Car recommendation for student

WannaDoBetter — Sun, 02 Jul 2023 13:28:04 +0800

Hey guys, I am a Year 2 uni student in mainland Penang studying far away from my home state. My family only has one car so i cant drive it to my uni. I work part time on weekends as I have to support myself and I get no allowance from my family (B40 background so not well off). Not having a car is really inconvenient for me as this means I would have to rely on public bus (their bus routes has so many stops so it is very slow - for context, a mere 10km distance from place A to B would take me around 40 mins to 1 hour average using bus and dont even mention the bus schedule 40 - 60 mins per bus). I am also not a huge fan of ehailing services like Grab/AirAsia/Indrive etc as i feel like im paying alot just to go to a certain place and then have to pay for trip back also (roughly RM10 one way?)

I have been thinking of getting a car so that

Have more opportunities for work (instead of just working promoter jobs which is typical part time for students, I can apply for roving jobs which pays higher usually ... plus my uni has something called student cab where students can offer to drive other students to locations for a fee - basically Grab but without getting sucked of commision)

Able to drive to travel around and explore places. Having no car really restricts such activities.

Been thinking of getting the new Axia E (RM22000) and from what i know, after booking the car still takes around 6-12 months for it to arrive due to long waiting line. I will be going for my internship around this time next year so would also need a car to get to work (dont feel like its good to still rely on public transport solely when i get internship or a full time job in future)

Have also thought of getting a secondhand car but my family disagree strongly because they said repair cost for secondhand cars are not worth it, if unlucky the car may have serious issues. Been looking at Saga (around RM8-10k) or Viva (6k-8k).

My concern is the maintainence cost, fuel efficiency and reliability. For loan if new car, i would ask my family member to apply since I do not have pay slips yet and I will pay the monthly instalments myself ... else secondhand would be cash i guess. I have calculated the cost for Axia E and it is manageable still with roughly RM300+ monthly (loan 5 years at 3.5% rate [pls advise me the current rate if im wrong] if i put RM5000 as downpayment. Also, Axia E has low specs so no radio, central locking and lousy rims. Would probably install tablet + camera , central locking and get better rims + tyres which would set me back around RM1000 + RM600?( not sure about central lock price) + rims and tyres (RM600 i guess)

Is it better if I get the new Axia E or a secondhand car or would you guys advise to not get a car at all given my circumstances ? I do have some money saved up over the years of working part time.

-- Bike is out of the question as I do not know how to ride and prefer metal covering my body
TLDR; Uni student thinking of buy car? New Axia E or secondhand or dont buy at all better?

Not financially well off can still date girl?

WannaDoBetter — Wed, 01 Feb 2023 19:25:46 +0800

Hi all, always read posts here but never had the urge to create a new account until now as I really wanted to get feedback from yall. Would appreciate your views as I think mostly all older than me

I am a single university student age (age 22) and dont come from a good financial background family (single parented and B40), I dont get allowance from family at all and cover my own expenses (makan, clothes, hostel etc) . Recently, I have been envious of my other friends as they all seem to be able to get girlfriend. It is funny because when I ask them how much they have in their savings/bank, most of them laugh and tell me almost nothing (mostly all below RM5000). Me on the other hand has been working part time while studying since after high school and managed to save up almost 50k and put the money into FD and some into trying out investments such as crypto (gatal haha I know its high risk) . My aim is to hopefully buy a landed house (and car) when I come out working in another 2 to 3 years time, thats why I wanna save up the money and use it as downpayment later on.

However, I am also at that age where I feel like if I dont find a girlfriend now and build stable relationship , I will have a very hard time looking for one in the future when I am already out working .... since most girls I meet now in uni that I find attractive are either already taken or have many other guys chasing her. Now, for the guys who are chasing the available girls, they all seem to have better financial capability than me ( as in they have a car to drive around , get allowance from fathermother that they can afford to spend on girls to buy gifts, etc). I dont have a car in uni as I study quite far from my hometown and my family only have one car. If I do get a gf and pay for ALL dating expenses(like food, tickets, grab for dating) as then I would be left with no extra money for savings. If your advise is to find a girl who is willing to pay some in a rs, sure its possible but the highly coveted girls are less likely to do so( as why should she choose me when other guys can easily pay for everything). I have asked my girl-friends if their bf pays for all the dating expenses and they said yes (mind you, we are from same age brackets). Girls now no longer want to be with a guy because of feelings, they also look for financial stability in a guy.

What should I do ? Poor people dont deserve love?

Do I diedie get a gf and have little to no money to save for future ( and potentially get a good wife who goes through thick and thin with me)
OR
yolo focus on saving, while potentially miss out on the prime dating pool (come out working time, the good ones all already committed in stable rs and married)

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Car recommendation for student

Not financially well off can still date girl?