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        <title>Lowyat.NET: Latest topics by naranjero</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 18 Jul 2026 05:34:58 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>THINKPAD E15 GEN 4</title>
            <link>http://forum.lowyat.net/topic/5409518</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; THINKPAD E15 GEN 4 LAPTOP&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;THINKPAD E15 GEN 4 LAPTOP  (BOUGHT IN 2023 FEB, RARELY USED, PERFECT CONDITION)&lt;br /&gt;PROCESSOR: RYZEN 5 5625U&lt;br /&gt;DISPLAY: 15.6 FHD 300N&lt;br /&gt;MEMORY: 16GB DDR4&lt;br /&gt;GRAPHIC: INTEGRATED&lt;br /&gt;KEYBOARD: BACKLIT&lt;br /&gt;OS: WINDOWS 11 HOME 64&lt;br /&gt;STORAGE: 512GB SSD&lt;br /&gt;POWER ADAPTER: 65W USB-C&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;  RM 3,000 &lt;span style='color:red'&gt;(&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: Sellers are required to display the exact selling prices of their products. Failure to do so will result in the deletion of the topic)&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; ANYWHERE IN KLANG VALLEY&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; 012-8041213 WHATSAPP&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; ALMOST LIKE NEW&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; GOT DESKTOP AND WORKING LAPTOP FROM COMPANY, RARELY USED.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/EjqKTg' target='_blank'&gt;&lt;img src='https://pictr.com/images/2023/09/24/EjqKTg.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/EjqJVu' target='_blank'&gt;&lt;img src='https://pictr.com/images/2023/09/24/EjqJVu.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/EjqXsX' target='_blank'&gt;&lt;img src='https://pictr.com/images/2023/09/24/EjqXsX.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/EjqFE9' target='_blank'&gt;&lt;img src='https://pictr.com/images/2023/09/24/EjqFE9.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;</description>
            <author>naranjero</author>
            <category>Notebooks Garage Sales</category>
            <pubDate>Sun, 24 Sep 2023 16:50:58 +0800</pubDate>
        </item>
        <item>
            <title>Entering to Vietnam after 1/April</title>
            <link>http://forum.lowyat.net/topic/5258818</link>
            <description>Anyone travelled to Vietnam after 1 April? how are the rules now? everything is smooth in Vietnam? need to download apps?</description>
            <author>naranjero</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 01 Apr 2022 11:24:52 +0800</pubDate>
        </item>
        <item>
            <title>Active/Passive Fund Performance Generalization</title>
            <link>http://forum.lowyat.net/topic/5092624</link>
            <description>Hello guys,&lt;br /&gt;&lt;br /&gt;Anyone has any idea on what do you think about active vs. passive fund?&lt;br /&gt;&lt;br /&gt;The following is a screenshot from some Morningstar article show success rate of active fund to outperform passive fund:&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/7cpr4Y' target='_blank'&gt;&lt;img src='https://pictr.com/images/2021/01/24/7cpr4Y.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;I have made a few comparison of mutual funds in Malaysia and ETF in global market by using data from Morningstar, it seems that (I could be wrong) generally ETF outperform in:&lt;br /&gt;-developed market (US/Europe etc)&lt;br /&gt;&lt;br /&gt;whereas I have seen some active stock picking fund could be quite consistently beating the etf / index for longer timespan (5-10 years) in&lt;br /&gt;-emerging market / China&lt;br /&gt;-(by the way... why our Bursa ETF for Malaysia market is so bad?)&lt;br /&gt;&lt;br /&gt;What factors influence statistically on average whether active fund or passive fund can outperform each other in certain market do you think? It might be &lt;br /&gt;-percentage of retailer participation&lt;br /&gt;-how well informed are the investors in the market (the more efficient the market is, the harder for fund manager to outperform)&lt;br /&gt;-size of the etf (economic of scale --&amp;#62; lower expense ratio)&lt;br /&gt;-there is a saying active fund perform better in recession period and ETF perform better in growth period too&lt;br /&gt;?</description>
            <author>naranjero</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 24 Jan 2021 17:17:44 +0800</pubDate>
        </item>
        <item>
            <title>Mid Career Switch - Data Science?</title>
            <link>http://forum.lowyat.net/topic/5057253</link>
            <description>Dear Forumer in Lowyat,&lt;br /&gt;&lt;br /&gt;I am sincerely would like to ask for opinion from all you on what do you think if I am going take a Master in Data Science course.&lt;br /&gt;&lt;br /&gt;My background:&lt;br /&gt;1. 33 yo, Chemical Engineering degree, 10y working experience as process engineer. Previously work in plant now work as process specialist for a European plant machinery supplier, considered having higher than average pay but travels for project commissioning really a lot, 60~70% days per year on average (and this year is 0% travelling due to covid ban)&lt;br /&gt;2. Passionate in mathematics, logical thinking. At work because I am able to read and recognize patterns in process data that most people ignored -- given me a leg up at work. &lt;br /&gt;3. Able to do simple VBA quotation for looping / automate some excel calculation procedures for data, understand basic C++ programming, not expert but I am confident it will not be a major challenge for me&lt;br /&gt;4. Other subject of interest: economics/psychology - manage own investment portfolio, study statistical movement of markets etc. Only as interest.&lt;br /&gt;&lt;br /&gt;As an engineer from industrial background, do you think it is worth for me to go into Data Science? May I ask if anyone know how is the Data Science job market in Malaysia? is it mostly concentrated in Banking, ecommerce and logistics and that is the best place for Data Scientist to work in? Manufacturing Data Science / IR4.0 etc is practically exist / soon to be or just theoretical? Are they exist in oil and gas / processing plant etc?&lt;br /&gt;&lt;br /&gt;My reason of thinking about taking the this course:&lt;br /&gt;1. This subject really really interests me 50%&lt;br /&gt;2. Market demand 25%&lt;br /&gt;3. Always thought of further study 10%&lt;br /&gt;4. Wanted to stop traveling job for various reason, looking for good alternative 15%&lt;br /&gt;&lt;br /&gt;Thank you for taking your time reading it.. I am appreciating everyone who clicked in this thread &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt; .</description>
            <author>naranjero</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 13 Nov 2020 14:47:22 +0800</pubDate>
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