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        <title>Lowyat.NET: Latest topics by whatizlife</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 04 Jul 2026 18:07:14 +0800</lastBuildDate>
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        <item>
            <title>Career advise needed</title>
            <link>http://forum.lowyat.net/topic/5548600</link>
            <description>&lt;b&gt;Bank A (Shared Service) - AVP - Salary 10k - might stay back late sometimes&lt;br /&gt;&lt;br /&gt;Bank B (International Bank)- Manager - Salary 11k - more structured, rarely stay back&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;30 years old this year. yes im a job hopper, planning to jump after 2-3 years. &lt;br /&gt;&lt;br /&gt;Should take which 1 if u were me? get title or money first?</description>
            <author>whatizlife</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 08 Dec 2025 20:04:49 +0800</pubDate>
        </item>
        <item>
            <title>closed</title>
            <link>http://forum.lowyat.net/topic/5548598</link>
            <description>-----------</description>
            <author>whatizlife</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 08 Dec 2025 19:46:15 +0800</pubDate>
        </item>
        <item>
            <title>Question about EPF 2 account withdrawal</title>
            <link>http://forum.lowyat.net/topic/5520590</link>
            <description>Hi purchased my property and withdrew using &amp;quot;buy/build house&amp;quot; option  2 years ago &lt;br /&gt;&lt;br /&gt;now i want to withdraw to my personal saving acc. which 1 should i choose?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/x8cjxf' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/04/27/x8cjxf.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>whatizlife</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Sun, 27 Apr 2025 20:32:44 +0800</pubDate>
        </item>
        <item>
            <title>Question about EPF 2 account withdrawal</title>
            <link>http://forum.lowyat.net/topic/5520589</link>
            <description>Hi purchased my property and withdrew using &amp;quot;buy/build house&amp;quot; option  2 years ago &lt;br /&gt;&lt;br /&gt;now i want to withdraw to my personal saving acc. which 1 should i choose?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/x8cjxf' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/04/27/x8cjxf.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>whatizlife</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 27 Apr 2025 20:31:21 +0800</pubDate>
        </item>
        <item>
            <title>closed</title>
            <link>http://forum.lowyat.net/topic/5520440</link>
            <description>closed</description>
            <author>whatizlife</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Sat, 26 Apr 2025 15:37:38 +0800</pubDate>
        </item>
        <item>
            <title>How many times i can Withdraw EPF acc 2?</title>
            <link>http://forum.lowyat.net/topic/5520428</link>
            <description>I withdrew my 1st withdrawal for first house renovation last 2 year.&lt;br /&gt;&lt;br /&gt;can i withdraw again now ? need it for renovation same house . not new purchase</description>
            <author>whatizlife</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 26 Apr 2025 14:44:48 +0800</pubDate>
        </item>
        <item>
            <title>-----------</title>
            <link>http://forum.lowyat.net/topic/5463499</link>
            <description>---------------</description>
            <author>whatizlife</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 15 Jun 2024 10:40:56 +0800</pubDate>
        </item>
        <item>
            <title>closed</title>
            <link>http://forum.lowyat.net/topic/5459349</link>
            <description>closed</description>
            <author>whatizlife</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 24 May 2024 18:16:12 +0800</pubDate>
        </item>
        <item>
            <title>-------------</title>
            <link>http://forum.lowyat.net/topic/5455412</link>
            <description>I j----------------------</description>
            <author>whatizlife</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 04 May 2024 15:24:38 +0800</pubDate>
        </item>
        <item>
            <title>Submission &amp;amp; payment for tax</title>
            <link>http://forum.lowyat.net/topic/5454430</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;submitted my tax today and saw the payment due date is on 15 July.&lt;br /&gt;&lt;br /&gt;does that mean i can pay before 15 July? or payment must be made with submission of tax together before 30 april also?&lt;br /&gt;</description>
            <author>whatizlife</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 29 Apr 2024 13:53:27 +0800</pubDate>
        </item>
        <item>
            <title>CLOSED</title>
            <link>http://forum.lowyat.net/topic/5450225</link>
            <description>CLOSED</description>
            <author>whatizlife</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sat, 06 Apr 2024 22:34:24 +0800</pubDate>
        </item>
        <item>
            <title>What % increment do you receive at ur new job?</title>
            <link>http://forum.lowyat.net/topic/5388913</link>
            <description>What % increment do you receive at ur new job? what&amp;#39;s the largest u ever saw?&lt;br /&gt;&lt;br /&gt;me 2years exp, base 5k and received 20% offer only when jump ship = 6k base. but i have been getting around 5500~5800 monthly depending got work on weekend or not&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;considered kena lowballed?</description>
            <author>whatizlife</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 25 Jun 2023 16:05:55 +0800</pubDate>
        </item>
        <item>
            <title>Sh3ll/Petr0nas staff yearly increment</title>
            <link>http://forum.lowyat.net/topic/5388780</link>
            <description>I heard O&amp;amp;G industry like Prtr0nas/Sh3ll staffs getting minimum 10% yearly increment(not promotion),  is it real?</description>
            <author>whatizlife</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sat, 24 Jun 2023 20:31:22 +0800</pubDate>
        </item>
        <item>
            <title>Standard Chartered GBS Band Grade</title>
            <link>http://forum.lowyat.net/topic/5388035</link>
            <description>HI all&lt;br /&gt;&lt;br /&gt;What is the Team lead/assistant manager/Manager band in Standard Chartered Bank? &lt;br /&gt; &lt;br /&gt;&lt;br /&gt;got interview this coming friday and ask about thee band with HR  but they all are based  on india n seem a bit confuse with the band grade in Malaysia &lt;br /&gt;&lt;br /&gt;so wan to ask here&lt;br /&gt;&lt;br /&gt;Band 9A is Team lead?&lt;br /&gt;Band 8B/8A is Associate manager or Assistant manager?&lt;br /&gt;&lt;br /&gt;correct?</description>
            <author>whatizlife</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 21 Jun 2023 17:23:04 +0800</pubDate>
        </item>
        <item>
            <title>Promotion %</title>
            <link>http://forum.lowyat.net/topic/5274107</link>
            <description>what are the normal promotion rate normally we will get?&lt;br /&gt;&lt;br /&gt;I am from 3500 - 3930 (Promoted) which is around 14%. Normal or got lowballed? &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>whatizlife</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sun, 22 May 2022 20:59:51 +0800</pubDate>
        </item>
        <item>
            <title>what is the minimum % increment when u</title>
            <link>http://forum.lowyat.net/topic/5248721</link>
            <description>what is the typical minimum % increment when u get promoted in a same comapny?&lt;br /&gt;&lt;br /&gt;currently working in working in MNC industry&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Current salary, 4k, not sure possible to get at least 25% raise or not? targeting 5k &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>whatizlife</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 03 Mar 2022 15:17:02 +0800</pubDate>
        </item>
        <item>
            <title>closed</title>
            <link>http://forum.lowyat.net/topic/5239452</link>
            <description>closed</description>
            <author>whatizlife</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 04 Feb 2022 20:21:00 +0800</pubDate>
        </item>
        <item>
            <title>Sabah or Penang state have better development</title>
            <link>http://forum.lowyat.net/topic/5238397</link>
            <description>Sabah KK or Penang state have better development? other than KL, which state do you think they have better development?&lt;br /&gt;&lt;br /&gt;friend thinking to invest a property over there</description>
            <author>whatizlife</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 31 Jan 2022 13:33:31 +0800</pubDate>
        </item>
        <item>
            <title>Increment 3.5%</title>
            <link>http://forum.lowyat.net/topic/5235176</link>
            <description>Joined this company on may last year and putting quite a lot effort. And received 3% increment. Is that normal?&lt;br /&gt;&lt;br /&gt;Industry Working in US MNC&lt;br /&gt;&lt;br /&gt;Basic 4k+</description>
            <author>whatizlife</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 20 Jan 2022 11:37:35 +0800</pubDate>
        </item>
        <item>
            <title>-</title>
            <link>http://forum.lowyat.net/topic/5212655</link>
            <description>----------------------</description>
            <author>whatizlife</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 05 Nov 2021 11:34:54 +0800</pubDate>
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