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        <title>Lowyat.NET: Latest topics by smtm</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 26 Jul 2026 20:06:52 +0800</lastBuildDate>
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            <title>more time at home</title>
            <link>http://forum.lowyat.net/topic/5166120</link>
            <description>alrd wfh more than a year, realize that spend most time in living room and study room aka work space&lt;br /&gt;fast forward months ago, has lingering smell coming from sofa, and chairs that made of wood material&lt;br /&gt;&lt;br /&gt;after doing some research, it is seems to be some gas called formaldehyde  &lt;!--emo&amp;:confused:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/confused.gif' border='0' style='vertical-align:middle' alt='confused.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;used baking soda, spray freshener etc but the smell still in the air&amp;#33; any other way to get rid of it?&lt;br /&gt;</description>
            <author>smtm</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 06 Jul 2021 16:07:02 +0800</pubDate>
        </item>
        <item>
            <title>prepare to buy house</title>
            <link>http://forum.lowyat.net/topic/5162762</link>
            <description>recently tag along my bro in law to view house since he is planning to get one&lt;br /&gt;i had been viewing some but not yet found one I like in terms of unit, neighborhood etc&lt;br /&gt;he got recommended for 2 units while one is new project and other one is subsales, in dilemma to choose&lt;br /&gt;&lt;br /&gt;afaik, new launch has more rebates with hoc program etc but subsales may not need to wait for completion, require more cashflow&lt;br /&gt;</description>
            <author>smtm</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 28 Jun 2021 18:02:40 +0800</pubDate>
        </item>
        <item>
            <title>the annoying number</title>
            <link>http://forum.lowyat.net/topic/5149097</link>
            <description>idky but this is my third time receive their sms for continuous 2 days...does ayam look in need of money?  &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;is it hard to hit kpi lately or any good offer rate that im not aware? &lt;br /&gt;anyway had put them in block list cz afraid it is just another scam&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/B0BMCx' target='_blank'&gt;&lt;img src='https://pictr.com/images/2021/05/24/B0BMCx.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>smtm</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 24 May 2021 14:21:21 +0800</pubDate>
        </item>
        <item>
            <title>bank loan rejected</title>
            <link>http://forum.lowyat.net/topic/5143725</link>
            <description>guys, need some opinion here&amp;#33;&lt;br /&gt;my uncle business is not doing well and applied biz loan from bank but rejected due to having home and car loan&lt;br /&gt;is it possible to apply for personal loan or is there any alternative option for financing?&lt;br /&gt;</description>
            <author>smtm</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 12 May 2021 15:20:34 +0800</pubDate>
        </item>
        <item>
            <title>preferred tyre brand</title>
            <link>http://forum.lowyat.net/topic/5093653</link>
            <description>based on your car, which brand is good to go?&lt;br /&gt;my old saga has tried hankook and conti, my workshop fren reco michellin but yet to try&lt;br /&gt;would like to hear from ur experience and opinion</description>
            <author>smtm</author>
            <category>Tyre Talk</category>
            <pubDate>Tue, 26 Jan 2021 15:15:12 +0800</pubDate>
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