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        <title>Lowyat.NET: Latest topics by accordvtec</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 13 Jul 2026 08:38:38 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>TIL: claim insurance, get excess fee on renewal</title>
            <link>http://forum.lowyat.net/topic/5560318</link>
            <description>So my doter didnt pull the hand break hard enough on honday siti and it slid then hit a van. very minor damage but the van is new and he wanted to claim insurance and we comply.&lt;br /&gt;fast forward to now, she got charged with rm1000 excess fee on insurance renewal. so not only she got saman rm300 and lose 55% ncd. she also got excess fee on renewal which will be lifted if no claim upon next renewal.&lt;br /&gt;No wonder some ppl die2 dont wana claim insurance lol.</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 04 Apr 2026 09:19:28 +0800</pubDate>
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            <title>Bank transaction missing</title>
            <link>http://forum.lowyat.net/topic/5555681</link>
            <description>Morning folks&amp;#33;&lt;br /&gt;So before cny, someone bought something from me on fb marketplace and paid rm500. i double checked the amount and it is reflected. however, i cannot do postage until im back in malaysia.&lt;br /&gt;yesterday, he told me his dad was hospitalized and needed the money and ask me to refund him and im ok with it.&lt;br /&gt;this morning before i do refund, i double check the amount and i couldnt find the transaction. seems like the amount has been clawed back by the bank?&lt;br /&gt;&lt;br /&gt;anyone experience something like this before?</description>
            <author>accordvtec</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 19 Feb 2026 09:44:45 +0800</pubDate>
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            <title>need help with skyworth gn630v</title>
            <link>http://forum.lowyat.net/topic/5539205</link>
            <description>Hi all,&lt;br /&gt;all these while im having a reliable LAN but after the unifi change my plan and &amp;quot;upgrade&amp;quot; my router to this skyworth GN630V, everything went haywired.&lt;br /&gt;&lt;br /&gt;xiaomi router doesnt have VLAN setting, thus in my previous setup, i use TM router for pppoe then connect LAN2 to WAN of xiaomi and set to obtain internet via DHCP IP. it has been working well but not with this skyworth box.&lt;br /&gt;&lt;br /&gt;i connect the skyworth&amp;#39;s LAN1/WAN to WAN of xiaomi but it just wont get any IP from the skyworth. i tried connecting LAN1/WAN to laptop and it can get DHCP IP.&lt;br /&gt;i also tried connecting LAN2/3/4 to WAN of xiaomi but none work.&lt;br /&gt;&lt;br /&gt;Any idea what went wrong? hopefully any sifu can give me some guidance.</description>
            <author>accordvtec</author>
            <category>Networks and Broadband</category>
            <pubDate>Fri, 12 Sep 2025 16:35:06 +0800</pubDate>
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            <title>cannot claim due to no report</title>
            <link>http://forum.lowyat.net/topic/5537205</link>
            <description>Damn, few weeks ago got 1 aunty didnt stop at junction and i run into her car&amp;#39;s rear bumper.&lt;br /&gt;the result out say is her fault but i cannot claim due to section 52 coz she didnt report.&lt;br /&gt;end up makan sendiri. is this some sohai loophole that can prevent ppl from claiming their insurance??&lt;br /&gt;what are the repercussions for her not reporting? how is it fair to the victim?&lt;br /&gt;&lt;br /&gt;anthonyloke must resign&amp;#33;</description>
            <author>accordvtec</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 26 Aug 2025 11:35:49 +0800</pubDate>
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            <title>Stuck in sunway pyramid for 1hr</title>
            <link>http://forum.lowyat.net/topic/5531631</link>
            <description>who dafuq think it is a good idea to do bon odori festival at sunway pyramid area?? not jammed enough???</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 12 Jul 2025 22:19:36 +0800</pubDate>
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            <title>dap to rescind the rule about getting a title</title>
            <link>http://forum.lowyat.net/topic/5514034</link>
            <description>[YOUTUBE]_DO-zQWYpIU[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;Honestly, im quite sad as i think this rule is one thing that differentiates dap from other political parties.&lt;br /&gt;what with the &amp;quot;if I don&amp;#39;t accept then is derhaka&amp;quot; reasoning?? sultan should understand the party&amp;#39;s stand on this matter and not forcefully ask them to take ma  &lt;!--emo&amp;:mega_shok:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/mega_shok.gif' border='0' style='vertical-align:middle' alt='mega_shok.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 17 Mar 2025 14:03:34 +0800</pubDate>
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            <title>even the nature support lghdtv in malaysia&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/5503421</link>
            <description>&lt;a href='https://pictr.com/image/x1niw9' target='_blank'&gt;&lt;img src='https://pictr.com/images/2025/01/07/x1niw9.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 07 Jan 2025 19:06:04 +0800</pubDate>
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            <title>mari2 see how lim sian see embarrass himself</title>
            <link>http://forum.lowyat.net/topic/5486012</link>
            <description>[YOUTUBE]-tpyLr5kwxI[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;so funny he was not expecting to be questioned stating that this show is &amp;quot;yang bakar menteri&amp;quot; so he was expecting to do the bakar and not the other way round.</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 01 Oct 2024 11:41:55 +0800</pubDate>
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            <title>hotbird &amp;gt; kepci few miles away</title>
            <link>http://forum.lowyat.net/topic/5454165</link>
            <description>last time when i always drove around, I at least ate kepci once a week. yes, at LEAST. sometimes more.&lt;br /&gt;but as they keep increasing prices, I poorfag cannot afford dy so looking for alternatives.&lt;br /&gt;friend brought me to hot bird ss15 and my gawd it is better than kepci hands-down. &lt;br /&gt;my only grouses are with the buffalo wing as they served it cold and average coleslaw but still better than texas.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/EDR3NA' target='_blank'&gt;&lt;img src='https://pictr.com/images/2024/04/27/EDR3NA.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;honestly, very satisfying meal. paid rm100 for this for 3 pax</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 27 Apr 2024 21:58:24 +0800</pubDate>
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            <title>why cinis got butthurt over wet ckt?</title>
            <link>http://forum.lowyat.net/topic/5451487</link>
            <description>i read some argument about wet ckt especially on cinis side.&lt;br /&gt;so the cinis was complaining about how 炒 (char) or fried should be dry as what they usually had and wet ckt is an abomination.&lt;br /&gt;&lt;br /&gt;however they also failed to realize that wat tan hor (滑旦河) with literal translation &amp;quot;smooth egg river&amp;quot; also having a proper english name such as fried kuey teow with egg gravy (literal translation: 蛋汁炒粿条) is the same concept as wet ckt.&lt;br /&gt;&lt;br /&gt;so with this argument, can we, once and for all agree that wet ckt is just another variation of ckt and nothing wrong with it being wet despite having the word 炒 (char) due to cultural differences?</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 14 Apr 2024 11:04:53 +0800</pubDate>
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            <title>vf3i service and performance</title>
            <link>http://forum.lowyat.net/topic/5451428</link>
            <description>hi guys. i gave my bike to a friend and he drives it every day. however, he said that the motor got mini mini problem.&lt;br /&gt;when i ride it today, I feel like it lacks power even though he just serviced it last week with 5w40 fully synthetic oil.&lt;br /&gt;&lt;br /&gt;problem I found:&lt;br /&gt;1. when full throttle, it is slower than say 80% throttle. &lt;br /&gt;2. the engine is rough and vibrates slightly&lt;br /&gt;3. the meter glass/plastic cover vibrates quite noisy ketak ketak ketak sound when driving&lt;br /&gt;4. the gear is not smooth i.e. when I wanna enter 1st gear, sometimes it wont click until I release clutch and press again. it is better if I don&amp;#39;t use the adjustable clutch to shorten it but it still happens occasionally.&lt;br /&gt;&lt;br /&gt;any idea what&amp;#39;s happening with this bike? he did raise this issue with his regular workshop but they are not so familiar with this bike. any recommended workshop around old klang road, bukit jalil, or sri petaling?&lt;br /&gt;&lt;br /&gt;thanks yo</description>
            <author>accordvtec</author>
            <category>Biker Base</category>
            <pubDate>Sat, 13 Apr 2024 22:45:51 +0800</pubDate>
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            <title>buying model 3 with cc only</title>
            <link>http://forum.lowyat.net/topic/5449714</link>
            <description>&lt;a href='https://pictr.com/image/E29T9P' target='_blank'&gt;&lt;img src='https://pictr.com/images/2024/04/04/E29T9P.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;model 3 within budget and im installing 13.8kW solar panel in anticipation of the new ev and to save some energy bill.&lt;br /&gt;&lt;br /&gt;need to check if uob allows 0% installment conversion for the model 3.</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 04 Apr 2024 12:59:50 +0800</pubDate>
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            <title>mydata share contact to 3rd party?</title>
            <link>http://forum.lowyat.net/topic/5433358</link>
            <description>so today i need to create an account with immigration and i need to present the mydata ssm with certified true copy.&lt;br /&gt;after i bought it, a few hours later i got this msg via whatsapp pulak. &lt;br /&gt;data privacy? puiiii&amp;#33; fahmi must resign&amp;#33; anthonyloke must resign&amp;#33;&amp;#33; bmx must resign&amp;#33;&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/EO7e9q' target='_blank'&gt;&lt;img src='https://pictr.com/images/2024/01/16/EO7e9q.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 16 Jan 2024 17:20:47 +0800</pubDate>
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            <title>swimathon terengganu</title>
            <link>http://forum.lowyat.net/topic/5429527</link>
            <description>&lt;a href='https://pictr.com/image/EXVRc1' target='_blank'&gt;&lt;img src='https://pictr.com/images/2023/12/28/EXVRc1.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;bincangkan</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 28 Dec 2023 15:47:44 +0800</pubDate>
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            <title>isu minyak lagi penting</title>
            <link>http://forum.lowyat.net/topic/5419744</link>
            <description>so today my myanmar staff ask me to drop him at nsk for weekly grocery run.&lt;br /&gt;since i nbtd i follow him inside and jalan2 look see what&amp;#39;s new at nsk kuchai.&lt;br /&gt;he got 3 paket of rm2.5 oil which is gomen subsidy oil and need to queue up about 5mins until his turn. &lt;br /&gt;he parked the trolley and go buy groceries.&lt;br /&gt;when we go to cashier, he realize the 3 paket oil gone missing lolzzz.&lt;br /&gt;he go to oil stash there and it was finished.&lt;br /&gt;&lt;br /&gt;this really open my eyes big2 about the desperation of other ppl until need to curi the 3 paket oil. &lt;br /&gt;&lt;br /&gt;meanwhile i see some aunties and makciks queuing at counter with 3paket oil and 2 trays of egg only and nothing else. &lt;br /&gt;&lt;br /&gt;inb4 its not curi until paid</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 10 Nov 2023 19:02:42 +0800</pubDate>
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            <title>paddy field at sekinchan tomorrow</title>
            <link>http://forum.lowyat.net/topic/5412856</link>
            <description>planning to do a quick tour to sekinchan tomorrow. anyone know what&amp;#39;s the condition of the paddy field there now this period?&lt;br /&gt;thanks&amp;#33;</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 10 Oct 2023 18:30:52 +0800</pubDate>
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            <title>wtf ios so mafan create account</title>
            <link>http://forum.lowyat.net/topic/5392595</link>
            <description>bought new ip14pm 256gb to upgrade my ageing ipong. i wana use new epal id but waffak it doesnt allow me to use email add that contain my name and DoB etc. i purposely need to create new email just to comply with cheebuy iOS yimchim-ness???</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 11 Jul 2023 20:48:32 +0800</pubDate>
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            <title>rape my breakfast</title>
            <link>http://forum.lowyat.net/topic/5391975</link>
            <description>[attachmentid=11472675]&lt;br /&gt;&lt;br /&gt;finish mai half maraton then kawan ajak heavy brunch.&lt;br /&gt;green plate with 2 type vege and sotong egg??&lt;br /&gt;yellow plate with 1 vege with telor ikan and 1 massive kambing serving.&lt;br /&gt;&lt;br /&gt;guess the price 😵‍💫</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 09 Jul 2023 11:46:18 +0800</pubDate>
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            <title>Sappork syed suckdick?</title>
            <link>http://forum.lowyat.net/topic/5391705</link>
            <description>&lt;a href='https://thebuttermentproject.yezza.store/' target='_blank'&gt;https://thebuttermentproject.yezza.store/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;ox2 should be 3rd party. they just earn small profits.&lt;br /&gt;i will sapork 10 boxes for anak muda voice in parliament.</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 07 Jul 2023 19:42:55 +0800</pubDate>
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            <title>3rd time in thailand in 2 months time</title>
            <link>http://forum.lowyat.net/topic/5389926</link>
            <description>last month twice wented puket, 1 early if the month for north andaman diving and late of the month with family.&lt;br /&gt;now again at thai but at mangkuk arone. thai bath damn expensive now rm1 to 7.48 only 😅&lt;br /&gt;luckily food and shopping at mangkuk still better than puket&lt;br /&gt;&lt;br /&gt;just had this so called famous ciken rice but damn, its so disappointed &lt;br /&gt;&lt;br /&gt;[attachmentid=11471763]&lt;br /&gt;&lt;br /&gt;[attachmentid=11471764]</description>
            <author>accordvtec</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 29 Jun 2023 22:26:07 +0800</pubDate>
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