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        <title>Lowyat.NET: Latest topics by NoNameSoldier</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 16 Apr 2026 11:31:12 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>US tells partners to honour tariff deals</title>
            <link>http://forum.lowyat.net/topic/5556042</link>
            <description>It seemed like the reciprocal tariff deals with many countries were a bait and switch as he knows very well it will shoot down by the supreme Court.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://theedgemalaysia.com/node/793575' target='_blank'&gt;https://theedgemalaysia.com/node/793575&lt;/a&gt;</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 23 Feb 2026 10:25:49 +0800</pubDate>
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            <title>The Much Ballyhooed &amp;#39;TARRIF&amp;#39; is Off</title>
            <link>http://forum.lowyat.net/topic/5555834</link>
            <description>Key Points&lt;br /&gt;The Supreme Court struck down a huge chunk of President Donald Trump’s far-reaching tariff agenda.&lt;br /&gt;&lt;br /&gt;The law that undergirds those import duties “does not authorize the President to impose tariffs,” the majority ruled six to three.&lt;br /&gt;&lt;br /&gt;Chief Justice John Roberts delivered the opinion of the court. Justices Clarence Thomas, Samuel Alito and Brett Kavanaugh dissented.</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 20 Feb 2026 23:30:44 +0800</pubDate>
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            <title>Top Corruption Buster</title>
            <link>http://forum.lowyat.net/topic/5555388</link>
            <description>If the top Corruption Buster want to get rich, he shouldn&amp;#39;t be whelming the top job of the commissioner.&lt;br /&gt;&lt;br /&gt;Should he want to become a shareholder of a listing company, he should then relinquish the post to be one. Not thick face with so call has followed the process.</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 15 Feb 2026 13:40:27 +0800</pubDate>
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            <title>Hahaha UNITED</title>
            <link>http://forum.lowyat.net/topic/5555308</link>
            <description>hahaha hahaha</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 14 Feb 2026 12:57:16 +0800</pubDate>
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            <title>KLSE trading day</title>
            <link>http://forum.lowyat.net/topic/5554189</link>
            <description>Eh, how come the KLSE open for trading on 3 Feb?? is today holiday or not a holiday</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 03 Feb 2026 12:20:21 +0800</pubDate>
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            <title>Asia Manufacturing Index</title>
            <link>http://forum.lowyat.net/topic/5552385</link>
            <description>Malaysia Number 2&amp;#33;&amp;#33;</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 15 Jan 2026 17:38:20 +0800</pubDate>
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            <title>Coke + Condensed Milk</title>
            <link>http://forum.lowyat.net/topic/5551186</link>
            <description>This special awesome moreish recipe is a must have drink mid Feb onwards ...&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;A Malaysian man caught the attention of netizens recently after sharing how he had both legs amputated due to severe diabetic complications. In a viral TikTok video, the man revealed that he was diagnosed with diabetes after his favourite sugary drink led to his diagnosis.</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 04 Jan 2026 12:19:30 +0800</pubDate>
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            <title>What AI says about your income?</title>
            <link>http://forum.lowyat.net/topic/5551133</link>
            <description>Yes, earning around RM226,680 annually (approx. &amp;#036;55,000 - &amp;#036;58,000 USD) is generally considered a very high income in Malaysia, placing you well into the top few percentiles, though &amp;quot;high income&amp;quot; depends on location and lifestyle; in the US, it&amp;#39;s a solid middle-to-upper-middle income, not necessarily &amp;quot;high&amp;quot; in expensive cities like NYC or SF, but substantial globally. &lt;br /&gt;1. Calculation:&lt;br /&gt;RM18,890 (monthly) x 12 (months) = RM226,680 per year. &lt;br /&gt;2. Conversion (Estimate - Rates Fluctuate):&lt;br /&gt;Using a rough rate of 1 MYR ≈ 0.24 USD (check current rates on XE), RM226,680 is roughly &amp;#036;54,400 USD; at 0.25 USD, it&amp;#39;s around &amp;#036;56,700 USD. &lt;br /&gt;3. High Income Assessment:&lt;br /&gt;In Malaysia: This income is very high, placing you in a significantly higher bracket than the average Malaysian earner, allowing for a very comfortable lifestyle, property ownership, and significant savings.&lt;br /&gt;In the US: While a good income, it&amp;#39;s not &amp;quot;high income&amp;quot; in major coastal cities (NYC, SF, LA), but it&amp;#39;s very comfortable in most other areas, offering substantial purchasing power. &lt;br /&gt;Conclusion:&lt;br /&gt;You are definitely a high earner in the Malaysian context, and you&amp;#39;d live very well in most places globally; in the US, it&amp;#39;s a strong upper-middle-class income, excellent but not ultra-wealthy in top-tier cities.</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 03 Jan 2026 20:13:04 +0800</pubDate>
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            <title>2025 Parti Paling Kotor</title>
            <link>http://forum.lowyat.net/topic/5550850</link>
            <description>adalah PeeEnd Pengkhianat&lt;br /&gt;&lt;br /&gt;Like that also can .. government form with out 5 exco members and no by-elections at the vacant kerusi as declared by the loud speaker</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 31 Dec 2025 20:05:46 +0800</pubDate>
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        <item>
            <title>High streets need a change</title>
            <link>http://forum.lowyat.net/topic/5550693</link>
            <description>high streets in Malaysia need a change to look like this and the sign board should do like this than the conventional bulky one</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 30 Dec 2025 11:57:52 +0800</pubDate>
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            <title>Mahmah sedih because</title>
            <link>http://forum.lowyat.net/topic/5550584</link>
            <description>she is saddened the public is ridicule her favourite hubby and family ..&lt;br /&gt;&lt;br /&gt;oh well, CAN I ADVISE YOU SOMETHING.... the rakyat are more saddened and frustrated when you and your favourite hubby ridicule the rakyat at the parliament last time and now wanting the rakyat to pay billions of ringgit losses out of nothing because of your family and hubby</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 29 Dec 2025 09:54:18 +0800</pubDate>
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            <title>TV from Telco</title>
            <link>http://forum.lowyat.net/topic/5548602</link>
            <description>are most TV contracted from Maxis can only last max 3 years?</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 08 Dec 2025 20:24:47 +0800</pubDate>
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            <title>DNB is a malaise</title>
            <link>http://forum.lowyat.net/topic/5545557</link>
            <description>who was the stupid that say Digital Nadional Berhad will not ever be receiving taxpayer money to fund its operation?&lt;br /&gt;&lt;br /&gt;just recently the MOF has Injected hundreds of million of ringgit into DNB after making heavy losses of over MYR1.2B in 2024.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;CIMB Investment Bank Bhd (CIMB Securities) has maintained its OVERWEIGHT call on the telecommunications sector, highlighting CelcomDigi Bhd (CDB) as a key beneficiary of post-merger synergies and sustained earnings growth.&lt;br /&gt;&lt;br /&gt;The research house reiterated its Buy call on CelcomDigi with a target price of RM4.25, projecting healthy earnings momentum in FY26–27 supported by accumulating cost savings and a strong rise in dividends alongside core earnings growth.&lt;br /&gt;&lt;br /&gt;CIMB Securities said sector fundamentals remain underpinned by improving operational efficiencies and stable demand, although financial challenges at Digital Nasional Bhd (DNB) continue to pose near-term risks. For FY24, DNB reported a net loss of RM1.21 billion, largely due to lower revenue recognition, and recorded a net cash outflow of RM799 million despite modest capital expenditure. Net debt stood at RM4.43 billion at end-FY24, including lease liabilities and vendor financing, against a negative EBITDA of RM484 million.&lt;br /&gt;&lt;br /&gt;The research firm noted that DNB has maxed out its RM1.5 billion revolving credit facility, which expires in November 2025, and is unable to secure new financing. To address liquidity constraints, CelcomDigi, Maxis, and YTL Power jointly provided RM350 million in non-interest-bearing shareholder advances (SHA) in mid-August 2025, with each contributing RM116.7 million, while the Ministry of Finance (MOF) injected an additional RM250 million funded via an existing shareholder loan.&lt;br /&gt;&lt;br /&gt;CIMB Securities said DNB’s restructuring efforts are ongoing, with the submission of a Revised Business Plan (RBP) under the Dual Network 5G Policy to the Malaysian Communications and Multimedia Commission (MCMC) in April 2025. The plan includes measures to improve financial viability and seeks government assistance through long-term soft loans.&lt;br /&gt;&lt;br /&gt;On October 29, the Minister of Communications issued a Ministerial Direction granting DNB 100 MHz of spectrum in the 3.3–3.4 GHz band and converting existing apparatus assignments in the 3.3–3.5 GHz and 700 MHz bands to spectrum assignments, which CIMB Securities said would lower DNB’s licence fee burden from RM100 million annually to RM100 million over 15 years.&lt;br /&gt;&lt;br /&gt;These measures, the research firm added, signal continued government support and align with DNB’s restructuring framework. CIMB Securities estimated DNB’s cash cost could fall to RM1.1 billion in FY26, down from RM1.3 billion in FY24, assuming reduced staff costs, licence fees, and interest charges if soft loans are provided.&lt;br /&gt;&lt;br /&gt;To cover operational expenses while limiting capital expenditure, 5G wholesale fees may need to average between RM270 million and RM290 million across the four access seekers, which the firm viewed as manageable.&lt;br /&gt;&lt;br /&gt;CIMB Securities said the MOF is also considering exercising its put option to divest its stake in DNB by the end of 2025. Should this proceed, CelcomDigi, Maxis, and YTL Power may each pay approximately RM328 million to acquire the government’s stake and existing shareholder loans.&lt;br /&gt;&lt;br /&gt;It projected that each telco would account for about 33.3% of DNB’s expected RM300 million net loss in FY26, which could reduce CelcomDigi’s and Maxis’s FY26 core net profit by 5% and 7%, respectively, though the impact would be non-cash in nature.</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 08 Nov 2025 15:58:01 +0800</pubDate>
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            <title>Smartphone ban at school is inevitable</title>
            <link>http://forum.lowyat.net/topic/5544515</link>
            <description>In his Arabic class last year, Emeka Forman recalls looking around the room and seeing every student looking down at their phones, sucked in by the algorithms of Instagram and TikTok videos. &lt;br /&gt;&lt;br /&gt;“The teacher was basically talking to a wall of phones,” Forman recalls.&lt;br /&gt;&lt;br /&gt;This year, for the first time, his high school banned devices. The change has been noticeable. Students are more engaged with what the teacher is saying. They’re having more conversations with each other. There are also fewer fights, which he attributes to students feeling more at ease.&lt;br /&gt;&lt;br /&gt;“The school climate has improved greatly,” says Forman, a junior at Wilbur Cross High School in New Haven, Connecticut. “You feel more connected to people.”&lt;br /&gt;&lt;br /&gt;It’s no secret that extensive screen time is bad for our health. Now, we’re in the early innings of a social experiment that could tell us whether going phone-free at school can improve the education and mental health of America’s youth.&lt;br /&gt;&lt;br /&gt;Last month, at the start of the academic year, New York joined the ranks of states requiring students, from kindergarten to high school, to put away their devices during the school day. More than half of states in the US now ban or limit cellphone use in schools, according to Ballotpedia.&lt;br /&gt;&lt;br /&gt;For the most part, parents agree with the restrictions. Almost three-quarters of US adults support banning phones for middle and high school students during class, according to a Pew Research Center survey in June. Some parents have pushed back, however, saying they want their kids to have phones during the school day to communicate with them. In New York and other states, there are exceptions to the bans, like if a student needs a phone for medical reasons, translating or as part of a special education plan. &lt;br /&gt;&lt;br /&gt;Teenagers spend an average of 1.5 hours each school day on their smartphones, according to a study published earlier this year in JAMA Pediatrics. One of the coauthors of the study, Lauren Hale, a professor at Stony Brook University in New York, predicted that limiting phones in schools will reduce students’ anxiety because they won’t be consumed with fear of missing out or not getting likes on their social media posts.&lt;br /&gt;&lt;br /&gt;How much this will improve students’ mental health isn’t clear. In one study, researchers in the UK compared students from schools where phone use is not permitted with those where it’s allowed. The researchers found no evidence that the restrictions improved students’ wellbeing.&lt;br /&gt;&lt;br /&gt;But there was a caveat: Kids who couldn’t use their phones during the school day made up for it by spending more time on their devices outside of school. The researchers said that schools should develop phone policies “as part a more holistic approach,” noting that frequent device use affects students’ sleep, physical activity and overall behavior.&lt;br /&gt;&lt;br /&gt;“If you remove the phones during school, you might see improved outcomes for learning, but maybe not for mental health because so much is happening during after-school and the evening hours,” Hale said.&lt;br /&gt;&lt;br /&gt;Forman’s school enforces its ban by requiring students to put their phone in pouch at the start of the day. The pouches can only be unlocked by a magnet given to students at the end of the day. As you can imagine, the ban was not initially popular with students. After announcing the policy at a school assembly last year, the principal was booed off stage, Forman said.&lt;br /&gt;&lt;br /&gt;Yet Forman said he’s more calm without his phone at school. He’s not waiting for another social media notification. There’s no Instagram video to make him sad or upset. He isn’t getting into disagreements with friends over text message. His classmates seem different, too. &lt;br /&gt;&lt;br /&gt;“When people aren’t on social media or texting all day, they don’t have as much to be mad about,” he said. “They are a lot more peaceful.”</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 28 Oct 2025 21:11:41 +0800</pubDate>
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            <title>US Air Force</title>
            <link>http://forum.lowyat.net/topic/5544292</link>
            <description>why are these two US Air Force circling around Malaysian airspace?</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 26 Oct 2025 20:52:44 +0800</pubDate>
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            <title>Air Force One at KLIA</title>
            <link>http://forum.lowyat.net/topic/5544210</link>
            <description>why no photos about the aircraft taken at KLIA??&lt;br /&gt;&lt;br /&gt;Thoughts there are many plane spotters out there</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 26 Oct 2025 10:24:45 +0800</pubDate>
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            <title>KLSE Bourse</title>
            <link>http://forum.lowyat.net/topic/5544065</link>
            <description>Why the KLCI never breach 2k mark? What causes it remain in the range of 1550 - 1620? &lt;br /&gt;&lt;br /&gt;Singapore’s SGX has already 4.5k in record high.</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 24 Oct 2025 20:53:25 +0800</pubDate>
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            <title>BREAKING: school stabbing jailed for life</title>
            <link>http://forum.lowyat.net/topic/5543832</link>
            <description>The 15-year-old killer of Harvey Willgoose has been sentenced at Sheffield Crown Court after stabbing his fellow student outside their school cafeteria in February. A judge has named Harvey&amp;#39;s killer for the first time today.</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 22 Oct 2025 22:58:09 +0800</pubDate>
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            <title>How to delete Google apps</title>
            <link>http://forum.lowyat.net/topic/5542771</link>
            <description>How to delete all the Google apps permanently that are preinstalled on the phone?</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 14 Oct 2025 08:45:44 +0800</pubDate>
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            <title>10GBPS broadband ...</title>
            <link>http://forum.lowyat.net/topic/5542494</link>
            <description>when will 10GBPS brandband be made available to Malaysian households and at under 50 a month?</description>
            <author>NoNameSoldier</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 11 Oct 2025 18:25:11 +0800</pubDate>
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