Lowyat.NET: Latest topics by Janice Man

Fixed Rate Housing Loan

Janice Man — Mon, 19 May 2025 16:02:57 +0800

Promotion Housing Loan Fixed 5 years is back !
4.05% first 5 years

Residential only*

Advantages:
1/ your installment is fixed for 1st 5 years, so you can manage your expenses more accurately
2/ if interest rate goes up, your installment remains the same

call 0193413915 now!

Prestigious Embassy Row Condo in KL

Janice Man — Thu, 27 Mar 2025 09:48:03 +0800

Skyline Embassy is a distinguished residential development located along the prestigious Embassy Row on Jalan Ampang in Kuala Lumpur. This freehold property epitomizes luxury living, offering residents a harmonious blend of opulent interiors, strategic location, and top-tier amenities.

Prime Location

Strategically situated within Kuala Lumpur's Golden Triangle, Skyline Embassy provides unparalleled connectivity and accessibility. Residents benefit from proximity to major highways such as DUKE, AKLEH, MEX, Smart Tunnel, and Middle Ring Road 2 (MRR2), facilitating seamless travel throughout the city. Public transportation options are abundant, with Ampang Park LRT Station just 350 meters away and Ampang Park MRT Station approximately 600 meters distant.

Luxurious Living Spaces

The development offers a variety of unit layouts, with built-up sizes ranging from 521 sq.ft. to 976 sq.ft., catering to diverse lifestyle needs. Select units feature twin-key options, providing flexibility for multi-generational living or rental opportunities. Each residence is meticulously crafted with high-quality finishes, ensuring an ambiance of sophistication and comfort.

Exclusive Amenities

Skyline Embassy boasts an array of premium facilities designed to enhance the living experience. Residents have exclusive access to lifestyle terraces and sky facilities, offering breathtaking views of Kuala Lumpur's cityscape and the lush greenery of the Royal Selangor Golf Club. The development also emphasizes security with a multi-tier vigilant system, ensuring peace of mind for its inhabitants.

Proximity to Essential Services

The development's location ensures that top-notch healthcare services, wellness facilities, and premier educational institutions are within easy reach, providing residents with convenience and peace of mind.
PropertyGuru Malaysia

Investment Potential

Positioned in a highly sought-after area, Skyline Embassy presents a compelling investment opportunity. Its proximity to key landmarks, including KLCC, which is just 950 meters away, enhances its appeal to both local and international investors seeking properties with strong appreciation potential.

In summary, Skyline Embassy stands as a beacon of premier living in Kuala Lumpur, seamlessly integrating luxury, convenience, and strategic location to offer an unparalleled residential experience

call 01120662824

Forest Hill Damansara Condominium from RM608k

Janice Man — Wed, 26 Mar 2025 19:23:15 +0800

FULL RESIDENTIAL TITLE @ PJ DAMANSARA
3 to 4 rooms layout
950 - 1550 sqft
2 car parks onwards (all side by side)
Partly Furnish.

Low Density, Premium Living Price as low as RM608k only

• 5km to 1 Utama Shopping Mall
• 6km to The Curve, IKEA
• 7km to Desa Park City, Arkadia

Spacious layout with balcony & yard

• 5 star Facilties with EV CHARGING & SKY
FACILITIES
• Top workmanship
• Speed Ram car park

Hurry now to grab it !

Freehold Alora Residences Subang Jaya

Janice Man — Sat, 15 Mar 2025 15:31:46 +0800

3&4 Bedrooms
Partly & fully furnish package
Ready end 2027

Deposit RM500 only
Price from RM598k

In a world overwhelmed by urban chaos, a new lifestyle is emerging—where nature, sustainability, and intelligent living converge.
Alora is the answer for the modern, discerning individual seeking a sanctuary that goes beyond just a home.
Nestled within a master-planned, freehold development in Subang Jaya,
Alora offers a seamless blend of stylish design and mindful living
perfectly aligned with the aspirations of a well-connected and affluent community.

Alora redefines urban living by extending the experience beyond four walls. Thoughtfully designed facilities, lush greenery, and community-centric spaces create a lifestyle destination that nurtures both body and soul.
As the final parcel of land within Avenue 25, its launch marks a rare opportunity for capital appreciation and an elevated way of life.

From the sophisticated grand lobby to a curated retail area featuring global and local brands, convenience and elegance are at every turn.
Each residence, ranging from 923 to 1,042 sq ft, is crafted for comfort, functionality, and inspiration
—with open layouts, optimal airflow, and sustainability at its core.
Alora isn’t just a place to live—it’s a conscious choice to thrive in harmony with nature,
in a community that values well-being, connection, and purposeful living.

KL property for rent

Janice Man — Mon, 10 Mar 2025 10:39:36 +0800

total only 230 units low density condo for rent
1km to MITEC
2km to Publika
3KM to Hartamas
4km to Mont Kiara
10km to KLCC

3 rooms 2 bathrooms
4 aircons + washing machine + built in kitchen cabinet (partly furnished)

for rent RM 2300/ month

降低房贷利率2025

Janice Man — Wed, 05 Feb 2025 17:46:56 +0800

💰 马来西亚房贷再融资，无需搬迁成本！💰

想要降低房贷利率、减少月供或释放额外现金？现在是时候考虑房贷再融资！✅ 零搬迁成本，让您安心享受更好的贷款方案！

📌 再融资的好处：
✔ 降低房贷利率，减少利息支出
✔ 减少月供压力，提高现金流
✔ 提取额外现金，用于投资、装修或其他财务需求
✔ 延长贷款期限，减轻财务负担
✔ 无需搬迁，继续住在您的舒适家园

🏡 适合谁？
🔹 现有房贷利率高的房主
🔹 需要额外资金周转的业主
🔹 希望减轻月供压力的人

📞 现在联系我，免费咨询！让我们帮您找到最合适的再融资方案，无压力、无隐藏费用、无搬迁成本！

📊 真实案例：客户如何通过再融资省钱？
🏡 房贷情况：
🔹 贷款余额：RM700,000
🔹 剩余期限：25年
🔹 原利率：5.0%
🔹 再融资新利率：4.2%

💡 每月供款对比

贷款方案旧贷款（5.0%）新贷款（4.2%）
每月供款 RM4,093 RM3,777
每月节省 - RM316
25年总节省 - RM94,800 💰
✅ 每月省 RM316，25年内省下近 RM95,000！这些钱可以用于投资、孩子教育、旅行或其他财务规划。

☎ WhatsApp / 电话：+60193413915 Rachel

refinance zero moving cost 2025

Janice Man — Tue, 04 Feb 2025 15:01:52 +0800

Scenario:

Original Loan Amount: RM 500,000
Original Loan Term: 30 years
Original Interest Rate: 4.8%
Remaining Loan Term: 25 years (Assumed you has been paying for 5 years)
New Interest Rate (Refinanced): 4.15%
Refinancing Costs: RM 0

Let's compare the original loan with the refinanced loan to determine the savings.
there are no refinancing costs

1. Original Loan (Remaining Portion):

Remaining Loan Amount: Assuming approximately RM 460,000 remaining after 5 years.
[/I]This is an estimate and should be verified with the loan statement.[I]
Monthly Payment (Original): Approximately RM 2,650+-

2. Refinanced Loan: RM 460,000

New Loan Amount: RM 460,000 (Remaining balance - no added costs)
New Loan Term: 25 years (or the remaining original term)
New Interest Rate: 4.15%
Monthly Payment (Refinanced): Approximately RM 2,450 +-

3. Savings:

Monthly Payment Savings: RM 200 (RM 2,650 - RM 2,450) (Estimated)

total interest paid on the remaining portion of the original loan would have been RM 300,000+-,
and the total interest paid on the refinanced loan is RM 250,000+-

Total Interest Savings: RM 50,000
Key Advantage (No Refinancing Costs):

With no refinancing costs, Any reduction in interest rate will result in savings.
You immediately benefits from the lower monthly payment and the substantial long-term interest savings.

contact Rachel 0193413915 now