Lowyat.NET: Latest topics by baoying2886

Mortgage Loan

baoying2886 — Wed, 08 Dec 2021 16:39:24 +0800

I borrow a 300k housing loan included MRTA, and the bank already realised 60k to developer and payment of MRTA. Im wondering hows the calculation works. I have checked my loan amount in my online banking account, it was RM60,112 last week, then it becomes RM60,124 today. Can anyone explain to me what is the remaining amount for after deducted the 60k, is that my accumulated interest? Will it keep increasing everyday?

Mortgage Loan Enquiries

baoying2886 — Mon, 15 Nov 2021 21:36:57 +0800

My property is still under progress, and the bank just made the partial payment to the developer. In this case, I should just pay the progressive interest instead of full month instalment right ???

But I have being told that I have to start to pay full monthly instalment now, can anyone explain to me on this?

My chosen loan type is Term Loan.

Employment verification before purchase property

baoying2886 — Wed, 25 Aug 2021 12:32:31 +0800

I’m curious what kind of questions will the bank ask to my boss to verify my employment? I don’t feel like want to let my boss know i purchase property 😬

How Long does bank take to release money?

baoying2886 — Mon, 23 Aug 2021 22:27:24 +0800

I have signed SPA and LA last Monday and made the downpayment to developer last Wednesday. How long do they process and give me back the stamped copy of SPA and LA? and how long will the bank release the money to developer? As the project that I purchased already built until Stage 2C

Rumawip

baoying2886 — Sun, 22 Aug 2021 15:48:17 +0800

I have joint loan with my bf in one Rumawip property, but ownership is under him because Rumawip only allowed for one owner, can I still buy another Rumawip which is under my name?