Lowyat.NET: Latest topics by ken431256

Swapping CelcomDigi & Hotlink numbers

ken431256 — Tue, 06 Jan 2026 16:25:54 +0800

Hi,

Is there a way to swap my main line with CelcomDigi (prepaid)'s number to sim2 line Hotlink (postpaid)'s number?

Reason being is recently converted CelcomDigi to prepaid line (main line), to use the rm25 prepaid data plan, however my second line I was offered by Hotlink to have more rebate on the existing postpaid plan, which I accepted.

However, quite uneasy to have my main line as prepaid due to its credit expiry nature, hence I was thinking of swapping the numbers between each other.

Is this possible?

Full flexi loan vs semi flexi and strategy

ken431256 — Wed, 01 Jan 2025 08:21:03 +0800

Hi, planning to get a rumahwip but I want to pay as little to no interest rate as possible, house will take 4 years to build as it's a new project.

Let's say the scenario is I have the entire cash value parked in FD now of 300k, how do I maximize both semi flexi or full flexi so that I don't pay any interest at all?

Whats the best strategy as I usually parked to FD lately for investments as so far none of my previous investments (eg. unit trusts in FSMone) gave me much return to begin in.

Can we order GrabCar for someone else?

ken431256 — Thu, 08 Feb 2024 19:26:47 +0800

As title,

Possible to order GrabCar for someone else at another state? Or the passenger must be same name as the one who orders

Edit: PSA for anyone wondering as well

QUOTE(eidrag @ Feb 8 2024, 07:29 PM)

[right][snapback]109122496[/snapback][/right]

WTS Apple AirPods 3rd Generation -MagSafe charging

ken431256 — Tue, 06 Feb 2024 18:09:23 +0800

Item(s):Apple AirPods 3rd Generation Sealed (with MagSafe charging case)

Package includes: brand new Full box set (official sealed, unopened as per picture)

Price: RM800 (RM 879 in Machines)

Warranty: 1 Year Apple Malaysia Warranty

Dealing method: COD only as many scams around

Location: Bukit Jalil/ Old klang road / Mid Valley / Taman Desa area

Contact method/details:PM or whatsapp me at +60133713276
---

Item(s) conditions: brand new Sealed, new, and unopened

Picture:

Reason for sale: MNC company door gift

Possible to use BT to pay off another BT?

ken431256 — Fri, 12 May 2023 16:43:21 +0800

Hi,

Wondering if it's possible to pay off balance transfer from one bank to another balance transfer from another bank?

Seeing that BT accounts are actually credit card accounts with its own respective CC numbers.

All 0% EIR. no hidden charges whatsoever.

How to claim this for income tax?

ken431256 — Fri, 24 Mar 2023 11:48:09 +0800

Komune living stay, I used my own klook voucher to pay for it, and the surplus paid as well.

Can I claim the full 200+ or only what I paid in excess rm100+?

Registered under motac

See image below

Can I claim for this? [Income Tax filing 2023]

ken431256 — Fri, 17 Mar 2023 11:47:22 +0800

Additional relief for lifestyle for purchase of mobile phone, laptop or tablet:

1. Oculus Quest 2 VR (it's technically a mobile device right?

Hotel accomodation

1. Marriott hotel (but fully borne by employer for the stay, but I have the receipt, under my name)

looking for a particular video

ken431256 — Fri, 26 Aug 2022 19:32:42 +0800

hi

looking for a particular video whereby there was an old melei trafik polis with sunglasses asking the driver something along the lines of

"kalau you nk settle, I boleh you boleh la hahahahahahahahahahahahahaha"

Thenk

is upah still accepted or no I haven't not posted in a while

If don't activate CC will I be charged the gov tax

ken431256 — Tue, 07 Jun 2022 17:52:34 +0800

Hi, just got the Maybank 2 cards, I haven't activate yet but just wondering if they will still charge the rm25 per card regardless? Like if it's been almost a month and haven't activate ?

Received Saman for using phone while driving

ken431256 — Thu, 14 Apr 2022 12:43:32 +0800

How to go about?

Need to go court? The abang told me it's still rm300? He ask me wait until end of the year for the 50% discount, or I go court to mintak Rayuan, asked me to wait next Monday for it to appear in system

Can I go to Trafik polis now and settle with the summons paper or not suggested?

Of all the random coincidences, this happened

ken431256 — Sat, 26 Mar 2022 16:01:03 +0800

[fbv]1612247709144605[/fbv]

HIMYM

FM: Change of official cars for reducing "costs"

ken431256 — Sun, 07 Nov 2021 21:57:51 +0800

PUTRAJAYA (Bernama): The change of government official cars from Proton Perdana 2.4 Premium to Toyota Vellfire 2.5L would result in reduced payments, says the Finance Ministry on Sunday (Nov 7).

According to a statement issued by the ministry, the monthly payment for a Toyota Vellfire 2.5L was RM4,851.61, compared to RM4,854.41 for a Proton Perdana 2.4 Premium.

"The decision to switch models was based partly on the lower monthly cost for the Toyota Vellfire 2.5 compared to that of the Proton Perdana 2.4 Premium,” the statement read.

The government’s decision to switch models for ministers’ official cars, a replacement process that began last April, had recently gone viral on social media.

The Finance Ministry noted that the switch was also due to Proton ending the production of Proton Perdana 2.4 Premium in 2014, adding that the proposal to switch models was made by the previous government but only implemented this year.

The ministry added that some of the cars in question had reached six years of age, although the replacement of the vehicles are scheduled for a four-year period. - Bernama

--

Save rm 3 for monthly payment, confirm can use that money to solve all the nation issues

kecian SQUID token users kena scammed

ken431256 — Tue, 02 Nov 2021 08:39:38 +0800

link to coin market cap article

Now this is what a proper rug pull looks like. DYOR

"Investors" could not even sell their tokens. Damn sad.

hi i tot messiah say market down today?

ken431256 — Mon, 01 Nov 2021 14:38:45 +0800

so down or not? I wan buy

Why today MS no open tered? Means buy now all in?

So this is why our VIPs get off Scot free

ken431256 — Tue, 26 Oct 2021 13:18:00 +0800

cough cough you know i know who

one by one all the helangs suddenly all baik orennya

QUOTE(thales.of.miletus @ Oct 26 2021, 01:55 PM)

Exact source would be Article 145(2) and 145(3) of the federal constitution.

145(2) as government's lawyer
145(3) as public prosecutor
[right][snapback]102715951[/snapback][/right]

Starting investing with RM100,000

ken431256 — Thu, 21 Oct 2021 18:23:54 +0800

Hi,

Want to ask sifu here, if were to invest RM 100000 or even more, is this feasible:

80% in FSMone Managed Portfolio (Moderately Aggressive) with annual return of 7-9% p.a., which is 70% in equity and 30% in bonds

10% into ASM 1 (2018 was 6%, 2019 was 5%?, 2020 was 4%) - still better than FD

10% into mix of FD - 2.3% 3mth by HLB / cash / put into USDT balance on exchange

Is this feasible?

I still have about rm43000 left not sure what to do with it

And for the FSMone Managed Portfolio, suggested to do DCA/ value investing? Or lump sum better? How to see the real time data to better gauge invest more or invest less every month? 100k split into 10 month?

Age 24

rosmah on jibgor action2

ken431256 — Tue, 19 Oct 2021 00:41:36 +0800

Carwash prostitution syndicate in Kepong

ken431256 — Sat, 16 Oct 2021 23:33:59 +0800

[@2feidei] why so many raid lately?

[YOUTUBE]V0ua2g-lll4[/YOUTUBE]

FSMone? Any testimonials?

ken431256 — Fri, 15 Oct 2021 16:43:17 +0800

Just got approved for a CDS account on FSMone

Can any veterans give some testimonials on the platform itself? Legit? SC backed right?

How fast deposit and withdrawals? Got problem? If they go backrupt who holds our funds?

Last but not least any good returns you guys got on certain funds so far?

Has anyone experienced work burnout?

ken431256 — Tue, 12 Oct 2021 16:31:55 +0800

Come share some stories .... Myself loved my job when I first started and went very well, once Covid hit everything went downhill from there...can't sleep at all and continually stressing about what's coming next, what am I lacking etc.... really not worth throwing away my sanity ...