize choices&lt;br /&gt;• Completed to-do lists will move to bottom&lt;br /&gt;• 5 different views&lt;br /&gt;• Calendar and reminders&lt;br /&gt;• Drag and move&lt;br /&gt;• Secure sync to Google Drive&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;u&gt;UPCOMING NEW FEATURES&lt;/u&gt;&lt;/b&gt;&lt;br /&gt;• Switch between note and to-do lists&lt;br /&gt;• Home widget&lt;br /&gt;• Share note&lt;br /&gt;&lt;br /&gt;You may look at our development progress from &lt;a href='https://trello.com/b/egVBdrmN/wenote-notes-checklists-reminders-calendar' target='_blank'&gt;https://trello.com/b/egVBdrmN/wenote-notes-...inders-calendar&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;u&gt;DOWNLOAD&lt;/u&gt;&lt;/b&gt;&lt;br /&gt;&lt;a href='https://play.google.com/store/apps/details?id=com.yocto.wenote' target='_blank'&gt;https://play.google.com/store/apps/details?...om.yocto.wenote&lt;/a&gt;</description>
            <author>yccheok</author>
            <category>Android General Discussion</category>
            <pubDate>Thu, 12 Jul 2018 18:29:04 +0800</pubDate>
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            <title>Stock portfolio performance via XIRR tool</title>
            <link>http://forum.lowyat.net/topic/4409730</link>
            <description>Hey all, My name is Cheok. I&amp;#39;m the developer of JStock, and I has invested in stock market for many years.&lt;br /&gt;&lt;br /&gt;Recently, I wish to know how well I did in stock market since the very beginning.&lt;br /&gt;&lt;br /&gt;Hence, I has added &amp;quot;Performance chart&amp;quot; feature into our stock market tool.&lt;br /&gt;&lt;br /&gt;Besides taking buy, sell and dividend into consideration, I also need to consider time as factor. For instead, earning RM1,000 within 1 year is very much different from earning RM1,000 within 3 years.&lt;br /&gt;&lt;br /&gt;Hence, we provide a simple way, to discover Annualized Yield at a glance. We are using well-known XIRR method, to perform Annualized Yield calculation, based on your buy records, sell records and dividend records.&lt;br /&gt;&lt;br /&gt;Feel free to try it out at &lt;a href='https://jstock.co' target='_blank'&gt;https://jstock.co&lt;/a&gt; , and let us know what do you think.&lt;br /&gt;&lt;br /&gt;Thank you.&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/hPMsa3d.png' border='0' alt='user posted image' /&gt;</description>
            <author>yccheok</author>
            <category>Stock Exchange</category>
            <pubDate>Thu, 14 Sep 2017 23:08:40 +0800</pubDate>
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            <title>[WTB] JAVA electric pulse oven igniter</title>
            <link>http://forum.lowyat.net/topic/4190767</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I am currently looking for JAVA electric pulse oven igniter - &lt;a href='https://javatech.en.alibaba.com/product/510298494-221876398/JAVA_electric_pulse_oven_igniter.html' target='_blank'&gt;https://javatech.en.alibaba.com/product/510...en_igniter.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Its input is 1.5v DC. Other brand also can.&lt;br /&gt;&lt;br /&gt;It is used in the cooking hob. Anyone selling it?&lt;br /&gt;&lt;br /&gt;Thanks.&lt;br /&gt;Cheok</description>
            <author>yccheok</author>
            <category>Garage Sales</category>
            <pubDate>Mon, 06 Feb 2017 14:44:18 +0800</pubDate>
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            <title>Buying Toyota Vios - Where to buy</title>
            <link>http://forum.lowyat.net/topic/3848718</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I&amp;#39;m interested in buying Toyota Vios.&lt;br /&gt;&lt;br /&gt;I was wondering, what is the difference, of buying from the sales office published in Toyota official site - &lt;a href='http://www.toyota.com.my/sales-service-locator/' target='_blank'&gt;http://www.toyota.com.my/sales-service-locator/&lt;/a&gt; , compared with some agents from carlist.com - &lt;a href='http://www.carlist.my/new-cars/toyota/vios?sort=price.asc' target='_blank'&gt;http://www.carlist.my/new-cars/toyota/vios?sort=price.asc&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;I just make a few call to perform price check. I realize agents from carlist.com can offer lower price compared with official sales office?&lt;br /&gt;&lt;br /&gt;I was wondering, is it better to buy from official sales office, for the shake of peace of mind, by paying higher price? Or, buying from agents from carlist.com will get same quality of car &amp;amp; service?&lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>yccheok</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sat, 23 Jan 2016 10:31:52 +0800</pubDate>
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            <title>Who is this mytery advertising model girl in photo</title>
            <link>http://forum.lowyat.net/topic/3760878</link>
            <description>I&amp;#39;m not really sure this is a correct place to ask such question. As advertising model girl might tightly related to photography industry, I think I will give it a try.&lt;br /&gt;&lt;br /&gt;I saw this model girl quite a lot of times, especially in printed media. She is either promoting local made products (Like local retail store HERO mart brochure, RHB investment bank, ...), or some oversea products (Like Avira antivirus, ...)&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/UWGVF32.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/VwYEd2q.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/9WGZ0Uf.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/czvtONo.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;She looks so famous, as she can almost be seen in most printed advertisements of daily product. I thought I might see a published interview with her in one or two lifestyle magazines. But strangely, none&amp;#33;&lt;br /&gt;&lt;br /&gt;Sometimes, I thought, can it be a virtual digital figure that is created by marketing firm, to ease their marketing activities?&lt;br /&gt;&lt;br /&gt;Any idea who is she? Is she a real model, or she is just a virtual figure?&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>yccheok</author>
            <category>Photography, Digital Imaging &amp;amp; Video</category>
            <pubDate>Sat, 31 Oct 2015 12:12:56 +0800</pubDate>
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        <item>
            <title>Can non-muslim use Islamic Fixed Deposit – i (IFD-</title>
            <link>http://forum.lowyat.net/topic/3752282</link>
            <description>I&amp;#39;m a big fan of Maybank&amp;#39;s conventional e-fixed deposit.&lt;br /&gt;&lt;br /&gt;Recently, I realize &amp;quot;Islamic Fixed Deposit&amp;quot; does offer better rate, where it seems that I can do it online directly&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.maybank2u.com.my/mbb_info/m2u/public/personalDetail04.do?channelId=ACC-Accounts&amp;cntTypeId=0&amp;cntKey=ACC03.07&amp;programId=ACC03-FixedDepositAccounts&amp;chCatId=/mbb/Personal/ACC-Accounts' target='_blank'&gt;http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;I was wondering, can non-muslim use such facility too? Any catch behind?</description>
            <author>yccheok</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 22 Oct 2015 18:17:25 +0800</pubDate>
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            <title>Why Some Vios TRD has huge discount</title>
            <link>http://forum.lowyat.net/topic/3708503</link>
            <description>I&amp;#39;m interested to purchase vios.&lt;br /&gt;&lt;br /&gt;When I look at carlist, I saw some advertised new car has huge discount.&lt;br /&gt;&lt;br /&gt;For instance, vios trd usually cost 90k.&lt;br /&gt;&lt;br /&gt;However, some advertised car like &lt;a href='http://m.carlist.my/new-cars/2457200/2015-toyota-vios-trd-sportivo-edition-super-promotion' target='_blank'&gt;http://m.carlist.my/new-cars/2457200/2015-...super-promotion&lt;/a&gt;, cost less than 70k&lt;br /&gt;&lt;br /&gt;Is there any catcha behind? What else think I need to check from car dealer, to ensure the car I buy is genuine car?&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>yccheok</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Fri, 11 Sep 2015 14:21:59 +0800</pubDate>
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            <title>I just updated JStock 2support multiple currencies</title>
            <link>http://forum.lowyat.net/topic/3571746</link>
            <description>Link : &lt;a href='https://play.google.com/store/apps/details?id=org.yccheok.jstock.gui' target='_blank'&gt;https://play.google.com/store/apps/details?...heok.jstock.gui&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Screenshot: &lt;img src='http://i.imgur.com/eUuV43Q.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Hey everyone, I&amp;#39;ve been working on JStock and JStock Android for pass few months, to support multiple currencies in single portfolio.&lt;br /&gt;&lt;br /&gt;This especially useful, if certain stocks in your stock exchange, are traded in foreign currency.&lt;br /&gt;&lt;br /&gt;Let me know what you all think&amp;#33;</description>
            <author>yccheok</author>
            <category>Stock Exchange</category>
            <pubDate>Thu, 07 May 2015 12:49:03 +0800</pubDate>
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        <item>
            <title>Cleaning washing machine service</title>
            <link>http://forum.lowyat.net/topic/3561943</link>
            <description>I have a 10+ years old washing machine, which causes odor recently.&lt;br /&gt;&lt;br /&gt;I had tried to clean it with vinegar and soda powder, it doesn&amp;#39;t work very well.&lt;br /&gt;&lt;br /&gt;I realize I need someone help me to detach the washing machine components, and clean it thoroughly&lt;br /&gt;&lt;br /&gt;&lt;a href='http://doraemon0718.pixnet.net/blog/post/52997032-%E3%80%90%E7%94%9F%E6%B4%BB%E3%80%91%E5%8E%9F%E4%BE%86%E6%88%91%E5%AE%B6%E6%B4%97%E8%A1%A3%E6%A9%9F%E9%80%99%E9%BA%BC%E9%AB%92~%E8%AB%8B%E4%BA%BA%E5%88%B0%E5%BA%9C%E6%B8%85' target='_blank'&gt;http://doraemon0718.pixnet.net/blog/post/5...%BA%9C%E6%B8%85&lt;/a&gt;.&lt;br /&gt;&lt;br /&gt;I was wondering, is there anyone who provides this kind of service in puchong area?&lt;br /&gt;&lt;br /&gt;Thanks.&lt;br /&gt;&lt;br /&gt;</description>
            <author>yccheok</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sat, 25 Apr 2015 22:53:16 +0800</pubDate>
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            <title>Where to buy &amp;quot;Oral-B WHITE 7000 SmartSeries&amp;quot;</title>
            <link>http://forum.lowyat.net/topic/3549250</link>
            <description>I&amp;#39;m interested in the following product.&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.amazon.com/dp/B00P0HAS0U/ref=cm_sw_r_tw_dp_gUFkvb1YWC4Q6' target='_blank'&gt;http://www.amazon.com/dp/B00P0HAS0U/ref=cm...p_gUFkvb1YWC4Q6&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;But, I can&amp;#39;t find it in most of the stores I went.&lt;br /&gt;&lt;br /&gt;I was wondering, you guys has any idea where I can get it? (Or, similar Oral-B product with similar features)&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>yccheok</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 12 Apr 2015 13:02:04 +0800</pubDate>
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        <item>
            <title>[WTB] Nexus 5 Screen Protector GLAS.tR NANO SLIM</title>
            <link>http://forum.lowyat.net/topic/3338982</link>
            <description>Hi, I looking for the following product &amp;quot;Nexus 5 Screen Protector GLAS.tR NANO SLIM&amp;quot;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.spigen.com/nexus-5-screen-protector-glas-tr-nano-slim.html' target='_blank'&gt;http://www.spigen.com/nexus-5-screen-prote...-nano-slim.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;I&amp;#39;m prefer seller who has physical shop around Selangor area, so that they can help me to install the screen protector.&lt;br /&gt;&lt;br /&gt;Thank you.&lt;br /&gt;Cheok</description>
            <author>yccheok</author>
            <category>Garage Sales Archive</category>
            <pubDate>Wed, 03 Sep 2014 19:10:04 +0800</pubDate>
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            <title>Clutch doesn&amp;#39;t lift up immediately when liftup leg</title>
            <link>http://forum.lowyat.net/topic/3293383</link>
            <description>I have a 10+ years old manual car (Kancil 850), still under a pretty good condition I would say.&lt;br /&gt;&lt;br /&gt;Recently, I feel its clutch, doesn&amp;#39;t perform quite well as expected.&lt;br /&gt;&lt;br /&gt;Usually, when I lift up my leg to release clutch, the clutch suppose to lift up immediately as well. I will feel like the clutch is &amp;quot;sticked&amp;quot; on your foot.&lt;br /&gt;&lt;br /&gt;Recently, when I lift up my leg to release clutch initially, I don&amp;#39;t feel like the clutch is being lift up immediately. My feeling is that, after rising up my foot says for 5cm, only the clutch will start to rise up.&lt;br /&gt;&lt;br /&gt;I was wondering, what could goes wrong with my clutch? As far as I could remember, I just changed my clutch system less than 2 years ago, it works well all the time.&lt;br /&gt;&lt;br /&gt;Will applying some oil, or lubricant on the &amp;quot;clutch outer joint&amp;quot; help?</description>
            <author>yccheok</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Fri, 18 Jul 2014 11:11:06 +0800</pubDate>
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            <title>Stock market widget</title>
            <link>http://forum.lowyat.net/topic/3191176</link>
            <description>If you are looking for a beautiful stock market widget, so that you can watch stock price without launching an app, you may want to consider the following : &lt;a href='https://play.google.com/store/apps/details?id=org.yccheok.jstock.gui' target='_blank'&gt;https://play.google.com/store/apps/details?...heok.jstock.gui&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;It comes with both holo dark &amp;amp; holo light design. This features is free too. However, other advanced non-widget features are paid feature.&lt;br /&gt;&lt;br /&gt;Holo dark design - &lt;img src='http://i.imgur.com/k4JMhB4.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Holo light design - &lt;img src='http://i.imgur.com/CWBLDf0.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Thanks you.&lt;br /&gt;&lt;br /&gt;Disclaim : I&amp;#39;m the author of this app</description>
            <author>yccheok</author>
            <category>Android</category>
            <pubDate>Sat, 12 Apr 2014 17:15:41 +0800</pubDate>
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            <title>Stock market widget</title>
            <link>http://forum.lowyat.net/topic/3191175</link>
            <description>If you are looking for a beautiful stock market widget, so that you can watch stock price without launching an app, you may want to consider the following : &lt;a href='https://play.google.com/store/apps/details?id=org.yccheok.jstock.gui' target='_blank'&gt;https://play.google.com/store/apps/details?...heok.jstock.gui&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;It comes with both holo dark &amp;amp; holo light design. This features is free too. However, other advanced non-widget features are paid feature.&lt;br /&gt;&lt;br /&gt;Holo dark design - &lt;img src='http://i.imgur.com/k4JMhB4.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Holo light design - &lt;img src='http://i.imgur.com/CWBLDf0.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Thanks you.&lt;br /&gt;&lt;br /&gt;Disclaim : I&amp;#39;m the author of this app</description>
            <author>yccheok</author>
            <category>Stock Exchange</category>
            <pubDate>Sat, 12 Apr 2014 17:14:48 +0800</pubDate>
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        <item>
            <title>An Open Letter to MSWG (BJTOTO)</title>
            <link>http://forum.lowyat.net/topic/3065611</link>
            <description>Dear MSWG person in charge,&lt;br /&gt;&lt;br /&gt;I was wondering, what minority stock holder can do, to address the below matter?&lt;br /&gt;&lt;br /&gt;By referring to page 2, and page 10 Berjaya Sports Toto Berhad Q2 2013 quarterly report&lt;br /&gt;&lt;br /&gt;&lt;a href='http://announcements.bursamalaysia.com/EDMS/edmsweb.nsf/all/5810C9C705AA810248257C400035BD6A/&amp;#036;File/BTOTO%20Q2%20FYE2014.pdf' target='_blank'&gt;http://announcements.bursamalaysia.com/EDM...2%20FYE2014.pdf&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;For the quarter&lt;br /&gt;As compared to the previous year corresponding quarter ended 31 October 2012, the Group recorded a decrease in revenue and pre-tax profit of 4.6% and 20.8% respectively. The higher percentage decrease in pre-tax profit was mainly due to the corporate exercise expenses incurred pursuant to the proposed listing of STM Trust (which was aborted) in the current quarter under review. The drop in the Group&amp;#39;s pre-tax profit would be 8.9% should the corporate exercise expenses be excluded.&lt;br /&gt;&lt;br /&gt;To find out how much is spent for corporate exercise expenses&lt;br /&gt;&lt;br /&gt;* All figures are in &amp;#39;000&lt;br /&gt;&lt;br /&gt;127,827 (Q2 2013)&lt;br /&gt;161,451 (Q2 2012) (-20.8%)&lt;br /&gt;&lt;br /&gt;If corporate exercise expenses be excluded.&lt;br /&gt;&lt;br /&gt;147,082 (Q2 2013)&lt;br /&gt;161,451 (Q2 2012) (-8.9%)&lt;br /&gt;&lt;br /&gt;corporate exercise expenses = 19,255 (In &amp;#39;000)&lt;br /&gt;&lt;br /&gt;Even without spending RM19,255,000, we can definitely find out Singapore Stock Market is not suitable for dual listing in early stage.&lt;br /&gt;&lt;br /&gt;So, why we need to spend RM19,255,000 to learn this simple lesson? Isn&amp;#39;t there is something fishy behind?&lt;br /&gt;&lt;br /&gt;I feel the entire transaction is lack of transparency? May I know, what action minority shareholders can take, to get the above question answered?&lt;br /&gt;&lt;br /&gt;Thanks.&lt;br /&gt;Cheok</description>
            <author>yccheok</author>
            <category>Stock Exchange</category>
            <pubDate>Sat, 14 Dec 2013 13:48:45 +0800</pubDate>
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            <title>Is there any &amp;quot;cat catching&amp;quot; service in Malaysia?</title>
            <link>http://forum.lowyat.net/topic/3026014</link>
            <description>salam everyone, i had a friend&amp;#39;s cat, who tried to hide himself inside a deep drain. my security guard tried to help me to catch the cat. however, maybe the cat is frighten. he attacked and bite the guard. &lt;br /&gt;&lt;br /&gt;i was wondering, is there any good way that i can capture the frightening cat, without hurting myself? is there any &amp;quot;cat catching&amp;quot; service in malaysia? can bomba help, so that human and cat both will be safe? &lt;br /&gt;&lt;br /&gt;thx&amp;#33;</description>
            <author>yccheok</author>
            <category>Pets Wonderland</category>
            <pubDate>Mon, 11 Nov 2013 03:06:18 +0800</pubDate>
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            <title>JStock Buffett</title>
            <link>http://forum.lowyat.net/topic/2943019</link>
            <description>JStock Buffet is a virtual stock investment platform to copy investment patterns from experts.&lt;br /&gt;&lt;br /&gt;You can know what local experts are currently buying and selling. Follow them to invest and profit from stock market. &lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/u2JqHgf.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Work is still in progress. However, if you are interested, you may subscribe to &lt;a href='http://jstock.launchrock.com/' target='_blank'&gt;http://jstock.launchrock.com/&lt;/a&gt;</description>
            <author>yccheok</author>
            <category>Stock Exchange</category>
            <pubDate>Sat, 31 Aug 2013 17:49:57 +0800</pubDate>
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        <item>
            <title>JStock Android</title>
            <link>http://forum.lowyat.net/topic/2854527</link>
            <description>If you like to check for stock price through your mobile phone every 5 minutes, do consider to give JStock Android a try &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt; It&amp;#39;s a very beautiful app, and we know you will love it &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt; (Note : This is not a free app. It is a freemium app. This means, you are free to try out certain features. You may later consider to upgrade it, if you are happy with it)&lt;br /&gt;&lt;br /&gt;&lt;a href='https://play.google.com/store/apps/details?id=org.yccheok.jstock.gui' target='_blank'&gt;https://play.google.com/store/apps/details?...heok.jstock.gui&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/Yrti9eT.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/BmuizxF.png' border='0' alt='user posted image' /&gt;</description>
            <author>yccheok</author>
            <category>Stock Exchange</category>
            <pubDate>Wed, 19 Jun 2013 04:18:00 +0800</pubDate>
        </item>
        <item>
            <title>Unsubscribe RM3 digi internet prepaid</title>
            <link>http://forum.lowyat.net/topic/2790639</link>
            <description>I&amp;#39;m refering to &lt;a href='http://forum.lowyat.net/topic/2590835/all' target='_blank'&gt;http://forum.lowyat.net/topic/2590835/all&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;I use *116# and I get the following screen.&lt;br /&gt;&lt;br /&gt;First, I get this page&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/hkYya83.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;I choose 1. Then I get this page&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/hb0d7BY.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;There are no unsubscribe option. If I choose 99. I will get&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/vxPMO8W.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Any idea on how can I unsubscribe from this plan?&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>yccheok</author>
            <category>Networks and Broadband</category>
            <pubDate>Sat, 27 Apr 2013 17:51:36 +0800</pubDate>
        </item>
        <item>
            <title>Avoid/ Reduce 30% Withholding US dividend tax</title>
            <link>http://forum.lowyat.net/topic/2645007</link>
            <description>When I received US dividend, I realized I was being taxed 30% for US dividend withholding tax.&lt;br /&gt;&lt;br /&gt;When I registered foreign share trading account with my brokerage firm, I do fill up &lt;a href='http://www.irs.gov/pub/irs-pdf/fw8ben.pdf' target='_blank'&gt;W-8BEN Form&lt;/a&gt; to show that I&amp;#39;m not US person.&lt;br /&gt;&lt;br /&gt;However, according to my brokerage firm, I still need to be taxed 30% and cannot claim back.&lt;br /&gt;&lt;br /&gt;I was wondering, whether you all encounter same situation as I do? Is there any other ways, to avoid/reduce this 30% dividend tax?&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>yccheok</author>
            <category>Stock Exchange</category>
            <pubDate>Thu, 27 Dec 2012 22:19:44 +0800</pubDate>
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