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        <title>Lowyat.NET: Latest topics by tonyhawks20</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 30 Jun 2026 06:42:03 +0800</lastBuildDate>
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        <item>
            <title>Drilling into Solid Surface</title>
            <link>http://forum.lowyat.net/topic/5476294</link>
            <description>Hi all, I’m planning a DIY change of our kitchen faucet, however this will be the first time I’m drilling into a solid surface counter top.&lt;br /&gt;&lt;br /&gt;What is the ideal drill bit for the faucet hole drilling?&lt;br /&gt;Will a standard stainless steel holesaw be sufficient to drill through solid surface?&lt;br /&gt;&lt;br /&gt;Thanks in advance&amp;#33;</description>
            <author>tonyhawks20</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Fri, 16 Aug 2024 10:49:08 +0800</pubDate>
        </item>
        <item>
            <title>Collecting maintenance fees before VP</title>
            <link>http://forum.lowyat.net/topic/5466180</link>
            <description>Hi all, been a while since I posted in Lowyat. I need advice on an issue I&amp;#39;m facing with a new condo I&amp;#39;m supposed to receive.&lt;br /&gt;&lt;br /&gt;Might be easier to lay it out in a timeline. Please excuse the long post.&lt;br /&gt;&lt;br /&gt;30 April 2024 - Condo developer supposedly sends out physical VP to my address, however I did not receive the letter as I was not present to receive the courier. Hence, I have no idea that the VP letter was sent out. (No notice or messages from courier company as well)&lt;br /&gt;24 May 2024 - Condo developer sends an email informing me that the VP letter has been sent out, email has an attachment of the softcopy VP letter. According to the letter, progressive billing for my unit is dated on 30 April 2024, and advanced maintenance fee invoice dated is at 30 May 2024. &lt;br /&gt;28 May 2024 - I reached out to banker to check whether my loan has been released to the developer (in order to collect our clearance letter and keys). Banker informed me that they have not received progressive billing from developer.&lt;br /&gt;26 June 2024 - I reached out to developer to check whether the billing has been sent out to the bank. Apparently the sales person forgot to send it out on 30 April 2024, they just sent it out on this day, almost 2 month after they&amp;#39;ve sent out the VP. &lt;br /&gt;28 June 2024 - Bank received billing and are releasing the money on this day.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;So I&amp;#39;ve tried to reach out to the developer multiple times to defer/postpone our advanced maintenance fees as there were several delays due to errors from their side. But they still insist that I need to pay the 3-month maintenance fees dated from 30 May onwards.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;In my SPA, in clause 27-2, it&amp;#39;s stated that delivery of VP should include handing over of keys. While in clause 19-1, it&amp;#39;s mentioned that the maintenance fees are charged only when I take possession of the VP.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/xBCcwI' target='_blank'&gt;&lt;img src='https://pictr.com/images/2024/06/28/xBCcwI.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/xBCeOr' target='_blank'&gt;&lt;img src='https://pictr.com/images/2024/06/28/xBCeOr.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;So I&amp;#39;d like to ask whether it&amp;#39;s still considered VP possession when the developer has not handed over the keys to me? And whether I can contest to defer the advance maintenance fees to a later date after I am offered the keys and clearance letter.&lt;br /&gt;&lt;br /&gt;Appreciate any useful advice, thanks&amp;#33;</description>
            <author>tonyhawks20</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Fri, 28 Jun 2024 21:56:53 +0800</pubDate>
        </item>
        <item>
            <title>Loan for studying in Singapore</title>
            <link>http://forum.lowyat.net/topic/753668</link>
            <description>I&amp;#39;ve applied for NTU in Sg but unfortunately my application was rejected.&lt;br /&gt;However I appealed and the officer in charge told me that if I wanted my application to&lt;br /&gt;be approved, den I would have to pay the full fees, ie I am not able to apply for tuition grant&lt;br /&gt;or tuition fee loan (TFL) there.&lt;br /&gt;Which means I would be paying over 20k SGD annually, which is a large sum to me.&lt;br /&gt;So does anyone know where else I could get a loan for studying there? &lt;br /&gt;Loans with reasonable interest rates of course (lower than most banks and for studying purposes)&lt;br /&gt; &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;  &lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>tonyhawks20</author>
            <category>Education Essentials</category>
            <pubDate>Tue, 29 Jul 2008 11:36:46 +0800</pubDate>
        </item>
        <item>
            <title>Windows Live Messenger Sign In prob</title>
            <link>http://forum.lowyat.net/topic/698433</link>
            <description>I cant seem to be able to sign in to my windows live msger&lt;br /&gt;since 3 days ago..&lt;br /&gt;And even if i succeed in signing in.. it&amp;#39;ll automatically dc a few minutes later.&lt;br /&gt;I&amp;#39;ve not done any updates or modifications to my msger within these few weeks.&lt;br /&gt;And my internet connection checked out fine too..&lt;br /&gt;I can sign in to my windows msger but not windows live msger.&lt;br /&gt;I&amp;#39;ve tried reinstalling but the prob&amp;#39;s still there..&lt;br /&gt; &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;screenshots below:&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('644bfb273ea3bee8756b6173b0d73d91')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;644bfb273ea3bee8756b6173b0d73d91&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://img338.imageshack.us/img338/4154/71444590tf0.jpg' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('75720f43ec7353d4f02b12e38e3897ab')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;75720f43ec7353d4f02b12e38e3897ab&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;&lt;img src='http://img215.imageshack.us/img215/7356/21124259wb6.jpg' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('e10f71d63acc58216cfe11756fd7e329')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;e10f71d63acc58216cfe11756fd7e329&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://img215.imageshack.us/img215/7177/61125797qa8.jpg' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;</description>
            <author>tonyhawks20</author>
            <category>Technical Support</category>
            <pubDate>Sat, 17 May 2008 12:41:22 +0800</pubDate>
        </item>
        <item>
            <title>astrophysics</title>
            <link>http://forum.lowyat.net/topic/637208</link>
            <description>could anyone giv me some info on this course?&lt;br /&gt;&lt;br /&gt;like is it available in degree?&lt;br /&gt;&lt;br /&gt;and which uni offers it.. be it overseas or local..&lt;br /&gt;&lt;br /&gt;P.S. i&amp;#39;ve searched tru most local and australian uni&amp;#39;s..&lt;br /&gt;       but they don&amp;#39;t offer this course  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>tonyhawks20</author>
            <category>Education Essentials</category>
            <pubDate>Sat, 23 Feb 2008 01:43:34 +0800</pubDate>
        </item>
        <item>
            <title>NUS application form</title>
            <link>http://forum.lowyat.net/topic/634757</link>
            <description>this is a part of the NUS application form&lt;br /&gt;anyone can tell me how to fill up the area indicated?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://img204.imageshack.us/img204/6581/71639454kz8.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;there&amp;#39;s no sample form in the NUS website&lt;br /&gt;so im not sure wad to fill in&lt;br /&gt;&lt;br /&gt;&lt;img src='http://img180.imageshack.us/img180/3353/43516528du5.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;i hav another prob here  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;wads the diference between AO/AS &amp;amp; A/Principle ??</description>
            <author>tonyhawks20</author>
            <category>Education Essentials</category>
            <pubDate>Tue, 19 Feb 2008 20:55:38 +0800</pubDate>
        </item>
        <item>
            <title>General Knowledge</title>
            <link>http://forum.lowyat.net/topic/632180</link>
            <description>education-wise, does general knowledge have any&lt;br /&gt;use at all?&lt;br /&gt;&lt;br /&gt;coz i&amp;#39;ve known a few people with absolutely&lt;br /&gt;0% general knowledge&lt;br /&gt;but they seem to be doin quite well in their studies. &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>tonyhawks20</author>
            <category>Education Essentials</category>
            <pubDate>Fri, 15 Feb 2008 19:54:11 +0800</pubDate>
        </item>
        <item>
            <title>chem or environmental engineering?</title>
            <link>http://forum.lowyat.net/topic/624479</link>
            <description>i m havin a hard time choosing between these two..&lt;br /&gt;could anyone tell me which is the better choice?&lt;br /&gt;job opportunity and/or income-wise</description>
            <author>tonyhawks20</author>
            <category>Education Essentials</category>
            <pubDate>Sat, 02 Feb 2008 00:15:02 +0800</pubDate>
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            <title>schlarships for university of queensland</title>
            <link>http://forum.lowyat.net/topic/623228</link>
            <description>im thinkin of takin engineering in UQ&lt;br /&gt;could anyone give me a reference abt any scholarships?&lt;br /&gt; &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>tonyhawks20</author>
            <category>Education Essentials</category>
            <pubDate>Thu, 31 Jan 2008 00:36:02 +0800</pubDate>
        </item>
        <item>
            <title>translating non-english certs to english</title>
            <link>http://forum.lowyat.net/topic/619770</link>
            <description>im applying for nus and im required to translate all my certs to english&lt;br /&gt;before sending them out.&lt;br /&gt;and i have a whole bunch of certs in BM&lt;br /&gt;anyone have any idea how or who do i need to go to&lt;br /&gt;for translation?</description>
            <author>tonyhawks20</author>
            <category>Education Essentials</category>
            <pubDate>Sat, 26 Jan 2008 02:51:42 +0800</pubDate>
        </item>
        <item>
            <title>scholarships from private companies</title>
            <link>http://forum.lowyat.net/topic/617570</link>
            <description>im looking for scholarships from private companies&lt;br /&gt;to study overseas.&lt;br /&gt;currently my headings are to either s&amp;#39;pore or australia&lt;br /&gt;and im looking to take chem engineering&lt;br /&gt;any recommendations?</description>
            <author>tonyhawks20</author>
            <category>Education Essentials</category>
            <pubDate>Wed, 23 Jan 2008 00:11:13 +0800</pubDate>
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