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        <title>Lowyat.NET: Latest topics by tery_pm</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 01 Nov 2026 21:24:43 +0800</lastBuildDate>
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            <title>Housing, Shop &amp;amp; Factory loan borrower&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/596487</link>
            <description>Hihi.. For all the Housing, Shop and Factory owner OR people who are plan to own one of these in future also pay attention at here.&lt;br /&gt;I believe mostly people who own one of these asset are borrow loan from BANK.&lt;br /&gt;&lt;br /&gt;Allow me to ask you all some question;&lt;br /&gt;&lt;br /&gt;-Do you know UNKNOWINGLY Refinancing a WRONG Loan Package Could End Up Throwing Away Thousands of Extra Dollars in Interests to Your Mortgage Lender? &lt;br /&gt;&lt;br /&gt;How come some of the people have already pay so much end up still cant settle off the mortgage debt.&lt;br /&gt;They need to pay it back for 30 years and frankly it is really a long long time.&lt;br /&gt;Some still cant even settle it off eventhough they had RETIRE at 56+ ages.&lt;br /&gt;They need to use there EPF money for settle it off and make them have lesser money for their retirement fund.&lt;br /&gt;These make them need to work very hard, keep on saving money, dont wan to spend it for anything  just because wan to pay off the debt, they just end up for just working in their life.&lt;br /&gt;These make most of people FEAR of owning a single house. &lt;br /&gt;I BELIEVE THIS IS REALLY NOT THER LIFE THAT WE ALL WANT TO HAVE&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;BUT why there are still have many people still can afford to have more than 1 property and still can enjoy there life and also can happy retire at early age?&lt;br /&gt;These is because they have plan and they know the way to settle the debt off by using proper way.&lt;br /&gt;I hope that i can share my idea to you all and it can really help you all to fullfill the dreams in life.&lt;br /&gt;U all can email to me and so that i can email some info to u all.&lt;br /&gt;&lt;br /&gt;PLAN FOR TOMORROW AND LIVE FOR TODAY EVERYONE&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;Tery Lui, &lt;br /&gt;email = tery_pm@yahoo.com</description>
            <author>tery_pm</author>
            <category>Property Talk</category>
            <pubDate>Sun, 23 Dec 2007 14:27:02 +0800</pubDate>
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        <item>
            <title>Save First? Spend First?</title>
            <link>http://forum.lowyat.net/topic/486047</link>
            <description>Halo everyone, i am a newbie here. &lt;br /&gt;This is my first topic started at here. Eventhough this topic is very common to everyone n i&amp;#39;m sure u all will also know how to answer. Just wanna to hear the answer from u all, and is better give ur points of view about the answer u all chosen base on ur real circumstances.&lt;br /&gt;&lt;br /&gt;Just give u an idea about the answer i would like to know. &lt;br /&gt;a) Do u really save first? Then save at where? Why u wan save there? What can u get from there? and so on.................&lt;br /&gt;&lt;br /&gt;b) Do u really spend first? Then spend at where? Why u spend there?(For the basic expenses no need elaborate too much la, coz is understandable)  What can u get from there? and so on............&lt;br /&gt; &lt;br /&gt;Hope we all can share some idea at here and be secure ourself in future. Please support me. Thanks.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Tery</description>
            <author>tery_pm</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 10 Jul 2007 18:10:16 +0800</pubDate>
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