<?xml version="1.0" encoding="utf-8"?>
<!-- generator="FeedCreator 1.7.2" -->
<rss version="2.0">
    <channel>
        <title>Lowyat.NET: Latest topics by chupapi_munyayo</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 07 Jun 2026 02:19:29 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Fire insurance</title>
            <link>http://forum.lowyat.net/topic/5560503</link>
            <description>Anyone buying fire insurance for fully paid property?&lt;br /&gt;I’m looking at Etiqa Home Owner Insurance&lt;br /&gt;&lt;br /&gt;I know those property still under mortgage, bank required you to buy their basic fire insurance to cover their own interest</description>
            <author>chupapi_munyayo</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 06 Apr 2026 12:38:31 +0800</pubDate>
        </item>
        <item>
            <title>madani xde save them</title>
            <link>http://forum.lowyat.net/topic/5557267</link>
            <description>&lt;a href='https://pictr.com/image/xFJ44g' target='_blank'&gt;&lt;img src='https://pictr.com/images/2026/03/06/xFJ44g.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.facebook.com/steve.ooi.284872' target='_blank'&gt;https://www.facebook.com/steve.ooi.284872&lt;/a&gt;&lt;br /&gt;</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 06 Mar 2026 11:58:15 +0800</pubDate>
        </item>
        <item>
            <title>RIP in advance</title>
            <link>http://forum.lowyat.net/topic/5550720</link>
            <description>Man arrested at Woodlands Checkpoint with over 3kg of cannabis and 1.7kg of Ice&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/xT9fWv' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/12/30/xT9fWv.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;SINGAPORE – A 39-year-old man was arrested for attempted drug smuggling after he was found with more than 3kg of cannabis and 1.7kg of Ice at Woodlands Checkpoint on Dec 22.&lt;br /&gt;&lt;br /&gt;Under the Misuse of Drugs Act, those who import or export more than 250g of methamphetamine or 500g of cannabis may face the death penalty. Ice is another name for methamphetamine.&lt;br /&gt;&lt;br /&gt;In a joint statement on Dec 29, the Central Narcotics Bureau and the Immigration and Checkpoints Authority (ICA) said the Malaysian man had been referred for enhanced checks at Woodlands Checkpoint on the evening of Dec 22, based on information from ICA’s Integrated Targeting Centre.&lt;br /&gt;&lt;br /&gt;The centre uses advance traveller information and data analytics to identify high-risk travellers before they arrive in Singapore.&lt;br /&gt;&lt;br /&gt;A total of seven bundles, believed to contain controlled drugs, were found after the man was subjected to checks. The bundles contained 3,272g of cannabis and 1,709g of Ice, according to the joint statement.&lt;br /&gt;&lt;br /&gt;The drugs seized were worth more than &amp;#036;237,000 and could feed the addiction of about 1,440 abusers for a week, the authorities added.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.straitstimes.com/singapore/courts-crime/man-arrested-at-woodlands-checkpoint-after-found-with-over-3kg-of-cannabis-1-7kg-of-ice' target='_blank'&gt;sauce&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;die 7 times baru enough&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/xT9CO1' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/12/30/xT9CO1.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 30 Dec 2025 15:10:53 +0800</pubDate>
        </item>
        <item>
            <title>sarawak laksa</title>
            <link>http://forum.lowyat.net/topic/5549251</link>
            <description>&lt;a href='https://pictr.com/image/xTHrl1' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/12/15/xTHrl1.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 15 Dec 2025 16:43:53 +0800</pubDate>
        </item>
        <item>
            <title>Etiqa</title>
            <link>http://forum.lowyat.net/topic/5548836</link>
            <description>anyone experience need to reset password each time when u login Etiqa Malaysia&lt;br /&gt;now enter the same username the secret word also difference &lt;br /&gt;reset username, email also dont receive  &lt;!--emo&amp;:facepalm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 11 Dec 2025 09:19:46 +0800</pubDate>
        </item>
        <item>
            <title>Tenancy Agreement</title>
            <link>http://forum.lowyat.net/topic/5548664</link>
            <description>my landlord agent reminds me today about the 2nd year TA renewal&lt;br /&gt;&lt;br /&gt;remember 1st year he charged me RM350 TA and stamping fee&lt;br /&gt;but I dont even have the stamped copied TA&lt;br /&gt;&lt;br /&gt;so the RM350 he masuk pocket sendiri&lt;br /&gt;&lt;br /&gt;now this agent expecting another RM350 or maybe agent fee&lt;br /&gt;&lt;br /&gt;should i pay this fella?&lt;br /&gt;</description>
            <author>chupapi_munyayo</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 09 Dec 2025 13:26:06 +0800</pubDate>
        </item>
        <item>
            <title>Unauthorized CC Transactions</title>
            <link>http://forum.lowyat.net/topic/5546366</link>
            <description>&lt;a href='https://pictr.com/image/xC4P98' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/11/16/xC4P98.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/xCnsbX' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/11/16/xCnsbX.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Been using CC for over a decade never kena &lt;br /&gt;First time using Trip.com to book smtg &lt;br /&gt;Few days later CC kena already&lt;br /&gt;&lt;br /&gt;I already blocked my CC&lt;br /&gt;how do I file the refund claim from Tigerbank&lt;br /&gt;&lt;br /&gt;update:&lt;br /&gt;I have temp blocked the card, changed PW, redude all transaction limit to 0 or lowest &lt;br /&gt;also called the Maybank’s Fraud Hotline (24 hours a day): +603 5891 4744 to permanently block the card&lt;br /&gt;they will send the new card to home address &lt;br /&gt;but i still need to go to nearest branch to fill the dispute form to get the refund..</description>
            <author>chupapi_munyayo</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 16 Nov 2025 10:48:01 +0800</pubDate>
        </item>
        <item>
            <title>EVs car marker very confuse</title>
            <link>http://forum.lowyat.net/topic/5540265</link>
            <description>here ask ppl build factory to sell CKD EV car&lt;br /&gt;there reduce RON95 price&lt;br /&gt;people catch no ball  &lt;!--emo&amp;:confused:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/confused.gif' border='0' style='vertical-align:middle' alt='confused.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 22 Sep 2025 09:37:48 +0800</pubDate>
        </item>
        <item>
            <title>ecoworld Hi-Jau</title>
            <link>http://forum.lowyat.net/topic/5535554</link>
            <description>is this hijan west project just build next to Singtel &amp;amp; TM data center?&lt;br /&gt;Will it come to safety and health risks?</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 12 Aug 2025 11:26:53 +0800</pubDate>
        </item>
        <item>
            <title>my PC room set up</title>
            <link>http://forum.lowyat.net/topic/5531582</link>
            <description>before&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/xwChGZ' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/07/12/xwChGZ.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;After&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/xwCV7Y' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/07/12/xwCV7Y.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 12 Jul 2025 13:49:57 +0800</pubDate>
        </item>
        <item>
            <title>CTOS CHECK</title>
            <link>http://forum.lowyat.net/topic/5529782</link>
            <description>I know we can check other company CTOS&lt;br /&gt;but can we check potential tenant CTOS before deciding to rent my property to them?&lt;br /&gt;need to get their consent before that?&lt;br /&gt;&lt;br /&gt;</description>
            <author>chupapi_munyayo</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 30 Jun 2025 11:34:56 +0800</pubDate>
        </item>
        <item>
            <title>WhatsApp hacker/scammer</title>
            <link>http://forum.lowyat.net/topic/5518777</link>
            <description>&lt;a href='https://pictr.com/image/x4sxN2' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/04/16/x4sxN2.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Did you receive the same msg?&lt;br /&gt;Don’t click the link&lt;br /&gt;&lt;br /&gt;Sekian</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 16 Apr 2025 11:16:10 +0800</pubDate>
        </item>
        <item>
            <title>kesian namewee</title>
            <link>http://forum.lowyat.net/topic/5518714</link>
            <description>&lt;a href='https://pictr.com/image/x43X9f' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/04/15/x43X9f.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/x43Kb2' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/04/15/x43Kb2.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 15 Apr 2025 22:23:40 +0800</pubDate>
        </item>
        <item>
            <title>Natgate limit down</title>
            <link>http://forum.lowyat.net/topic/5511848</link>
            <description>&lt;a href='https://pictr.com/image/xV4Jhn' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/03/03/xV4Jhn.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Rip&lt;br /&gt;Msia curi curi sell Nvidia chip to China Deepseek??&lt;br /&gt;&lt;br /&gt;If confirm&lt;br /&gt;Trump: you are fired</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 03 Mar 2025 17:06:19 +0800</pubDate>
        </item>
        <item>
            <title>RFID</title>
            <link>http://forum.lowyat.net/topic/5510448</link>
            <description>Anyone tested before&lt;br /&gt;Installed rfid on the holder &lt;br /&gt;Then switch to another car&lt;br /&gt;Still can use n detect?&lt;br /&gt;Or must use new rfid&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/xLFEnu' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/02/23/xLFEnu.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 23 Feb 2025 14:35:45 +0800</pubDate>
        </item>
        <item>
            <title>Tenant got into trouble (update 21 feb 25)</title>
            <link>http://forum.lowyat.net/topic/5506197</link>
            <description>Rented my unit out for about 1year plus&lt;br /&gt;Tenant said rent for family, doing IT networking business&lt;br /&gt;He paying rent and utilities on time, utilities bill around RM7-800/mth&lt;br /&gt;&lt;br /&gt;Just received call from my neighbor saying polis come force in the door &lt;br /&gt;Said my tenant doing “salah” &lt;br /&gt;my tenant see polis come quickly close the door&lt;br /&gt;&lt;br /&gt;Anyone have this experience before?&lt;br /&gt;Do I need to go report polis or the mgmt office will call me?&lt;br /&gt;&lt;br /&gt;[update]&lt;br /&gt;&lt;br /&gt;i can confirm this fucking cibai tenant use my unit to do scam &lt;br /&gt;i dont know why the fuck didnt kena tangkap by polis like this one&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.thestar.com.my/news/nation/2025/02/20/over-40-foreigners-detained-in-raids-on-scam-call-centres' target='_blank'&gt;https://www.thestar.com.my/news/nation/2025...am-call-centres&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.msn.com/en-my/news/national/immigration-dept-raids-17-homes-linked-to-online-scam-syndicate/ar-AA1zpY3h' target='_blank'&gt;https://www.msn.com/en-my/news/national/imm...ate/ar-AA1zpY3h&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;only forced broke in my unit in and took their laptops&lt;br /&gt;all gaming table and chair line up together still telling me he not doing scam &lt;br /&gt;msia boleh&lt;br /&gt;&lt;br /&gt;so my agent helped me settle everything including moving all his rubbish out and cleaned the unit&lt;br /&gt;now pending the damaged door to be replaced&lt;br /&gt;although my agent will get the 1mth comm when find he found new tenant&lt;br /&gt;&lt;br /&gt;but i think should pay him for the effort he done for me&lt;br /&gt;how much should you think i should pay my agent</description>
            <author>chupapi_munyayo</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 25 Jan 2025 23:45:36 +0800</pubDate>
        </item>
        <item>
            <title>Sedan car</title>
            <link>http://forum.lowyat.net/topic/5504768</link>
            <description>deciding between this two&lt;br /&gt;&lt;br /&gt;Drove 320i LCI before, like the latest tech curve screen and driving experience &lt;br /&gt;&lt;br /&gt;Rare IS300 exterior is sick especially the front look, but too bad interior very outdated &lt;s&gt;no&lt;/s&gt; apple carplay android auto *SA just confirm it has but wired, not wireless* unless go aftermarket, optional features like 360cam, ventilation seat, Mark Levinson, etc, price could easily go between 270-300K+</description>
            <author>chupapi_munyayo</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Thu, 16 Jan 2025 07:00:35 +0800</pubDate>
        </item>
        <item>
            <title>Awas saman</title>
            <link>http://forum.lowyat.net/topic/5493472</link>
            <description>Anyone kena before&lt;br /&gt;Rm300?</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 09 Nov 2024 15:50:06 +0800</pubDate>
        </item>
        <item>
            <title>HDD/SSD</title>
            <link>http://forum.lowyat.net/topic/5486433</link>
            <description>Remember last year I bought 2TB M.2 SSD less than RM300&lt;br /&gt;1TB Sata 2.5 SSD RM130&lt;br /&gt;&lt;br /&gt;Now eyeing 4TB storage but price still high af</description>
            <author>chupapi_munyayo</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 02 Oct 2024 23:10:20 +0800</pubDate>
        </item>
        <item>
            <title>Property agent commission</title>
            <link>http://forum.lowyat.net/topic/5483723</link>
            <description>want to check now tenant n Landlord share 50/50 agent commission?&lt;br /&gt;&lt;br /&gt;But I pay 1 mth agent commission when I rent my unit out in Klang Valley last year</description>
            <author>chupapi_munyayo</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 20 Sep 2024 13:18:39 +0800</pubDate>
        </item>
    </channel>
</rss>
