http://forum.lowyat.net/ Sat, 06 Jun 2026 01:57:51 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/5312910 RENT-TO-OWN pros:<br />1. More affordable housing. Only pay 3 months rental deposit (~2%) instead of 10% of house price<br />2. Gives you more time to save up money for down payment while renting<br />3. Move in first and see if you like the property before buying<br />4. Lock-in property price at minimal capital appreciation<br />5. Refundable deposit - can use for down payment later <br /><br />RENT-TO-OWN cons:<br />1. You don&#39;t own the property yet<br />2. Missing your rental payment can cause forfeit in your savings and deposit<br />3. A drop in property prices means you could be buying at a more expensive price as per agreement. Wat_Eva_Lah Property Talk Tue, 27 Sep 2022 09:47:47 +0800