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        <title>Lowyat.NET: Latest topics by yiyan</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 02 Aug 2026 20:02:31 +0800</lastBuildDate>
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            <title>Saliva Test line appeared very fade after 1 hour</title>
            <link>http://forum.lowyat.net/topic/5197954</link>
            <description>Hi friends&amp;#33;&lt;br /&gt;&lt;br /&gt;Is there possibility Saliva Test Kit will only show T line after one hour?&lt;br /&gt;&lt;br /&gt;C line was fast, within a few seconds. T line did not show anything for the first 30 minutes.&lt;br /&gt;After throwing the test kit in the rubbish bin, 1 saw one very fine line (1mm width) purple colour line. What does that mean? Anyone face similar thing?&lt;br /&gt;&lt;br /&gt;Thank you&amp;#33;</description>
            <author>yiyan</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 23 Sep 2021 01:00:59 +0800</pubDate>
        </item>
        <item>
            <title>Sun Life Malaysia Investment Funds</title>
            <link>http://forum.lowyat.net/topic/5155968</link>
            <description>Hello everyone, first of all thanks for great readings I have here in this Finance, Business and Investment House section.&lt;br /&gt;&lt;br /&gt;After some reading I decided to withdraw my sole FD account (1 month tenure) in CIMB bank so that I can split it into two FDs with different maturity period (1 month and 6 months).&lt;br /&gt;&lt;br /&gt;However, when the CIMB receptionist knew I am going to withdraw all. She came out with one Fund which is Sun Life Asia Pacific Dynamic Income Fund. The underlying fund is Principal Dynamic Asia Pacific Income Fund. According to her, the fund performed very good with more than 40% return since last year. And there is no sales charge if I subscribe to the fund. And it came with Insurance too which is win-win as I will have insurance coverage (Death and disability) and investment of higher than FD rate.&lt;br /&gt;&lt;br /&gt;I am interested in this fund since it is tied to Principal Asia Pacific Dynamic Income Fund and it has no sales charge but I was hesitance that time.&lt;br /&gt;Until today the agent called me up.&lt;br /&gt;&lt;br /&gt;What is your thinking of this Fund? Is this consider Fund of Fund?&lt;br /&gt;&lt;br /&gt;Should I go ahead with Principal directly or with Sun Life?&lt;br /&gt;&lt;br /&gt;Or better to keep in FD?&lt;br /&gt;&lt;br /&gt;I do have the Sun Life brochure that given by the agent. It has the Fund details as well the equities allocation within the fund. Going to upload it later after I got it scanned. &lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>yiyan</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 10 Jun 2021 12:37:18 +0800</pubDate>
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