Lowyat.NET: Latest topics by takeshikitamura

Top Dividend Stocks on Bursa Malaysia for Passive

takeshikitamura — Fri, 27 Dec 2024 16:24:49 +0800

Share insights on stocks with strong dividend performance and whether they’re worth considering for investors.

Buy Now, Pay Later (BNPL): Helping or Hurting Mala

takeshikitamura — Fri, 27 Dec 2024 16:24:16 +0800

Analyze the impact of BNPL services on consumers' spending habits and financial health.

Family Office Boom: Why the Rich Are Setting Up in

takeshikitamura — Fri, 27 Dec 2024 16:23:41 +0800

Discuss the rise of family offices in Malaysia and neighboring countries, and what it means for wealth management and investments.

How to Survive Malaysia's Rising Cost of Living

takeshikitamura — Fri, 27 Dec 2024 16:23:12 +0800

Practical tips for budgeting, cost-cutting, and finding new sources of income amidst economic challenges.

2024 Highest Car Resales Value

takeshikitamura — Wed, 07 Feb 2024 14:59:10 +0800

Predicting specific car resale values in the future can be challenging, as it depends on various factors such as market trends, economic conditions, and changes in consumer preferences. However, based on historical trends and the reputation of certain models, the Toyota Hilux has indeed been known for its relatively low depreciation and high resale value.

Your experience with the Hilux aligns with its reputation for durability and demand in specific regions like Sabah and Sarawak. To get the most accurate and up-to-date information for 2024, it's recommended to check recent market reports, resale value studies, and trends in the automotive industry. Keep an eye on models with a reputation for retaining value and meeting the demands of the market.
Predicting specific car resale values in the future can be challenging, as it depends on various factors such as market trends, economic conditions, and changes in consumer preferences. However, based on historical trends and the reputation of certain models, the Toyota Hilux has indeed been known for its relatively low depreciation and high resale value.

Your experience with the Hilux aligns with its reputation for durability and demand in specific regions like Sabah and Sarawak. To get the most accurate and up-to-date information for 2024, it's recommended to check recent market reports, resale value studies, and trends in the automotive industry. Keep an eye on models with a reputation for retaining value and meeting the demands of the market.

Phd/DBA in Malaysia, Brunei and Singapore

takeshikitamura — Wed, 07 Feb 2024 14:56:48 +0800

I'm mulling over whether to dive into a Ph.D. or roll with a DBA. I get that Ph.D. is more about the academic vibes, while DBA is like the corporate ninja version. But here's the kicker – why is DBA throwing a bigger price tag compared to Ph.D.? Any correlation with the market demand, you think?

Now, picture this: I'm eyeing it from the employer's seat, especially in the finance scene in Malaysia. How much street cred does a Ph.D. or DBA carry here? And what about our neighbors in Singapore and Brunei – is the game different there?

I've got this inkling that either of these degrees could be my golden ticket for a post-retirement consulting gig or a safety net in the education arena. My brain's buzzing with ideas, but I'm itching to hear your take on this. What do you reckon about the whole Ph.D. vs. DBA saga?

Module 6,7, 9 and 10

takeshikitamura — Wed, 07 Feb 2024 14:50:37 +0800

As a certified financial planner and a fully licensed premier banker, my friend suggested that I consider enrolling in modules 6 and 7, along with modules 9 and 10. I'm uncertain about the potential added value these modules might bring to my career. Do you have any insights or thoughts on this?As a certified financial planner and a fully licensed premier banker, my friend suggested that I consider enrolling in modules 6 and 7, along with modules 9 and 10. I'm uncertain about the potential added value these modules might bring to my career. Do you have any insights or thoughts on this?

Unraveling Market Makers: Profits and Liquidity in

takeshikitamura — Tue, 19 Dec 2023 11:06:08 +0800

How do market makers (MMs) profit in both primary and secondary markets, particularly as market makers for ETFs in Malaysia? While I grasp the concept of MMs enhancing market liquidity, I'm curious about the practical aspects of bid and offer prices. Can someone provide a more hands-on explanation of this process?

Clarification Needed: Understanding Differences Be

takeshikitamura — Tue, 19 Dec 2023 11:03:10 +0800

Could someone clarify the distinctions between investing through a remisier in Malaysia versus investing directly with a Participating Dealer (PD), also known as a broker? I've heard that investing directly with a PD may require a significant capital, whereas with a remisier, you can start with a lower amount. Additionally, what are the differences between opening an account at Bursa and investing independently with a lower entry? Isn't opening your own account at Bursa also a form of investing through your preferred broker? How does this differ from dealing with a PD, considering both also require a CDS account? I find this aspect quite confusing and would appreciate some clarification.

Nintendo Switch OLED: Worth the extra cost over th

takeshikitamura — Wed, 06 Dec 2023 09:03:53 +0800

I'm thinking about buying a new Nintendo Switch, but I'm not sure whether to get the original Switch or the new OLED model. The OLED model is more expensive, but it has a better screen and a few other new features. Is it worth the extra cost? What about the selling value at secondary market, compared to PS5 & XBOX?

I'm not too concerned about having the latest graphics or the most powerful hardware.

What do you guys think? Is the OLED model worth the extra money, or is the original Switch still a good option for casual gamers?

Thanks for your help!

OMAD for weight loss: Effective or healthy?

takeshikitamura — Wed, 06 Dec 2023 09:00:20 +0800

I've been hearing a lot about the one meal a day (OMAD) diet lately, and I'm curious to know more about it. I saw that the KKM (Kementerian Kesihatan Malaysia) says that losing 2kg to 4kg of weight is normal, but I'm wondering if OMAD is a healthy way to achieve this.

Has anyone here tried OMAD? If so, what were your experiences? Did you lose weight? Did you notice any changes to your health or energy levels?

I'm also interested in knowing if there are any risks associated with OMAD. I've heard that it can lead to muscle loss, nutrient deficiencies, and even eating disorders.

Overall, I'm on the fence about OMAD. I'm curious to know more about it, but I'm also concerned about the potential risks.

I'd love to hear from anyone who has experience with OMAD, or who has any knowledge about its effectiveness or safety.

Thanks in advance!

Career Progression AVP, SAVP, VP, SVP

takeshikitamura — Thu, 16 Nov 2023 14:43:52 +0800

I'm curious, is having AVP at the age of 28-29 is considered too young and not qualify?

Admiral Residences Kota Laksamana

takeshikitamura — Thu, 16 Nov 2023 14:30:24 +0800

HI. Im from KL and wanted to buy a condo at Melaka. What do you guys think on this property "Admiral Residences Kota Laksamana"? is this a good investment since its situated at jonker street? rental yield? resell in 10 years time?

Airpod Pro

takeshikitamura — Tue, 14 Nov 2023 14:15:22 +0800

Is Airpod pro 1st gen, fixable if there is an issue with cracking sounds produced from the ear tip? its kinda annoying, especially when walking or moving. there is a cracking sounds

Macbook Air 2020

takeshikitamura — Tue, 14 Nov 2023 14:12:49 +0800

How do i improve my macbook air 2020 performance? Can I upgrade the hardware, and if so, what's the risk? I have been using it for years and now it started to slow down in performance

Bnagsar South

takeshikitamura — Tue, 14 Nov 2023 14:09:21 +0800

In Bangsar South (Kerinchi), which property has the best yield / rental income? What do you think of KL Gateway?

Santa Claus Rally

takeshikitamura — Thu, 09 Nov 2023 16:33:13 +0800

Santa Claus Rally is a common phrase used to determine the rise in stock market prices from the end of December until the New Year. The prime intention of this rally is to pump the equity prices during the Christmas season.

Is there Santa Claus Rally in Malaysia? or its only applicable in US Market?

Pembantu rumah wanted

takeshikitamura — Thu, 09 Nov 2023 15:58:03 +0800

HI. I'm looking for a maid in KL/Selangor. Any idea on how much should i pay? Min pay RM1500? what should be the work arrangement looks like? agency? law? passport with work visa? scheduling? I prefer if he/she stays at the house, and clean all other houses as well (when needed)

Seeking a Japanese Language Partner: Tutoring and

takeshikitamura — Thu, 09 Nov 2023 08:57:31 +0800

Hey folks! 👋

So, here's the deal—I'm Japanese but could really use a cool cat to shoot the breeze with and help me level up my Japanese game. 🇯🇵

Not really vibing with the whole formal JLPT N1-N5 scene, ya know? Let's keep it chill, no pressure. If you're someone who can sling Japanese like a pro and wants to join me on this language adventure, hit me up! 🚀

Whether you're a tutor, a language whiz, or just someone who loves a good chat, let's keep it profesh yet laid-back.

Shoot me a message if you're down for some rad Japanese convos. Excited to find the perfect language amigo! 🌟