http://forum.lowyat.net/ Thu, 09 Jul 2026 09:01:07 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/5270949 Hi everyone good afternoon.<br /><br />The ccris update to the BNM, usually the category for personal loan will be updated on every 15th of the month ?<br /><br />As I have saw that all my credit cards outstanding have already been updated.<br /><br /><a href='https://pictr.com/image/BJOGYD' target='_blank'><img src='https://pictr.com/images/2022/05/12/BJOGYD.md.jpg' border='0' alt='user posted image' /></a> fennikaov Serious Kopitiam Thu, 12 May 2022 16:40:33 +0800 http://forum.lowyat.net/topic/5264393 Hi everyone good morning. <br /> <br />If I am going to apply a bank loan for housing, usually the bank will look at the total outstanding amount, or the limit/installment amount for DSR calculation ? <br /> <br /><a href='https://pictr.com/image/BvEB7U' target='_blank'><a href='https://pictr.com/images/2022/04/20/BvEB7U.md.jpg' target='_blank'>https://pictr.com/images/2022/04/20/BvEB7U.md.jpg</a> </a> <br /> <br />For my case here, I will early settle the personal loan to avoid the bad scoring, any other portion that I can improve to make the DSR more better when applying a housing bank loan? fennikaov Serious Kopitiam Wed, 20 Apr 2022 10:05:07 +0800