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        <title>Lowyat.NET: Latest topics by whereisthecat</title>
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        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 20 Jul 2026 06:16:55 +0800</lastBuildDate>
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            <title>WTA: Penang Freehold or Leasehold landed better?</title>
            <link>http://forum.lowyat.net/topic/5311725</link>
            <description>After much house-hunting and viewings appointments, there is a choice to buy&lt;br /&gt;&lt;br /&gt;Leasehold 750K (52 years left)&lt;br /&gt;&lt;br /&gt;or&lt;br /&gt;&lt;br /&gt;Freehold 1.1mil &lt;br /&gt;&lt;br /&gt;In Bayan Baru area. For own stay (plus near to workplace). Double-storey terrace with renovation done. Both built around same time, similar size. &lt;br /&gt;Is the freehold status worth the extra &amp;#036;&amp;#036;?&lt;br /&gt;&lt;br /&gt;Agents tell me leasehold is ok, can extend or even convert in the future, and a lot of units in the taman, so it would be political suicide if gov take back.. but I&amp;#39;m not sure if they&amp;#39;re just trying to make a sale.&lt;br /&gt;If I stay in it for 15 years and then sell, banks won&amp;#39;t likely to approve loan for 37 years leasehold house for next buyer right?&lt;br /&gt;&lt;br /&gt;Need help from sifus.</description>
            <author>whereisthecat</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Thu, 22 Sep 2022 17:43:34 +0800</pubDate>
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