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        <title>Lowyat.NET: Latest topics by Willy225</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 09 Jul 2026 01:56:08 +0800</lastBuildDate>
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        <item>
            <title>Proton X70/X50</title>
            <link>http://forum.lowyat.net/topic/5413512</link>
            <description>Sent my car today to one of the Proton Service Centre, there came a SA promoted their x70 &amp;amp; x50 model. When I asked if there is any major issues between these models and he/she said minor yes, but not major&lt;br /&gt;&lt;br /&gt;After that, the technician called to test my car with him, so I asked him if x70 or x50 is a good option for my next car, he told me his honest opinion, if really want to buy Proton, buy the real Proton models and avoid any rebadged especially x70, x50 and S90 as all these models comes with major engine or gearbox issues. &lt;br /&gt;&lt;br /&gt;Any x70, x50 owners here? Any comments?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 13 Oct 2023 12:50:22 +0800</pubDate>
        </item>
        <item>
            <title>CIMB Mortgage Loan Interest Rate</title>
            <link>http://forum.lowyat.net/topic/5411690</link>
            <description>CIMB Home Flexi with 4.10% interest rate, is it a good deal?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 05 Oct 2023 11:15:17 +0800</pubDate>
        </item>
        <item>
            <title>Guocoland Rawang</title>
            <link>http://forum.lowyat.net/topic/5407924</link>
            <description>Anyone purchased or have any thought about Guocoland latest launch of Blooming at Rawang?&lt;br /&gt;What will be your opinion in purchasing it?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 16 Sep 2023 20:33:32 +0800</pubDate>
        </item>
        <item>
            <title>Rawang Developers</title>
            <link>http://forum.lowyat.net/topic/5405106</link>
            <description>1. Hong Bee Land&lt;br /&gt;2. Guocoland&lt;br /&gt;3. Mah Sing&lt;br /&gt;4. Glomac&lt;br /&gt;&lt;br /&gt;Who is the I won’t be saying excellent, but satisfactory developer in Rawang?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 04 Sep 2023 23:09:04 +0800</pubDate>
        </item>
        <item>
            <title>Sekatan Kepentingan Tanah</title>
            <link>http://forum.lowyat.net/topic/5396646</link>
            <description>Anyone have any idea on what does it mean by ‘Sekatan Kepentingan Tanah’ and it is stated in grant as ‘Tanah ini tidak boleh dijual/dipindah milik/dipajak tanpa persetujuan Pihak Berkuasa Negeri’?&lt;br /&gt;The land status is a freehold.</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 29 Jul 2023 08:14:12 +0800</pubDate>
        </item>
        <item>
            <title>Strata Title Landed</title>
            <link>http://forum.lowyat.net/topic/5391359</link>
            <description>Hi guys, Landed Strata means we are not the owner of the land is it? We are just sharing the land with other owners? So in our grant, there won’t be individual lot number?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 06 Jul 2023 11:37:59 +0800</pubDate>
        </item>
        <item>
            <title>Strata or Individual for Landed?</title>
            <link>http://forum.lowyat.net/topic/5390067</link>
            <description>Hi guys, strata or individual title better for Landed home?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 30 Jun 2023 16:33:50 +0800</pubDate>
        </item>
        <item>
            <title>Blooming vs M Panora Rawang? Which one is better?</title>
            <link>http://forum.lowyat.net/topic/5390059</link>
            <description>Hi guys, Blooming bs M Panora at Rawang, which one is better and why?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 30 Jun 2023 16:15:44 +0800</pubDate>
        </item>
        <item>
            <title>Sunway Artessa &amp;amp; Emerald 9</title>
            <link>http://forum.lowyat.net/topic/5369282</link>
            <description>Recently I surveyed Sunway Artessa (Wangsa Maju) and Emerald 9 at Cheras. &lt;br /&gt;&lt;br /&gt;Emerald 9 is kinda far from KL City Centre and it’s using Selangor address whereas Artessa is just 5km from city centre.&lt;br /&gt;&lt;br /&gt;Price of this both properties are nearly the same where Artessa is 721k (1109sqf) emerald 9 is 720k (1052sqf).&lt;br /&gt;&lt;br /&gt;Both are freehold where Artessa if fully residential and emerald 9 is commercial under HDA.&lt;br /&gt;&lt;br /&gt;What’s your thought?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 02 Apr 2023 08:19:39 +0800</pubDate>
        </item>
        <item>
            <title>Empire Damansara is another failure township?</title>
            <link>http://forum.lowyat.net/topic/5367819</link>
            <description>Empire Damansara is another failure township?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 27 Mar 2023 22:36:45 +0800</pubDate>
        </item>
        <item>
            <title>Landed Freehold Subsale SS8</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Kopitiam</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>The Era Residence Worth Buying?</title>
            <link>http://forum.lowyat.net/topic/5367208</link>
            <description>Hi guys, I am not a scammer or property agent ya. Just a person surveying for properties at KL where wanted to buy one. I am visiting those sites and sales gallery as well as need your opinion as well as originally I am not from KL/Selangor. So please don’t report my post 😢😕&lt;br /&gt;&lt;br /&gt;Previously I went to Minest Residence at Sentul and yesterday went to The Era at Segambut.&lt;br /&gt;&lt;br /&gt;Both are freehold but the difference is one is residential land (Minest) and Era is Commercial land. The Era is slightly high in the price per sqft but location looks good.&lt;br /&gt;&lt;br /&gt;Need your opinion on this guys.</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 25 Mar 2023 11:10:12 +0800</pubDate>
        </item>
        <item>
            <title>Landed Freehold Subsale SS8</title>
            <link>http://forum.lowyat.net/topic/5366715</link>
            <description>Hi guys, freehold landed at SS8 PJ for 700k. Good deal? Its a subsale unit, 30-40 years old…</description>
            <author>Willy225</author>
            <category>Property For Sale</category>
            <pubDate>Thu, 23 Mar 2023 14:15:55 +0800</pubDate>
        </item>
        <item>
            <title>Condominium (KL) vs Landed (Outside KL)</title>
            <link>http://forum.lowyat.net/topic/5365758</link>
            <description>Recently I surveyed 2 types of properties, 1 is condominium at KL (Sentul) and another one is Landed at Selangor (Kajang/Rawang). Which one will be good choice?&lt;br /&gt;&lt;br /&gt;Condominium 700k&lt;br /&gt;Landed 650 - 750k</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 20 Mar 2023 16:09:45 +0800</pubDate>
        </item>
        <item>
            <title>Bank Loan Interest Rates</title>
            <link>http://forum.lowyat.net/topic/5364886</link>
            <description>I. Bank A Base Rate (Variable) 2.75 + Bank Rate (Fixed) 1.00 &lt;br /&gt;&lt;br /&gt;II. Bank B Base Rate (Variable) 3.50 + Bank Rate (Fixed) 0.35&lt;br /&gt;&lt;br /&gt;Which one sounds good and lowest Bank Rate better or lowest base rate better?&lt;br /&gt;&lt;br /&gt;Any experts here?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 17 Mar 2023 08:50:51 +0800</pubDate>
        </item>
        <item>
            <title>MRTA vs MLTA which one better?</title>
            <link>http://forum.lowyat.net/topic/5364758</link>
            <description>MRTA vs MLTA, which one is better? Discuss</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 16 Mar 2023 17:29:21 +0800</pubDate>
        </item>
        <item>
            <title>Mortgage Loan Interest 3.75% UOB</title>
            <link>http://forum.lowyat.net/topic/5364669</link>
            <description>Hi guys, mortgage loan UOB 3.75% good rate?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 16 Mar 2023 13:11:23 +0800</pubDate>
        </item>
        <item>
            <title>Platinum Victory Workmanship Quality</title>
            <link>http://forum.lowyat.net/topic/5364347</link>
            <description>Hi guys, what’s your thought on Platinum Victory workmanship quality? Does it meets the property price?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 15 Mar 2023 12:48:28 +0800</pubDate>
        </item>
        <item>
            <title>EPF paid better dividends from some Mutual Funds</title>
            <link>http://forum.lowyat.net/topic/5362089</link>
            <description>I have noticed that EPF is paying better dividend than other mutual funds. What’s your opinion guys?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 07 Mar 2023 10:29:00 +0800</pubDate>
        </item>
        <item>
            <title>Minest Residence Sentul worth to buy?</title>
            <link>http://forum.lowyat.net/topic/5361597</link>
            <description>Hi guys, is it worth buying the Minest Condo? If yes, why? and if no means why?</description>
            <author>Willy225</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 05 Mar 2023 12:45:07 +0800</pubDate>
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